Hyundai Azera Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Hyundai Azera are $958 a year with full coverage. Comprehensive costs approximately $150 a year, collision costs $198, and liability is $452. Liability-only insurance costs around $504 a year, with high-risk driver insurance costing around $2,058. Teen drivers pay the highest rates at $3,886 a year or more.

Average premium for full coverage: $958

Price estimates by individual coverage:

Comprehensive $150
Collision $198
Liability $452

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Azera trim levels.

Price Range from Low to High

For the average driver, Hyundai Azera insurance prices go from the low end price of $504 for liability-only coverage to a high of $2,058 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $958
High Risk $2,058

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations have lower incidents of collision claims than larger metro areas.

The diagram below illustrates how location impacts auto insurance prices.

Rural Areas $719
Small Cities $1,006
Large Cities $1,293

The ranges above demonstrate why it is important to compare rates quotes using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Hyundai Azera insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $585
  • Raising to $1,000 deductibles will save $878 annually
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $958
  • Choosing low $100 deductibles bumps up the cost to $1,108
  • Drivers with multiple violations and an at-fault accident could pay around $2,058 or more
  • The price that insures a 16-year-old driver can cost $3,886

View Chart as Image

Hyundai Azera insurance cost comparison chart
Column chart showing full coverage Hyundai Azera insurance rates range from $585 to $3,886

Car insurance prices for a Hyundai Azera are also quite variable based on the trim level of your Azera, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 41% to 128% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $3,800 a year. View Rates by Age

The state you live in also has a big influence on Hyundai Azera insurance prices. A middle-age driver might find prices as low as $690 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,300 on average in New York, Michigan, and Florida.

Hyundai Azera Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $868 -$90 -9.4%
Alaska $734 -$224 -23.4%
Arizona $794 -$164 -17.1%
Arkansas $958 -$0 0.0%
California $1,090 $132 13.8%
Colorado $914 -$44 -4.6%
Connecticut $986 $28 2.9%
Delaware $1,084 $126 13.2%
Florida $1,198 $240 25.1%
Georgia $884 -$74 -7.7%
Hawaii $688 -$270 -28.2%
Idaho $648 -$310 -32.4%
Illinois $714 -$244 -25.5%
Indiana $720 -$238 -24.8%
Iowa $646 -$312 -32.6%
Kansas $910 -$48 -5.0%
Kentucky $1,308 $350 36.5%
Louisiana $1,418 $460 48.0%
Maine $590 -$368 -38.4%
Maryland $790 -$168 -17.5%
Massachusetts $766 -$192 -20.0%
Michigan $1,666 $708 73.9%
Minnesota $802 -$156 -16.3%
Mississippi $1,148 $190 19.8%
Missouri $848 -$110 -11.5%
Montana $1,028 $70 7.3%
Nebraska $756 -$202 -21.1%
Nevada $1,150 $192 20.0%
New Hampshire $692 -$266 -27.8%
New Jersey $1,072 $114 11.9%
New Mexico $848 -$110 -11.5%
New York $1,010 $52 5.4%
North Carolina $552 -$406 -42.4%
North Dakota $784 -$174 -18.2%
Ohio $664 -$294 -30.7%
Oklahoma $984 $26 2.7%
Oregon $878 -$80 -8.4%
Pennsylvania $914 -$44 -4.6%
Rhode Island $1,278 $320 33.4%
South Carolina $868 -$90 -9.4%
South Dakota $808 -$150 -15.7%
Tennessee $838 -$120 -12.5%
Texas $1,156 $198 20.7%
Utah $710 -$248 -25.9%
Vermont $656 -$302 -31.5%
Virginia $574 -$384 -40.1%
Washington $742 -$216 -22.5%
West Virginia $878 -$80 -8.4%
Wisconsin $664 -$294 -30.7%
Wyoming $854 -$104 -10.9%

View Chart as Image

Hyundai Azera insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $230 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Hyundai Azera Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Azera GLS 4-Dr Sedan $942 $79
Hyundai Azera Limited 4-Dr Sedan $964 $80

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Azera Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Hyundai Azera $202 $340 $474 $1,174
2012 Hyundai Azera $186 $316 $474 $1,134
2006 Hyundai Azera $150 $198 $452 $958

Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Hyundai Azera Insurance

Getting lower rates on insurance for a Hyundai Azera consists of avoiding accidents and claims, having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Shop around every other policy renewal by requesting quotes from direct companies, and also from local insurance agencies.

The points below are a quick rundown of the ideas that were touched on above.

  • Drivers under the age of 20 pay the highest auto insurance prices, costing up to $324 a month if full coverage is purchased
  • Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $1,100 more per year to insure a Hyundai Azera
  • Increasing physical damage deductibles can save approximately $225 each year
  • You may be able to save around $110 per year simply by quoting early and online

Rates by Driver Age

Hyundai Azera Insurance Rates by Driver Age
Driver Age Premium
16 $3,886
20 $2,194
30 $972
40 $958
50 $880
60 $862

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Azera Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,108
$250 $1,040
$500 $958
$1,000 $878

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Azera Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $958
50/100 $1,054
100/300 $1,167
250/500 $1,461
100 CSL $1,100
300 CSL $1,348
500 CSL $1,529

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Azera Insurance Rates for High Risk Drivers
Age Premium
16 $5,466
20 $3,494
30 $2,072
40 $2,058
50 $1,970
60 $1,952

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $127

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $57
5-yr Claim Free $60
Paid in Full/EFT $34
Advance Quote $41
Online Quote $64
Total Discounts $373
Rate after discounts $585

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles