Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage insurance. Comprehensive costs around $486 each year, collision insurance costs $968, and liability insurance is estimated at $372. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs around $4,316. Teens pay the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Price estimates for individual coverage:

Comprehensive $486
Collision $968
Liability $372

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and SQ8 e-tron models.

Price Range from Low to High

Using a 40-year-old driver as an example, Audi SQ8 e-tron insurance prices range from the low end price of $438 for just liability insurance to a high rate of $4,316 for high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

The ranges above illustrate why all drivers should get quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,096
  • Choosing higher $1,000 deductibles can save about $330 each year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,984
  • Selecting low deductibles for comp and collision coverage bumps up the cost to $2,628
  • High-risk insureds with serious driving violations could pay at least $4,316
  • The price that insures a teen driver can be $7,022 each year

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance rates range from $1,096 to $7,022 for full coverage

Insurance prices for an Audi SQ8 e-tron are also quite variable based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $2,400 to $3,200 additional each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 46% to 135% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,800 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $7,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi SQ8 e-tron insurance rates. A good driver about age 40 could pay as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,680 on average in Michigan, New York, and Florida.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $980 each year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Audi SQ8 e-tron Insurance

Getting lower rates on Audi SQ8 e-tron insurance takes having a decent driving record, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates every couple of years by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following items are a brief recap of the material that was raised in the charts and tables above.

  • Drivers who may need additional liability coverage will pay approximately $410 annually to raise limits from a low limit to the 250/500 level
  • 16 to 18-year-old drivers are charged the highest prices, as much as $585 a month if comprehensive and collision insurance is included
  • High-risk drivers who tend to receive serious violations could be forced to pay on average $2,330 more every year than a driver with a clean driving record
  • Increasing physical damage deductibles can save approximately $975 each year

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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