Buick Verano Insurance Rates

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UPDATED: Apr 29, 2024

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Estimated auto insurance rates for a Buick Verano are $1,138 annually including full coverage. Comprehensive costs an estimated $206 each year, collision insurance costs $310, and liability is $464. A policy with only liability insurance costs around $514 a year, and a high-risk policy costs around $2,456. Teens pay the most at up to $4,464 a year.

Average premium for full coverage: $1,138

Premium estimates broken down by type of coverage:

Comprehensive $206
Collision $310
Liability $464

Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Verano models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Buick Verano range from as cheap as $514 for a discount liability-only rate to a high rate of $2,456 for a driver who requires high-risk insurance.

Liability Only $514
Full Coverage $1,138
High Risk $2,456

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects insurance prices.

Rural Areas $854
Small Cities $1,195
Large Cities $1,536

These rate differences highlight why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average Buick Verano insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $678
  • Raising to $1,000 deductibles will save approximately $116 every year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,138
  • Selecting low deductibles will cost $1,364
  • At-risk drivers with serious driving violations could pay up to $2,456
  • An auto insurance policy with full coverage for a teen driver can cost as much as $4,464

View Chart as Image

Buick Verano insurance cost comparison chart
Column chart showing Buick Verano insurance rates range from $678 to $4,464 for full coverage

Car insurance prices for a Buick Verano also have a wide range based on the model of your Verano, your driving characteristics, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 137% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $350 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Buick Verano insurance prices. A middle-age driver might find prices as low as $880 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,630 on average in Louisiana, New York, and Michigan.

Buick Verano Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,030 -$108 -9.5%
Alaska $872 -$266 -23.4%
Arizona $946 -$192 -16.9%
Arkansas $1,138 -$0 0.0%
California $1,298 $160 14.1%
Colorado $1,090 -$48 -4.2%
Connecticut $1,172 $34 3.0%
Delaware $1,290 $152 13.4%
Florida $1,424 $286 25.1%
Georgia $1,052 -$86 -7.6%
Hawaii $818 -$320 -28.1%
Idaho $770 -$368 -32.3%
Illinois $848 -$290 -25.5%
Indiana $858 -$280 -24.6%
Iowa $768 -$370 -32.5%
Kansas $1,082 -$56 -4.9%
Kentucky $1,554 $416 36.6%
Louisiana $1,686 $548 48.2%
Maine $702 -$436 -38.3%
Maryland $940 -$198 -17.4%
Massachusetts $914 -$224 -19.7%
Michigan $1,978 $840 73.8%
Minnesota $952 -$186 -16.3%
Mississippi $1,364 $226 19.9%
Missouri $1,010 -$128 -11.2%
Montana $1,222 $84 7.4%
Nebraska $900 -$238 -20.9%
Nevada $1,364 $226 19.9%
New Hampshire $820 -$318 -27.9%
New Jersey $1,274 $136 12.0%
New Mexico $1,010 -$128 -11.2%
New York $1,200 $62 5.4%
North Carolina $658 -$480 -42.2%
North Dakota $934 -$204 -17.9%
Ohio $786 -$352 -30.9%
Oklahoma $1,170 $32 2.8%
Oregon $1,044 -$94 -8.3%
Pennsylvania $1,086 -$52 -4.6%
Rhode Island $1,520 $382 33.6%
South Carolina $1,032 -$106 -9.3%
South Dakota $960 -$178 -15.6%
Tennessee $998 -$140 -12.3%
Texas $1,374 $236 20.7%
Utah $844 -$294 -25.8%
Vermont $782 -$356 -31.3%
Virginia $682 -$456 -40.1%
Washington $880 -$258 -22.7%
West Virginia $1,044 -$94 -8.3%
Wisconsin $790 -$348 -30.6%
Wyoming $1,016 -$122 -10.7%

View Chart as Image

Buick Verano insurance rates by U.S. city
Buick Verano Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Buick Verano $230 $358 $460 $1,206
2016 Buick Verano $214 $330 $460 $1,162
2015 Buick Verano $206 $310 $464 $1,138
2014 Buick Verano $202 $288 $474 $1,122
2013 Buick Verano $186 $268 $474 $1,086
2012 Buick Verano $182 $244 $478 $1,062

Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Buick Verano Insurance

Finding better rates on car insurance consists of having a good driving record, having a good credit score, refrain from filing small claims, and possibly higher deductibles. Invest the time to compare rates at every other renewal by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

The next list is a summary of the concepts that were presented in the illustrations above.

  • Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,320 more annually to buy Buick Verano insurance
  • Drivers age 20 and younger have the highest car insurance prices, with the cost nearing $372 per month if comprehensive and collision insurance is included
  • You may be able to save approximately $130 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $350 each year
  • You may be able to save approximately $130 per year just by quoting online in advance

Rates by Driver Age

Buick Verano Insurance Rates by Driver Age
Driver Age Premium
16 $4,464
20 $2,610
30 $1,168
40 $1,138
50 $1,044
60 $1,022

Full coverage, $500 deductibles

Rates by Deductible

Buick Verano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,364
$250 $1,260
$500 $1,138
$1,000 $1,022

Full coverage, driver age 40

Rates by Liability Limit

Buick Verano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,138
50/100 $1,231
100/300 $1,347
250/500 $1,648
100 CSL $1,277
300 CSL $1,532
500 CSL $1,718

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Verano Insurance Rates for High Risk Drivers
Age Premium
16 $6,318
20 $4,160
30 $2,486
40 $2,456
50 $2,346
60 $2,324

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $78
Total Discounts $460
Rate after discounts $678

Discounts are estimated and may not be available from every company or in every state.

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