Volkswagen Golf 2.0T Turbo Diesel 4-Dr Hatchback Insurance Rates

The average insurance prices for a Volkswagen Golf 2.0T Turbo Diesel 4-Dr Hatchback are $1,510 every 12 months for full coverage insurance. Comprehensive insurance costs around $354, collision insurance costs $634, and liability costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs $3,260 or more. Teen drivers cost the most to insure at up to $5,482 a year.

Annual premium for full coverage: $1,510

Policy rates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Golf Trim Level

These price differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Volkswagen Golf 2.0T Turbo Diesel 4-Dr Hatchback also range considerably based on liability limits and deductibles, your risk profile, and the actual cash value of your Golf.

Choosing high deductibles could cut rates by as much as $660 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $5,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can be as much as 44% to 133% more than average. View High Risk Driver Rates

Your home state has a huge impact on Volkswagen Golf 2.0T Turbo Diesel 4-Dr Hatchback insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to figure out your exact price is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes will be varied.

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The chart estimates Volkswagen Golf 2.0T Turbo Diesel 4-Dr Hatchback insurance rates for various coverage choices and risks. The best rate after discounts is $862. Drivers who choose higher $1,000 deductibles will pay $1,288. The average rate for a driver age 40 with no violations using $500 deductibles is $1,510. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,948. High risk drivers could be charged around $3,260. The price for full coverage for a 16-year-old driver can be as high as $5,482.

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