Honda Passport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 30, 2024

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U.S. average insurance rates for a Honda Passport are $1,368 a year for full coverage. Comprehensive insurance costs an estimated $292 each year, collision costs $564, and liability is estimated at $376. Liability-only coverage costs approximately $426 a year, with high-risk coverage costing $2,976 or more. 16-year-old drivers pay the highest rates at $5,062 a year or more.

Average premium for full coverage: $1,368

Price estimates broken down by individual coverage:

Comprehensive $292
Collision $564
Liability $376

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Passport models.

Price Range from Low to High

For a driver in their 40's, Honda Passport insurance prices go from as low as $426 for the bare minimum liability coverage to a high rate of $2,976 for a policy for a high-risk driver.

Liability Only $426
Full Coverage $1,368
High Risk $2,976

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations have a lower frequency of accident claims than congested cities.

The graphic below illustrates how location helps determine insurance prices.

Rural Areas $1,026
Small Cities $1,436
Large Cities $1,847

The ranges above show why all drivers should get quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Honda Passport insurance rates for other coverage scenarios.

  • The best full coverage rate is $773
  • Choosing higher $1,000 deductibles can save approximately $194 a year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,368
  • Buying low deductibles for comp and collision coverage will cost an extra $380 annually
  • Higher-risk drivers with multiple tickets or accidents could pay up to $2,976 or more
  • The price for full coverage for a 16-year-old driver can cost as much as $5,062 each year

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing full coverage Honda Passport insurance prices range from $773 to $5,062

Auto insurance prices for a Honda Passport are also quite variable based on your driving record, the trim level of your Passport, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as low as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Honda Passport insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or at least $1,950 on average in New York, Louisiana, and Michigan.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,236 -$132 -9.6%
Alaska $1,048 -$320 -23.4%
Arizona $1,134 -$234 -17.1%
Arkansas $1,368 -$0 0.0%
California $1,560 $192 14.0%
Colorado $1,308 -$60 -4.4%
Connecticut $1,404 $36 2.6%
Delaware $1,546 $178 13.0%
Florida $1,710 $342 25.0%
Georgia $1,266 -$102 -7.5%
Hawaii $984 -$384 -28.1%
Idaho $926 -$442 -32.3%
Illinois $1,018 -$350 -25.6%
Indiana $1,032 -$336 -24.6%
Iowa $924 -$444 -32.5%
Kansas $1,300 -$68 -5.0%
Kentucky $1,864 $496 36.3%
Louisiana $2,024 $656 48.0%
Maine $844 -$524 -38.3%
Maryland $1,130 -$238 -17.4%
Massachusetts $1,092 -$276 -20.2%
Michigan $2,376 $1,008 73.7%
Minnesota $1,144 -$224 -16.4%
Mississippi $1,638 $270 19.7%
Missouri $1,216 -$152 -11.1%
Montana $1,468 $100 7.3%
Nebraska $1,076 -$292 -21.3%
Nevada $1,640 $272 19.9%
New Hampshire $986 -$382 -27.9%
New Jersey $1,528 $160 11.7%
New Mexico $1,210 -$158 -11.5%
New York $1,440 $72 5.3%
North Carolina $788 -$580 -42.4%
North Dakota $1,122 -$246 -18.0%
Ohio $944 -$424 -31.0%
Oklahoma $1,404 $36 2.6%
Oregon $1,254 -$114 -8.3%
Pennsylvania $1,302 -$66 -4.8%
Rhode Island $1,826 $458 33.5%
South Carolina $1,240 -$128 -9.4%
South Dakota $1,154 -$214 -15.6%
Tennessee $1,198 -$170 -12.4%
Texas $1,648 $280 20.5%
Utah $1,012 -$356 -26.0%
Vermont $934 -$434 -31.7%
Virginia $820 -$548 -40.1%
Washington $1,056 -$312 -22.8%
West Virginia $1,254 -$114 -8.3%
Wisconsin $944 -$424 -31.0%
Wyoming $1,216 -$152 -11.1%

View Chart as Image

Honda Passport insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $580 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges from 43% to 130% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to do a rate comparison from multiple companies. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different from one company to the next.

Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Honda Passport $362 $656 $316 $1,470
2023 Honda Passport $346 $630 $332 $1,444
2022 Honda Passport $332 $626 $338 $1,432
2021 Honda Passport $320 $610 $354 $1,420
2020 Honda Passport $310 $586 $364 $1,396
2019 Honda Passport $292 $564 $376 $1,368
2018 Honda Passport $282 $524 $384 $1,326

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Honda Passport Insurance

Getting lower rates on insurance for a Honda Passport takes avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates every year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a condensed summary of the coverage data covered in the charts and tables above.

  • Drivers can save approximately $170 per year simply by quoting online in advance
  • Increasing physical damage deductibles can save around $575 each year
  • Drivers under the age of 20 are the costliest to insure, with premiums as much as $422 a month if they have full coverage
  • Drivers considered higher risk with multiple at-fault accidents pay an average of $1,610 more annually to insure a Honda Passport

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $5,062
20 $3,170
30 $1,434
40 $1,368
50 $1,250
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,748
$250 $1,572
$500 $1,368
$1,000 $1,174

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,368
50/100 $1,443
100/300 $1,537
250/500 $1,782
100 CSL $1,481
300 CSL $1,688
500 CSL $1,838

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $7,246
20 $5,054
30 $3,046
40 $2,976
50 $2,840
60 $2,814

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $105
5-yr Claim Free $90
Paid in Full/EFT $65
Advance Quote $70
Online Quote $99
Total Discounts $595
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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