Chevrolet Equinox EV Insurance Rates
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UPDATED: Mar 28, 2024
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The average auto insurance rates for a Chevrolet Equinox EV are $1,454 annually including full coverage. Comprehensive costs an estimated $362, collision insurance costs $562, and liability insurance is estimated at $372. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $3,118. 16-year-old drivers cost the most to insure at up to $5,258 a year.
Average premium for full coverage: $1,454
Policy rates broken down by type of insurance:
Prices are based on $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Equinox EV trim levels.
Price Range Variability
For a driver around age 40, Chevrolet Equinox EV insurance rates range from as cheap as $438 for minimum levels of liability insurance to a much higher rate of $3,118 for a high-risk insurance policy.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than congested cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.
The examples above highlight why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Chevrolet Equinox EV insurance rates for other coverage scenarios.
- The best full coverage rate is $842
- Choosing higher $1,000 deductibles can save approximately $208 every year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,454
- Buying more expensive low deductibles for comp and collision coverage will cost $1,860
- High-risk insureds with multiple tickets or accidents could pay up to $3,118
- Policy cost with full coverage for a teen driver with full coverage can cost as much as $5,258 each year
Car insurance rates for a Chevrolet Equinox EV also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.
An older driver with no driving violations and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $5,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $620 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Chevrolet Equinox EV insurance rates. A good driver about age 40 could pay as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,080 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,316 | -$138 | -9.5% |
| Alaska | $1,118 | -$336 | -23.1% |
| Arizona | $1,208 | -$246 | -16.9% |
| Arkansas | $1,454 | -$0 | 0.0% |
| California | $1,660 | $206 | 14.2% |
| Colorado | $1,392 | -$62 | -4.3% |
| Connecticut | $1,496 | $42 | 2.9% |
| Delaware | $1,648 | $194 | 13.3% |
| Florida | $1,824 | $370 | 25.4% |
| Georgia | $1,344 | -$110 | -7.6% |
| Hawaii | $1,046 | -$408 | -28.1% |
| Idaho | $986 | -$468 | -32.2% |
| Illinois | $1,086 | -$368 | -25.3% |
| Indiana | $1,096 | -$358 | -24.6% |
| Iowa | $982 | -$472 | -32.5% |
| Kansas | $1,384 | -$70 | -4.8% |
| Kentucky | $1,986 | $532 | 36.6% |
| Louisiana | $2,156 | $702 | 48.3% |
| Maine | $900 | -$554 | -38.1% |
| Maryland | $1,202 | -$252 | -17.3% |
| Massachusetts | $1,166 | -$288 | -19.8% |
| Michigan | $2,530 | $1,076 | 74.0% |
| Minnesota | $1,220 | -$234 | -16.1% |
| Mississippi | $1,744 | $290 | 19.9% |
| Missouri | $1,292 | -$162 | -11.1% |
| Montana | $1,564 | $110 | 7.6% |
| Nebraska | $1,150 | -$304 | -20.9% |
| Nevada | $1,744 | $290 | 19.9% |
| New Hampshire | $1,050 | -$404 | -27.8% |
| New Jersey | $1,628 | $174 | 12.0% |
| New Mexico | $1,290 | -$164 | -11.3% |
| New York | $1,534 | $80 | 5.5% |
| North Carolina | $838 | -$616 | -42.4% |
| North Dakota | $1,190 | -$264 | -18.2% |
| Ohio | $1,004 | -$450 | -30.9% |
| Oklahoma | $1,496 | $42 | 2.9% |
| Oregon | $1,334 | -$120 | -8.3% |
| Pennsylvania | $1,390 | -$64 | -4.4% |
| Rhode Island | $1,942 | $488 | 33.6% |
| South Carolina | $1,320 | -$134 | -9.2% |
| South Dakota | $1,228 | -$226 | -15.5% |
| Tennessee | $1,276 | -$178 | -12.2% |
| Texas | $1,754 | $300 | 20.6% |
| Utah | $1,078 | -$376 | -25.9% |
| Vermont | $996 | -$458 | -31.5% |
| Virginia | $874 | -$580 | -39.9% |
| Washington | $1,126 | -$328 | -22.6% |
| West Virginia | $1,334 | -$120 | -8.3% |
| Wisconsin | $1,008 | -$446 | -30.7% |
| Wyoming | $1,298 | -$156 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Equinox EV | $362 | $562 | $372 | $1,454 |
| 2023 Chevrolet Equinox EV | $346 | $542 | $390 | $1,436 |
Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Equinox EV Insurance
Finding cheaper rates on Chevrolet Equinox EV insurance takes not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Set aside time to compare rates at least every other year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following is a brief review of the car insurance concepts covered above.
- High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,660 more annually for Equinox EV insurance
- You may be able to save approximately $180 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $625 each year
- Drivers who want higher liability limits will pay around $410 per year to raise limits from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,258 |
| 20 | $3,312 |
| 30 | $1,526 |
| 40 | $1,454 |
| 50 | $1,326 |
| 60 | $1,298 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,860 |
| $250 | $1,674 |
| $500 | $1,454 |
| $1,000 | $1,246 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,454 |
| 50/100 | $1,528 |
| 100/300 | $1,621 |
| 250/500 | $1,863 |
| 100 CSL | $1,566 |
| 300 CSL | $1,770 |
| 500 CSL | $1,919 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,508 |
| 20 | $5,254 |
| 30 | $3,194 |
| 40 | $3,118 |
| 50 | $2,970 |
| 60 | $2,940 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $73 |
| Homeowner | $20 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $71 |
| Online Quote | $104 |
| Total Discounts | $612 |
Discounts are estimated and may not be available from every company or in every state.
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