GMC Canyon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Estimated insurance rates for a GMC Canyon are $1,238 a year including full coverage. Comprehensive costs approximately $228, collision costs $400, and liability insurance costs $452. A policy with only liability insurance costs as little as $504 a year, with a high-risk policy costing around $2,680. Teen drivers pay the most at $4,788 a year or more.

Average premium for full coverage: $1,238

Premium estimates by type of coverage:

Comprehensive $228
Collision $400
Liability $452

Prices are based on $500 deductible amounts, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Canyon models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a GMC Canyon go from the low end price of $504 for liability-only coverage to the much higher price of $2,680 for high-risk insurance.

Liability Only $504
Full Coverage $1,238
High Risk $2,680

Insurance Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates how location impacts auto insurance prices.

Rural Areas $929
Small Cities $1,300
Large Cities $1,671

These rate differences highlight why everyone should compare rates using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated GMC Canyon insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $724
  • Drivers who choose higher $1,000 deductibles will pay $142 every year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,238
  • Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,514
  • High risk drivers with multiple violations and an at-fault accident could pay around $2,680 or more
  • An auto insurance policy that insures a teen driver for full coverage can cost $4,788 a year

View Chart as Image

GMC Canyon insurance cost comparison chart
Column chart showing full coverage GMC Canyon insurance rates range from $724 to $4,788

Car insurance prices for a GMC Canyon also have a wide range based on the model of your Canyon, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 extra annually, depending on your age. GMC Canyon insurance for high-risk drivers can cost anywhere from 44% to 135% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Canyon insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,770 on average in Louisiana, New York, and Michigan.

GMC Canyon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,120 -$118 -9.5%
Alaska $948 -$290 -23.4%
Arizona $1,028 -$210 -17.0%
Arkansas $1,238 -$0 0.0%
California $1,410 $172 13.9%
Colorado $1,182 -$56 -4.5%
Connecticut $1,272 $34 2.7%
Delaware $1,400 $162 13.1%
Florida $1,550 $312 25.2%
Georgia $1,142 -$96 -7.8%
Hawaii $888 -$350 -28.3%
Idaho $836 -$402 -32.5%
Illinois $922 -$316 -25.5%
Indiana $932 -$306 -24.7%
Iowa $834 -$404 -32.6%
Kansas $1,176 -$62 -5.0%
Kentucky $1,690 $452 36.5%
Louisiana $1,832 $594 48.0%
Maine $762 -$476 -38.4%
Maryland $1,020 -$218 -17.6%
Massachusetts $990 -$248 -20.0%
Michigan $2,150 $912 73.7%
Minnesota $1,034 -$204 -16.5%
Mississippi $1,482 $244 19.7%
Missouri $1,096 -$142 -11.5%
Montana $1,330 $92 7.4%
Nebraska $976 -$262 -21.2%
Nevada $1,486 $248 20.0%
New Hampshire $892 -$346 -27.9%
New Jersey $1,382 $144 11.6%
New Mexico $1,096 -$142 -11.5%
New York $1,302 $64 5.2%
North Carolina $714 -$524 -42.3%
North Dakota $1,014 -$224 -18.1%
Ohio $856 -$382 -30.9%
Oklahoma $1,270 $32 2.6%
Oregon $1,132 -$106 -8.6%
Pennsylvania $1,182 -$56 -4.5%
Rhode Island $1,650 $412 33.3%
South Carolina $1,120 -$118 -9.5%
South Dakota $1,044 -$194 -15.7%
Tennessee $1,084 -$154 -12.4%
Texas $1,492 $254 20.5%
Utah $916 -$322 -26.0%
Vermont $848 -$390 -31.5%
Virginia $740 -$498 -40.2%
Washington $956 -$282 -22.8%
West Virginia $1,134 -$104 -8.4%
Wisconsin $856 -$382 -30.9%
Wyoming $1,104 -$134 -10.8%

View Chart as Image

GMC Canyon insurance rates by U.S. city

Choosing high deductibles could save up to $420 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

GMC Canyon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Canyon SLE Regular Cab 2WD $1,146 $96
GMC Canyon SLE Ext Cab 2WD $1,180 $98
GMC Canyon SLE Ext Cab Z71 2WD $1,180 $98
GMC Canyon SLE Crew Cab 2WD $1,216 $101
GMC Canyon SLE Crew Cab Z71 2WD $1,252 $104
GMC Canyon SLE Regular Cab 4WD $1,154 $96
GMC Canyon SLT Ext Cab 2WD $1,252 $104
GMC Canyon SLE Ext Cab 4WD $1,188 $99
GMC Canyon SLT Crew Cab 2WD $1,288 $107
GMC Canyon SLE Ext Cab Z71 4WD $1,222 $102
GMC Canyon SLE Crew Cab 4WD $1,260 $105
GMC Canyon SLE Crew Cab Z71 4WD $1,294 $108
GMC Canyon SLT Crew Cab 4WD $1,294 $108
GMC Canyon SLT Ext Cab 4WD $1,294 $108

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Canyon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 GMC Canyon $228 $400 $452 $1,238
2015 GMC Canyon $196 $310 $460 $1,124
2012 GMC Canyon $172 $252 $474 $1,056
2006 GMC Canyon $136 $160 $452 $906
2005 GMC Canyon $126 $152 $446 $882
2004 GMC Canyon $120 $144 $442 $864

Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable GMC Canyon Insurance

Finding better rates on GMC Canyon insurance not only requires having a good driving record, but also having a positive credit history, refrain from filing small claims, and avoiding coverage lapses. Shop around every couple of years by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a brief review of the material that was touched on above.

  • Drivers who purchase increased levels of liability coverage will pay about $500 per year to go from 30/60 bodily injury limits to the 250/500 level
  • Drivers age 20 and younger pay the highest auto insurance prices, with the cost nearing $399 per month if full coverage is purchased
  • High-risk drivers with DUI or reckless driving convictions will likely pay on average $1,440 more per year to buy GMC Canyon insurance
  • Increasing policy deductibles can save approximately $425 each year

Rates by Driver Age

GMC Canyon Insurance Rates by Driver Age
Driver Age Premium
16 $4,788
20 $2,860
30 $1,276
40 $1,238
50 $1,134
60 $1,112

Full coverage, $500 deductibles

Rates by Deductible

GMC Canyon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,514
$250 $1,386
$500 $1,238
$1,000 $1,096

Full coverage, driver age 40

Rates by Liability Limit

GMC Canyon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,238
50/100 $1,384
100/300 $1,497
250/500 $1,791
100 CSL $1,430
300 CSL $1,678
500 CSL $1,859

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Canyon Insurance Rates for High Risk Drivers
Age Premium
16 $6,802
20 $4,556
30 $2,724
40 $2,680
50 $2,562
60 $2,540

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $172

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $86
5-yr Claim Free $80
Paid in Full/EFT $52
Advance Quote $59
Online Quote $86
Total Discounts $514
Rate after discounts $724

Discounts are estimated and may not be available from every company or in every state.

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