Ford Bronco Sport Insurance Rates
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UPDATED: Mar 28, 2024
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The average insurance prices for a Ford Bronco Sport are $1,348 every 12 months with full coverage. Comprehensive insurance costs approximately $256, collision costs $536, and liability costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing $2,942 or more. Teens cost the most to insure at $5,118 a year or more.
Average premium for full coverage: $1,348
Policy rates by type of insurance:
Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Bronco Sport trim levels.
Price Range Variability
For the normal driver, Ford Bronco Sport insurance rates go from the cheapest price of $460 for basic liability insurance to a much higher rate of $2,942 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Your location can have significant affects on the price of insurance. Rural locations are shown to have more infrequent collision claims than cities with more traffic congestion.
The price range example below illustrates how geographic area affects auto insurance prices.
The examples above demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Ford Bronco Sport insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $770
- Drivers who choose higher $1,000 deductibles will pay $178 annually
- The average price for a good driver age 40 who chooses $500 deductibles is $1,348
- Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $354 every year
- Higher-risk drivers with serious driving violations could pay around $2,942 or more
- Policy cost to insure a teen driver with full coverage can cost $5,118 a year
Auto insurance rates for a Ford Bronco Sport also range considerably based on liability limits and deductibles, your driving record, and the model of your Bronco Sport.
Choosing higher comprehensive and collision insurance deductibles could save up to $540 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates
Your home state makes a big difference in Ford Bronco Sport insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,820 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,220 | -$128 | -9.5% |
| Alaska | $1,036 | -$312 | -23.1% |
| Arizona | $1,120 | -$228 | -16.9% |
| Arkansas | $1,348 | -$0 | 0.0% |
| California | $1,538 | $190 | 14.1% |
| Colorado | $1,290 | -$58 | -4.3% |
| Connecticut | $1,390 | $42 | 3.1% |
| Delaware | $1,528 | $180 | 13.4% |
| Florida | $1,688 | $340 | 25.2% |
| Georgia | $1,246 | -$102 | -7.6% |
| Hawaii | $970 | -$378 | -28.0% |
| Idaho | $914 | -$434 | -32.2% |
| Illinois | $1,008 | -$340 | -25.2% |
| Indiana | $1,016 | -$332 | -24.6% |
| Iowa | $912 | -$436 | -32.3% |
| Kansas | $1,284 | -$64 | -4.7% |
| Kentucky | $1,842 | $494 | 36.6% |
| Louisiana | $1,998 | $650 | 48.2% |
| Maine | $834 | -$514 | -38.1% |
| Maryland | $1,112 | -$236 | -17.5% |
| Massachusetts | $1,080 | -$268 | -19.9% |
| Michigan | $2,346 | $998 | 74.0% |
| Minnesota | $1,130 | -$218 | -16.2% |
| Mississippi | $1,618 | $270 | 20.0% |
| Missouri | $1,198 | -$150 | -11.1% |
| Montana | $1,450 | $102 | 7.6% |
| Nebraska | $1,064 | -$284 | -21.1% |
| Nevada | $1,620 | $272 | 20.2% |
| New Hampshire | $972 | -$376 | -27.9% |
| New Jersey | $1,510 | $162 | 12.0% |
| New Mexico | $1,198 | -$150 | -11.1% |
| New York | $1,422 | $74 | 5.5% |
| North Carolina | $778 | -$570 | -42.3% |
| North Dakota | $1,106 | -$242 | -18.0% |
| Ohio | $934 | -$414 | -30.7% |
| Oklahoma | $1,388 | $40 | 3.0% |
| Oregon | $1,238 | -$110 | -8.2% |
| Pennsylvania | $1,288 | -$60 | -4.5% |
| Rhode Island | $1,802 | $454 | 33.7% |
| South Carolina | $1,224 | -$124 | -9.2% |
| South Dakota | $1,138 | -$210 | -15.6% |
| Tennessee | $1,182 | -$166 | -12.3% |
| Texas | $1,628 | $280 | 20.8% |
| Utah | $1,000 | -$348 | -25.8% |
| Vermont | $924 | -$424 | -31.5% |
| Virginia | $808 | -$540 | -40.1% |
| Washington | $1,044 | -$304 | -22.6% |
| West Virginia | $1,238 | -$110 | -8.2% |
| Wisconsin | $936 | -$412 | -30.6% |
| Wyoming | $1,202 | -$146 | -10.8% |
Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates and see which company has the best rate. Every company calculates rates differently, and quoted rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Bronco Sport | $280 | $562 | $372 | $1,372 |
| 2023 Ford Bronco Sport | $268 | $542 | $390 | $1,358 |
| 2022 Ford Bronco Sport | $256 | $536 | $398 | $1,348 |
| 2021 Ford Bronco Sport | $248 | $524 | $416 | $1,346 |
Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Ford Bronco Sport Insurance
Finding cheaper rates on car insurance not only requires having a decent driving record, but also having a good credit score, not filing small claims, and not having any coverage lapses. Invest the time to compare rates every year by getting rate quotes from direct companies, and also from insurance agencies where you live.
The following items are a recap of the coverage data presented in the illustrations above.
- You may be able to save around $160 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $525 each year
- 16 to 18-year-old drivers have the highest car insurance rates, as much as $427 each month if comprehensive and collision insurance is included
- Higher risk drivers that have major violations or accidents could be forced to pay on average $1,590 more per year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,118 |
| 20 | $3,156 |
| 30 | $1,408 |
| 40 | $1,348 |
| 50 | $1,236 |
| 60 | $1,212 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,702 |
| $250 | $1,538 |
| $500 | $1,348 |
| $1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,348 |
| 50/100 | $1,428 |
| 100/300 | $1,527 |
| 250/500 | $1,786 |
| 100 CSL | $1,467 |
| 300 CSL | $1,686 |
| 500 CSL | $1,846 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,300 |
| 20 | $5,022 |
| 30 | $3,004 |
| 40 | $2,942 |
| 50 | $2,810 |
| 60 | $2,786 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $95 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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