Honda Passport Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 30, 2024
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U.S. average auto insurance rates for a Honda Passport are $1,326 annually for full coverage. Comprehensive insurance costs approximately $282, collision insurance costs $524, and liability insurance is estimated at $384. Liability-only insurance costs approximately $432 a year, and high-risk driver insurance costs $2,876 or more. Teenage drivers pay the highest rates at up to $4,920 a year.
Average premium for full coverage: $1,326
Price estimates by individual coverage:
Estimates include $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different Passport trim levels.
Price Range from Low to High
For a driver in their 40's, Honda Passport insurance prices range from as cheap as $432 for liability-only coverage to a much higher rate of $2,876 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on car insurance rates. Rural locations have fewer accident claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance prices.
The ranges above show why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Honda Passport insurance rates for additional coverage and risk scenarios.
- The best discount rate is $754
- Choosing higher $1,000 deductibles can save $184 a year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,326
- Using more expensive low deductibles for comp and collision coverage costs an additional $356 a year
- High-risk insureds who are prone to accidents and violations could pay around $2,876
- The price with full coverage for a teen driver with full coverage can cost $4,920 each year
Car insurance prices for a Honda Passport are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.
An older driver with no driving violations and high physical damage deductibles could pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $540 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $345 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Honda Passport insurance rates. A good driver about age 40 could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,890 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,196 | -$130 | -9.8% |
Alaska | $1,016 | -$310 | -23.4% |
Arizona | $1,098 | -$228 | -17.2% |
Arkansas | $1,326 | -$0 | 0.0% |
California | $1,510 | $184 | 13.9% |
Colorado | $1,262 | -$64 | -4.8% |
Connecticut | $1,358 | $32 | 2.4% |
Delaware | $1,496 | $170 | 12.8% |
Florida | $1,654 | $328 | 24.7% |
Georgia | $1,224 | -$102 | -7.7% |
Hawaii | $952 | -$374 | -28.2% |
Idaho | $896 | -$430 | -32.4% |
Illinois | $986 | -$340 | -25.6% |
Indiana | $1,000 | -$326 | -24.6% |
Iowa | $894 | -$432 | -32.6% |
Kansas | $1,256 | -$70 | -5.3% |
Kentucky | $1,806 | $480 | 36.2% |
Louisiana | $1,960 | $634 | 47.8% |
Maine | $818 | -$508 | -38.3% |
Maryland | $1,092 | -$234 | -17.6% |
Massachusetts | $1,054 | -$272 | -20.5% |
Michigan | $2,298 | $972 | 73.3% |
Minnesota | $1,110 | -$216 | -16.3% |
Mississippi | $1,586 | $260 | 19.6% |
Missouri | $1,176 | -$150 | -11.3% |
Montana | $1,422 | $96 | 7.2% |
Nebraska | $1,042 | -$284 | -21.4% |
Nevada | $1,588 | $262 | 19.8% |
New Hampshire | $954 | -$372 | -28.1% |
New Jersey | $1,480 | $154 | 11.6% |
New Mexico | $1,172 | -$154 | -11.6% |
New York | $1,394 | $68 | 5.1% |
North Carolina | $762 | -$564 | -42.5% |
North Dakota | $1,084 | -$242 | -18.3% |
Ohio | $912 | -$414 | -31.2% |
Oklahoma | $1,358 | $32 | 2.4% |
Oregon | $1,214 | -$112 | -8.4% |
Pennsylvania | $1,262 | -$64 | -4.8% |
Rhode Island | $1,764 | $438 | 33.0% |
South Carolina | $1,200 | -$126 | -9.5% |
South Dakota | $1,118 | -$208 | -15.7% |
Tennessee | $1,158 | -$168 | -12.7% |
Texas | $1,596 | $270 | 20.4% |
Utah | $980 | -$346 | -26.1% |
Vermont | $904 | -$422 | -31.8% |
Virginia | $792 | -$534 | -40.3% |
Washington | $1,022 | -$304 | -22.9% |
West Virginia | $1,214 | -$112 | -8.4% |
Wisconsin | $914 | -$412 | -31.1% |
Wyoming | $1,178 | -$148 | -11.2% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Honda Passport | $346 | $630 | $332 | $1,444 |
2023 Honda Passport | $332 | $626 | $338 | $1,432 |
2022 Honda Passport | $320 | $610 | $354 | $1,420 |
2021 Honda Passport | $310 | $586 | $364 | $1,396 |
2020 Honda Passport | $292 | $564 | $376 | $1,368 |
2019 Honda Passport | $282 | $524 | $384 | $1,326 |
2018 Honda Passport | $270 | $494 | $388 | $1,288 |
Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Honda Passport Insurance
Getting lower rates on Honda Passport insurance takes not taking risks behind the wheel, having a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following is a review of the data that was covered in the charts and tables above.
- Drivers can save around $160 per year just by shopping early and online
- Drivers who purchase higher liability limits will pay an extra $420 each year to raise limits from a low limit to higher 250/500 limits
- Teens pay the highest auto insurance prices, with premiums as much as $410 a month if comprehensive and collision insurance is included
- High-risk drivers who have several accidents or serious violations pay on average $1,550 more per year for Passport insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,920 |
20 | $3,062 |
30 | $1,382 |
40 | $1,326 |
50 | $1,210 |
60 | $1,188 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,682 |
$250 | $1,516 |
$500 | $1,326 |
$1,000 | $1,142 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,326 |
50/100 | $1,403 |
100/300 | $1,499 |
250/500 | $1,748 |
100 CSL | $1,441 |
300 CSL | $1,652 |
500 CSL | $1,806 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,040 |
20 | $4,878 |
30 | $2,940 |
40 | $2,876 |
50 | $2,742 |
60 | $2,718 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $100 |
5-yr Claim Free | $87 |
Paid in Full/EFT | $62 |
Advance Quote | $67 |
Online Quote | $95 |
Total Discounts | $572 |
Discounts are estimated and may not be available from every company or in every state.
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