Honda Clarity Insurance Rates

U.S. average insurance rates for a Honda Clarity are $1,270 a year including full coverage. Comprehensive insurance costs approximately $230 each year, collision insurance costs $422, and liability insurance costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs $2,756 or more. Teenage drivers pay the highest rates at up to $4,918 a year.

Average premium for full coverage: $1,270

Price estimates by individual coverage:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Clarity models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above highlight why all drivers should compare rates using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Honda Clarity insurance rates for additional coverage and risk scenarios.

• The best discount rate is $739
• Drivers who choose higher $1,000 deductibles will pay $150 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,270
• Using low deductibles for comprehensive and collision insurance will cost an extra $286 a year
• High risk drivers who are prone to accidents and violations could pay around $2,756
• The price for full coverage for a teen driver can cost $4,918 a year

View Chart as Image

Insurance prices for a Honda Clarity are also quite variable based on your driving record, the model of your Clarity, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age

The state you live in makes a big difference in Honda Clarity insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,810 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $440 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

How to Find the Best Honda Clarity Insurance

Getting lower rates on Honda Clarity insurance not only requires not taking risks behind the wheel, but also maintaining good credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates every year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following is a brief recap of the coverage data presented in the illustrations above.

• You may be able to save around $150 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $425 each year
• Teens are expensive to insure, possibly costing $410 a month for full coverage
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,490 more per year for Clarity insurance