Ford Transit Connect Insurance Rates

U.S. average auto insurance rates for a Ford Transit Connect are $1,000 annually with full coverage. Comprehensive costs an estimated $150, collision insurance costs $214, and liability costs $478. A policy with just liability insurance costs as little as $526 a year, and coverage for high-risk drivers costs around $2,162. Teen drivers pay the highest rates at up to $4,074 a year.

Average premium for full coverage: $1,000

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for different Transit Connect trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. More rural locations have fewer collision claims than larger metro areas. The price range example below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Ford Transit Connect insurance rates for other coverage scenarios.

• The lowest rate with discounts is $605
• Drivers who choose higher $1,000 deductibles will pay approximately $82 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,000
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost $1,160
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,162
• The price with full coverage for a teen driver with full coverage can cost as much as $4,074 a year

Insurance prices for a Ford Transit Connect are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $900 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay at least $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance can cost as much as 42% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $250 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Ford Transit Connect insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,350 on average in New York, Michigan, and Florida.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Ford Transit Connect Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates every other policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a review of the ideas that were covered in the above illustrations.

• Drivers age 16 to 20 are charged the highest prices, costing up to $340 a month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations pay on average $1,160 more annually than a safer driver
• Increasing physical damage deductibles could save up to $250 each year
• You may be able to save approximately $110 per year just by shopping early and online