Honda CR-Z Insurance Rates

Estimated insurance rates for a Honda CR-Z are $996 a year for full coverage. Comprehensive costs on average $174, collision insurance costs $190, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,128. Teenage drivers pay the most at up to $3,994 a year.

Average premium for full coverage: $996

Premium estimates by type of coverage:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different CR-Z trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how location impacts car insurance rates.

These rate differences show why anyone shopping for car insurance should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The best discount rate is $611
• Using higher $1,000 deductibles will save around $84 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $996
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,152
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,128
• An auto insurance policy that insures a 16-year-old driver with full coverage may cost $3,994 or more

View Chart as Image

Auto insurance prices for a Honda CR-Z also have a wide range based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. High-risk driver insurance can be from 43% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $3,900 a year. View Rates by Age

Where you choose to live has a huge impact on Honda CR-Z insurance prices. A driver around age 40 might see prices as low as $660 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,420 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $240 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Honda CR-Z Insurance

Finding better rates on insurance for a Honda CR-Z requires being a low-risk driver, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices at least once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a brief summary of the primary concepts that were touched on above.

• Drivers can save as much as $110 per year just by shopping early and online
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,130 more each year to insure their CR-Z
• Increasing policy deductibles can save approximately $250 each year
• Teen drivers are charged the highest prices, as much as $333 per month if the policy includes full coverage