Honda CR-Z Insurance Rates

Average insurance rates for a Honda CR-Z are $1,062 a year with full coverage. Comprehensive costs approximately $198, collision insurance costs $228, and liability costs around $478. Buying just liability costs as low as $526 a year, and insurance for high-risk drivers costs around $2,272. Teens receive the highest rates at up to $4,200 a year.

Average premium for full coverage: $1,062

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for all CR-Z models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance prices.

These examples demonstrate why everyone should compare prices using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Honda CR-Z insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $646
• Using higher $1,000 deductibles will save $98 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,062
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,244
• Drivers with serious driving violations could pay around $2,272
• The cost for full coverage for a teen driver for full coverage can cost $4,200 or more

View Chart as Image

Auto insurance rates for a Honda CR-Z can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,000 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $4,200 a year. View Rates by Age

Where you live has a huge impact on Honda CR-Z insurance prices. A driver around age 40 might see rates as low as $770 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,440 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $430 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,800 in extra premium per year, depending on your age. Honda CR-Z insurance for high-risk drivers can be as much as 43% to 126% more than the average policy. View High Risk Driver Rates

How to Find the Right Honda CR-Z Insurance

Saving money on car insurance requires being safe and accident-free, having good credit, eliminating unnecessary coverage, and possibly higher deductibles. Invest the time to shop around at every other renewal by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a quick rundown of the concepts that were illustrated above.

• Higher risk drivers with reckless driving or DUI convictions pay on average $1,210 more per year than a low-risk driver
• Youthful drivers have the highest car insurance rates, with premiums as much as $350 per month if they have full coverage
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $275 each year
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date