Hyundai Azera Insurance Rates

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UPDATED: May 17, 2024

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Average insurance rates for a Hyundai Azera are $1,064 a year for full coverage. Comprehensive insurance costs around $170, collision insurance costs $262, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,300 or more. Teen drivers receive the highest rates at up to $4,266 a year.

Average premium for full coverage: $1,064

Rate estimates for individual coverage type:

Comprehensive $170
Collision $262
Liability $474

Rate estimates include $500 deductible amounts, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for all Azera models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $522 for just the minimum liability insurance to the much higher price of $2,300 for a driver required to buy high-risk insurance.

Liability Only $522
Full Coverage $1,064
High Risk $2,300

Price Range by Location

Your location has a significant impact on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

Rural Areas $798
Small Cities $1,117
Large Cities $1,436

These examples show why everyone should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Hyundai Azera insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $638
  • Drivers who choose higher $1,000 deductibles will pay about $100 a year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,064
  • Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $188 a year
  • High risk drivers with multiple violations and an at-fault accident could pay at least $2,300
  • The cost for full coverage for a teen driver for full coverage can be $4,266 a year

View Chart as Image

Hyundai Azera insurance cost comparison chart
Column chart showing Hyundai Azera insurance prices range from $638 to $4,266 for full coverage

Insurance rates for a Hyundai Azera can also vary considerably based on your driver profile, the trim level of your Azera, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,000 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $4,200 a year. View Rates by Age

Where you live makes a big difference in Hyundai Azera insurance rates. A 40-year-old driver could pay as low as $700 a year in states like Idaho, Maine, and Iowa, or as much as $1,520 on average in Michigan, Louisiana, and New York.

Hyundai Azera Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $962 -$102 -9.6%
Alaska $814 -$250 -23.5%
Arizona $882 -$182 -17.1%
Arkansas $1,064 -$0 0.0%
California $1,212 $148 13.9%
Colorado $1,016 -$48 -4.5%
Connecticut $1,092 $28 2.6%
Delaware $1,204 $140 13.2%
Florida $1,332 $268 25.2%
Georgia $980 -$84 -7.9%
Hawaii $764 -$300 -28.2%
Idaho $718 -$346 -32.5%
Illinois $792 -$272 -25.6%
Indiana $800 -$264 -24.8%
Iowa $716 -$348 -32.7%
Kansas $1,010 -$54 -5.1%
Kentucky $1,450 $386 36.3%
Louisiana $1,572 $508 47.7%
Maine $656 -$408 -38.3%
Maryland $876 -$188 -17.7%
Massachusetts $852 -$212 -19.9%
Michigan $1,846 $782 73.5%
Minnesota $890 -$174 -16.4%
Mississippi $1,274 $210 19.7%
Missouri $942 -$122 -11.5%
Montana $1,142 $78 7.3%
Nebraska $838 -$226 -21.2%
Nevada $1,276 $212 19.9%
New Hampshire $764 -$300 -28.2%
New Jersey $1,188 $124 11.7%
New Mexico $942 -$122 -11.5%
New York $1,120 $56 5.3%
North Carolina $612 -$452 -42.5%
North Dakota $870 -$194 -18.2%
Ohio $732 -$332 -31.2%
Oklahoma $1,092 $28 2.6%
Oregon $974 -$90 -8.5%
Pennsylvania $1,016 -$48 -4.5%
Rhode Island $1,416 $352 33.1%
South Carolina $964 -$100 -9.4%
South Dakota $898 -$166 -15.6%
Tennessee $930 -$134 -12.6%
Texas $1,282 $218 20.5%
Utah $788 -$276 -25.9%
Vermont $728 -$336 -31.6%
Virginia $636 -$428 -40.2%
Washington $822 -$242 -22.7%
West Virginia $974 -$90 -8.5%
Wisconsin $738 -$326 -30.6%
Wyoming $946 -$118 -11.1%

View Chart as Image

Hyundai Azera insurance rates by U.S. city

Choosing high deductibles could save up to $290 each year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,300 to $1,800 extra per year, depending on your age. Hyundai Azera insurance for high-risk drivers can cost anywhere from 42% to 136% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Hyundai Azera Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Azera GLS 4-Dr Sedan $1,042 $87
Hyundai Azera Limited 4-Dr Sedan $1,070 $89

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Azera Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Hyundai Azera $230 $422 $460 $1,270
2016 Hyundai Azera $214 $388 $460 $1,220
2015 Hyundai Azera $206 $364 $464 $1,192
2014 Hyundai Azera $202 $340 $474 $1,174
2013 Hyundai Azera $186 $316 $474 $1,134
2012 Hyundai Azera $182 $286 $478 $1,104
2011 Hyundai Azera $170 $262 $474 $1,064
2010 Hyundai Azera $160 $238 $474 $1,030
2006 Hyundai Azera $138 $190 $446 $932

Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Hyundai Azera Insurance

Saving money on Hyundai Azera insurance not only requires having a good driving record, but also maintaining good credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at every policy renewal by getting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The next list is a brief recap of the data touched on in the above illustrations.

  • Drivers who may need increased levels of liability coverage will pay about $520 each year to go from a minimum limit to 250/500 limits
  • Drivers can save up to $120 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles can save around $300 each year
  • Drivers age 20 and younger pay higher rates, costing as high as $356 per month for full coverage

Rates by Driver Age

Hyundai Azera Insurance Rates by Driver Age
Driver Age Premium
16 $4,266
20 $2,446
30 $1,084
40 $1,064
50 $976
60 $956

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Azera Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,252
$250 $1,164
$500 $1,064
$1,000 $964

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Azera Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,064
50/100 $1,165
100/300 $1,283
250/500 $1,591
100 CSL $1,212
300 CSL $1,473
500 CSL $1,663

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Azera Insurance Rates for High Risk Drivers
Age Premium
16 $6,022
20 $3,904
30 $2,322
40 $2,300
50 $2,198
60 $2,176

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $145

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $67
Paid in Full/EFT $40
Advance Quote $48
Online Quote $72
Total Discounts $426
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

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