Volkswagen Beetle S 2-Dr Hatchback Insurance Rates

The average insurance prices for a Volkswagen Beetle S 2-Dr Hatchback are $1,256 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $270, collision costs $540, and liability costs around $310. Buying just liability costs as low as $370 a year, with insurance for high-risk drivers costing $2,722 or more. Teenage drivers cost the most to insure at $4,614 a year or more.

Annual premium for full coverage: $1,256

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Beetle Trim Level

These price differences illustrate why everyone should compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Volkswagen Beetle S 2-Dr Hatchback also range considerably based on liability limits and deductibles, your risk profile, and the replacement cost of your Beetle.

Using high physical damage deductibles could cut rates by as much as $550 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $279 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,000 extra every year, depending on your age. Volkswagen Beetle S 2-Dr Hatchback insurance for high-risk drivers can be as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Volkswagen Beetle S 2-Dr Hatchback insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied.

View Chart as Image

The chart estimates Volkswagen Beetle S 2-Dr Hatchback insurance rates for different coverage choices and risks. The best rate after discounts is $713. Drivers who use higher $1,000 deductibles will pay $1,074. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,256. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,618. Drivers with multiple violations and accidents could be charged around $2,722. The rate for full coverage for a teenager can be as high as $4,614.

View Chart as Image