Volkswagen GTI 2.0T 2-Dr Hatchback Insurance Rates

The average auto insurance rates for a Volkswagen GTI 2.0T 2-Dr Hatchback are $1,514 annually for full coverage insurance. Comprehensive costs an estimated $326, collision costs $666, and liability costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing around $3,292. Teenage drivers cost the most to insure at $5,564 a year or more.

Annual premium for full coverage: $1,514

Policy rates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen GTI Trim Level

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. More rural locations are shown to have fewer physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects insurance prices.

These price differences illustrate why everyone should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Volkswagen GTI 2.0T 2-Dr Hatchback also range considerably based on the model year, your risk profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will have to pay at least $5,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,800 to $2,500 in extra premium every year, depending on your age. Volkswagen GTI 2.0T 2-Dr Hatchback insurance for high-risk drivers can be from 45% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $670 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Volkswagen GTI 2.0T 2-Dr Hatchback insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to figure out who has the best car insurance prices is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates will be varied between companies.

View Chart as Image

The chart estimates Volkswagen GTI 2.0T 2-Dr Hatchback insurance prices for different situations. The cheapest discount price is $856. Drivers who use higher $1,000 deductibles will pay about $1,290. The average price for a driver around age 40 using $500 deductibles is $1,514. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,956. Drivers with multiple violations and accidents could be charged around $3,292. The rate for full coverage insurance for a teenage driver can be as high as $5,564.

View Chart as Image