Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average insurance prices for an Audi TT RS are $1,214 every 12 months for full coverage. Comprehensive insurance costs on average $266 a year, collision costs $410, and liability costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing $2,614 or more. Teenage drivers receive the highest rates at $4,538 a year or more.

Average premium for full coverage: $1,214

Rate estimates by individual coverage type:

Comprehensive $266
Collision $410
Liability $402

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all states and TT RS trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from the cheapest price of $446 for just liability coverage to a high of $2,614 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $1,214
High Risk $2,614

Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

These examples show why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Audi TT RS insurance rates for different risk profiles and scenarios.

  • The best discount rate is $706
  • Drivers who choose higher $1,000 deductibles will pay around $1,060 a year
  • The average price for a 40-year-old driver with $500 deductibles is $1,214
  • Using low $100 deductibles for comprehensive and collision insurance costs an extra $296 annually
  • Drivers who are prone to accidents and violations could pay upwards of $2,614 or more
  • The cost to insure a 16-year-old driver may cost $4,538 a year

Auto insurance rates for an Audi TT RS can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your TT RS.

Using high physical damage deductibles could save up to $450 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 129% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,730 on average in Michigan, Louisiana, and New York.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,096 -$118 -9.7%
Alaska $930 -$284 -23.4%
Arizona $1,008 -$206 -17.0%
Arkansas $1,214 -$0 0.0%
California $1,382 $168 13.8%
Colorado $1,156 -$58 -4.8%
Connecticut $1,246 $32 2.6%
Delaware $1,370 $156 12.9%
Florida $1,516 $302 24.9%
Georgia $1,122 -$92 -7.6%
Hawaii $872 -$342 -28.2%
Idaho $822 -$392 -32.3%
Illinois $902 -$312 -25.7%
Indiana $914 -$300 -24.7%
Iowa $818 -$396 -32.6%
Kansas $1,152 -$62 -5.1%
Kentucky $1,654 $440 36.2%
Louisiana $1,796 $582 47.9%
Maine $748 -$466 -38.4%
Maryland $1,002 -$212 -17.5%
Massachusetts $970 -$244 -20.1%
Michigan $2,106 $892 73.5%
Minnesota $1,016 -$198 -16.3%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,302 $88 7.2%
Nebraska $954 -$260 -21.4%
Nevada $1,454 $240 19.8%
New Hampshire $874 -$340 -28.0%
New Jersey $1,358 $144 11.9%
New Mexico $1,072 -$142 -11.7%
New York $1,276 $62 5.1%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,244 $30 2.5%
Oregon $1,110 -$104 -8.6%
Pennsylvania $1,156 -$58 -4.8%
Rhode Island $1,618 $404 33.3%
South Carolina $1,100 -$114 -9.4%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,062 -$152 -12.5%
Texas $1,462 $248 20.4%
Utah $898 -$316 -26.0%
Vermont $828 -$386 -31.8%
Virginia $728 -$486 -40.0%
Washington $936 -$278 -22.9%
West Virginia $1,112 -$102 -8.4%
Wisconsin $838 -$376 -31.0%
Wyoming $1,080 -$134 -11.0%

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from multiple companies. Every company uses a different method to calculate rates, and quoted rates can be significantly different.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $420 $774 $338 $1,668
2022 Audi TT RS $406 $756 $354 $1,652
2021 Audi TT RS $392 $724 $364 $1,616
2020 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $342 $610 $388 $1,476
2013 Audi TT RS $266 $410 $402 $1,214
2012 Audi TT RS $260 $372 $406 $1,174

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Audi TT RS Insurance

Saving money on insurance for an Audi TT RS not only requires avoiding accidents and violations, but also having a good credit score, eliminating unneeded coverage, and taking advantage of discounts. Make time to compare rates every year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a quick review of the coverage data touched on in this article.

  • Drivers can save as much as $140 per year simply by quoting early and online
  • Increasing deductibles could save as much as $450 each year
  • Teenagers are charged the highest rates, costing as high as $378 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,400 more each year for car insurance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,766
30 $1,258
40 $1,214
50 $1,108
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,510
$250 $1,374
$500 $1,214
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,294
100/300 $1,395
250/500 $1,656
100 CSL $1,335
300 CSL $1,556
500 CSL $1,717

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,470
20 $4,406
30 $2,664
40 $2,614
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $85
5-yr Claim Free $78
Paid in Full/EFT $53
Advance Quote $58
Online Quote $86
Total Discounts $508
Rate after discounts $706

Discounts are estimated and may not be available from every company or in every state.

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