Buick Cascada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 30, 2024

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Average insurance rates for a Buick Cascada are $1,400 a year for full coverage insurance. Comprehensive costs approximately $270 a year, collision insurance costs $516, and liability is estimated at $456. Buying just liability costs approximately $508 a year, and insurance for high-risk drivers costs around $3,048. Teen drivers receive the highest rates at up to $5,330 a year.

Average premium for full coverage: $1,400

Rate estimates by individual coverage type:

Comprehensive $270
Collision $516
Liability $456

Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Cascada trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $508 for just liability coverage to a high of $3,048 for a policy for a high-risk driver.

Liability Only $508
Full Coverage $1,400
High Risk $3,048

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how your location can change auto insurance prices.

Rural Areas $1,050
Small Cities $1,470
Large Cities $1,890

These examples illustrate why it is important to get quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Buick Cascada insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $803
  • Choosing higher $1,000 deductibles can save $1,224 each year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,400
  • Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,750
  • Unlucky drivers with multiple violations and an at-fault accident could pay around $3,048
  • The cost for full coverage for a teen driver can cost $5,330 each year

View Chart as Image

Buick Cascada insurance cost comparison chart
Column chart showing Buick Cascada insurance rates range from $803 to $5,330 for full coverage

Auto insurance rates for a Buick Cascada can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Buick Cascada insurance prices. A good driver about age 40 could pay as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,890 on average in Florida, New York, and Michigan.

Buick Cascada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$132 -9.4%
Alaska $1,074 -$326 -23.3%
Arizona $1,162 -$238 -17.0%
Arkansas $1,400 -$0 0.0%
California $1,598 $198 14.1%
Colorado $1,340 -$60 -4.3%
Connecticut $1,442 $42 3.0%
Delaware $1,586 $186 13.3%
Florida $1,754 $354 25.3%
Georgia $1,294 -$106 -7.6%
Hawaii $1,008 -$392 -28.0%
Idaho $946 -$454 -32.4%
Illinois $1,046 -$354 -25.3%
Indiana $1,056 -$344 -24.6%
Iowa $946 -$454 -32.4%
Kansas $1,330 -$70 -5.0%
Kentucky $1,912 $512 36.6%
Louisiana $2,074 $674 48.1%
Maine $864 -$536 -38.3%
Maryland $1,154 -$246 -17.6%
Massachusetts $1,122 -$278 -19.9%
Michigan $2,434 $1,034 73.9%
Minnesota $1,172 -$228 -16.3%
Mississippi $1,680 $280 20.0%
Missouri $1,242 -$158 -11.3%
Montana $1,506 $106 7.6%
Nebraska $1,104 -$296 -21.1%
Nevada $1,680 $280 20.0%
New Hampshire $1,008 -$392 -28.0%
New Jersey $1,566 $166 11.9%
New Mexico $1,242 -$158 -11.3%
New York $1,476 $76 5.4%
North Carolina $808 -$592 -42.3%
North Dakota $1,146 -$254 -18.1%
Ohio $966 -$434 -31.0%
Oklahoma $1,438 $38 2.7%
Oregon $1,284 -$116 -8.3%
Pennsylvania $1,336 -$64 -4.6%
Rhode Island $1,870 $470 33.6%
South Carolina $1,268 -$132 -9.4%
South Dakota $1,182 -$218 -15.6%
Tennessee $1,226 -$174 -12.4%
Texas $1,688 $288 20.6%
Utah $1,038 -$362 -25.9%
Vermont $960 -$440 -31.4%
Virginia $840 -$560 -40.0%
Washington $1,084 -$316 -22.6%
West Virginia $1,284 -$116 -8.3%
Wisconsin $970 -$430 -30.7%
Wyoming $1,248 -$152 -10.9%

View Chart as Image

Buick Cascada insurance rates by U.S. city

Choosing high deductibles can save as much as $530 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 135% more than average. View High Risk Driver Rates

Buick Cascada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Buick Cascada $292 $592 $442 $1,484
2018 Buick Cascada $282 $548 $452 $1,440
2017 Buick Cascada $270 $516 $456 $1,400
2016 Buick Cascada $258 $464 $460 $1,340

Rates are averaged for all Buick Cascada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Buick Cascada Insurance

Saving money on car insurance takes being a low-risk driver, having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to shop around every year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a quick rundown of the coverage data illustrated above.

  • It is possible to save around $170 per year just by quoting early and online
  • Increasing deductibles can save around $525 each year
  • Teen drivers have the highest car insurance rates, costing up to $444 per month if they have full coverage
  • Higher risk drivers with reckless driving or DUI convictions may pay on average $1,650 more per year to insure their Cascada

Rates by Driver Age

Buick Cascada Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,252
30 $1,454
40 $1,400
50 $1,282
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

Buick Cascada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,750
$250 $1,588
$500 $1,400
$1,000 $1,224

Full coverage, driver age 40

Rates by Liability Limit

Buick Cascada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,491
100/300 $1,605
250/500 $1,902
100 CSL $1,537
300 CSL $1,788
500 CSL $1,970

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Cascada Insurance Rates for High Risk Drivers
Age Premium
16 $7,602
20 $5,186
30 $3,106
40 $3,048
50 $2,912
60 $2,888

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $63
Advance Quote $69
Online Quote $99
Total Discounts $597
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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