Toyota Tundra SR/5 Double Cab 2WD Insurance Rates
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Estimated insurance rates for a Toyota Tundra SR/5 Double Cab 2WD are $1,350 a year for full coverage. Comprehensive costs an estimated $284, collision costs $476, and liability costs $410. Liability-only coverage costs as little as $486 a year, with high-risk coverage costing around $2,904. Teenage drivers pay the most at $5,082 a year or more.
Annual premium for full coverage: $1,350
Premium estimates broken down by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Toyota Tundra Trim Level
For a 40-year-old driver, insurance rates for a Toyota Tundra SR/5 Double Cab 2WD go from as low as $486 for your basic liability-only policy to the much higher price of $2,904 for high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.
The example below illustrates how your location can change insurance prices.
These rate differences show why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Toyota Tundra SR/5 Double Cab 2WD Insurance
Insurance rates for a Toyota Tundra SR/5 Double Cab 2WD also have a wide range based on your driving characteristics, the model year of your Tundra, and liability limits and deductibles.
A more mature driver with a clean driving record and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age
Where you choose to live makes a big difference in Toyota Tundra SR/5 Double Cab 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Using high physical damage deductibles could save up to $510 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $369 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying $1,600 to $2,200 extra annually, depending on your age. Toyota Tundra SR/5 Double Cab 2WD insurance for high-risk drivers can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates
With such a large range of rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, so the rates will be substantially different from one company to the next.
Chart shows Toyota Tundra SR/5 Double Cab 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $794. Drivers who use higher $1,000 deductibles will pay around $1,178. The average rate for a driver around age 40 using $500 deductibles is $1,350. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,686. Drivers with multiple violations and accidents could be charged up to $2,904. The rate for full coverage insurance for a teenage driver is $5,082.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$95|
|5-yr Claim Free||$85|
|Paid in Full/EFT||$59|
Discounts are estimated and may not be available from every company or in every state.