Buick Verano Insurance Rates

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UPDATED: Apr 29, 2024

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Average auto insurance rates for a Buick Verano are $1,138 annually for full coverage insurance. Comprehensive costs approximately $206 each year, collision insurance costs $310, and liability costs $464. Buying just liability costs as little as $514 a year, and insurance for high-risk drivers costs around $2,456. Teenage drivers receive the highest rates at up to $4,464 a year.

Average premium for full coverage: $1,138

Rate estimates by individual coverage type:

Comprehensive $206
Collision $310
Liability $464

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Verano models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from as cheap as $514 for a discount liability-only rate to a high rate of $2,456 for a policy for a high-risk driver.

Liability Only $514
Full Coverage $1,138
High Risk $2,456

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $854
Small Cities $1,195
Large Cities $1,536

These examples illustrate why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Buick Verano insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $678
  • Drivers who choose higher $1,000 deductibles will pay $116 each year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,138
  • Using low deductibles for comprehensive and collision insurance will cost $1,364
  • Drivers who are prone to accidents and violations could pay around $2,456
  • The cost with full coverage for a 16-year-old driver can cost $4,464 a year

View Chart as Image

Buick Verano insurance cost comparison chart
Column chart showing Buick Verano insurance rates range from $678 to $4,464 for full coverage

Auto insurance rates for a Buick Verano can also vary considerably based on the trim level of your Verano, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $350 annually, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $417 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Buick Verano insurance prices. A 40-year-old driver could pay as low as $750 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,540 on average in Florida, New York, and Michigan.

Buick Verano Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,030 -$108 -9.5%
Alaska $872 -$266 -23.4%
Arizona $946 -$192 -16.9%
Arkansas $1,138 -$0 0.0%
California $1,298 $160 14.1%
Colorado $1,090 -$48 -4.2%
Connecticut $1,172 $34 3.0%
Delaware $1,290 $152 13.4%
Florida $1,424 $286 25.1%
Georgia $1,052 -$86 -7.6%
Hawaii $818 -$320 -28.1%
Idaho $770 -$368 -32.3%
Illinois $848 -$290 -25.5%
Indiana $858 -$280 -24.6%
Iowa $768 -$370 -32.5%
Kansas $1,082 -$56 -4.9%
Kentucky $1,554 $416 36.6%
Louisiana $1,686 $548 48.2%
Maine $702 -$436 -38.3%
Maryland $940 -$198 -17.4%
Massachusetts $914 -$224 -19.7%
Michigan $1,978 $840 73.8%
Minnesota $952 -$186 -16.3%
Mississippi $1,364 $226 19.9%
Missouri $1,010 -$128 -11.2%
Montana $1,222 $84 7.4%
Nebraska $900 -$238 -20.9%
Nevada $1,364 $226 19.9%
New Hampshire $820 -$318 -27.9%
New Jersey $1,274 $136 12.0%
New Mexico $1,010 -$128 -11.2%
New York $1,200 $62 5.4%
North Carolina $658 -$480 -42.2%
North Dakota $934 -$204 -17.9%
Ohio $786 -$352 -30.9%
Oklahoma $1,170 $32 2.8%
Oregon $1,044 -$94 -8.3%
Pennsylvania $1,086 -$52 -4.6%
Rhode Island $1,520 $382 33.6%
South Carolina $1,032 -$106 -9.3%
South Dakota $960 -$178 -15.6%
Tennessee $998 -$140 -12.3%
Texas $1,374 $236 20.7%
Utah $844 -$294 -25.8%
Vermont $782 -$356 -31.3%
Virginia $682 -$456 -40.1%
Washington $880 -$258 -22.7%
West Virginia $1,044 -$94 -8.3%
Wisconsin $790 -$348 -30.6%
Wyoming $1,016 -$122 -10.7%

View Chart as Image

Buick Verano insurance rates by U.S. city
Buick Verano Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Buick Verano $230 $358 $460 $1,206
2016 Buick Verano $214 $330 $460 $1,162
2015 Buick Verano $206 $310 $464 $1,138
2014 Buick Verano $202 $288 $474 $1,122
2013 Buick Verano $186 $268 $474 $1,086
2012 Buick Verano $182 $244 $478 $1,062

Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Buick Verano Insurance

Saving money on insurance for a Buick Verano not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Make time to compare rates every year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below you'll find a brief recap of the coverage data touched on in this article.

  • It is possible to save around $130 per year just by quoting online in advance
  • Increasing deductibles could save up to $350 each year
  • Youthful drivers have the highest car insurance rates, costing up to $372 per month if full coverage is included
  • Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,320 more per year than a low-risk driver

Rates by Driver Age

Buick Verano Insurance Rates by Driver Age
Driver Age Premium
16 $4,464
20 $2,610
30 $1,168
40 $1,138
50 $1,044
60 $1,022

Full coverage, $500 deductibles

Rates by Deductible

Buick Verano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,364
$250 $1,260
$500 $1,138
$1,000 $1,022

Full coverage, driver age 40

Rates by Liability Limit

Buick Verano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,138
50/100 $1,231
100/300 $1,347
250/500 $1,648
100 CSL $1,277
300 CSL $1,532
500 CSL $1,718

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Verano Insurance Rates for High Risk Drivers
Age Premium
16 $6,318
20 $4,160
30 $2,486
40 $2,456
50 $2,346
60 $2,324

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $78
Total Discounts $460
Rate after discounts $678

Discounts are estimated and may not be available from every company or in every state.

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