Buick Envision Insurance Rates

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UPDATED: Apr 27, 2024

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The average insurance rates for a Buick Envision are $1,266 a year with full coverage. Comprehensive insurance costs on average $248, collision insurance costs $400, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs $2,736 or more. Teenage drivers cost the most to insure at up to $4,866 a year.

Average premium for full coverage: $1,266

Policy rates by type of insurance:

Comprehensive $248
Collision $400
Liability $460

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all Envision models.

Price Range Variability

For an average driver, Buick Envision insurance rates range from as low as $510 for the bare minimum liability coverage to the much higher price of $2,736 for high-risk insurance.

Liability Only $510
Full Coverage $1,266
High Risk $2,736

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities. The example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

The examples above demonstrate why everyone should get quotes based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Buick Envision insurance rates for different risk profiles and scenarios.

  • The best discount rate is $743
  • Choosing higher $1,000 deductibles can save around $146 annually
  • The average rate for a good driver age 40 with $500 deductibles is $1,266
  • Using pricier low deductibles for comp and collision coverage will cost an extra $284 each year
  • Drivers who are prone to accidents and violations could pay upwards of $2,736
  • Policy cost for full coverage for a teenage driver for full coverage may cost $4,866 each year

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing Buick Envision insurance prices range from $743 to $4,866 for full coverage

Auto insurance rates for a Buick Envision also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $4,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Buick Envision insurance rates. A good driver about age 40 could pay as low as $910 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,710 on average in Florida, Michigan, and New York.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,146 -$120 -9.5%
Alaska $972 -$294 -23.2%
Arizona $1,052 -$214 -16.9%
Arkansas $1,266 -$0 0.0%
California $1,444 $178 14.1%
Colorado $1,212 -$54 -4.3%
Connecticut $1,304 $38 3.0%
Delaware $1,436 $170 13.4%
Florida $1,586 $320 25.3%
Georgia $1,170 -$96 -7.6%
Hawaii $910 -$356 -28.1%
Idaho $858 -$408 -32.2%
Illinois $944 -$322 -25.4%
Indiana $954 -$312 -24.6%
Iowa $854 -$412 -32.5%
Kansas $1,204 -$62 -4.9%
Kentucky $1,730 $464 36.7%
Louisiana $1,876 $610 48.2%
Maine $784 -$482 -38.1%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,014 -$252 -19.9%
Michigan $2,202 $936 73.9%
Minnesota $1,062 -$204 -16.1%
Mississippi $1,518 $252 19.9%
Missouri $1,124 -$142 -11.2%
Montana $1,362 $96 7.6%
Nebraska $1,000 -$266 -21.0%
Nevada $1,520 $254 20.1%
New Hampshire $914 -$352 -27.8%
New Jersey $1,418 $152 12.0%
New Mexico $1,122 -$144 -11.4%
New York $1,336 $70 5.5%
North Carolina $730 -$536 -42.3%
North Dakota $1,038 -$228 -18.0%
Ohio $876 -$390 -30.8%
Oklahoma $1,304 $38 3.0%
Oregon $1,162 -$104 -8.2%
Pennsylvania $1,210 -$56 -4.4%
Rhode Island $1,692 $426 33.6%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,070 -$196 -15.5%
Tennessee $1,110 -$156 -12.3%
Texas $1,528 $262 20.7%
Utah $938 -$328 -25.9%
Vermont $868 -$398 -31.4%
Virginia $760 -$506 -40.0%
Washington $982 -$284 -22.4%
West Virginia $1,162 -$104 -8.2%
Wisconsin $878 -$388 -30.6%
Wyoming $1,130 -$136 -10.7%

View Chart as Image

Buick Envision insurance rates by U.S. city

Using high physical damage deductibles can save as much as $430 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 in extra premium every year, depending on your age. Buick Envision insurance for high-risk drivers ranges around 43% to 132% more than a normal policy. View High Risk Driver Rates

Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envision $332 $570 $390 $1,450
2023 Buick Envision $320 $566 $398 $1,442
2022 Buick Envision $308 $552 $416 $1,434
2021 Buick Envision $298 $530 $430 $1,416
2020 Buick Envision $282 $512 $442 $1,394
2019 Buick Envision $270 $474 $452 $1,354
2018 Buick Envision $260 $446 $456 $1,320
2017 Buick Envision $248 $400 $460 $1,266
2016 Buick Envision $232 $368 $460 $1,218

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Buick Envision Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every couple of years by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below is a summary of the material that was covered in the above illustrations.

  • Consumers who require higher levels of liability will pay an extra $510 every year to raise limits from a 30/60 limit to 250/500 limits
  • Teenage drivers are charged the highest rates, as much as $406 each month if they have full coverage
  • Drivers who have multiple accidents or major violations may be required to pay an average of $1,470 more each year for auto insurance
  • Increasing comprehensive and collision deductibles can save around $425 each year

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $4,866
20 $2,910
30 $1,310
40 $1,266
50 $1,160
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,550
$250 $1,420
$500 $1,266
$1,000 $1,120

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,358
100/300 $1,473
250/500 $1,772
100 CSL $1,404
300 CSL $1,657
500 CSL $1,841

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $6,912
20 $4,638
30 $2,784
40 $2,736
50 $2,616
60 $2,592

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $89
Total Discounts $523
Rate after discounts $743

Discounts are estimated and may not be available from every company or in every state.

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