Buick Cascada Insurance Rates

The average insurance rates for a Buick Cascada are $1,400 a year with full coverage. Comprehensive insurance costs around $270 a year, collision insurance costs $516, and liability costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $3,048 or more. Teens cost the most to insure at up to $5,330 a year.

Average premium for full coverage: $1,400

Policy rates for type of insurance:

Estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Cascada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Buick Cascada insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $803
• Using higher $1,000 deductibles will save about $1,224 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,400
• Selecting low $100 deductibles for physical damage coverage will cost an additional $350 every year
• Drivers with serious driving violations could pay at least $3,048
• Policy cost that insures a teen driver can be $5,330 or more

View Chart as Image

Insurance rates for a Buick Cascada also range considerably based on the trim level of your Cascada, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,300 a year. View Rates by Age

Your home state has a huge impact on Buick Cascada insurance prices. A driver around age 40 might see rates as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,890 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $530 every year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Buick Cascada Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates every year by quoting rates from direct companies, and also from your local independent and exclusive agents.

The following is a review of the coverage data covered in the charts and tables above.

• You may be able to save up to $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• Teens are charged the highest rates, as much as $444 each month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,650 more every year for Cascada insurance