Buick Envista Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Buick Envista are $1,446 annually with full coverage. Comprehensive costs on average $322, collision insurance costs $594, and liability is estimated at $372. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $3,128. 16-year-old drivers pay the most at up to $5,318 a year.

Average premium for full coverage: $1,446

Premium estimates by type of coverage:

Comprehensive $322
Collision $594
Liability $372

Price estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all Envista models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Buick Envista range from as cheap as $438 for just the minimum liability insurance to the much higher price of $3,128 for high-risk insurance.

Liability Only $438
Full Coverage $1,446
High Risk $3,128

Insurance Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than congested cities. The example below illustrates how geographic area affects car insurance rates.

Rural Areas $1,085
Small Cities $1,518
Large Cities $1,952

These rate differences demonstrate why everyone should get quotes based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details average Buick Envista insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $828
  • Choosing higher $1,000 deductibles can save around $208 annually
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,446
  • Buying pricier low deductibles for comp and collision coverage will cost $1,850
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $3,128
  • An auto insurance policy with full coverage for a teen driver for full coverage may cost $5,318 each year

View Chart as Image

Buick Envista insurance cost comparison chart
Column chart showing Buick Envista insurance rates range from $828 to $5,318 for full coverage

Auto insurance prices for a Buick Envista also have a wide range based on the model of your Envista, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. Buick Envista insurance for high-risk drivers ranges as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $620 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Buick Envista insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or at least $1,950 on average in Florida, Michigan, and New York.

Buick Envista Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,306 -$140 -9.7%
Alaska $1,110 -$336 -23.2%
Arizona $1,198 -$248 -17.2%
Arkansas $1,446 -$0 0.0%
California $1,648 $202 14.0%
Colorado $1,384 -$62 -4.3%
Connecticut $1,486 $40 2.8%
Delaware $1,638 $192 13.3%
Florida $1,810 $364 25.2%
Georgia $1,336 -$110 -7.6%
Hawaii $1,038 -$408 -28.2%
Idaho $978 -$468 -32.4%
Illinois $1,078 -$368 -25.4%
Indiana $1,088 -$358 -24.8%
Iowa $978 -$468 -32.4%
Kansas $1,376 -$70 -4.8%
Kentucky $1,972 $526 36.4%
Louisiana $2,142 $696 48.1%
Maine $892 -$554 -38.3%
Maryland $1,194 -$252 -17.4%
Massachusetts $1,158 -$288 -19.9%
Michigan $2,512 $1,066 73.7%
Minnesota $1,212 -$234 -16.2%
Mississippi $1,734 $288 19.9%
Missouri $1,284 -$162 -11.2%
Montana $1,554 $108 7.5%
Nebraska $1,142 -$304 -21.0%
Nevada $1,734 $288 19.9%
New Hampshire $1,042 -$404 -27.9%
New Jersey $1,618 $172 11.9%
New Mexico $1,280 -$166 -11.5%
New York $1,524 $78 5.4%
North Carolina $834 -$612 -42.3%
North Dakota $1,184 -$262 -18.1%
Ohio $998 -$448 -31.0%
Oklahoma $1,486 $40 2.8%
Oregon $1,324 -$122 -8.4%
Pennsylvania $1,380 -$66 -4.6%
Rhode Island $1,928 $482 33.3%
South Carolina $1,312 -$134 -9.3%
South Dakota $1,222 -$224 -15.5%
Tennessee $1,268 -$178 -12.3%
Texas $1,744 $298 20.6%
Utah $1,072 -$374 -25.9%
Vermont $990 -$456 -31.5%
Virginia $866 -$580 -40.1%
Washington $1,118 -$328 -22.7%
West Virginia $1,324 -$122 -8.4%
Wisconsin $1,002 -$444 -30.7%
Wyoming $1,288 -$158 -10.9%

View Chart as Image

Buick Envista insurance rates by U.S. city
Buick Envista Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envista $306 $570 $390 $1,424

Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Buick Envista Insurance

Finding better rates on car insurance takes avoiding accidents and claims, having above-average credit, being claim-free, and deciding if full coverage is necessary. Invest the time to compare rates every couple of years by obtaining price quotes from direct companies, and also from local independent and exclusive agents.

The points below are a condensed summary of the material that was presented in the illustrations above.

  • Policyholders who require increased liability limits will pay around $410 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
  • Drivers under the age of 20 are charged the highest prices, possibly costing $443 per month if full coverage is included
  • Higher risk drivers with multiple at-fault accidents pay an average of $1,680 more each year to insure a Buick Envista
  • Increasing policy deductibles could save up to $600 each year

Rates by Driver Age

Buick Envista Insurance Rates by Driver Age
Driver Age Premium
16 $5,318
20 $3,342
30 $1,516
40 $1,446
50 $1,320
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

Buick Envista Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,850
$250 $1,662
$500 $1,446
$1,000 $1,238

Full coverage, driver age 40

Rates by Liability Limit

Buick Envista Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,446
50/100 $1,520
100/300 $1,613
250/500 $1,855
100 CSL $1,558
300 CSL $1,762
500 CSL $1,911

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envista Insurance Rates for High Risk Drivers
Age Premium
16 $7,598
20 $5,310
30 $3,202
40 $3,128
50 $2,984
60 $2,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $109
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $73
Online Quote $103
Total Discounts $618
Rate after discounts $828

Discounts are estimated and may not be available from every company or in every state.

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