Buick Envision Insurance Rates

U.S. average insurance rates for a Buick Envision are $1,266 a year for full coverage. Comprehensive costs around $248 a year, collision insurance costs $400, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs around $2,736. Teenage drivers pay the highest rates at up to $4,866 a year.

Average premium for full coverage: $1,266

Price estimates for individual coverage:

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Envision trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above show why it is important to compare prices for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Buick Envision insurance rates for additional coverage choices and driver risks.

• The best discount rate is $743
• Using higher $1,000 deductibles will save about $1,120 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,266
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,550
• High-risk insureds who are prone to accidents and violations could pay at least $2,736
• The price for full coverage for a 16-year-old driver can be $4,866 or more

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Auto insurance prices for a Buick Envision are also quite variable based on your driving record, the trim level of your Envision, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,800 a year. View Rates by Age

The state you live in has a huge impact on Buick Envision insurance prices. A driver around age 40 might see prices as low as $840 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,810 on average in Michigan, Louisiana, and New York.

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Using high physical damage deductibles could cut prices by as much as $430 annually, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,500 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Buick Envision Insurance

Getting lower rates on insurance for a Buick Envision requires avoiding accidents and violations, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates once a year by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The list below is a quick review of the data that was covered above.

• Drivers can save up to $150 per year just by quoting early and online
• Insureds who may need higher liability limits will pay an extra $510 each year to increase from a low limit to 250/500 limits
• Teenagers are expensive to insure, with premiums as much as $406 a month if they have full coverage
• Drivers considered higher risk with a DUI or reckless driving violation may be required to pay an average of $1,470 more every year for car insurance