Ford C-Max Hybrid Insurance Rates
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UPDATED: May 10, 2024
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U.S. average insurance rates for a Ford C-Max Hybrid are $1,290 a year for full coverage insurance. Comprehensive insurance costs approximately $230 a year, collision costs $446, and liability is $456. Liability-only coverage costs around $508 a year, with high-risk coverage costing $2,808 or more. Teen drivers pay the highest rates at $4,994 a year or more.
Average premium for full coverage: $1,290
Price estimates by individual coverage:
Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and C-Max Hybrid trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Ford C-Max Hybrid insurance prices go from the low end price of $508 for just liability insurance to a high of $2,808 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than larger metro areas.
The diagram below illustrates how where you live affects auto insurance prices.
The ranges above illustrate why it is important to compare rates quotes using their specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Ford C-Max Hybrid insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $746
- Raising to $1,000 deductibles will save $1,136 each year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,290
- Choosing low $100 deductibles will cost an additional $300 every year
- At-risk drivers with multiple violations and an at-fault accident could pay around $2,808 or more
- The price that insures a teen driver can cost $4,994
Auto insurance prices for a Ford C-Max Hybrid are also quite variable based on the trim level of your C-Max Hybrid, your age and driving record, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 138% more than average. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,900 a year. View Rates by Age
The state you live in also has a big influence on Ford C-Max Hybrid insurance prices. A middle-age driver might find prices as low as $850 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,740 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,168 | -$122 | -9.5% |
| Alaska | $990 | -$300 | -23.3% |
| Arizona | $1,070 | -$220 | -17.1% |
| Arkansas | $1,290 | -$0 | 0.0% |
| California | $1,472 | $182 | 14.1% |
| Colorado | $1,232 | -$58 | -4.5% |
| Connecticut | $1,326 | $36 | 2.8% |
| Delaware | $1,462 | $172 | 13.3% |
| Florida | $1,614 | $324 | 25.1% |
| Georgia | $1,190 | -$100 | -7.8% |
| Hawaii | $926 | -$364 | -28.2% |
| Idaho | $872 | -$418 | -32.4% |
| Illinois | $960 | -$330 | -25.6% |
| Indiana | $970 | -$320 | -24.8% |
| Iowa | $870 | -$420 | -32.6% |
| Kansas | $1,226 | -$64 | -5.0% |
| Kentucky | $1,760 | $470 | 36.4% |
| Louisiana | $1,910 | $620 | 48.1% |
| Maine | $798 | -$492 | -38.1% |
| Maryland | $1,064 | -$226 | -17.5% |
| Massachusetts | $1,032 | -$258 | -20.0% |
| Michigan | $2,242 | $952 | 73.8% |
| Minnesota | $1,080 | -$210 | -16.3% |
| Mississippi | $1,544 | $254 | 19.7% |
| Missouri | $1,144 | -$146 | -11.3% |
| Montana | $1,386 | $96 | 7.4% |
| Nebraska | $1,016 | -$274 | -21.2% |
| Nevada | $1,546 | $256 | 19.8% |
| New Hampshire | $930 | -$360 | -27.9% |
| New Jersey | $1,442 | $152 | 11.8% |
| New Mexico | $1,142 | -$148 | -11.5% |
| New York | $1,360 | $70 | 5.4% |
| North Carolina | $744 | -$546 | -42.3% |
| North Dakota | $1,056 | -$234 | -18.1% |
| Ohio | $890 | -$400 | -31.0% |
| Oklahoma | $1,326 | $36 | 2.8% |
| Oregon | $1,182 | -$108 | -8.4% |
| Pennsylvania | $1,230 | -$60 | -4.7% |
| Rhode Island | $1,722 | $432 | 33.5% |
| South Carolina | $1,168 | -$122 | -9.5% |
| South Dakota | $1,088 | -$202 | -15.7% |
| Tennessee | $1,128 | -$162 | -12.6% |
| Texas | $1,554 | $264 | 20.5% |
| Utah | $956 | -$334 | -25.9% |
| Vermont | $884 | -$406 | -31.5% |
| Virginia | $774 | -$516 | -40.0% |
| Washington | $996 | -$294 | -22.8% |
| West Virginia | $1,182 | -$108 | -8.4% |
| Wisconsin | $894 | -$396 | -30.7% |
| Wyoming | $1,150 | -$140 | -10.9% |
Choosing high deductibles can reduce prices by up to $460 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $238 | $474 | $452 | $1,322 |
| 2017 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
| 2016 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Ford C-Max Hybrid Insurance
Getting lower rates on car insurance consists of avoiding accidents and violations, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Shop around every year by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.
The list below is a review of the coverage data touched on in the above illustrations.
- It is possible to save around $150 per year simply by quoting early and online
- Increasing physical damage deductibles can save approximately $450 each year
- Teenagers have the highest car insurance prices, as much as $416 a month if the policy includes full coverage
- Higher risk drivers who have several accidents or serious violations could be charged and average of $1,520 more per year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,994 |
| 20 | $3,002 |
| 30 | $1,334 |
| 40 | $1,290 |
| 50 | $1,180 |
| 60 | $1,158 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,590 |
| $250 | $1,450 |
| $500 | $1,290 |
| $1,000 | $1,136 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,290 |
| 50/100 | $1,381 |
| 100/300 | $1,495 |
| 250/500 | $1,792 |
| 100 CSL | $1,427 |
| 300 CSL | $1,678 |
| 500 CSL | $1,860 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,106 |
| 20 | $4,788 |
| 30 | $2,856 |
| 40 | $2,808 |
| 50 | $2,686 |
| 60 | $2,664 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $56 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $544 |
Discounts are estimated and may not be available from every company or in every state.
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