Ford C-Max Hybrid Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 10, 2024
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Estimated insurance rates for a Ford C-Max Hybrid are $1,238 a year for full coverage insurance. Comprehensive insurance costs around $220, collision costs $400, and liability costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing $2,688 or more. Teen drivers pay the most at $4,822 a year or more.
Average premium for full coverage: $1,238
Premium estimates for type of coverage:
Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for all C-Max Hybrid models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Ford C-Max Hybrid go from as low as $510 for just liability coverage to the much higher price of $2,688 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Where you live can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than larger metro areas.
The example below illustrates how location impacts auto insurance rates.
These rate differences illustrate why everyone should compare prices for a specific zip code and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Ford C-Max Hybrid insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $723
- Using higher $1,000 deductibles will save about $142 each year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,238
- Choosing pricier low deductibles for physical damage coverage will cost an extra $272 annually
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,688 or more
- An auto insurance policy for full coverage for a 16-year-old driver for full coverage can be $4,822 or more
Insurance prices for a Ford C-Max Hybrid also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.
A more mature driver with a clean driving record and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $4,800 a year. View Rates by Age
Where you choose to live has a huge impact on Ford C-Max Hybrid insurance prices. A driver around age 40 might see prices as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,670 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,120 | -$118 | -9.5% |
| Alaska | $950 | -$288 | -23.3% |
| Arizona | $1,028 | -$210 | -17.0% |
| Arkansas | $1,238 | -$0 | 0.0% |
| California | $1,410 | $172 | 13.9% |
| Colorado | $1,184 | -$54 | -4.4% |
| Connecticut | $1,274 | $36 | 2.9% |
| Delaware | $1,402 | $164 | 13.2% |
| Florida | $1,548 | $310 | 25.0% |
| Georgia | $1,142 | -$96 | -7.8% |
| Hawaii | $890 | -$348 | -28.1% |
| Idaho | $838 | -$400 | -32.3% |
| Illinois | $922 | -$316 | -25.5% |
| Indiana | $932 | -$306 | -24.7% |
| Iowa | $834 | -$404 | -32.6% |
| Kansas | $1,176 | -$62 | -5.0% |
| Kentucky | $1,690 | $452 | 36.5% |
| Louisiana | $1,834 | $596 | 48.1% |
| Maine | $766 | -$472 | -38.1% |
| Maryland | $1,022 | -$216 | -17.4% |
| Massachusetts | $992 | -$246 | -19.9% |
| Michigan | $2,152 | $914 | 73.8% |
| Minnesota | $1,038 | -$200 | -16.2% |
| Mississippi | $1,484 | $246 | 19.9% |
| Missouri | $1,098 | -$140 | -11.3% |
| Montana | $1,330 | $92 | 7.4% |
| Nebraska | $978 | -$260 | -21.0% |
| Nevada | $1,486 | $248 | 20.0% |
| New Hampshire | $892 | -$346 | -27.9% |
| New Jersey | $1,386 | $148 | 12.0% |
| New Mexico | $1,096 | -$142 | -11.5% |
| New York | $1,306 | $68 | 5.5% |
| North Carolina | $712 | -$526 | -42.5% |
| North Dakota | $1,014 | -$224 | -18.1% |
| Ohio | $856 | -$382 | -30.9% |
| Oklahoma | $1,274 | $36 | 2.9% |
| Oregon | $1,136 | -$102 | -8.2% |
| Pennsylvania | $1,182 | -$56 | -4.5% |
| Rhode Island | $1,652 | $414 | 33.4% |
| South Carolina | $1,120 | -$118 | -9.5% |
| South Dakota | $1,046 | -$192 | -15.5% |
| Tennessee | $1,084 | -$154 | -12.4% |
| Texas | $1,492 | $254 | 20.5% |
| Utah | $916 | -$322 | -26.0% |
| Vermont | $848 | -$390 | -31.5% |
| Virginia | $742 | -$496 | -40.1% |
| Washington | $960 | -$278 | -22.5% |
| West Virginia | $1,136 | -$102 | -8.2% |
| Wisconsin | $858 | -$380 | -30.7% |
| Wyoming | $1,104 | -$134 | -10.8% |
Choosing high deductibles could cut prices by as much as $420 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at least $1,500 to $2,100 extra annually, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers can be from 44% to 135% more than average. View High Risk Driver Rates
With such a large range in prices, the only way to figure out your exact price is to regularly compare prices from multiple companies. Each insurance company uses a different rate calculation, so the prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
| 2017 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
| 2016 Ford C-Max Hybrid | $206 | $368 | $460 | $1,192 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Ford C-Max Hybrid Insurance
Finding better rates on insurance for a Ford C-Max Hybrid requires being safe and accident-free, maintaining good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Spend time shopping around every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below you'll find a summary of the ideas that were touched on above.
- Youthful drivers pay higher prices, with premiums being up to $402 per month for full coverage
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,450 more every year than a low-risk driver
- Increasing policy deductibles can save around $425 each year
- It is possible to save up to $150 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,822 |
| 20 | $2,870 |
| 30 | $1,278 |
| 40 | $1,238 |
| 50 | $1,134 |
| 60 | $1,112 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,510 |
| $250 | $1,384 |
| $500 | $1,238 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,238 |
| 50/100 | $1,330 |
| 100/300 | $1,445 |
| 250/500 | $1,744 |
| 100 CSL | $1,376 |
| 300 CSL | $1,629 |
| 500 CSL | $1,813 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,846 |
| 20 | $4,578 |
| 30 | $2,732 |
| 40 | $2,688 |
| 50 | $2,572 |
| 60 | $2,550 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $67 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $515 |
Discounts are estimated and may not be available from every company or in every state.
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