Volkswagen Jetta SE 4-Dr Sedan Insurance Rates

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Average insurance prices for a Volkswagen Jetta SE 4-Dr Sedan are $1,420 every 12 months for full coverage. Comprehensive insurance costs on average $326, collision costs $572, and liability insurance costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,060 or more. Teen drivers receive the highest rates at $5,194 a year or more.

Annual premium for full coverage: $1,420

Rate estimates by type of coverage:

Comprehensive $326
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Jetta Trim Level

Using a middle-aged driver as an example, prices go from the cheapest price of $430 for a discount liability-only rate to the much higher price of $3,060 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,420
High Risk $3,060

These differences show why everyone should compare rates based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

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Car insurance rates for a Volkswagen Jetta SE 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your driver profile, and the model year of your Jetta.

Choosing high deductibles could save up to $600 each year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 extra per year, depending on your age. Volkswagen Jetta SE 4-Dr Sedan insurance for high-risk drivers can cost anywhere from 44% to 134% more than average. View High Risk Driver Rates

Where you live makes a big difference in Volkswagen Jetta SE 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, so rate quotes can be significantly different.

View Chart as Image

Volkswagen Jetta SE 4-Dr Sedan insurance cost comparison chart
Column chart showing Volkswagen Jetta SE 4-Dr Sedan insurance prices range from $818 to $5,194 for full coverage

Chart shows Volkswagen Jetta SE 4-Dr Sedan insurance rates for different coverage choices and risks. The lowest rate with discounts is $818. Drivers who choose higher $1,000 deductibles will pay $1,216. The average rate for a 40-year-old male driver using $500 deductibles is $1,420. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,816. High risk drivers could be charged as much as $3,060. The rate for full coverage for a teen driver is $5,194.

Volkswagen Jetta SE 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,358 -$62 -4.4%
Connecticut $1,462 $42 3.0%
Delaware $1,608 $188 13.2%
Florida $1,776 $356 25.1%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $962 -$458 -32.3%
Illinois $1,058 -$362 -25.5%
Indiana $1,068 -$352 -24.8%
Iowa $958 -$462 -32.5%
Kansas $1,350 -$70 -4.9%
Kentucky $1,938 $518 36.5%
Louisiana $2,102 $682 48.0%
Maine $876 -$544 -38.3%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,134 -$286 -20.1%
Michigan $2,468 $1,048 73.8%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,702 $282 19.9%
Missouri $1,260 -$160 -11.3%
Montana $1,524 $104 7.3%
Nebraska $1,120 -$300 -21.1%
Nevada $1,704 $284 20.0%
New Hampshire $1,024 -$396 -27.9%
New Jersey $1,586 $166 11.7%
New Mexico $1,258 -$162 -11.4%
New York $1,496 $76 5.4%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $980 -$440 -31.0%
Oklahoma $1,460 $40 2.8%
Oregon $1,302 -$118 -8.3%
Pennsylvania $1,356 -$64 -4.5%
Rhode Island $1,894 $474 33.4%
South Carolina $1,288 -$132 -9.3%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,244 -$176 -12.4%
Texas $1,712 $292 20.6%
Utah $1,052 -$368 -25.9%
Vermont $972 -$448 -31.5%
Virginia $850 -$570 -40.1%
Washington $1,098 -$322 -22.7%
West Virginia $1,302 -$118 -8.3%
Wisconsin $984 -$436 -30.7%
Wyoming $1,264 -$156 -11.0%

View Chart as Image

Volkswagen Jetta SE 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Volkswagen Jetta SE 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,194
20 $3,264
30 $1,486
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Jetta SE 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,816
$250 $1,632
$500 $1,420
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Jetta SE 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,493
100/300 $1,584
250/500 $1,820
100 CSL $1,529
300 CSL $1,729
500 CSL $1,875

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Jetta SE 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,184
30 $3,134
40 $3,060
50 $2,918
60 $2,890

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $106
5-yr Claim Free $91
Paid in Full/EFT $66
Advance Quote $70
Online Quote $101
Total Discounts $602
Rate after discounts $818

Discounts are estimated and may not be available from every company or in every state.

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