Volkswagen Routan SEL Premium 6 Cyl 2WD Insurance Rates

The average insurance rates for a Volkswagen Routan SEL Premium 6 Cyl 2WD are $1,448 a year including full coverage. Comprehensive costs approximately $368 a year, collision costs $634, and liability costs $310. Liability-only coverage costs as little as $370 a year, with high-risk coverage costing around $3,114. Teen drivers cost the most to insure at $5,132 a year or more.

Annual premium for full coverage: $1,448

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Routan Trim Level

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance prices.

These price differences highlight why it is important for drivers to compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Volkswagen Routan SEL Premium 6 Cyl 2WD also range considerably based on your risk profile, the replacement cost of your Routan, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Routan SEL Premium 6 Cyl 2WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $670 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $279 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can cost from 45% to 131% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which company is cheapest is to get quotes from multiple companies. Every company uses a different rate calculation, and rates will be varied from one company to the next.

View Chart as Image

The chart above shows average Volkswagen Routan SEL Premium 6 Cyl 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $821. Drivers who choose higher $1,000 deductibles will pay around $1,222. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,448. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,890. High risk drivers could be charged around $3,114. The cost for full coverage insurance for a teenager is $5,132.

View Chart as Image