Honda Passport Insurance Rates

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UPDATED: Mar 30, 2024

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U.S. average auto insurance rates for a Honda Passport are $1,326 annually for full coverage. Comprehensive insurance costs approximately $282, collision insurance costs $524, and liability insurance is estimated at $384. Liability-only insurance costs approximately $432 a year, and high-risk driver insurance costs $2,876 or more. Teenage drivers pay the highest rates at up to $4,920 a year.

Average premium for full coverage: $1,326

Price estimates by individual coverage:

Comprehensive $282
Collision $524
Liability $384

Estimates include $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different Passport trim levels.

Price Range from Low to High

For a driver in their 40's, Honda Passport insurance prices range from as cheap as $432 for liability-only coverage to a much higher rate of $2,876 for a driver that may need high-risk insurance.

Liability Only $432
Full Coverage $1,326
High Risk $2,876

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations have fewer accident claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance prices.

Rural Areas $995
Small Cities $1,392
Large Cities $1,790

The ranges above show why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Honda Passport insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $754
  • Choosing higher $1,000 deductibles can save $184 a year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,326
  • Using more expensive low deductibles for comp and collision coverage costs an additional $356 a year
  • High-risk insureds who are prone to accidents and violations could pay around $2,876
  • The price with full coverage for a teen driver with full coverage can cost $4,920 each year

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing Honda Passport insurance prices range from $754 to $4,920 for full coverage

Car insurance prices for a Honda Passport are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $540 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $345 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Honda Passport insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,890 on average in New York, Louisiana, and Michigan.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$130 -9.8%
Alaska $1,016 -$310 -23.4%
Arizona $1,098 -$228 -17.2%
Arkansas $1,326 -$0 0.0%
California $1,510 $184 13.9%
Colorado $1,262 -$64 -4.8%
Connecticut $1,358 $32 2.4%
Delaware $1,496 $170 12.8%
Florida $1,654 $328 24.7%
Georgia $1,224 -$102 -7.7%
Hawaii $952 -$374 -28.2%
Idaho $896 -$430 -32.4%
Illinois $986 -$340 -25.6%
Indiana $1,000 -$326 -24.6%
Iowa $894 -$432 -32.6%
Kansas $1,256 -$70 -5.3%
Kentucky $1,806 $480 36.2%
Louisiana $1,960 $634 47.8%
Maine $818 -$508 -38.3%
Maryland $1,092 -$234 -17.6%
Massachusetts $1,054 -$272 -20.5%
Michigan $2,298 $972 73.3%
Minnesota $1,110 -$216 -16.3%
Mississippi $1,586 $260 19.6%
Missouri $1,176 -$150 -11.3%
Montana $1,422 $96 7.2%
Nebraska $1,042 -$284 -21.4%
Nevada $1,588 $262 19.8%
New Hampshire $954 -$372 -28.1%
New Jersey $1,480 $154 11.6%
New Mexico $1,172 -$154 -11.6%
New York $1,394 $68 5.1%
North Carolina $762 -$564 -42.5%
North Dakota $1,084 -$242 -18.3%
Ohio $912 -$414 -31.2%
Oklahoma $1,358 $32 2.4%
Oregon $1,214 -$112 -8.4%
Pennsylvania $1,262 -$64 -4.8%
Rhode Island $1,764 $438 33.0%
South Carolina $1,200 -$126 -9.5%
South Dakota $1,118 -$208 -15.7%
Tennessee $1,158 -$168 -12.7%
Texas $1,596 $270 20.4%
Utah $980 -$346 -26.1%
Vermont $904 -$422 -31.8%
Virginia $792 -$534 -40.3%
Washington $1,022 -$304 -22.9%
West Virginia $1,214 -$112 -8.4%
Wisconsin $914 -$412 -31.1%
Wyoming $1,178 -$148 -11.2%

View Chart as Image

Honda Passport insurance rates by U.S. city
Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Honda Passport $346 $630 $332 $1,444
2023 Honda Passport $332 $626 $338 $1,432
2022 Honda Passport $320 $610 $354 $1,420
2021 Honda Passport $310 $586 $364 $1,396
2020 Honda Passport $292 $564 $376 $1,368
2019 Honda Passport $282 $524 $384 $1,326
2018 Honda Passport $270 $494 $388 $1,288

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Honda Passport Insurance

Getting lower rates on Honda Passport insurance takes not taking risks behind the wheel, having a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a review of the data that was covered in the charts and tables above.

  • Drivers can save around $160 per year just by shopping early and online
  • Drivers who purchase higher liability limits will pay an extra $420 each year to raise limits from a low limit to higher 250/500 limits
  • Teens pay the highest auto insurance prices, with premiums as much as $410 a month if comprehensive and collision insurance is included
  • High-risk drivers who have several accidents or serious violations pay on average $1,550 more per year for Passport insurance

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $4,920
20 $3,062
30 $1,382
40 $1,326
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,682
$250 $1,516
$500 $1,326
$1,000 $1,142

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,326
50/100 $1,403
100/300 $1,499
250/500 $1,748
100 CSL $1,441
300 CSL $1,652
500 CSL $1,806

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $7,040
20 $4,878
30 $2,940
40 $2,876
50 $2,742
60 $2,718

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $95
Total Discounts $572
Rate after discounts $754

Discounts are estimated and may not be available from every company or in every state.

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