Audi Q4 e-tron Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Estimated insurance prices for an Audi Q4 e-tron are $1,544 every 12 months including full coverage. Comprehensive insurance costs approximately $356 a year, collision insurance costs $698, and liability costs around $354. Liability-only insurance costs as low as $406 a year, and high-risk driver insurance costs $3,356 or more. Teen drivers pay the most at up to $5,570 a year.
Average premium for full coverage: $1,544
Premium estimates by type of coverage:
These estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Q4 e-tron trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for an Audi Q4 e-tron range from the cheapest price of $406 for your basic liability-only policy to a high of $3,356 for high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.
These rate differences highlight why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Audi Q4 e-tron insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $862
- Using higher $1,000 deductibles will save $1,306 every year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,544
- Choosing low $100 deductibles for physical damage coverage costs an extra $466 annually
- High-risk insureds with multiple violations and an at-fault accident could pay around $3,356
- An auto insurance policy to insure a 16-year-old driver can cost $5,570 or more
Insurance prices for an Audi Q4 e-tron also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Q4 e-tron.
Choosing high deductibles could cut prices by as much as $710 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $318 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,500 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,800 to $2,500 additional annually, depending on your age. A high-risk auto insurance policy can be from 45% to 130% more than average. View High Risk Driver Rates
Where you choose to live has a huge impact on Audi Q4 e-tron insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,200 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,394 | -$150 | -9.7% |
| Alaska | $1,184 | -$360 | -23.3% |
| Arizona | $1,280 | -$264 | -17.1% |
| Arkansas | $1,544 | -$0 | 0.0% |
| California | $1,760 | $216 | 14.0% |
| Colorado | $1,472 | -$72 | -4.7% |
| Connecticut | $1,584 | $40 | 2.6% |
| Delaware | $1,746 | $202 | 13.1% |
| Florida | $1,928 | $384 | 24.9% |
| Georgia | $1,426 | -$118 | -7.6% |
| Hawaii | $1,108 | -$436 | -28.2% |
| Idaho | $1,046 | -$498 | -32.3% |
| Illinois | $1,150 | -$394 | -25.5% |
| Indiana | $1,164 | -$380 | -24.6% |
| Iowa | $1,040 | -$504 | -32.6% |
| Kansas | $1,464 | -$80 | -5.2% |
| Kentucky | $2,104 | $560 | 36.3% |
| Louisiana | $2,284 | $740 | 47.9% |
| Maine | $952 | -$592 | -38.3% |
| Maryland | $1,274 | -$270 | -17.5% |
| Massachusetts | $1,232 | -$312 | -20.2% |
| Michigan | $2,680 | $1,136 | 73.6% |
| Minnesota | $1,292 | -$252 | -16.3% |
| Mississippi | $1,850 | $306 | 19.8% |
| Missouri | $1,370 | -$174 | -11.3% |
| Montana | $1,658 | $114 | 7.4% |
| Nebraska | $1,216 | -$328 | -21.2% |
| Nevada | $1,850 | $306 | 19.8% |
| New Hampshire | $1,112 | -$432 | -28.0% |
| New Jersey | $1,726 | $182 | 11.8% |
| New Mexico | $1,366 | -$178 | -11.5% |
| New York | $1,624 | $80 | 5.2% |
| North Carolina | $890 | -$654 | -42.4% |
| North Dakota | $1,264 | -$280 | -18.1% |
| Ohio | $1,064 | -$480 | -31.1% |
| Oklahoma | $1,582 | $38 | 2.5% |
| Oregon | $1,414 | -$130 | -8.4% |
| Pennsylvania | $1,472 | -$72 | -4.7% |
| Rhode Island | $2,058 | $514 | 33.3% |
| South Carolina | $1,400 | -$144 | -9.3% |
| South Dakota | $1,302 | -$242 | -15.7% |
| Tennessee | $1,350 | -$194 | -12.6% |
| Texas | $1,860 | $316 | 20.5% |
| Utah | $1,142 | -$402 | -26.0% |
| Vermont | $1,054 | -$490 | -31.7% |
| Virginia | $924 | -$620 | -40.2% |
| Washington | $1,192 | -$352 | -22.8% |
| West Virginia | $1,416 | -$128 | -8.3% |
| Wisconsin | $1,064 | -$480 | -31.1% |
| Wyoming | $1,374 | -$170 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q4 e-tron | $384 | $720 | $332 | $1,572 |
| 2023 Audi Q4 e-tron | $370 | $714 | $338 | $1,558 |
| 2022 Audi Q4 e-tron | $356 | $698 | $354 | $1,544 |
| 2021 Audi Q4 e-tron | $344 | $668 | $364 | $1,512 |
Rates are averaged for all Audi Q4 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Audi Q4 e-tron Insurance
Finding better rates on insurance for an Audi Q4 e-tron requires avoiding accidents and claims, having above-average credit, refrain from filing small claims, and consideration of higher deductibles. Set aside time to compare rates every couple of years by getting quotes from direct car insurance companies, and also from your local car insurance providers.
The points below are a brief summary of the material that was covered above.
- Insureds who purchase increased liability limits will pay about $390 per year to increase from 30/60 bodily injury limits to a 250/500 level
- Drivers under the age of 20 are the costliest to insure, with the cost nearing $464 per month if full coverage is included
- Drivers considered higher risk that tend to have accidents or serious violations could be charged and average of $1,810 more per year to insure an Audi Q4 e-tron
- Increasing policy deductibles could save as much as $700 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,570 |
| 20 | $3,576 |
| 30 | $1,626 |
| 40 | $1,544 |
| 50 | $1,408 |
| 60 | $1,382 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,010 |
| $250 | $1,792 |
| $500 | $1,544 |
| $1,000 | $1,306 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,544 |
| 50/100 | $1,615 |
| 100/300 | $1,703 |
| 250/500 | $1,933 |
| 100 CSL | $1,650 |
| 300 CSL | $1,845 |
| 500 CSL | $1,987 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,008 |
| 20 | $5,694 |
| 30 | $3,448 |
| 40 | $3,356 |
| 50 | $3,198 |
| 60 | $3,170 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $81 |
| Homeowner | $21 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $77 |
| Advance Quote | $81 |
| Online Quote | $113 |
| Total Discounts | $682 |
Discounts are estimated and may not be available from every company or in every state.
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