Hyundai Azera Insurance Rates
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UPDATED: Jun 3, 2023
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U.S. average insurance rates for a Hyundai Azera are $958 a year with full coverage. Comprehensive costs approximately $150 a year, collision costs $198, and liability is $452. Liability-only insurance costs around $504 a year, with high-risk driver insurance costing around $2,058. Teen drivers pay the highest rates at $3,886 a year or more.
Average premium for full coverage: $958
Price estimates by individual coverage:
Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Azera trim levels.
Price Range from Low to High
For the average driver, Hyundai Azera insurance prices go from the low end price of $504 for liability-only coverage to a high of $2,058 for a driver who has had serious violations or accidents.
Geographic Price Range
Choosing to live in a large city can make a big difference on the price of insurance. Rural locations have lower incidents of collision claims than larger metro areas.
The diagram below illustrates how location impacts auto insurance prices.
The ranges above demonstrate why it is important to compare rates quotes using their specific location, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Hyundai Azera insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $585
- Raising to $1,000 deductibles will save $878 annually
- The estimated price for the average middle-age driver who chooses $500 deductibles is $958
- Choosing low $100 deductibles bumps up the cost to $1,108
- Drivers with multiple violations and an at-fault accident could pay around $2,058 or more
- The price that insures a 16-year-old driver can cost $3,886
Car insurance prices for a Hyundai Azera are also quite variable based on the trim level of your Azera, your age and driving habits, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 41% to 128% more than average. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $3,800 a year. View Rates by Age
The state you live in also has a big influence on Hyundai Azera insurance prices. A middle-age driver might find prices as low as $690 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,300 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $868 | -$90 | -9.4% |
Alaska | $734 | -$224 | -23.4% |
Arizona | $794 | -$164 | -17.1% |
Arkansas | $958 | -$0 | 0.0% |
California | $1,090 | $132 | 13.8% |
Colorado | $914 | -$44 | -4.6% |
Connecticut | $986 | $28 | 2.9% |
Delaware | $1,084 | $126 | 13.2% |
Florida | $1,198 | $240 | 25.1% |
Georgia | $884 | -$74 | -7.7% |
Hawaii | $688 | -$270 | -28.2% |
Idaho | $648 | -$310 | -32.4% |
Illinois | $714 | -$244 | -25.5% |
Indiana | $720 | -$238 | -24.8% |
Iowa | $646 | -$312 | -32.6% |
Kansas | $910 | -$48 | -5.0% |
Kentucky | $1,308 | $350 | 36.5% |
Louisiana | $1,418 | $460 | 48.0% |
Maine | $590 | -$368 | -38.4% |
Maryland | $790 | -$168 | -17.5% |
Massachusetts | $766 | -$192 | -20.0% |
Michigan | $1,666 | $708 | 73.9% |
Minnesota | $802 | -$156 | -16.3% |
Mississippi | $1,148 | $190 | 19.8% |
Missouri | $848 | -$110 | -11.5% |
Montana | $1,028 | $70 | 7.3% |
Nebraska | $756 | -$202 | -21.1% |
Nevada | $1,150 | $192 | 20.0% |
New Hampshire | $692 | -$266 | -27.8% |
New Jersey | $1,072 | $114 | 11.9% |
New Mexico | $848 | -$110 | -11.5% |
New York | $1,010 | $52 | 5.4% |
North Carolina | $552 | -$406 | -42.4% |
North Dakota | $784 | -$174 | -18.2% |
Ohio | $664 | -$294 | -30.7% |
Oklahoma | $984 | $26 | 2.7% |
Oregon | $878 | -$80 | -8.4% |
Pennsylvania | $914 | -$44 | -4.6% |
Rhode Island | $1,278 | $320 | 33.4% |
South Carolina | $868 | -$90 | -9.4% |
South Dakota | $808 | -$150 | -15.7% |
Tennessee | $838 | -$120 | -12.5% |
Texas | $1,156 | $198 | 20.7% |
Utah | $710 | -$248 | -25.9% |
Vermont | $656 | -$302 | -31.5% |
Virginia | $574 | -$384 | -40.1% |
Washington | $742 | -$216 | -22.5% |
West Virginia | $878 | -$80 | -8.4% |
Wisconsin | $664 | -$294 | -30.7% |
Wyoming | $854 | -$104 | -10.9% |
Choosing high deductibles can reduce prices by up to $230 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Hyundai Azera GLS 4-Dr Sedan | $942 | $79 |
Hyundai Azera Limited 4-Dr Sedan | $964 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2013 Hyundai Azera | $202 | $340 | $474 | $1,174 |
2012 Hyundai Azera | $186 | $316 | $474 | $1,134 |
2006 Hyundai Azera | $150 | $198 | $452 | $958 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Hyundai Azera Insurance
Getting lower rates on insurance for a Hyundai Azera consists of avoiding accidents and claims, having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Shop around every other policy renewal by requesting quotes from direct companies, and also from local insurance agencies.
The points below are a quick rundown of the ideas that were touched on above.
- Drivers under the age of 20 pay the highest auto insurance prices, costing up to $324 a month if full coverage is purchased
- Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $1,100 more per year to insure a Hyundai Azera
- Increasing physical damage deductibles can save approximately $225 each year
- You may be able to save around $110 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,886 |
20 | $2,194 |
30 | $972 |
40 | $958 |
50 | $880 |
60 | $862 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,108 |
$250 | $1,040 |
$500 | $958 |
$1,000 | $878 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $958 |
50/100 | $1,054 |
100/300 | $1,167 |
250/500 | $1,461 |
100 CSL | $1,100 |
300 CSL | $1,348 |
500 CSL | $1,529 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,466 |
20 | $3,494 |
30 | $2,072 |
40 | $2,058 |
50 | $1,970 |
60 | $1,952 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $48 |
Multi-vehicle | $52 |
Homeowner | $17 |
5-yr Accident Free | $57 |
5-yr Claim Free | $60 |
Paid in Full/EFT | $34 |
Advance Quote | $41 |
Online Quote | $64 |
Total Discounts | $373 |
Discounts are estimated and may not be available from every company or in every state.
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