Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi SQ8 e-tron are $1,984 a year including full coverage. Comprehensive costs around $486 a year, collision insurance costs $968, and liability is $372. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $4,316. Teen drivers pay the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Price estimates for individual coverage:

Comprehensive $486
Collision $968
Liability $372

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and SQ8 e-tron trim levels.

Price Range from Low to High

For the average 40-year-old driver, Audi SQ8 e-tron insurance prices range from as low as $438 for basic liability insurance to a high of $4,316 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

The ranges above highlight why it is important to compare rates quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $1,096
  • Raising to $1,000 deductibles will save about $1,654 every year
  • The average rate for the average middle-age driver using $500 deductibles is $1,984
  • Choosing low $100 deductibles will increase the cost to $2,628
  • At-risk drivers with multiple violations and an at-fault accident could pay at least $4,316
  • The price for full coverage for a teen driver can be $7,022

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance rates range from $1,096 to $7,022 for full coverage

Insurance prices for an Audi SQ8 e-tron are also quite variable based on your driving record, the model of your SQ8 e-tron, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,800 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $7,000 a year. View Rates by Age

The state you live in also has a big influence on Audi SQ8 e-tron insurance prices. A middle-age driver might find prices as low as $1,520 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,830 on average in Michigan, New York, and Louisiana.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $980 every year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $2,400 to $3,200 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 46% to 135% more than average. View High Risk Driver Rates

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $464 $930 $390 $1,942

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi SQ8 e-tron Insurance

Getting lower rates on car insurance consists of being a good driver, having a good credit history, being claim-free, and deciding if full coverage is necessary. Make time to compare rates at every other renewal by quoting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a brief summary of the concepts that were touched on in this article.

  • Higher risk drivers that tend to have accidents or serious violations pay on average $2,330 more every year than a safer driver
  • Drivers age 16 to 20 are charged the highest prices, possibly costing $585 a month including comprehensive and collision insurance
  • You may be able to save up to $250 per year just by quoting early and online
  • Increasing physical damage deductibles can save around $975 each year
  • You may be able to save up to $250 per year just by quoting early and online

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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