Buick Verano Insurance Rates
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UPDATED: Jun 5, 2023
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The average auto insurance rates for a Buick Verano are $1,138 annually with full coverage. Comprehensive costs an estimated $206 a year, collision costs $310, and liability is $464. A liability-only policy costs around $514 a year, with high-risk insurance costing around $2,456. Teenage drivers cost the most to insure at $4,464 a year or more.
Average premium for full coverage: $1,138
Policy rates broken down by type of insurance:
Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Verano trim levels.
Price Range Variability
For an average driver, Buick Verano insurance rates go from as cheap as $514 for just liability insurance to a high of $2,456 for a high-risk driver policy.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities.
The diagram below illustrates the effect of geographic area on insurance prices.
The examples above demonstrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Buick Verano insurance rates for other coverage scenarios.
- The best discount rate is $678
- Raising to $1,000 deductibles will save approximately $1,022 annually
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,138
- Using low $100 deductibles will cost $1,364
- At-risk drivers who are prone to accidents and violations could pay up to $2,456 or more
- Policy cost with full coverage for a teen driver can cost as much as $4,464
Car insurance rates for a Buick Verano also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $4,400 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 137% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $350 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $417 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Buick Verano insurance prices. A middle-age driver might find rates as low as $820 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,540 on average in New York, Michigan, and Florida.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2014 Buick Verano||$214||$330||$460||$1,162|
|2013 Buick Verano||$206||$310||$464||$1,138|
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Buick Verano Insurance
Finding cheaper rates on car insurance consists of avoiding accidents and claims, having a good credit score, not filing small claims, and not having any coverage lapses. Take the time to compare rates every time your policy renews by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The points below are a review of the information covered in the above illustrations.
- You may be able to save approximately $130 per year simply by quoting early and online
- Drivers under the age of 20 have the highest car insurance rates, as much as $372 each month if comprehensive and collision insurance is included
- Increasing comprehensive and collision deductibles could save up to $350 each year
- Higher risk drivers who have several accidents or serious violations pay on average $1,320 more annually to insure a Buick Verano
- Policyholders who want increased liability limits will pay an extra $510 every year to raise from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$74|
|5-yr Claim Free||$72|
|Paid in Full/EFT||$45|
Discounts are estimated and may not be available from every company or in every state.