Ford C-Max Energi Insurance Rates

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UPDATED: Jun 7, 2024

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Estimated auto insurance rates for a Ford C-Max Energi are $1,220 annually including full coverage. Comprehensive costs an estimated $214 each year, collision insurance costs $388, and liability is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs around $2,650. Teen drivers pay the most at up to $4,764 a year.

Average premium for full coverage: $1,220

Premium estimates broken down by type of coverage:

Comprehensive $214
Collision $388
Liability $460

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and C-Max Energi models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Ford C-Max Energi range from as cheap as $510 for liability-only coverage to a high rate of $2,650 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,220
High Risk $2,650

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how where you live affects insurance prices.

Rural Areas $915
Small Cities $1,281
Large Cities $1,647

These rate differences highlight why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Charts and Tables

The chart below breaks down average Ford C-Max Energi insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $713
  • Raising to $1,000 deductibles will save approximately $138 every year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,220
  • Choosing low deductibles will cost $1,486
  • At-risk drivers with multiple violations and an at-fault accident could pay up to $2,650
  • An auto insurance policy with full coverage for a teen driver can cost as much as $4,764

View Chart as Image

Ford C-Max Energi insurance cost comparison chart
Column chart showing Ford C-Max Energi insurance rates range from $713 to $4,764 for full coverage

Auto insurance prices for a Ford C-Max Energi also have a wide range based on the model of your C-Max Energi, your driving characteristics, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,500 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 137% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $410 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Ford C-Max Energi insurance prices. A middle-age driver might find prices as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,740 on average in Louisiana, New York, and Michigan.

Ford C-Max Energi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,104 -$116 -9.5%
Alaska $936 -$284 -23.3%
Arizona $1,014 -$206 -16.9%
Arkansas $1,220 -$0 0.0%
California $1,390 $170 13.9%
Colorado $1,166 -$54 -4.4%
Connecticut $1,254 $34 2.8%
Delaware $1,380 $160 13.1%
Florida $1,526 $306 25.1%
Georgia $1,126 -$94 -7.7%
Hawaii $876 -$344 -28.2%
Idaho $826 -$394 -32.3%
Illinois $908 -$312 -25.6%
Indiana $918 -$302 -24.8%
Iowa $822 -$398 -32.6%
Kansas $1,160 -$60 -4.9%
Kentucky $1,664 $444 36.4%
Louisiana $1,806 $586 48.0%
Maine $754 -$466 -38.2%
Maryland $1,006 -$214 -17.5%
Massachusetts $978 -$242 -19.8%
Michigan $2,120 $900 73.8%
Minnesota $1,022 -$198 -16.2%
Mississippi $1,460 $240 19.7%
Missouri $1,082 -$138 -11.3%
Montana $1,310 $90 7.4%
Nebraska $962 -$258 -21.1%
Nevada $1,464 $244 20.0%
New Hampshire $880 -$340 -27.9%
New Jersey $1,366 $146 12.0%
New Mexico $1,082 -$138 -11.3%
New York $1,286 $66 5.4%
North Carolina $704 -$516 -42.3%
North Dakota $1,000 -$220 -18.0%
Ohio $844 -$376 -30.8%
Oklahoma $1,254 $34 2.8%
Oregon $1,118 -$102 -8.4%
Pennsylvania $1,164 -$56 -4.6%
Rhode Island $1,630 $410 33.6%
South Carolina $1,106 -$114 -9.3%
South Dakota $1,030 -$190 -15.6%
Tennessee $1,070 -$150 -12.3%
Texas $1,470 $250 20.5%
Utah $902 -$318 -26.1%
Vermont $834 -$386 -31.6%
Virginia $730 -$490 -40.2%
Washington $946 -$274 -22.5%
West Virginia $1,118 -$102 -8.4%
Wisconsin $844 -$376 -30.8%
Wyoming $1,088 -$132 -10.8%

View Chart as Image

Ford C-Max Energi insurance rates by U.S. city
Ford C-Max Energi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Ford C-Max Energi $214 $388 $460 $1,220
2016 Ford C-Max Energi $206 $364 $464 $1,192

Rates are averaged for all Ford C-Max Energi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Ford C-Max Energi Insurance

Finding better rates on car insurance consists of avoiding accidents and claims, having above-average credit, refrain from filing small claims, and consideration of higher deductibles. Take the time to comparison shop every year by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The points below are a condensed summary of the coverage data touched on in the above illustrations.

  • You may be able to save approximately $140 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $400 each year
  • Drivers under the age of 20 are the costliest to insure, with the cost nearing $397 per month if full coverage is included
  • Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,430 more annually to insure a Ford C-Max Energi

Rates by Driver Age

Ford C-Max Energi Insurance Rates by Driver Age
Driver Age Premium
16 $4,764
20 $2,828
30 $1,258
40 $1,220
50 $1,118
60 $1,096

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Energi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,486
$250 $1,362
$500 $1,220
$1,000 $1,082

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Energi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,220
50/100 $1,312
100/300 $1,427
250/500 $1,726
100 CSL $1,358
300 CSL $1,611
500 CSL $1,795

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Energi Insurance Rates for High Risk Drivers
Age Premium
16 $6,758
20 $4,508
30 $2,692
40 $2,650
50 $2,534
60 $2,512

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $84
5-yr Claim Free $79
Paid in Full/EFT $51
Advance Quote $58
Online Quote $85
Total Discounts $507
Rate after discounts $713

Discounts are estimated and may not be available from every company or in every state.

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