Ford C-Max Hybrid Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 10, 2024
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Estimated insurance rates for a Ford C-Max Hybrid are $1,238 a year including full coverage. Comprehensive costs around $220, collision costs $400, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing around $2,688. 16-year-old drivers pay the most at $4,822 a year or more.
Average premium for full coverage: $1,238
Premium estimates for type of coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all C-Max Hybrid models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Ford C-Max Hybrid go from as low as $510 for the bare minimum liability coverage to the much higher price of $2,688 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.
The example below illustrates how your location can change auto insurance rates.
These rate differences highlight why everyone should compare prices for a specific zip code and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $723
- Using higher $1,000 deductibles will save about $142 every year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,238
- Buying pricier low deductibles for physical damage coverage will increase the cost to $1,510
- High-risk insureds with multiple tickets or accidents could pay at least $2,688 or more
- An auto insurance policy for full coverage for a 16-year-old driver for full coverage can be $4,822 or more
Auto insurance prices for a Ford C-Max Hybrid also have a wide range based on your driving characteristics, the model of your C-Max Hybrid, and deductibles and policy limits.
A more mature driver with a good driving record and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $4,800 a year. View Rates by Age
Where you choose to live has a huge impact on Ford C-Max Hybrid insurance prices. A driver around age 40 might see prices as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,770 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,120 | -$118 | -9.5% |
| Alaska | $950 | -$288 | -23.3% |
| Arizona | $1,028 | -$210 | -17.0% |
| Arkansas | $1,238 | -$0 | 0.0% |
| California | $1,410 | $172 | 13.9% |
| Colorado | $1,184 | -$54 | -4.4% |
| Connecticut | $1,274 | $36 | 2.9% |
| Delaware | $1,402 | $164 | 13.2% |
| Florida | $1,548 | $310 | 25.0% |
| Georgia | $1,142 | -$96 | -7.8% |
| Hawaii | $890 | -$348 | -28.1% |
| Idaho | $838 | -$400 | -32.3% |
| Illinois | $922 | -$316 | -25.5% |
| Indiana | $932 | -$306 | -24.7% |
| Iowa | $834 | -$404 | -32.6% |
| Kansas | $1,176 | -$62 | -5.0% |
| Kentucky | $1,690 | $452 | 36.5% |
| Louisiana | $1,834 | $596 | 48.1% |
| Maine | $766 | -$472 | -38.1% |
| Maryland | $1,022 | -$216 | -17.4% |
| Massachusetts | $992 | -$246 | -19.9% |
| Michigan | $2,152 | $914 | 73.8% |
| Minnesota | $1,038 | -$200 | -16.2% |
| Mississippi | $1,484 | $246 | 19.9% |
| Missouri | $1,098 | -$140 | -11.3% |
| Montana | $1,330 | $92 | 7.4% |
| Nebraska | $978 | -$260 | -21.0% |
| Nevada | $1,486 | $248 | 20.0% |
| New Hampshire | $892 | -$346 | -27.9% |
| New Jersey | $1,386 | $148 | 12.0% |
| New Mexico | $1,096 | -$142 | -11.5% |
| New York | $1,306 | $68 | 5.5% |
| North Carolina | $712 | -$526 | -42.5% |
| North Dakota | $1,014 | -$224 | -18.1% |
| Ohio | $856 | -$382 | -30.9% |
| Oklahoma | $1,274 | $36 | 2.9% |
| Oregon | $1,136 | -$102 | -8.2% |
| Pennsylvania | $1,182 | -$56 | -4.5% |
| Rhode Island | $1,652 | $414 | 33.4% |
| South Carolina | $1,120 | -$118 | -9.5% |
| South Dakota | $1,046 | -$192 | -15.5% |
| Tennessee | $1,084 | -$154 | -12.4% |
| Texas | $1,492 | $254 | 20.5% |
| Utah | $916 | -$322 | -26.0% |
| Vermont | $848 | -$390 | -31.5% |
| Virginia | $742 | -$496 | -40.1% |
| Washington | $960 | -$278 | -22.5% |
| West Virginia | $1,136 | -$102 | -8.2% |
| Wisconsin | $858 | -$380 | -30.7% |
| Wyoming | $1,104 | -$134 | -10.8% |
Opting for high physical damage deductibles could cut prices by as much as $420 annually, whereas buying more liability protection will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at least $1,500 to $2,100 in extra premium annually, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers can be from 44% to 135% more than the average rate. View High Risk Driver Rates
With such a large range in prices, the best way to figure out your exact price is to regularly compare prices from multiple companies. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
| 2017 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
| 2016 Ford C-Max Hybrid | $206 | $368 | $460 | $1,192 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Ford C-Max Hybrid Insurance
Finding better rates on insurance for a Ford C-Max Hybrid requires having a decent driving record, having good credit, refrain from filing small claims, and maximizing policy discounts. Invest the time to shop around at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following items are a brief review of the concepts that were illustrated above.
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,450 more every year than a driver with a clean driving record
- 16 to 18-year-old drivers are expensive to insure, with the cost nearing $402 per month if they have full coverage
- You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $425 each year
- You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,822 |
| 20 | $2,870 |
| 30 | $1,278 |
| 40 | $1,238 |
| 50 | $1,134 |
| 60 | $1,112 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,510 |
| $250 | $1,384 |
| $500 | $1,238 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,238 |
| 50/100 | $1,330 |
| 100/300 | $1,445 |
| 250/500 | $1,744 |
| 100 CSL | $1,376 |
| 300 CSL | $1,629 |
| 500 CSL | $1,813 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,846 |
| 20 | $4,578 |
| 30 | $2,732 |
| 40 | $2,688 |
| 50 | $2,572 |
| 60 | $2,550 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $67 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $515 |
Discounts are estimated and may not be available from every company or in every state.
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