Chevrolet Avalanche Insurance Rates

The average insurance rates for a Chevrolet Avalanche are $1,068 a year for full coverage insurance. Comprehensive costs approximately $144, collision costs $170, and liability coverage is estimated at $554. A liability-only policy costs approximately $620 a year, with high-risk insurance costing around $2,284. Teen drivers cost the most to insure at $4,434 a year or more.

Average premium for full coverage: $1,068

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all Avalanche models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates how location helps determine auto insurance prices.

The examples above illustrate why everyone should get quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Chevrolet Avalanche insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $665
• Choosing higher $1,000 deductibles can save $74 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,068
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,202
• Drivers with multiple violations and an at-fault accident could pay around $2,284 or more
• Policy cost for full coverage for a teenage driver for full coverage can cost $4,434 each year

View Chart as Image

Car insurance rates for a Chevrolet Avalanche also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Avalanche insurance rates. A good driver about age 40 could pay as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,440 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $210 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $498 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,800 extra every year, depending on your age. Chevrolet Avalanche insurance for high-risk drivers ranges around 41% to 136% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates and see how they stack up. Each auto insurer uses a different rate calculation, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chevrolet Avalanche Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and claims, having above-average credit, being claim-free, and avoiding coverage lapses. Invest time comparing rates every couple of years by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief review of the material that was covered in the charts and tables above.

• Consumers who purchase increased liability limits will pay about $610 annually to raise limits from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 pay the highest auto insurance rates, possibly costing $370 each month if full coverage is included
• Drivers with DUI or reckless driving convictions may pay on average $1,220 more per year to insure a Chevrolet Avalanche
• Increasing comprehensive and collision deductibles can save around $200 each year