Toyota Yaris 4-Dr Hatchback Insurance Rates

The average insurance rates for a Toyota Yaris 4-Dr Hatchback are $1,300 a year for full coverage. Comprehensive costs an estimated $270 each year, collision insurance costs $508, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $2,812. Teenage drivers cost the most to insure at up to $4,864 a year.

Annual premium for full coverage: $1,300

Policy rates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Yaris Trim Level

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

These price differences show why all drivers should compare prices for a targeted area, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Toyota Yaris 4-Dr Hatchback also range considerably based on the actual cash value of your Yaris, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,800 a year. View Rates by Age

Your home state has a huge impact on Toyota Yaris 4-Dr Hatchback insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $530 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates will be varied.

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Chart shows Toyota Yaris 4-Dr Hatchback insurance prices for various risks and coverage choices. The best price after discounts is $751. Drivers who use higher $1,000 deductibles will pay $1,124. The average price for a driver around age 40 using $500 deductibles is $1,300. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,646. Drivers with multiple violations and accidents could be charged around $2,812. The policy rate for full coverage insurance for a teenage driver can be as high as $4,864.

View Chart as Image