Audi e-tron Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average auto insurance rates for an Audi e-tron are $1,832 annually including full coverage. Comprehensive costs on average $464, collision costs $900, and liability insurance is estimated at $332. A liability-only policy costs approximately $388 a year, with high-risk insurance costing around $3,976. 16-year-old drivers cost the most to insure at $6,418 a year or more.
Average premium for full coverage: $1,832
Policy rates by type of insurance:
Includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different e-tron trim levels.
Price Range Variability
Using a middle-aged driver as an example, Audi e-tron insurance rates go from as cheap as $388 for basic liability insurance to a much higher rate of $3,976 for a high-risk insurance policy.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than congested cities.
The price range example below illustrates how where you live affects car insurance rates.
The examples above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Audi e-tron insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $1,009
- Choosing higher $1,000 deductibles can save around $310 every year
- The estimated rate for a good driver age 40 with $500 deductibles is $1,832
- Buying more expensive low deductibles for comp and collision coverage will cost $2,434
- High-risk insureds with multiple tickets or accidents could pay upwards of $3,976 or more
- Policy cost with full coverage for a teen driver with full coverage may cost $6,418 each year
Car insurance rates for an Audi e-tron also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.
An older driver with no driving violations and high physical damage deductibles could pay as little as $1,700 annually on average, or $142 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $6,400 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $2,200 to $2,900 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 45% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $920 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $299 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Audi e-tron insurance rates. A good driver about age 40 could pay as low as $1,400 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,610 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,654 | -$178 | -9.7% |
| Alaska | $1,404 | -$428 | -23.4% |
| Arizona | $1,518 | -$314 | -17.1% |
| Arkansas | $1,832 | -$0 | 0.0% |
| California | $2,086 | $254 | 13.9% |
| Colorado | $1,746 | -$86 | -4.7% |
| Connecticut | $1,880 | $48 | 2.6% |
| Delaware | $2,068 | $236 | 12.9% |
| Florida | $2,286 | $454 | 24.8% |
| Georgia | $1,692 | -$140 | -7.6% |
| Hawaii | $1,314 | -$518 | -28.3% |
| Idaho | $1,240 | -$592 | -32.3% |
| Illinois | $1,364 | -$468 | -25.5% |
| Indiana | $1,380 | -$452 | -24.7% |
| Iowa | $1,234 | -$598 | -32.6% |
| Kansas | $1,738 | -$94 | -5.1% |
| Kentucky | $2,496 | $664 | 36.2% |
| Louisiana | $2,710 | $878 | 47.9% |
| Maine | $1,130 | -$702 | -38.3% |
| Maryland | $1,510 | -$322 | -17.6% |
| Massachusetts | $1,460 | -$372 | -20.3% |
| Michigan | $3,178 | $1,346 | 73.5% |
| Minnesota | $1,534 | -$298 | -16.3% |
| Mississippi | $2,190 | $358 | 19.5% |
| Missouri | $1,626 | -$206 | -11.2% |
| Montana | $1,966 | $134 | 7.3% |
| Nebraska | $1,444 | -$388 | -21.2% |
| Nevada | $2,196 | $364 | 19.9% |
| New Hampshire | $1,318 | -$514 | -28.1% |
| New Jersey | $2,046 | $214 | 11.7% |
| New Mexico | $1,620 | -$212 | -11.6% |
| New York | $1,926 | $94 | 5.1% |
| North Carolina | $1,052 | -$780 | -42.6% |
| North Dakota | $1,500 | -$332 | -18.1% |
| Ohio | $1,262 | -$570 | -31.1% |
| Oklahoma | $1,878 | $46 | 2.5% |
| Oregon | $1,678 | -$154 | -8.4% |
| Pennsylvania | $1,744 | -$88 | -4.8% |
| Rhode Island | $2,440 | $608 | 33.2% |
| South Carolina | $1,660 | -$172 | -9.4% |
| South Dakota | $1,544 | -$288 | -15.7% |
| Tennessee | $1,602 | -$230 | -12.6% |
| Texas | $2,206 | $374 | 20.4% |
| Utah | $1,354 | -$478 | -26.1% |
| Vermont | $1,250 | -$582 | -31.8% |
| Virginia | $1,096 | -$736 | -40.2% |
| Washington | $1,414 | -$418 | -22.8% |
| West Virginia | $1,678 | -$154 | -8.4% |
| Wisconsin | $1,266 | -$566 | -30.9% |
| Wyoming | $1,630 | -$202 | -11.0% |
Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron | $464 | $900 | $332 | $1,832 |
| 2023 Audi e-tron | $444 | $894 | $338 | $1,812 |
Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Audi e-tron Insurance
Finding cheaper rates on Audi e-tron insurance takes being a good driver, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to comparison shop at least every other year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following list is a recap of the car insurance concepts touched on in the above illustrations.
- High-risk drivers that have major violations or accidents pay on average $2,140 more each year than a safer driver
- You may be able to save as much as $230 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $900 each year
- Drivers who require an increased level of liability coverage will pay around $370 per year to raise limits from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,418 |
| 20 | $4,232 |
| 30 | $1,942 |
| 40 | $1,832 |
| 50 | $1,666 |
| 60 | $1,636 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,434 |
| $250 | $2,154 |
| $500 | $1,832 |
| $1,000 | $1,522 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,832 |
| 50/100 | $1,898 |
| 100/300 | $1,981 |
| 250/500 | $2,197 |
| 100 CSL | $1,932 |
| 300 CSL | $2,114 |
| 500 CSL | $2,247 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,264 |
| 20 | $6,734 |
| 30 | $4,102 |
| 40 | $3,976 |
| 50 | $3,786 |
| 60 | $3,754 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $102 |
| Multi-vehicle | $94 |
| Homeowner | $24 |
| 5-yr Accident Free | $151 |
| 5-yr Claim Free | $122 |
| Paid in Full/EFT | $96 |
| Advance Quote | $98 |
| Online Quote | $136 |
| Total Discounts | $823 |
Discounts are estimated and may not be available from every company or in every state.
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