Honda Passport Insurance Rates

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UPDATED: Mar 30, 2024

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Average insurance rates for a Honda Passport are $1,326 a year including full coverage. Comprehensive insurance costs on average $282, collision insurance costs $524, and liability is $384. Buying just liability costs around $432 a year, and insurance for high-risk drivers costs $2,876 or more. Teens receive the highest rates at up to $4,920 a year.

Average premium for full coverage: $1,326

Rate estimates by individual coverage type:

Comprehensive $282
Collision $524
Liability $384

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Passport models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as low as $432 for just liability coverage to the much higher price of $2,876 for a driver required to buy high-risk insurance.

Liability Only $432
Full Coverage $1,326
High Risk $2,876

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location helps determine car insurance rates.

Rural Areas $995
Small Cities $1,392
Large Cities $1,790

These examples highlight why everyone should compare rates quotes based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Honda Passport insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $754
  • Raising to $1,000 deductibles will save around $184 every year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,326
  • Selecting pricier low deductibles will cost an extra $356 every year
  • At-risk drivers with serious driving violations could pay upwards of $2,876
  • The cost for full coverage for a teen driver for full coverage may cost $4,920

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing Honda Passport insurance prices range from $754 to $4,920 for full coverage

Auto insurance rates for a Honda Passport can also vary considerably based on your driver profile, the model of your Passport, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age

Where you live also has a big influence on Honda Passport insurance prices. A middle-age driver might find rates as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,890 on average in Michigan, New York, and Louisiana.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$130 -9.8%
Alaska $1,016 -$310 -23.4%
Arizona $1,098 -$228 -17.2%
Arkansas $1,326 -$0 0.0%
California $1,510 $184 13.9%
Colorado $1,262 -$64 -4.8%
Connecticut $1,358 $32 2.4%
Delaware $1,496 $170 12.8%
Florida $1,654 $328 24.7%
Georgia $1,224 -$102 -7.7%
Hawaii $952 -$374 -28.2%
Idaho $896 -$430 -32.4%
Illinois $986 -$340 -25.6%
Indiana $1,000 -$326 -24.6%
Iowa $894 -$432 -32.6%
Kansas $1,256 -$70 -5.3%
Kentucky $1,806 $480 36.2%
Louisiana $1,960 $634 47.8%
Maine $818 -$508 -38.3%
Maryland $1,092 -$234 -17.6%
Massachusetts $1,054 -$272 -20.5%
Michigan $2,298 $972 73.3%
Minnesota $1,110 -$216 -16.3%
Mississippi $1,586 $260 19.6%
Missouri $1,176 -$150 -11.3%
Montana $1,422 $96 7.2%
Nebraska $1,042 -$284 -21.4%
Nevada $1,588 $262 19.8%
New Hampshire $954 -$372 -28.1%
New Jersey $1,480 $154 11.6%
New Mexico $1,172 -$154 -11.6%
New York $1,394 $68 5.1%
North Carolina $762 -$564 -42.5%
North Dakota $1,084 -$242 -18.3%
Ohio $912 -$414 -31.2%
Oklahoma $1,358 $32 2.4%
Oregon $1,214 -$112 -8.4%
Pennsylvania $1,262 -$64 -4.8%
Rhode Island $1,764 $438 33.0%
South Carolina $1,200 -$126 -9.5%
South Dakota $1,118 -$208 -15.7%
Tennessee $1,158 -$168 -12.7%
Texas $1,596 $270 20.4%
Utah $980 -$346 -26.1%
Vermont $904 -$422 -31.8%
Virginia $792 -$534 -40.3%
Washington $1,022 -$304 -22.9%
West Virginia $1,214 -$112 -8.4%
Wisconsin $914 -$412 -31.1%
Wyoming $1,178 -$148 -11.2%

View Chart as Image

Honda Passport insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $540 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $345 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. Honda Passport insurance for high-risk drivers is expensive and can cost as much as 45% to 135% more than the average policy. View High Risk Driver Rates

Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Honda Passport $346 $630 $332 $1,444
2023 Honda Passport $332 $626 $338 $1,432
2022 Honda Passport $320 $610 $354 $1,420
2021 Honda Passport $310 $586 $364 $1,396
2020 Honda Passport $292 $564 $376 $1,368
2019 Honda Passport $282 $524 $384 $1,326
2018 Honda Passport $270 $494 $388 $1,288

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Honda Passport Insurance

Saving money on car insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates at every policy renewal by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a quick review of the data covered in the charts and tables above.

  • Policyholders who require increased liability limits will pay approximately $420 per year to raise from a minimum limit to 250/500 limits
  • You may be able to save as much as $160 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles can save around $550 each year
  • Drivers under the age of 20 are charged the highest rates, as much as $410 per month if they have full coverage

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $4,920
20 $3,062
30 $1,382
40 $1,326
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,682
$250 $1,516
$500 $1,326
$1,000 $1,142

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,326
50/100 $1,403
100/300 $1,499
250/500 $1,748
100 CSL $1,441
300 CSL $1,652
500 CSL $1,806

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $7,040
20 $4,878
30 $2,940
40 $2,876
50 $2,742
60 $2,718

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $95
Total Discounts $572
Rate after discounts $754

Discounts are estimated and may not be available from every company or in every state.

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