Buick Verano Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for a Buick Verano are $1,138 annually for full coverage insurance. Comprehensive costs approximately $206 each year, collision insurance costs $310, and liability costs $464. Buying just liability costs as little as $514 a year, and insurance for high-risk drivers costs around $2,456. Teenage drivers receive the highest rates at up to $4,464 a year.
Average premium for full coverage: $1,138
Rate estimates by individual coverage type:
Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Verano models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range range from as cheap as $514 for a discount liability-only rate to a high rate of $2,456 for a policy for a high-risk driver.
Price Range by Location
Your location can make a big difference on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.
These examples illustrate why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Buick Verano insurance rates for additional coverage and risk scenarios.
- The best discount rate is $678
- Drivers who choose higher $1,000 deductibles will pay $116 each year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,138
- Using low deductibles for comprehensive and collision insurance will cost $1,364
- Drivers who are prone to accidents and violations could pay around $2,456
- The cost with full coverage for a 16-year-old driver can cost $4,464 a year
Auto insurance rates for a Buick Verano can also vary considerably based on the trim level of your Verano, your risk profile, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,400 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 137% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $350 annually, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $417 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Buick Verano insurance prices. A 40-year-old driver could pay as low as $750 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,540 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,030 | -$108 | -9.5% |
| Alaska | $872 | -$266 | -23.4% |
| Arizona | $946 | -$192 | -16.9% |
| Arkansas | $1,138 | -$0 | 0.0% |
| California | $1,298 | $160 | 14.1% |
| Colorado | $1,090 | -$48 | -4.2% |
| Connecticut | $1,172 | $34 | 3.0% |
| Delaware | $1,290 | $152 | 13.4% |
| Florida | $1,424 | $286 | 25.1% |
| Georgia | $1,052 | -$86 | -7.6% |
| Hawaii | $818 | -$320 | -28.1% |
| Idaho | $770 | -$368 | -32.3% |
| Illinois | $848 | -$290 | -25.5% |
| Indiana | $858 | -$280 | -24.6% |
| Iowa | $768 | -$370 | -32.5% |
| Kansas | $1,082 | -$56 | -4.9% |
| Kentucky | $1,554 | $416 | 36.6% |
| Louisiana | $1,686 | $548 | 48.2% |
| Maine | $702 | -$436 | -38.3% |
| Maryland | $940 | -$198 | -17.4% |
| Massachusetts | $914 | -$224 | -19.7% |
| Michigan | $1,978 | $840 | 73.8% |
| Minnesota | $952 | -$186 | -16.3% |
| Mississippi | $1,364 | $226 | 19.9% |
| Missouri | $1,010 | -$128 | -11.2% |
| Montana | $1,222 | $84 | 7.4% |
| Nebraska | $900 | -$238 | -20.9% |
| Nevada | $1,364 | $226 | 19.9% |
| New Hampshire | $820 | -$318 | -27.9% |
| New Jersey | $1,274 | $136 | 12.0% |
| New Mexico | $1,010 | -$128 | -11.2% |
| New York | $1,200 | $62 | 5.4% |
| North Carolina | $658 | -$480 | -42.2% |
| North Dakota | $934 | -$204 | -17.9% |
| Ohio | $786 | -$352 | -30.9% |
| Oklahoma | $1,170 | $32 | 2.8% |
| Oregon | $1,044 | -$94 | -8.3% |
| Pennsylvania | $1,086 | -$52 | -4.6% |
| Rhode Island | $1,520 | $382 | 33.6% |
| South Carolina | $1,032 | -$106 | -9.3% |
| South Dakota | $960 | -$178 | -15.6% |
| Tennessee | $998 | -$140 | -12.3% |
| Texas | $1,374 | $236 | 20.7% |
| Utah | $844 | -$294 | -25.8% |
| Vermont | $782 | -$356 | -31.3% |
| Virginia | $682 | -$456 | -40.1% |
| Washington | $880 | -$258 | -22.7% |
| West Virginia | $1,044 | -$94 | -8.3% |
| Wisconsin | $790 | -$348 | -30.6% |
| Wyoming | $1,016 | -$122 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $230 | $358 | $460 | $1,206 |
| 2016 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2015 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2014 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2013 Buick Verano | $186 | $268 | $474 | $1,086 |
| 2012 Buick Verano | $182 | $244 | $478 | $1,062 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Buick Verano Insurance
Saving money on insurance for a Buick Verano not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Make time to compare rates every year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
Below you'll find a brief recap of the coverage data touched on in this article.
- It is possible to save around $130 per year just by quoting online in advance
- Increasing deductibles could save up to $350 each year
- Youthful drivers have the highest car insurance rates, costing up to $372 per month if full coverage is included
- Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,320 more per year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,464 |
| 20 | $2,610 |
| 30 | $1,168 |
| 40 | $1,138 |
| 50 | $1,044 |
| 60 | $1,022 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,364 |
| $250 | $1,260 |
| $500 | $1,138 |
| $1,000 | $1,022 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,138 |
| 50/100 | $1,231 |
| 100/300 | $1,347 |
| 250/500 | $1,648 |
| 100 CSL | $1,277 |
| 300 CSL | $1,532 |
| 500 CSL | $1,718 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,318 |
| 20 | $4,160 |
| 30 | $2,486 |
| 40 | $2,456 |
| 50 | $2,346 |
| 60 | $2,324 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $59 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $78 |
| Total Discounts | $460 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
