Ford Escape Hybrid Insurance Rates
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Michelle Robbins
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UPDATED: Jun 8, 2024
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The average insurance rates for a Ford Escape Hybrid are $1,104 a year for full coverage. Comprehensive insurance costs on average $182 each year, collision insurance costs $286, and liability insurance is estimated at $478. Buying just liability costs approximately $526 a year, and insurance for high-risk drivers costs $2,388 or more. 16-year-old drivers cost the most to insure at up to $4,398 a year.
Average premium for full coverage: $1,104
Policy rates by type of insurance:
Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Escape Hybrid models.
Price Range Variability
For the average 40-year-old driver, Ford Escape Hybrid insurance rates range from as low as $526 for liability-only coverage to a high rate of $2,388 for high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than congested cities. The graphic below illustrates the difference location can make on car insurance rates.
The examples above show why all drivers should get quotes based on a specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Ford Escape Hybrid insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $658
- Choosing higher $1,000 deductibles can save around $106 a year
- The average rate for a good driver age 40 with $500 deductibles is $1,104
- Buying low deductibles for comp and collision coverage will cost an extra $206 a year
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,388
- Policy cost for full coverage for a teen driver may cost $4,398 each year
Insurance rates for a Ford Escape Hybrid also range considerably based on your risk profile, the trim level of your Escape Hybrid, and policy deductibles and limits.
More mature drivers with a clean driving record and high deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $4,300 a year. View Rates by Age
Your home state plays a big part in determining prices for Ford Escape Hybrid insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Idaho, Maine, and Iowa, or at least $1,580 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $998 | -$106 | -9.6% |
| Alaska | $848 | -$256 | -23.2% |
| Arizona | $918 | -$186 | -16.8% |
| Arkansas | $1,104 | -$0 | 0.0% |
| California | $1,258 | $154 | 13.9% |
| Colorado | $1,056 | -$48 | -4.3% |
| Connecticut | $1,134 | $30 | 2.7% |
| Delaware | $1,250 | $146 | 13.2% |
| Florida | $1,382 | $278 | 25.2% |
| Georgia | $1,018 | -$86 | -7.8% |
| Hawaii | $792 | -$312 | -28.3% |
| Idaho | $748 | -$356 | -32.2% |
| Illinois | $824 | -$280 | -25.4% |
| Indiana | $832 | -$272 | -24.6% |
| Iowa | $744 | -$360 | -32.6% |
| Kansas | $1,050 | -$54 | -4.9% |
| Kentucky | $1,506 | $402 | 36.4% |
| Louisiana | $1,634 | $530 | 48.0% |
| Maine | $680 | -$424 | -38.4% |
| Maryland | $910 | -$194 | -17.6% |
| Massachusetts | $884 | -$220 | -19.9% |
| Michigan | $1,918 | $814 | 73.7% |
| Minnesota | $924 | -$180 | -16.3% |
| Mississippi | $1,322 | $218 | 19.7% |
| Missouri | $980 | -$124 | -11.2% |
| Montana | $1,188 | $84 | 7.6% |
| Nebraska | $872 | -$232 | -21.0% |
| Nevada | $1,322 | $218 | 19.7% |
| New Hampshire | $796 | -$308 | -27.9% |
| New Jersey | $1,236 | $132 | 12.0% |
| New Mexico | $978 | -$126 | -11.4% |
| New York | $1,162 | $58 | 5.3% |
| North Carolina | $634 | -$470 | -42.6% |
| North Dakota | $902 | -$202 | -18.3% |
| Ohio | $764 | -$340 | -30.8% |
| Oklahoma | $1,134 | $30 | 2.7% |
| Oregon | $1,010 | -$94 | -8.5% |
| Pennsylvania | $1,054 | -$50 | -4.5% |
| Rhode Island | $1,472 | $368 | 33.3% |
| South Carolina | $998 | -$106 | -9.6% |
| South Dakota | $932 | -$172 | -15.6% |
| Tennessee | $968 | -$136 | -12.3% |
| Texas | $1,332 | $228 | 20.7% |
| Utah | $818 | -$286 | -25.9% |
| Vermont | $756 | -$348 | -31.5% |
| Virginia | $662 | -$442 | -40.0% |
| Washington | $852 | -$252 | -22.8% |
| West Virginia | $1,010 | -$94 | -8.5% |
| Wisconsin | $764 | -$340 | -30.8% |
| Wyoming | $984 | -$120 | -10.9% |
Opting for high physical damage deductibles can save as much as $320 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,300 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Escape Hybrid 2WD | $1,082 | $90 |
| Ford Escape Hybrid Limited 2WD | $1,104 | $92 |
| Ford Escape Hybrid 4WD | $1,104 | $92 |
| Ford Escape Hybrid Limited 4WD | $1,126 | $94 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Ford Escape Hybrid | $182 | $286 | $478 | $1,104 |
| 2011 Ford Escape Hybrid | $170 | $262 | $474 | $1,064 |
Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Ford Escape Hybrid Insurance
Finding cheaper rates on Ford Escape Hybrid insurance takes avoiding accidents and violations, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Make time to compare rates every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.
The list below is a quick review of the material that was touched on in this article.
- Drivers who require higher liability limits will pay around $530 each year to raise limits from a 30/60 limit to 250/500 limits
- Teenagers pay the highest rates, costing up to $367 each month for full coverage
- High-risk drivers with a DUI or reckless driving violation will pay on average $1,280 more each year for car insurance
- Increasing comprehensive and collision deductibles can save around $300 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,542 |
| 30 | $1,128 |
| 40 | $1,104 |
| 50 | $1,014 |
| 60 | $992 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,310 |
| $250 | $1,214 |
| $500 | $1,104 |
| $1,000 | $998 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,104 |
| 50/100 | $1,222 |
| 100/300 | $1,341 |
| 250/500 | $1,652 |
| 100 CSL | $1,269 |
| 300 CSL | $1,532 |
| 500 CSL | $1,724 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,220 |
| 20 | $4,056 |
| 30 | $2,416 |
| 40 | $2,388 |
| 50 | $2,284 |
| 60 | $2,262 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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