Hyundai Azera Insurance Rates
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Michelle Robbins
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UPDATED: May 17, 2024
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The average insurance prices for a Hyundai Azera are $1,064 every 12 months for full coverage insurance. Comprehensive insurance costs on average $170 a year, collision costs $262, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,300 or more. Teenage drivers cost the most to insure at $4,266 a year or more.
Average premium for full coverage: $1,064
Policy rates by type of insurance:
Includes $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Azera trim levels.
Price Range Variability
For a 40-year-old driver, Hyundai Azera insurance rates go from the cheapest price of $522 for a discount liability-only rate to a high of $2,300 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live has a large influence on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities.
The diagram below illustrates how your location can change car insurance rates.
The examples above illustrate why it is important to compare prices based on a specific location and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Hyundai Azera insurance rates for different risk profiles and scenarios.
- The best discount rate is $638
- Using higher $1,000 deductibles will save around $964 each year
- The average price for a good driver age 40 with $500 deductibles is $1,064
- Using low $100 deductibles for physical damage coverage costs an extra $188 each year
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,300 or more
- Policy cost to insure a teenage driver may cost $4,266 or more
Insurance rates for a Hyundai Azera also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Azera.
Using high physical damage deductibles could cut rates by as much as $290 a year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be around 42% to 136% more than a normal policy. View High Risk Driver Rates
Your home state has a huge impact on Hyundai Azera insurance rates. A driver around age 40 might see rates as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,440 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $962 | -$102 | -9.6% |
Alaska | $814 | -$250 | -23.5% |
Arizona | $882 | -$182 | -17.1% |
Arkansas | $1,064 | -$0 | 0.0% |
California | $1,212 | $148 | 13.9% |
Colorado | $1,016 | -$48 | -4.5% |
Connecticut | $1,092 | $28 | 2.6% |
Delaware | $1,204 | $140 | 13.2% |
Florida | $1,332 | $268 | 25.2% |
Georgia | $980 | -$84 | -7.9% |
Hawaii | $764 | -$300 | -28.2% |
Idaho | $718 | -$346 | -32.5% |
Illinois | $792 | -$272 | -25.6% |
Indiana | $800 | -$264 | -24.8% |
Iowa | $716 | -$348 | -32.7% |
Kansas | $1,010 | -$54 | -5.1% |
Kentucky | $1,450 | $386 | 36.3% |
Louisiana | $1,572 | $508 | 47.7% |
Maine | $656 | -$408 | -38.3% |
Maryland | $876 | -$188 | -17.7% |
Massachusetts | $852 | -$212 | -19.9% |
Michigan | $1,846 | $782 | 73.5% |
Minnesota | $890 | -$174 | -16.4% |
Mississippi | $1,274 | $210 | 19.7% |
Missouri | $942 | -$122 | -11.5% |
Montana | $1,142 | $78 | 7.3% |
Nebraska | $838 | -$226 | -21.2% |
Nevada | $1,276 | $212 | 19.9% |
New Hampshire | $764 | -$300 | -28.2% |
New Jersey | $1,188 | $124 | 11.7% |
New Mexico | $942 | -$122 | -11.5% |
New York | $1,120 | $56 | 5.3% |
North Carolina | $612 | -$452 | -42.5% |
North Dakota | $870 | -$194 | -18.2% |
Ohio | $732 | -$332 | -31.2% |
Oklahoma | $1,092 | $28 | 2.6% |
Oregon | $974 | -$90 | -8.5% |
Pennsylvania | $1,016 | -$48 | -4.5% |
Rhode Island | $1,416 | $352 | 33.1% |
South Carolina | $964 | -$100 | -9.4% |
South Dakota | $898 | -$166 | -15.6% |
Tennessee | $930 | -$134 | -12.6% |
Texas | $1,282 | $218 | 20.5% |
Utah | $788 | -$276 | -25.9% |
Vermont | $728 | -$336 | -31.6% |
Virginia | $636 | -$428 | -40.2% |
Washington | $822 | -$242 | -22.7% |
West Virginia | $974 | -$90 | -8.5% |
Wisconsin | $738 | -$326 | -30.6% |
Wyoming | $946 | -$118 | -11.1% |
Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and rates will be varied.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Hyundai Azera GLS 4-Dr Sedan | $1,042 | $87 |
Hyundai Azera Limited 4-Dr Sedan | $1,070 | $89 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2017 Hyundai Azera | $230 | $422 | $460 | $1,270 |
2016 Hyundai Azera | $214 | $388 | $460 | $1,220 |
2015 Hyundai Azera | $206 | $364 | $464 | $1,192 |
2014 Hyundai Azera | $202 | $340 | $474 | $1,174 |
2013 Hyundai Azera | $186 | $316 | $474 | $1,134 |
2012 Hyundai Azera | $182 | $286 | $478 | $1,104 |
2011 Hyundai Azera | $170 | $262 | $474 | $1,064 |
2010 Hyundai Azera | $160 | $238 | $474 | $1,030 |
2006 Hyundai Azera | $138 | $190 | $446 | $932 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Hyundai Azera Insurance
Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having above-average credit, being claim-free, and insuring your home and auto with the same company. Invest the time to shop around at every other renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.
The following is a recap of the concepts that were illustrated above.
- Drivers that have major violations or accidents pay on average $1,240 more each year for Azera insurance
- Teens pay higher rates, possibly costing $356 each month if full coverage is included
- It is possible to save as much as $120 per year simply by quoting early and online
- Increasing comprehensive and collision deductibles could save as much as $300 each year
- It is possible to save as much as $120 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,266 |
20 | $2,446 |
30 | $1,084 |
40 | $1,064 |
50 | $976 |
60 | $956 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,252 |
$250 | $1,164 |
$500 | $1,064 |
$1,000 | $964 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,064 |
50/100 | $1,165 |
100/300 | $1,283 |
250/500 | $1,591 |
100 CSL | $1,212 |
300 CSL | $1,473 |
500 CSL | $1,663 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,022 |
20 | $3,904 |
30 | $2,322 |
40 | $2,300 |
50 | $2,198 |
60 | $2,176 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $54 |
Multi-vehicle | $58 |
Homeowner | $19 |
5-yr Accident Free | $68 |
5-yr Claim Free | $67 |
Paid in Full/EFT | $40 |
Advance Quote | $48 |
Online Quote | $72 |
Total Discounts | $426 |
Discounts are estimated and may not be available from every company or in every state.
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