Chevrolet Equinox EV Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance prices for a Chevrolet Equinox EV are $1,436 every 12 months with full coverage. Comprehensive costs around $346 a year, collision insurance costs $542, and liability coverage is estimated at $390. A policy with only liability insurance costs approximately $452 a year, and a high-risk policy costs around $3,078. Teen drivers pay the most at up to $5,228 a year.
Average premium for full coverage: $1,436
Premium estimates for type of coverage:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Equinox EV trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Chevrolet Equinox EV range from the cheapest price of $452 for the bare minimum liability coverage to a high of $3,078 for a high-risk insurance policy.
Insurance Price Range by Location
Living in a larger city has a large influence on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.
These rate differences demonstrate why it is important to get quotes for a specific zip code and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Chevrolet Equinox EV insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $832
- Choosing higher $1,000 deductibles can save about $1,232 annually
- The average price for a 40-year-old good driver using $500 deductibles is $1,436
- Choosing low $100 deductibles for comp and collision coverage increases the price to $1,822
- Drivers with multiple violations and an at-fault accident could pay at least $3,078
- An auto insurance policy to insure a teenage driver can be $5,228 each year
Car insurance prices for a Chevrolet Equinox EV also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.
Choosing high deductibles can save as much as $590 a year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy ranges around 44% to 133% more than average. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Chevrolet Equinox EV insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,940 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,296 | -$140 | -9.7% |
| Alaska | $1,100 | -$336 | -23.4% |
| Arizona | $1,190 | -$246 | -17.1% |
| Arkansas | $1,436 | -$0 | 0.0% |
| California | $1,634 | $198 | 13.8% |
| Colorado | $1,370 | -$66 | -4.6% |
| Connecticut | $1,476 | $40 | 2.8% |
| Delaware | $1,626 | $190 | 13.2% |
| Florida | $1,796 | $360 | 25.1% |
| Georgia | $1,326 | -$110 | -7.7% |
| Hawaii | $1,030 | -$406 | -28.3% |
| Idaho | $970 | -$466 | -32.5% |
| Illinois | $1,070 | -$366 | -25.5% |
| Indiana | $1,080 | -$356 | -24.8% |
| Iowa | $970 | -$466 | -32.5% |
| Kansas | $1,364 | -$72 | -5.0% |
| Kentucky | $1,958 | $522 | 36.4% |
| Louisiana | $2,126 | $690 | 48.1% |
| Maine | $886 | -$550 | -38.3% |
| Maryland | $1,184 | -$252 | -17.5% |
| Massachusetts | $1,148 | -$288 | -20.1% |
| Michigan | $2,494 | $1,058 | 73.7% |
| Minnesota | $1,200 | -$236 | -16.4% |
| Mississippi | $1,718 | $282 | 19.6% |
| Missouri | $1,272 | -$164 | -11.4% |
| Montana | $1,542 | $106 | 7.4% |
| Nebraska | $1,132 | -$304 | -21.2% |
| Nevada | $1,720 | $284 | 19.8% |
| New Hampshire | $1,034 | -$402 | -28.0% |
| New Jersey | $1,604 | $168 | 11.7% |
| New Mexico | $1,272 | -$164 | -11.4% |
| New York | $1,512 | $76 | 5.3% |
| North Carolina | $828 | -$608 | -42.3% |
| North Dakota | $1,176 | -$260 | -18.1% |
| Ohio | $992 | -$444 | -30.9% |
| Oklahoma | $1,474 | $38 | 2.6% |
| Oregon | $1,314 | -$122 | -8.5% |
| Pennsylvania | $1,370 | -$66 | -4.6% |
| Rhode Island | $1,916 | $480 | 33.4% |
| South Carolina | $1,302 | -$134 | -9.3% |
| South Dakota | $1,210 | -$226 | -15.7% |
| Tennessee | $1,258 | -$178 | -12.4% |
| Texas | $1,730 | $294 | 20.5% |
| Utah | $1,062 | -$374 | -26.0% |
| Vermont | $982 | -$454 | -31.6% |
| Virginia | $860 | -$576 | -40.1% |
| Washington | $1,108 | -$328 | -22.8% |
| West Virginia | $1,316 | -$120 | -8.4% |
| Wisconsin | $994 | -$442 | -30.8% |
| Wyoming | $1,280 | -$156 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Equinox EV | $346 | $542 | $390 | $1,436 |
| 2023 Chevrolet Equinox EV | $332 | $536 | $398 | $1,424 |
Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Chevrolet Equinox EV Insurance
Finding better rates on auto insurance takes having a decent driving record, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Invest the time to compare rates at least every other year by getting quotes from direct companies, and also from several local insurance agents.
The following items are a brief recap of the car insurance concepts presented in the illustrations above.
- Drivers who tend to receive serious violations pay on average $1,640 more every year than a driver with a clean driving record
- You may be able to save up to $170 per year just by quoting early and online
- Increasing policy deductibles could save as much as $600 each year
- Consumers who may need additional liability coverage will pay about $430 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,228 |
| 20 | $3,268 |
| 30 | $1,500 |
| 40 | $1,436 |
| 50 | $1,308 |
| 60 | $1,282 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,822 |
| $250 | $1,644 |
| $500 | $1,436 |
| $1,000 | $1,232 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,436 |
| 50/100 | $1,514 |
| 100/300 | $1,612 |
| 250/500 | $1,865 |
| 100 CSL | $1,553 |
| 300 CSL | $1,768 |
| 500 CSL | $1,924 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,462 |
| 20 | $5,190 |
| 30 | $3,148 |
| 40 | $3,078 |
| 50 | $2,930 |
| 60 | $2,904 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $65 |
| Advance Quote | $70 |
| Online Quote | $102 |
| Total Discounts | $604 |
Discounts are estimated and may not be available from every company or in every state.
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