GMC Canyon Insurance Rates
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UPDATED: May 17, 2024
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Average auto insurance rates for a GMC Canyon are $998 annually for full coverage. Comprehensive insurance costs approximately $156 a year, collision insurance costs $210, and liability is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $2,148 or more. Teenage drivers receive the highest rates at up to $4,040 a year.
Average premium for full coverage: $998
Rate estimates by individual coverage type:
Price estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Canyon trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as cheap as $522 for your basic liability-only policy to a high of $2,148 for high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural locations tend to have fewer accident claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.
These examples show why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average GMC Canyon insurance rates for additional coverage and risk scenarios.
- The best discount rate is $606
- Raising to $1,000 deductibles will save $914 a year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $998
- Using low $100 deductibles costs an additional $156 every year
- At-risk drivers who are prone to accidents and violations could pay around $2,148
- The cost with full coverage for a teen driver can cost $4,040
Insurance rates for a GMC Canyon can also vary considerably based on the trim level of your Canyon, your driver profile, and physical damage deductibles and liability limits.
Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $240 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on GMC Canyon insurance prices. A middle-age driver might find rates as low as $660 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,420 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $902 | -$96 | -9.6% |
Alaska | $762 | -$236 | -23.6% |
Arizona | $826 | -$172 | -17.2% |
Arkansas | $998 | -$0 | 0.0% |
California | $1,134 | $136 | 13.6% |
Colorado | $952 | -$46 | -4.6% |
Connecticut | $1,026 | $28 | 2.8% |
Delaware | $1,130 | $132 | 13.2% |
Florida | $1,248 | $250 | 25.1% |
Georgia | $920 | -$78 | -7.8% |
Hawaii | $716 | -$282 | -28.3% |
Idaho | $674 | -$324 | -32.5% |
Illinois | $742 | -$256 | -25.7% |
Indiana | $748 | -$250 | -25.1% |
Iowa | $672 | -$326 | -32.7% |
Kansas | $948 | -$50 | -5.0% |
Kentucky | $1,360 | $362 | 36.3% |
Louisiana | $1,474 | $476 | 47.7% |
Maine | $616 | -$382 | -38.3% |
Maryland | $820 | -$178 | -17.8% |
Massachusetts | $798 | -$200 | -20.0% |
Michigan | $1,732 | $734 | 73.5% |
Minnesota | $834 | -$164 | -16.4% |
Mississippi | $1,192 | $194 | 19.4% |
Missouri | $884 | -$114 | -11.4% |
Montana | $1,070 | $72 | 7.2% |
Nebraska | $786 | -$212 | -21.2% |
Nevada | $1,196 | $198 | 19.8% |
New Hampshire | $716 | -$282 | -28.3% |
New Jersey | $1,114 | $116 | 11.6% |
New Mexico | $884 | -$114 | -11.4% |
New York | $1,050 | $52 | 5.2% |
North Carolina | $574 | -$424 | -42.5% |
North Dakota | $816 | -$182 | -18.2% |
Ohio | $688 | -$310 | -31.1% |
Oklahoma | $1,024 | $26 | 2.6% |
Oregon | $912 | -$86 | -8.6% |
Pennsylvania | $952 | -$46 | -4.6% |
Rhode Island | $1,328 | $330 | 33.1% |
South Carolina | $902 | -$96 | -9.6% |
South Dakota | $840 | -$158 | -15.8% |
Tennessee | $874 | -$124 | -12.4% |
Texas | $1,200 | $202 | 20.2% |
Utah | $738 | -$260 | -26.1% |
Vermont | $684 | -$314 | -31.5% |
Virginia | $596 | -$402 | -40.3% |
Washington | $772 | -$226 | -22.6% |
West Virginia | $912 | -$86 | -8.6% |
Wisconsin | $690 | -$308 | -30.9% |
Wyoming | $888 | -$110 | -11.0% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Canyon SLE Regular Cab 2WD | $942 | $79 |
GMC Canyon SLE Ext Cab 2WD | $962 | $80 |
GMC Canyon SLE Ext Cab Z71 2WD | $962 | $80 |
GMC Canyon SLE Crew Cab 2WD | $982 | $82 |
GMC Canyon SLE Crew Cab Z71 2WD | $1,002 | $84 |
GMC Canyon SLE Regular Cab 4WD | $950 | $79 |
GMC Canyon SLT Ext Cab 2WD | $1,002 | $84 |
GMC Canyon SLE Ext Cab 4WD | $972 | $81 |
GMC Canyon SLT Crew Cab 2WD | $1,024 | $85 |
GMC Canyon SLE Ext Cab Z71 4WD | $990 | $83 |
GMC Canyon SLE Crew Cab 4WD | $1,012 | $84 |
GMC Canyon SLE Crew Cab Z71 4WD | $1,030 | $86 |
GMC Canyon SLT Crew Cab 4WD | $1,030 | $86 |
GMC Canyon SLT Ext Cab 4WD | $1,030 | $86 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 GMC Canyon | $280 | $482 | $390 | $1,310 |
2023 GMC Canyon | $270 | $478 | $398 | $1,304 |
2022 GMC Canyon | $260 | $466 | $416 | $1,300 |
2021 GMC Canyon | $250 | $446 | $430 | $1,284 |
2020 GMC Canyon | $238 | $430 | $442 | $1,268 |
2019 GMC Canyon | $228 | $400 | $452 | $1,238 |
2018 GMC Canyon | $218 | $376 | $456 | $1,208 |
2017 GMC Canyon | $210 | $338 | $460 | $1,166 |
2016 GMC Canyon | $196 | $310 | $460 | $1,124 |
2015 GMC Canyon | $190 | $292 | $464 | $1,104 |
2012 GMC Canyon | $166 | $228 | $478 | $1,030 |
2011 GMC Canyon | $156 | $210 | $474 | $998 |
2010 GMC Canyon | $146 | $190 | $474 | $968 |
2006 GMC Canyon | $126 | $152 | $446 | $882 |
2005 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper GMC Canyon Insurance
Saving money on car insurance consists of avoiding accidents and claims, having good credit, eliminating unneeded coverage, and consideration of higher deductibles. Invest time comparing rates every couple of years by getting quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.
The points below are a condensed summary of the material that was covered in the charts and tables above.
- Policyholders who purchase increased liability limits will pay an extra $520 each year to raise from a minimum limit to higher 250/500 limits
- Drivers under the age of 20 are the costliest to insure, costing as high as $337 per month if they have full coverage
- Higher risk drivers with multiple at-fault accidents pay on average $1,150 more per year to insure a GMC Canyon
- Increasing deductibles could save up to $250 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,040 |
20 | $2,282 |
30 | $1,012 |
40 | $998 |
50 | $914 |
60 | $896 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,154 |
$250 | $1,082 |
$500 | $998 |
$1,000 | $914 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $998 |
50/100 | $1,125 |
100/300 | $1,243 |
250/500 | $1,551 |
100 CSL | $1,172 |
300 CSL | $1,433 |
500 CSL | $1,623 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,688 |
20 | $3,640 |
30 | $2,162 |
40 | $2,148 |
50 | $2,054 |
60 | $2,032 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $50 |
Multi-vehicle | $54 |
Homeowner | $18 |
5-yr Accident Free | $60 |
5-yr Claim Free | $63 |
Paid in Full/EFT | $36 |
Advance Quote | $44 |
Online Quote | $67 |
Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
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