Buick Verano Insurance Rates
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UPDATED: Apr 29, 2024
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U.S. average insurance rates for a Buick Verano are $1,138 a year for full coverage insurance. Comprehensive insurance costs on average $206, collision insurance costs $310, and liability costs $464. A policy with just liability insurance costs as little as $514 a year, and coverage for high-risk drivers costs $2,456 or more. 16-year-old drivers pay the highest rates at up to $4,464 a year.
Average premium for full coverage: $1,138
Price estimates by individual coverage:
Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all Verano models.
Price Range from Low to High
For a 40-year-old driver, Buick Verano insurance prices range from the low end price of $514 for just liability insurance to the much higher price of $2,456 for a high-risk insurance policy.
Geographic Price Range
Your location can make a big difference on insurance rates. Rural areas have lower incidents of physical damage claims than congested cities. The example below illustrates how your location can change car insurance rates.
The ranges above illustrate why everyone should compare rates based on a specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Buick Verano insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $678
- Drivers who choose higher $1,000 deductibles will pay around $116 each year
- The estimated price for the average middle-age driver with $500 deductibles is $1,138
- Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $226 annually
- Drivers with multiple tickets or accidents could pay upwards of $2,456
- The price that insures a 16-year-old driver for full coverage may cost $4,464 a year
Insurance prices for a Buick Verano are also quite variable based on the model of your Verano, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,400 to $1,900 extra each year, depending on your age. Buick Verano insurance for high-risk drivers can cost from 43% to 137% more than the average rate. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,400 a year. View Rates by Age
The state you live in makes a big difference in Buick Verano insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,540 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,030 | -$108 | -9.5% |
Alaska | $872 | -$266 | -23.4% |
Arizona | $946 | -$192 | -16.9% |
Arkansas | $1,138 | -$0 | 0.0% |
California | $1,298 | $160 | 14.1% |
Colorado | $1,090 | -$48 | -4.2% |
Connecticut | $1,172 | $34 | 3.0% |
Delaware | $1,290 | $152 | 13.4% |
Florida | $1,424 | $286 | 25.1% |
Georgia | $1,052 | -$86 | -7.6% |
Hawaii | $818 | -$320 | -28.1% |
Idaho | $770 | -$368 | -32.3% |
Illinois | $848 | -$290 | -25.5% |
Indiana | $858 | -$280 | -24.6% |
Iowa | $768 | -$370 | -32.5% |
Kansas | $1,082 | -$56 | -4.9% |
Kentucky | $1,554 | $416 | 36.6% |
Louisiana | $1,686 | $548 | 48.2% |
Maine | $702 | -$436 | -38.3% |
Maryland | $940 | -$198 | -17.4% |
Massachusetts | $914 | -$224 | -19.7% |
Michigan | $1,978 | $840 | 73.8% |
Minnesota | $952 | -$186 | -16.3% |
Mississippi | $1,364 | $226 | 19.9% |
Missouri | $1,010 | -$128 | -11.2% |
Montana | $1,222 | $84 | 7.4% |
Nebraska | $900 | -$238 | -20.9% |
Nevada | $1,364 | $226 | 19.9% |
New Hampshire | $820 | -$318 | -27.9% |
New Jersey | $1,274 | $136 | 12.0% |
New Mexico | $1,010 | -$128 | -11.2% |
New York | $1,200 | $62 | 5.4% |
North Carolina | $658 | -$480 | -42.2% |
North Dakota | $934 | -$204 | -17.9% |
Ohio | $786 | -$352 | -30.9% |
Oklahoma | $1,170 | $32 | 2.8% |
Oregon | $1,044 | -$94 | -8.3% |
Pennsylvania | $1,086 | -$52 | -4.6% |
Rhode Island | $1,520 | $382 | 33.6% |
South Carolina | $1,032 | -$106 | -9.3% |
South Dakota | $960 | -$178 | -15.6% |
Tennessee | $998 | -$140 | -12.3% |
Texas | $1,374 | $236 | 20.7% |
Utah | $844 | -$294 | -25.8% |
Vermont | $782 | -$356 | -31.3% |
Virginia | $682 | -$456 | -40.1% |
Washington | $880 | -$258 | -22.7% |
West Virginia | $1,044 | -$94 | -8.3% |
Wisconsin | $790 | -$348 | -30.6% |
Wyoming | $1,016 | -$122 | -10.7% |
Opting for high physical damage deductibles could save up to $350 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2017 Buick Verano | $230 | $358 | $460 | $1,206 |
2016 Buick Verano | $214 | $330 | $460 | $1,162 |
2015 Buick Verano | $206 | $310 | $464 | $1,138 |
2014 Buick Verano | $202 | $288 | $474 | $1,122 |
2013 Buick Verano | $186 | $268 | $474 | $1,086 |
2012 Buick Verano | $182 | $244 | $478 | $1,062 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Buick Verano Insurance
Getting lower rates on insurance for a Buick Verano not only requires being a good driver, but also having above-average credit, not filing small claims, and determing if full coverage is necessary. Comparison shop at least every other year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.
The following list is a quick review of the car insurance concepts illustrated above.
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,320 more each year than a safer driver
- It is possible to save as much as $130 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save approximately $350 each year
- Insureds who require an increased level of liability coverage will pay around $510 annually to go from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,464 |
20 | $2,610 |
30 | $1,168 |
40 | $1,138 |
50 | $1,044 |
60 | $1,022 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,364 |
$250 | $1,260 |
$500 | $1,138 |
$1,000 | $1,022 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,138 |
50/100 | $1,231 |
100/300 | $1,347 |
250/500 | $1,648 |
100 CSL | $1,277 |
300 CSL | $1,532 |
500 CSL | $1,718 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,318 |
20 | $4,160 |
30 | $2,486 |
40 | $2,456 |
50 | $2,346 |
60 | $2,324 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $59 |
Multi-vehicle | $61 |
Homeowner | $19 |
5-yr Accident Free | $74 |
5-yr Claim Free | $72 |
Paid in Full/EFT | $45 |
Advance Quote | $52 |
Online Quote | $78 |
Total Discounts | $460 |
Discounts are estimated and may not be available from every company or in every state.
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