Honda Clarity Insurance Rates

U.S. average insurance rates for a Honda Clarity are $912 a year for full coverage insurance. Comprehensive insurance costs an estimated $132 a year, collision insurance costs $180, and liability insurance costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs $1,962 or more. 16-year-old drivers pay the highest rates at up to $3,742 a year.

Average premium for full coverage: $912

Price estimates broken down by individual coverage:

Includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Clarity trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how your location can change insurance prices.

The ranges above illustrate why it is important to compare rates for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Honda Clarity insurance rates for other coverage scenarios.

• The best full coverage rate is $561
• Drivers who choose higher $1,000 deductibles will pay approximately $840 each year
• The average rate for the average middle-age driver who has $500 deductibles is $912
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $136 a year
• High risk drivers with multiple tickets or accidents could pay up to $1,962
• The price for full coverage for a teen driver can cost as much as $3,742 a year

View Chart as Image

Auto insurance prices for a Honda Clarity are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles could pay as little as $900 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $3,700 a year. View Rates by Age

The state you live in makes a big difference in Honda Clarity insurance rates. A 40-year-old driver could pay as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,230 on average in Florida, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $210 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,100 to $1,600 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 134% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Honda Clarity Insurance

Getting lower rates on Honda Clarity insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and consideration of higher deductibles. Invest the time to shop around at every policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a recap of the data illustrated above.

• Drivers who want more liability protection will pay around $490 annually to go from a low limit to 250/500 limits
• It is possible to save approximately $100 per year just by quoting early and online
• Increasing physical damage deductibles can save around $200 each year
• Youthful drivers are the costliest to insure, as much as $312 a month if they have full coverage