Chevrolet Avalanche Insurance Rates

The average insurance rates for a Chevrolet Avalanche are $1,224 a year including full coverage. Comprehensive insurance costs approximately $184, collision costs $248, and liability coverage is estimated at $592. A liability-only policy costs approximately $652 a year, with high-risk insurance costing $2,634 or more. 16-year-old drivers cost the most to insure at $4,984 a year or more.

Average premium for full coverage: $1,224

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Avalanche trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

The examples above highlight why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Chevrolet Avalanche insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $747
• Choosing higher $1,000 deductibles can save $98 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,224
• Buying more expensive low deductibles for comp and collision coverage will cost an extra $188 each year
• Drivers with multiple tickets or accidents could pay around $2,634 or more
• Policy cost for full coverage for a teenage driver with full coverage can cost $4,984 each year

View Chart as Image

Car insurance rates for a Chevrolet Avalanche also range considerably based on your risk profile, the model of your Avalanche, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Avalanche insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,740 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $290 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $533 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,100 extra every year, depending on your age. High-risk driver insurance ranges around 42% to 127% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Avalanche Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and avoiding coverage lapses. Take the time to compare rates every other policy renewal by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief summary of the ideas that were covered in the above illustrations.

• Teenage drivers pay the highest auto insurance rates, with premiums being up to $415 each month if full coverage is included
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,410 more per year for auto insurance
• Increasing comprehensive and collision deductibles can save around $275 each year
• You may be able to save around $140 per year simply by shopping early and online