Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi e-tron GT are $2,108 a year including full coverage. Comprehensive insurance costs on average $532 each year, collision insurance costs $1,102, and liability costs around $338. Liability-only insurance costs as low as $394 a year, and high-risk driver insurance costs $4,600 or more. Teenage drivers pay the highest rates at up to $7,342 a year.

Average premium for full coverage: $2,108

Price estimates by individual coverage:

Comprehensive $532
Collision $1102
Liability $338

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and e-tron GT models.

Price Range from Low to High

For the average driver, Audi e-tron GT insurance prices range from the low end price of $394 for liability-only coverage to a high rate of $4,600 for a driver required to buy high-risk insurance.

Liability Only $394
Full Coverage $2,108
High Risk $4,600

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

Rural Areas $1,581
Small Cities $2,213
Large Cities $2,846

The ranges above highlight why all drivers should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Audi e-tron GT insurance rates for different risk profiles and scenarios.

  • The best discount rate is $1,144
  • Using higher $1,000 deductibles will save around $372 every year
  • The estimated price for the average middle-age driver with $500 deductibles is $2,108
  • Using low deductibles for physical damage coverage will cost an additional $726 annually
  • High-risk insureds who are prone to accidents and violations could pay upwards of $4,600
  • The price that insures a 16-year-old driver may cost $7,342 or more

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance prices range from $1,144 to $7,342 for full coverage

Car insurance prices for an Audi e-tron GT are also quite variable based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $2,500 to $3,300 extra each year, depending on your age. Insurance for high-risk drivers can be from 45% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,900 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $7,300 a year. View Rates by Age

The state you live in has a huge impact on Audi e-tron GT insurance prices. A driver around age 40 might see prices as low as $1,610 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $3,000 on average in Michigan, New York, and Louisiana.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,904 -$204 -9.7%
Alaska $1,616 -$492 -23.3%
Arizona $1,750 -$358 -17.0%
Arkansas $2,108 -$0 0.0%
California $2,402 $294 13.9%
Colorado $2,012 -$96 -4.6%
Connecticut $2,164 $56 2.7%
Delaware $2,384 $276 13.1%
Florida $2,634 $526 25.0%
Georgia $1,948 -$160 -7.6%
Hawaii $1,514 -$594 -28.2%
Idaho $1,428 -$680 -32.3%
Illinois $1,568 -$540 -25.6%
Indiana $1,590 -$518 -24.6%
Iowa $1,422 -$686 -32.5%
Kansas $2,002 -$106 -5.0%
Kentucky $2,874 $766 36.3%
Louisiana $3,120 $1,012 48.0%
Maine $1,302 -$806 -38.2%
Maryland $1,740 -$368 -17.5%
Massachusetts $1,682 -$426 -20.2%
Michigan $3,658 $1,550 73.5%
Minnesota $1,766 -$342 -16.2%
Mississippi $2,524 $416 19.7%
Missouri $1,870 -$238 -11.3%
Montana $2,264 $156 7.4%
Nebraska $1,660 -$448 -21.3%
Nevada $2,526 $418 19.8%
New Hampshire $1,520 -$588 -27.9%
New Jersey $2,354 $246 11.7%
New Mexico $1,866 -$242 -11.5%
New York $2,218 $110 5.2%
North Carolina $1,214 -$894 -42.4%
North Dakota $1,728 -$380 -18.0%
Ohio $1,454 -$654 -31.0%
Oklahoma $2,162 $54 2.6%
Oregon $1,930 -$178 -8.4%
Pennsylvania $2,010 -$98 -4.6%
Rhode Island $2,810 $702 33.3%
South Carolina $1,910 -$198 -9.4%
South Dakota $1,780 -$328 -15.6%
Tennessee $1,844 -$264 -12.5%
Texas $2,538 $430 20.4%
Utah $1,558 -$550 -26.1%
Vermont $1,440 -$668 -31.7%
Virginia $1,264 -$844 -40.0%
Washington $1,626 -$482 -22.9%
West Virginia $1,932 -$176 -8.3%
Wisconsin $1,456 -$652 -30.9%
Wyoming $1,876 -$232 -11.0%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $1,100 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $554 $1,110 $332 $2,132
2023 Audi e-tron GT $532 $1,102 $338 $2,108
2022 Audi e-tron GT $514 $1,074 $354 $2,078

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Audi e-tron GT Insurance

Getting lower rates on insurance for an Audi e-tron GT requires having a decent driving record, having a positive credit history, being claim-free, and possibly raising deductibles. Compare prices at every policy renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a brief recap of the data touched on above.

  • Insureds who require additional liability coverage will pay an extra $370 per year to increase from a low limit to the 250/500 level
  • You may be able to save as much as $270 per year just by quoting online in advance
  • Increasing physical damage deductibles can save approximately $1,100 each year
  • 16 to 18-year-old drivers are expensive to insure, possibly costing $612 a month if full coverage is purchased

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,342
20 $4,900
30 $2,240
40 $2,108
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,494
$500 $2,108
$1,000 $1,736

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,108
50/100 $2,176
100/300 $2,260
250/500 $2,480
100 CSL $2,209
300 CSL $2,395
500 CSL $2,531

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,628
20 $7,808
30 $4,752
40 $4,600
50 $4,380
60 $4,346

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $110
Homeowner $26
5-yr Accident Free $180
5-yr Claim Free $142
Paid in Full/EFT $114
Advance Quote $116
Online Quote $158
Total Discounts $964
Rate after discounts $1,144

Discounts are estimated and may not be available from every company or in every state.

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