Honda Clarity Insurance Rates

Estimated insurance rates for a Honda Clarity are $1,324 a year for full coverage. Comprehensive insurance costs an estimated $240 a year, collision insurance costs $470, and liability costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs $2,884 or more. 16-year-old drivers pay the most at up to $5,102 a year.

Average premium for full coverage: $1,324

Premium estimates broken down by type of coverage:

Prices include $500 deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Clarity trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities. The diagram below illustrates how your location can change insurance prices.

These rate differences show why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Honda Clarity insurance rates for other coverage scenarios.

• The best full coverage rate is $763
• Drivers who choose higher $1,000 deductibles will pay approximately $1,162 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,324
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $314 annually
• Drivers with multiple tickets or accidents could pay up to $2,884
• An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $5,102 a year

View Chart as Image

Insurance prices for a Honda Clarity also have a wide range based on your driving characteristics, the trim level of your Clarity, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $5,100 a year. View Rates by Age

Where you choose to live makes a big difference in Honda Clarity insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or at least $1,890 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $480 annually, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can cost from 43% to 135% more than the average rate. View High Risk Driver Rates

How to Find the Right Honda Clarity Insurance

Finding better rates on insurance for a Honda Clarity not only requires not taking risks behind the wheel, but also maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around every couple of years by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a quick rundown of the material that was illustrated above.

• Insureds who want higher liability limits will pay around $500 each year to go from 30/60 bodily injury limits to 250/500 limits
• Teens are charged the highest prices, as much as $425 per month for full coverage
• Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,560 more annually for Clarity insurance
• Increasing policy deductibles can save around $475 each year