Chevrolet Equinox EV Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Chevrolet Equinox EV are $1,436 a year for full coverage insurance. Comprehensive insurance costs on average $346, collision costs $542, and liability insurance is estimated at $390. Liability-only insurance costs approximately $452 a year, with high-risk driver insurance costing $3,078 or more. 16-year-old drivers pay the most at $5,228 a year or more.
Average premium for full coverage: $1,436
Premium estimates by type of coverage:
Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for different Equinox EV trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Chevrolet Equinox EV go from as low as $452 for minimum levels of liability insurance to a much higher rate of $3,078 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than congested cities.
The price range example below illustrates how rural and urban location affects car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Chevrolet Equinox EV insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $832
- Choosing higher $1,000 deductibles can save around $204 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,436
- Buying more expensive low deductibles for comp and collision coverage will cost an extra $386 a year
- High-risk insureds with multiple tickets or accidents could pay upwards of $3,078 or more
- An auto insurance policy for full coverage for a teen driver with full coverage may cost $5,228 each year
Insurance prices for a Chevrolet Equinox EV also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
An older driver with no violations or accidents and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Chevrolet Equinox EV insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,940 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,296 | -$140 | -9.7% |
| Alaska | $1,100 | -$336 | -23.4% |
| Arizona | $1,190 | -$246 | -17.1% |
| Arkansas | $1,436 | -$0 | 0.0% |
| California | $1,634 | $198 | 13.8% |
| Colorado | $1,370 | -$66 | -4.6% |
| Connecticut | $1,476 | $40 | 2.8% |
| Delaware | $1,626 | $190 | 13.2% |
| Florida | $1,796 | $360 | 25.1% |
| Georgia | $1,326 | -$110 | -7.7% |
| Hawaii | $1,030 | -$406 | -28.3% |
| Idaho | $970 | -$466 | -32.5% |
| Illinois | $1,070 | -$366 | -25.5% |
| Indiana | $1,080 | -$356 | -24.8% |
| Iowa | $970 | -$466 | -32.5% |
| Kansas | $1,364 | -$72 | -5.0% |
| Kentucky | $1,958 | $522 | 36.4% |
| Louisiana | $2,126 | $690 | 48.1% |
| Maine | $886 | -$550 | -38.3% |
| Maryland | $1,184 | -$252 | -17.5% |
| Massachusetts | $1,148 | -$288 | -20.1% |
| Michigan | $2,494 | $1,058 | 73.7% |
| Minnesota | $1,200 | -$236 | -16.4% |
| Mississippi | $1,718 | $282 | 19.6% |
| Missouri | $1,272 | -$164 | -11.4% |
| Montana | $1,542 | $106 | 7.4% |
| Nebraska | $1,132 | -$304 | -21.2% |
| Nevada | $1,720 | $284 | 19.8% |
| New Hampshire | $1,034 | -$402 | -28.0% |
| New Jersey | $1,604 | $168 | 11.7% |
| New Mexico | $1,272 | -$164 | -11.4% |
| New York | $1,512 | $76 | 5.3% |
| North Carolina | $828 | -$608 | -42.3% |
| North Dakota | $1,176 | -$260 | -18.1% |
| Ohio | $992 | -$444 | -30.9% |
| Oklahoma | $1,474 | $38 | 2.6% |
| Oregon | $1,314 | -$122 | -8.5% |
| Pennsylvania | $1,370 | -$66 | -4.6% |
| Rhode Island | $1,916 | $480 | 33.4% |
| South Carolina | $1,302 | -$134 | -9.3% |
| South Dakota | $1,210 | -$226 | -15.7% |
| Tennessee | $1,258 | -$178 | -12.4% |
| Texas | $1,730 | $294 | 20.5% |
| Utah | $1,062 | -$374 | -26.0% |
| Vermont | $982 | -$454 | -31.6% |
| Virginia | $860 | -$576 | -40.1% |
| Washington | $1,108 | -$328 | -22.8% |
| West Virginia | $1,316 | -$120 | -8.4% |
| Wisconsin | $994 | -$442 | -30.8% |
| Wyoming | $1,280 | -$156 | -10.9% |
Opting for high physical damage deductibles can save as much as $590 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 44% to 133% more than the average rate. View High Risk Driver Rates
With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer utilizes a different rate formula, and prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Equinox EV | $346 | $542 | $390 | $1,436 |
| 2023 Chevrolet Equinox EV | $332 | $536 | $398 | $1,424 |
Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Chevrolet Equinox EV Insurance
Finding better rates on Chevrolet Equinox EV insurance takes being a low-risk driver, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Set aside time to shop around every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The items below are a review of the information raised in the charts and tables above.
- It is possible to save as much as $170 per year simply by shopping early and online
- Teen drivers pay higher prices, with premiums being up to $436 per month including comprehensive and collision insurance
- Increasing policy deductibles can save around $600 each year
- High-risk drivers who have several accidents or serious violations pay an average of $1,640 more each year to insure their Equinox EV
- Drivers who require more liability coverage will pay around $430 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,228 |
| 20 | $3,268 |
| 30 | $1,500 |
| 40 | $1,436 |
| 50 | $1,308 |
| 60 | $1,282 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,822 |
| $250 | $1,644 |
| $500 | $1,436 |
| $1,000 | $1,232 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,436 |
| 50/100 | $1,514 |
| 100/300 | $1,612 |
| 250/500 | $1,865 |
| 100 CSL | $1,553 |
| 300 CSL | $1,768 |
| 500 CSL | $1,924 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,462 |
| 20 | $5,190 |
| 30 | $3,148 |
| 40 | $3,078 |
| 50 | $2,930 |
| 60 | $2,904 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $65 |
| Advance Quote | $70 |
| Online Quote | $102 |
| Total Discounts | $604 |
Discounts are estimated and may not be available from every company or in every state.
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