GMC Canyon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 17, 2024

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Average auto insurance rates for a GMC Canyon are $998 annually for full coverage. Comprehensive insurance costs approximately $156 a year, collision insurance costs $210, and liability is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $2,148 or more. Teenage drivers receive the highest rates at up to $4,040 a year.

Average premium for full coverage: $998

Rate estimates by individual coverage type:

Comprehensive $156
Collision $210
Liability $474

Price estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Canyon trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as cheap as $522 for your basic liability-only policy to a high of $2,148 for high-risk insurance.

Liability Only $522
Full Coverage $998
High Risk $2,148

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations tend to have fewer accident claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $749
Small Cities $1,048
Large Cities $1,347

These examples show why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average GMC Canyon insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $606
  • Raising to $1,000 deductibles will save $914 a year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $998
  • Using low $100 deductibles costs an additional $156 every year
  • At-risk drivers who are prone to accidents and violations could pay around $2,148
  • The cost with full coverage for a teen driver can cost $4,040

View Chart as Image

GMC Canyon insurance cost comparison chart
Column chart showing GMC Canyon insurance prices range from $606 to $4,040 for full coverage

Insurance rates for a GMC Canyon can also vary considerably based on the trim level of your Canyon, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $240 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on GMC Canyon insurance prices. A middle-age driver might find rates as low as $660 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,420 on average in New York, Louisiana, and Michigan.

GMC Canyon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $902 -$96 -9.6%
Alaska $762 -$236 -23.6%
Arizona $826 -$172 -17.2%
Arkansas $998 -$0 0.0%
California $1,134 $136 13.6%
Colorado $952 -$46 -4.6%
Connecticut $1,026 $28 2.8%
Delaware $1,130 $132 13.2%
Florida $1,248 $250 25.1%
Georgia $920 -$78 -7.8%
Hawaii $716 -$282 -28.3%
Idaho $674 -$324 -32.5%
Illinois $742 -$256 -25.7%
Indiana $748 -$250 -25.1%
Iowa $672 -$326 -32.7%
Kansas $948 -$50 -5.0%
Kentucky $1,360 $362 36.3%
Louisiana $1,474 $476 47.7%
Maine $616 -$382 -38.3%
Maryland $820 -$178 -17.8%
Massachusetts $798 -$200 -20.0%
Michigan $1,732 $734 73.5%
Minnesota $834 -$164 -16.4%
Mississippi $1,192 $194 19.4%
Missouri $884 -$114 -11.4%
Montana $1,070 $72 7.2%
Nebraska $786 -$212 -21.2%
Nevada $1,196 $198 19.8%
New Hampshire $716 -$282 -28.3%
New Jersey $1,114 $116 11.6%
New Mexico $884 -$114 -11.4%
New York $1,050 $52 5.2%
North Carolina $574 -$424 -42.5%
North Dakota $816 -$182 -18.2%
Ohio $688 -$310 -31.1%
Oklahoma $1,024 $26 2.6%
Oregon $912 -$86 -8.6%
Pennsylvania $952 -$46 -4.6%
Rhode Island $1,328 $330 33.1%
South Carolina $902 -$96 -9.6%
South Dakota $840 -$158 -15.8%
Tennessee $874 -$124 -12.4%
Texas $1,200 $202 20.2%
Utah $738 -$260 -26.1%
Vermont $684 -$314 -31.5%
Virginia $596 -$402 -40.3%
Washington $772 -$226 -22.6%
West Virginia $912 -$86 -8.6%
Wisconsin $690 -$308 -30.9%
Wyoming $888 -$110 -11.0%

View Chart as Image

GMC Canyon insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Canyon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Canyon $280 $482 $390 $1,310
2023 GMC Canyon $270 $478 $398 $1,304
2022 GMC Canyon $260 $466 $416 $1,300
2021 GMC Canyon $250 $446 $430 $1,284
2020 GMC Canyon $238 $430 $442 $1,268
2019 GMC Canyon $228 $400 $452 $1,238
2018 GMC Canyon $218 $376 $456 $1,208
2017 GMC Canyon $210 $338 $460 $1,166
2016 GMC Canyon $196 $310 $460 $1,124
2015 GMC Canyon $190 $292 $464 $1,104
2012 GMC Canyon $166 $228 $478 $1,030
2011 GMC Canyon $156 $210 $474 $998
2010 GMC Canyon $146 $190 $474 $968
2006 GMC Canyon $126 $152 $446 $882
2005 GMC Canyon $120 $144 $442 $864

Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper GMC Canyon Insurance

Saving money on car insurance consists of avoiding accidents and claims, having good credit, eliminating unneeded coverage, and consideration of higher deductibles. Invest time comparing rates every couple of years by getting quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

The points below are a condensed summary of the material that was covered in the charts and tables above.

  • Policyholders who purchase increased liability limits will pay an extra $520 each year to raise from a minimum limit to higher 250/500 limits
  • Drivers under the age of 20 are the costliest to insure, costing as high as $337 per month if they have full coverage
  • Higher risk drivers with multiple at-fault accidents pay on average $1,150 more per year to insure a GMC Canyon
  • Increasing deductibles could save up to $250 each year

Rates by Driver Age

GMC Canyon Insurance Rates by Driver Age
Driver Age Premium
16 $4,040
20 $2,282
30 $1,012
40 $998
50 $914
60 $896

Full coverage, $500 deductibles

Rates by Deductible

GMC Canyon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,154
$250 $1,082
$500 $998
$1,000 $914

Full coverage, driver age 40

Rates by Liability Limit

GMC Canyon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $998
50/100 $1,125
100/300 $1,243
250/500 $1,551
100 CSL $1,172
300 CSL $1,433
500 CSL $1,623

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Canyon Insurance Rates for High Risk Drivers
Age Premium
16 $5,688
20 $3,640
30 $2,162
40 $2,148
50 $2,054
60 $2,032

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $134

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $54
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $67
Total Discounts $392
Rate after discounts $606

Discounts are estimated and may not be available from every company or in every state.

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