Audi e-tron GT Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance prices for an Audi e-tron GT are $2,078 every 12 months including full coverage. Comprehensive insurance costs an estimated $514, collision costs $1,074, and liability is $354. Liability-only coverage costs around $406 a year, with high-risk coverage costing $4,540 or more. Teenage drivers cost the most to insure at $7,280 a year or more.
Average premium for full coverage: $2,078
Policy rates broken down by type of insurance:
These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different e-tron GT trim levels.
Price Range Variability
For the average 40-year-old driver, Audi e-tron GT insurance rates go from the cheapest price of $406 for just liability insurance to a much higher rate of $4,540 for a high-risk driver policy.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.
The price range example below illustrates the difference location can make on insurance prices.
The examples above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Audi e-tron GT insurance rates for other coverage scenarios.
- The best discount rate is $1,128
- Raising to $1,000 deductibles will save approximately $360 every year
- The average price for a good driver age 40 who has $500 deductibles is $2,078
- Using more expensive low deductibles costs an extra $706 annually
- Drivers who are prone to accidents and violations could pay up to $4,540 or more
- Policy cost to insure a 16-year-old driver with full coverage can cost as much as $7,280
Insurance rates for an Audi e-tron GT also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.
Using high physical damage deductibles can reduce rates by up to $1,070 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as low as $1,900 every 12 months on average, or $158 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $7,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying $2,500 to $3,300 additional every year, depending on your age. High-risk driver insurance is expensive and can cost from 45% to 135% more than a normal policy. View High Risk Driver Rates
Your home state also has a big influence on Audi e-tron GT insurance prices. A middle-age driver might find rates as low as $1,590 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,960 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,876 | -$202 | -9.7% |
| Alaska | $1,594 | -$484 | -23.3% |
| Arizona | $1,724 | -$354 | -17.0% |
| Arkansas | $2,078 | -$0 | 0.0% |
| California | $2,368 | $290 | 14.0% |
| Colorado | $1,982 | -$96 | -4.6% |
| Connecticut | $2,134 | $56 | 2.7% |
| Delaware | $2,350 | $272 | 13.1% |
| Florida | $2,594 | $516 | 24.8% |
| Georgia | $1,918 | -$160 | -7.7% |
| Hawaii | $1,494 | -$584 | -28.1% |
| Idaho | $1,408 | -$670 | -32.2% |
| Illinois | $1,548 | -$530 | -25.5% |
| Indiana | $1,566 | -$512 | -24.6% |
| Iowa | $1,402 | -$676 | -32.5% |
| Kansas | $1,972 | -$106 | -5.1% |
| Kentucky | $2,834 | $756 | 36.4% |
| Louisiana | $3,076 | $998 | 48.0% |
| Maine | $1,282 | -$796 | -38.3% |
| Maryland | $1,714 | -$364 | -17.5% |
| Massachusetts | $1,656 | -$422 | -20.3% |
| Michigan | $3,606 | $1,528 | 73.5% |
| Minnesota | $1,740 | -$338 | -16.3% |
| Mississippi | $2,488 | $410 | 19.7% |
| Missouri | $1,844 | -$234 | -11.3% |
| Montana | $2,230 | $152 | 7.3% |
| Nebraska | $1,636 | -$442 | -21.3% |
| Nevada | $2,490 | $412 | 19.8% |
| New Hampshire | $1,496 | -$582 | -28.0% |
| New Jersey | $2,322 | $244 | 11.7% |
| New Mexico | $1,840 | -$238 | -11.5% |
| New York | $2,186 | $108 | 5.2% |
| North Carolina | $1,196 | -$882 | -42.4% |
| North Dakota | $1,702 | -$376 | -18.1% |
| Ohio | $1,432 | -$646 | -31.1% |
| Oklahoma | $2,130 | $52 | 2.5% |
| Oregon | $1,904 | -$174 | -8.4% |
| Pennsylvania | $1,980 | -$98 | -4.7% |
| Rhode Island | $2,770 | $692 | 33.3% |
| South Carolina | $1,882 | -$196 | -9.4% |
| South Dakota | $1,752 | -$326 | -15.7% |
| Tennessee | $1,818 | -$260 | -12.5% |
| Texas | $2,504 | $426 | 20.5% |
| Utah | $1,536 | -$542 | -26.1% |
| Vermont | $1,420 | -$658 | -31.7% |
| Virginia | $1,244 | -$834 | -40.1% |
| Washington | $1,604 | -$474 | -22.8% |
| West Virginia | $1,906 | -$172 | -8.3% |
| Wisconsin | $1,436 | -$642 | -30.9% |
| Wyoming | $1,848 | -$230 | -11.1% |
Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron GT | $532 | $1,102 | $338 | $2,108 |
| 2023 Audi e-tron GT | $514 | $1,074 | $354 | $2,078 |
| 2022 Audi e-tron GT | $496 | $1,030 | $364 | $2,026 |
Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Audi e-tron GT Insurance
Finding cheaper rates on insurance for an Audi e-tron GT consists of being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.
Below you'll find a brief summary of the information touched on in this article.
- You may be able to save approximately $270 per year simply by shopping early and online
- Youthful drivers are expensive to insure, with premiums being up to $607 each month if full coverage is included
- Increasing comprehensive and collision deductibles could save as much as $1,075 each year
- Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $2,460 more annually than a low-risk driver
- Insureds who want more liability protection will pay an extra $390 per year to raise from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,280 |
| 20 | $4,838 |
| 30 | $2,208 |
| 40 | $2,078 |
| 50 | $1,890 |
| 60 | $1,858 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,784 |
| $250 | $2,454 |
| $500 | $2,078 |
| $1,000 | $1,718 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,078 |
| 50/100 | $2,149 |
| 100/300 | $2,237 |
| 250/500 | $2,467 |
| 100 CSL | $2,184 |
| 300 CSL | $2,379 |
| 500 CSL | $2,521 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,534 |
| 20 | $7,706 |
| 30 | $4,686 |
| 40 | $4,540 |
| 50 | $4,324 |
| 60 | $4,288 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $109 |
| Homeowner | $27 |
| 5-yr Accident Free | $176 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $112 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $950 |
Discounts are estimated and may not be available from every company or in every state.
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