Honda Passport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 2, 2023

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The average insurance rates for a Honda Passport are $850 a year including full coverage. Comprehensive costs approximately $150, collision insurance costs $188, and liability is estimated at $376. Liability-only coverage costs approximately $426 a year, and high-risk coverage costs around $1,816. Teens cost the most to insure at up to $3,376 a year.

Average premium for full coverage: $850

Policy rates by type of insurance:

Comprehensive $150
Collision $188
Liability $376

These estimates include $500 deductible amounts, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Passport trim levels.

Price Range Variability

For the average driver, Honda Passport insurance rates range from as low as $426 for the bare minimum liability coverage to a much higher rate of $1,816 for high-risk insurance.

Liability Only $426
Full Coverage $850
High Risk $1,816

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location impacts auto insurance prices.

Rural Areas $638
Small Cities $893
Large Cities $1,148

The examples above highlight why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Honda Passport insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $517
  • Choosing higher $1,000 deductibles can save $78 every year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $850
  • Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $994
  • Higher-risk drivers with serious driving violations could pay around $1,816
  • Policy cost for full coverage for a 16-year-old driver with full coverage can cost $3,376 each year

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing Honda Passport insurance rates range from $517 to $3,376 for full coverage

Insurance rates for a Honda Passport also range considerably based on your risk profile, the model of your Passport, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Honda Passport insurance prices. A good driver about age 40 could pay as low as $650 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,210 on average in Louisiana, New York, and Michigan.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $766 -$84 -9.9%
Alaska $650 -$200 -23.5%
Arizona $704 -$146 -17.2%
Arkansas $850 -$0 0.0%
California $966 $116 13.6%
Colorado $810 -$40 -4.7%
Connecticut $872 $22 2.6%
Delaware $958 $108 12.7%
Florida $1,060 $210 24.7%
Georgia $786 -$64 -7.5%
Hawaii $610 -$240 -28.2%
Idaho $574 -$276 -32.5%
Illinois $632 -$218 -25.6%
Indiana $640 -$210 -24.7%
Iowa $572 -$278 -32.7%
Kansas $806 -$44 -5.2%
Kentucky $1,156 $306 36.0%
Louisiana $1,254 $404 47.5%
Maine $524 -$326 -38.4%
Maryland $700 -$150 -17.6%
Massachusetts $676 -$174 -20.5%
Michigan $1,472 $622 73.2%
Minnesota $710 -$140 -16.5%
Mississippi $1,016 $166 19.5%
Missouri $754 -$96 -11.3%
Montana $910 $60 7.1%
Nebraska $668 -$182 -21.4%
Nevada $1,016 $166 19.5%
New Hampshire $614 -$236 -27.8%
New Jersey $948 $98 11.5%
New Mexico $750 -$100 -11.8%
New York $892 $42 4.9%
North Carolina $488 -$362 -42.6%
North Dakota $696 -$154 -18.1%
Ohio $584 -$266 -31.3%
Oklahoma $870 $20 2.4%
Oregon $776 -$74 -8.7%
Pennsylvania $808 -$42 -4.9%
Rhode Island $1,132 $282 33.2%
South Carolina $768 -$82 -9.6%
South Dakota $716 -$134 -15.8%
Tennessee $742 -$108 -12.7%
Texas $1,022 $172 20.2%
Utah $628 -$222 -26.1%
Vermont $578 -$272 -32.0%
Virginia $508 -$342 -40.2%
Washington $656 -$194 -22.8%
West Virginia $776 -$74 -8.7%
Wisconsin $586 -$264 -31.1%
Wyoming $754 -$96 -11.3%

View Chart as Image

Honda Passport insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $230 annually, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,000 to $1,400 additional every year, depending on your age. High-risk driver insurance ranges from 41% to 131% more than the average policy. View High Risk Driver Rates

Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Honda Passport Insurance

Finding cheaper rates on insurance for a Honda Passport takes having a good driving record, having a good credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Spend time shopping around every couple of years by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The next list is a brief summary of the material that was touched on above.

  • Insureds who purchase increased levels of liability coverage will pay approximately $410 per year to raise limits from a 30/60 limit to 250/500 limits
  • Drivers age 20 and younger are the costliest to insure, with premiums being up to $281 each month including comprehensive and collision insurance
  • Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $970 more per year to buy Honda Passport insurance
  • Increasing comprehensive and collision deductibles can save around $225 each year

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $3,376
20 $1,930
30 $866
40 $850
50 $780
60 $766

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $994
$250 $930
$500 $850
$1,000 $772

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $850
50/100 $925
100/300 $1,019
250/500 $1,264
100 CSL $963
300 CSL $1,170
500 CSL $1,320

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $4,752
20 $3,068
30 $1,834
40 $1,816
50 $1,734
60 $1,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $112

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $53
Paid in Full/EFT $31
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $517

Discounts are estimated and may not be available from every company or in every state.

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