Audi S7 Insurance Rates

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UPDATED: Jun 6, 2024

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Average insurance rates for an Audi S7 are $1,818 a year with full coverage. Comprehensive insurance costs on average $388, collision insurance costs $812, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $3,978 or more. 16-year-old drivers receive the highest rates at up to $6,684 a year.

Average premium for full coverage: $1,818

Rate estimates by individual coverage type:

Comprehensive $388
Collision $812
Liability $460

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all S7 models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the low end price of $510 for basic liability insurance to the much higher price of $3,978 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,818
High Risk $3,978

Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas tend to have lower incidents of collision claims than congested cities. The example below illustrates how where you live affects car insurance rates.

Rural Areas $1,364
Small Cities $1,909
Large Cities $2,454

These examples demonstrate why everyone should compare rates quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Audi S7 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $1,009
  • Raising to $1,000 deductibles will save around $272 annually
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,818
  • Buying pricier low deductibles will cost an additional $534 annually
  • Drivers with multiple tickets or accidents could pay upwards of $3,978
  • The cost that insures a 16-year-old driver for full coverage may cost $6,684

View Chart as Image

Audi S7 insurance cost comparison chart
Column chart showing Audi S7 insurance prices range from $1,009 to $6,684 for full coverage

Auto insurance rates for an Audi S7 can also vary considerably based on the model of your S7, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $2,200 to $3,000 in extra premium per year, depending on your age. Audi S7 insurance for high-risk drivers is expensive and can cost from 45% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,700 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay upwards of $6,600 a year. View Rates by Age

Where you live also has a big influence on Audi S7 insurance prices. A middle-age driver might find rates as low as $1,310 a year in states like New Hampshire, Ohio, and Utah, or at least $2,450 on average in Florida, Michigan, and New York.

Audi S7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,644 -$174 -9.6%
Alaska $1,396 -$422 -23.2%
Arizona $1,510 -$308 -16.9%
Arkansas $1,818 -$0 0.0%
California $2,072 $254 14.0%
Colorado $1,738 -$80 -4.4%
Connecticut $1,870 $52 2.9%
Delaware $2,058 $240 13.2%
Florida $2,274 $456 25.1%
Georgia $1,678 -$140 -7.7%
Hawaii $1,306 -$512 -28.2%
Idaho $1,230 -$588 -32.3%
Illinois $1,356 -$462 -25.4%
Indiana $1,368 -$450 -24.8%
Iowa $1,226 -$592 -32.6%
Kansas $1,728 -$90 -5.0%
Kentucky $2,482 $664 36.5%
Louisiana $2,692 $874 48.1%
Maine $1,124 -$694 -38.2%
Maryland $1,500 -$318 -17.5%
Massachusetts $1,456 -$362 -19.9%
Michigan $3,160 $1,342 73.8%
Minnesota $1,522 -$296 -16.3%
Mississippi $2,178 $360 19.8%
Missouri $1,614 -$204 -11.2%
Montana $1,954 $136 7.5%
Nebraska $1,434 -$384 -21.1%
Nevada $2,182 $364 20.0%
New Hampshire $1,312 -$506 -27.8%
New Jersey $2,034 $216 11.9%
New Mexico $1,612 -$206 -11.3%
New York $1,916 $98 5.4%
North Carolina $1,048 -$770 -42.4%
North Dakota $1,490 -$328 -18.0%
Ohio $1,256 -$562 -30.9%
Oklahoma $1,868 $50 2.8%
Oregon $1,666 -$152 -8.4%
Pennsylvania $1,736 -$82 -4.5%
Rhode Island $2,428 $610 33.6%
South Carolina $1,648 -$170 -9.4%
South Dakota $1,536 -$282 -15.5%
Tennessee $1,594 -$224 -12.3%
Texas $2,192 $374 20.6%
Utah $1,346 -$472 -26.0%
Vermont $1,246 -$572 -31.5%
Virginia $1,090 -$728 -40.0%
Washington $1,408 -$410 -22.6%
West Virginia $1,668 -$150 -8.3%
Wisconsin $1,258 -$560 -30.8%
Wyoming $1,622 -$196 -10.8%

View Chart as Image

Audi S7 insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $810 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Audi S7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi S7 $554 $1,260 $390 $2,362
2023 Audi S7 $532 $1,250 $398 $2,338
2022 Audi S7 $514 $1,220 $416 $2,308
2021 Audi S7 $496 $1,168 $430 $2,252
2020 Audi S7 $470 $1,128 $442 $2,198
2019 Audi S7 $452 $1,046 $452 $2,108
2018 Audi S7 $432 $986 $456 $2,032
2017 Audi S7 $414 $884 $460 $1,916
2016 Audi S7 $388 $812 $460 $1,818
2014 Audi S7 $366 $712 $474 $1,710
2013 Audi S7 $338 $660 $474 $1,630

Rates are averaged for all Audi S7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Audi S7 Insurance

Saving money on insurance for an Audi S7 consists of being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Comparison shop every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a summary of the coverage data touched on in the above illustrations.

  • You may be able to save as much as $230 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles can save approximately $800 each year
  • Teen drivers are charged the highest rates, with premiums as much as $557 per month if the policy includes full coverage
  • Drivers considered higher risk who have multiple accidents or major violations pay on average $2,160 more each year to insure their S7

Rates by Driver Age

Audi S7 Insurance Rates by Driver Age
Driver Age Premium
16 $6,684
20 $4,244
30 $1,910
40 $1,818
50 $1,658
60 $1,630

Full coverage, $500 deductibles

Rates by Deductible

Audi S7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,352
$250 $2,104
$500 $1,818
$1,000 $1,546

Full coverage, driver age 40

Rates by Liability Limit

Audi S7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,818
50/100 $1,910
100/300 $2,025
250/500 $2,324
100 CSL $1,956
300 CSL $2,209
500 CSL $2,393

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S7 Insurance Rates for High Risk Drivers
Age Premium
16 $9,602
20 $6,774
30 $4,082
40 $3,978
50 $3,798
60 $3,768

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $265

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $100
Multi-vehicle $98
Homeowner $26
5-yr Accident Free $145
5-yr Claim Free $121
Paid in Full/EFT $90
Advance Quote $96
Online Quote $133
Total Discounts $809
Rate after discounts $1,009

Discounts are estimated and may not be available from every company or in every state.

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