Audi SQ8 e-tron Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage insurance. Comprehensive insurance costs on average $486 a year, collision insurance costs $968, and liability costs around $372. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs $4,316 or more. Teenage drivers pay the most at up to $7,022 a year.

Average premium for full coverage: $1,984

Premium estimates by type of coverage:

Comprehensive $486
Collision $968
Liability $372

Prices include $500 deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and SQ8 e-tron trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for an Audi SQ8 e-tron range from the low end price of $438 for just the minimum liability insurance to a high of $4,316 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These rate differences illustrate why it is important to compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Audi SQ8 e-tron insurance rates for different risk profiles and scenarios.

  • The best discount rate is $1,096
  • Using higher $1,000 deductibles will save around $1,654 each year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,984
  • Using low $100 deductibles for physical damage coverage will cost an additional $644 annually
  • High-risk insureds who are prone to accidents and violations could pay upwards of $4,316
  • An auto insurance policy that insures a 16-year-old driver may cost $7,022 or more

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance prices range from $1,096 to $7,022 for full coverage

Insurance prices for an Audi SQ8 e-tron also have a wide range based on the trim level of your SQ8 e-tron, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $2,400 to $3,200 additional annually, depending on your age. A high-risk auto insurance policy can be from 46% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,800 a year, or $150 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $7,000 a year. View Rates by Age

Where you choose to live has a huge impact on Audi SQ8 e-tron insurance prices. A driver around age 40 might see prices as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,680 on average in Michigan, New York, and Florida.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $980 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $486 $968 $372 $1,984

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Audi SQ8 e-tron Insurance

Finding better rates on insurance for an Audi SQ8 e-tron requires not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Compare prices every time your policy renews by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a quick rundown of the information presented in the illustrations above.

  • It is possible to save as much as $250 per year just by quoting early and online
  • Teens pay higher prices, with premiums being up to $585 per month if comprehensive and collision insurance is included
  • Increasing policy deductibles can save approximately $975 each year
  • Drivers considered higher risk with reckless driving or DUI convictions may pay on average $2,330 more each year for SQ8 e-tron insurance
  • Insureds who require higher liability limits will pay an extra $410 annually to increase from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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