Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for an Audi e-tron GT are $2,108 a year for full coverage. Comprehensive costs approximately $532 each year, collision insurance costs $1,102, and liability insurance costs around $338. A policy with only liability insurance costs as low as $394 a year, and a high-risk policy costs around $4,600. Teens pay the most at up to $7,342 a year.

Average premium for full coverage: $2,108

Premium estimates by type of coverage:

Comprehensive $532
Collision $1102
Liability $338

Full coverage includes $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and e-tron GT models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for an Audi e-tron GT range from the low end price of $394 for minimum levels of liability insurance to a high rate of $4,600 for high-risk insurance.

Liability Only $394
Full Coverage $2,108
High Risk $4,600

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,581
Small Cities $2,213
Large Cities $2,846

These rate differences show why all drivers should compare prices using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Audi e-tron GT insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $1,144
  • Using higher $1,000 deductibles will save $372 a year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $2,108
  • Selecting low deductibles for physical damage coverage bumps up the cost to $2,834
  • Drivers with serious driving violations could pay around $4,600
  • An auto insurance policy that insures a teen driver can cost $7,342 or more

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance rates range from $1,144 to $7,342 for full coverage

Car insurance prices for an Audi e-tron GT also have a wide range based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $2,500 to $3,300 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,900 a year, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $7,300 a year. View Rates by Age

Where you choose to live has a huge impact on Audi e-tron GT insurance rates. A driver around age 40 might see prices as low as $1,390 a year in states like Iowa, Maine, and Idaho, or have to pay at least $3,000 on average in New York, Louisiana, and Michigan.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,904 -$204 -9.7%
Alaska $1,616 -$492 -23.3%
Arizona $1,750 -$358 -17.0%
Arkansas $2,108 -$0 0.0%
California $2,402 $294 13.9%
Colorado $2,012 -$96 -4.6%
Connecticut $2,164 $56 2.7%
Delaware $2,384 $276 13.1%
Florida $2,634 $526 25.0%
Georgia $1,948 -$160 -7.6%
Hawaii $1,514 -$594 -28.2%
Idaho $1,428 -$680 -32.3%
Illinois $1,568 -$540 -25.6%
Indiana $1,590 -$518 -24.6%
Iowa $1,422 -$686 -32.5%
Kansas $2,002 -$106 -5.0%
Kentucky $2,874 $766 36.3%
Louisiana $3,120 $1,012 48.0%
Maine $1,302 -$806 -38.2%
Maryland $1,740 -$368 -17.5%
Massachusetts $1,682 -$426 -20.2%
Michigan $3,658 $1,550 73.5%
Minnesota $1,766 -$342 -16.2%
Mississippi $2,524 $416 19.7%
Missouri $1,870 -$238 -11.3%
Montana $2,264 $156 7.4%
Nebraska $1,660 -$448 -21.3%
Nevada $2,526 $418 19.8%
New Hampshire $1,520 -$588 -27.9%
New Jersey $2,354 $246 11.7%
New Mexico $1,866 -$242 -11.5%
New York $2,218 $110 5.2%
North Carolina $1,214 -$894 -42.4%
North Dakota $1,728 -$380 -18.0%
Ohio $1,454 -$654 -31.0%
Oklahoma $2,162 $54 2.6%
Oregon $1,930 -$178 -8.4%
Pennsylvania $2,010 -$98 -4.6%
Rhode Island $2,810 $702 33.3%
South Carolina $1,910 -$198 -9.4%
South Dakota $1,780 -$328 -15.6%
Tennessee $1,844 -$264 -12.5%
Texas $2,538 $430 20.4%
Utah $1,558 -$550 -26.1%
Vermont $1,440 -$668 -31.7%
Virginia $1,264 -$844 -40.0%
Washington $1,626 -$482 -22.9%
West Virginia $1,932 -$176 -8.3%
Wisconsin $1,456 -$652 -30.9%
Wyoming $1,876 -$232 -11.0%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $1,100 each year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $554 $1,110 $332 $2,132
2023 Audi e-tron GT $532 $1,102 $338 $2,108
2022 Audi e-tron GT $514 $1,074 $354 $2,078

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Audi e-tron GT Insurance

Finding better rates on Audi e-tron GT insurance requires being safe and accident-free, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare rates every couple of years by getting rate quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a summary of the material that was raised in the charts and tables above.

  • Drivers who purchase more liability protection will pay approximately $370 each year to increase from 30/60 bodily injury limits to the 250/500 level
  • Youthful drivers pay the highest auto insurance prices, as much as $612 per month if full coverage is purchased
  • High-risk drivers who have multiple accidents or major violations could be forced to pay on average $2,490 more per year than a low-risk driver
  • Increasing policy deductibles can save approximately $1,100 each year

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,342
20 $4,900
30 $2,240
40 $2,108
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,494
$500 $2,108
$1,000 $1,736

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,108
50/100 $2,176
100/300 $2,260
250/500 $2,480
100 CSL $2,209
300 CSL $2,395
500 CSL $2,531

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,628
20 $7,808
30 $4,752
40 $4,600
50 $4,380
60 $4,346

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $110
Homeowner $26
5-yr Accident Free $180
5-yr Claim Free $142
Paid in Full/EFT $114
Advance Quote $116
Online Quote $158
Total Discounts $964
Rate after discounts $1,144

Discounts are estimated and may not be available from every company or in every state.

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