Audi e-tron Insurance Rates

The average insurance prices for an Audi e-tron are $1,874 every 12 months for full coverage. Comprehensive insurance costs approximately $486, collision insurance costs $936, and liability costs around $316. Buying just liability costs as low as $376 a year, and insurance for high-risk drivers costs $4,068 or more. 16-year-old drivers cost the most to insure at up to $6,524 a year.

Average premium for full coverage: $1,874

Policy rates by type of insurance:

Includes $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all e-tron models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural locations are shown to have more infrequent accident claims than congested cities. The example below illustrates how your location can change auto insurance prices.

The examples above show why everyone should compare prices using their specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi e-tron insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $1,033
• Using higher $1,000 deductibles will save $322 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,874
• Buying pricier low deductibles for physical damage coverage costs an extra $630 annually
• High-risk insureds with multiple tickets or accidents could pay around $4,068
• Policy cost to insure a 16-year-old driver for full coverage can cost $6,524 or more

View Chart as Image

Insurance rates for an Audi e-tron also range considerably based on liability limits and deductibles, your driver profile, and the model of your e-tron.

Opting for high physical damage deductibles could cut rates by as much as $960 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $285 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $6,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $2,200 to $2,900 extra every year, depending on your age. Audi e-tron insurance for high-risk drivers can be from 44% to 131% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Audi e-tron insurance prices. A driver around age 40 might see rates as low as $1,240 a year in states like Iowa, Maine, and Idaho, or at least $2,670 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Cheapest Audi e-tron Insurance

Finding cheaper rates on insurance for an Audi e-tron requires not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every couple of years by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The following is a recap of the material that was illustrated above.

• Insureds who purchase higher liability limits will pay around $350 each year to increase from a 30/60 limit to a 250/500 level
• Teens are expensive to insure, costing up to $544 each month if they have full coverage
• Drivers considered higher risk that have major violations or accidents may pay on average $2,190 more per year for e-tron insurance
• Increasing comprehensive and collision deductibles could save as much as $950 each year