Hyundai Azera Insurance Rates
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UPDATED: May 17, 2024
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U.S. average insurance rates for a Hyundai Azera are $1,104 a year for full coverage. Comprehensive costs an estimated $182 each year, collision insurance costs $286, and liability coverage is estimated at $478. Buying just liability costs approximately $526 a year, and insurance for high-risk drivers costs around $2,388. 16-year-old drivers pay the highest rates at up to $4,398 a year.
Average premium for full coverage: $1,104
Price estimates broken down by individual coverage:
Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Azera models.
Price Range from Low to High
For a driver in their 40's, Hyundai Azera insurance prices range from the low end price of $526 for liability-only coverage to a high rate of $2,388 for a high-risk driver policy.
Geographic Price Range
Living in a larger city has a large influence on insurance rates. More rural locations have lower incidents of accident claims than congested cities. The graphic below illustrates how location helps determine insurance prices.
The ranges above show why all drivers should get quotes for a targeted area, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Hyundai Azera insurance rates for other coverage scenarios.
- The best full coverage rate is $658
- Choosing higher $1,000 deductibles can save approximately $106 a year
- The estimated price for the average middle-age driver who has $500 deductibles is $1,104
- Buying low deductibles for comp and collision coverage bumps up the cost to $1,310
- Drivers with multiple tickets or accidents could pay up to $2,388
- The price that insures a teenage driver can cost as much as $4,398 each year
Insurance prices for a Hyundai Azera are also quite variable based on the trim level and model year, how you drive, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you could be paying $1,300 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 131% more than the average rate. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,300 a year. View Rates by Age
The state you live in plays a big part in determining prices for Hyundai Azera insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Iowa, Maine, and Idaho, or at least $1,580 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $998 | -$106 | -9.6% |
| Alaska | $848 | -$256 | -23.2% |
| Arizona | $918 | -$186 | -16.8% |
| Arkansas | $1,104 | -$0 | 0.0% |
| California | $1,258 | $154 | 13.9% |
| Colorado | $1,056 | -$48 | -4.3% |
| Connecticut | $1,134 | $30 | 2.7% |
| Delaware | $1,250 | $146 | 13.2% |
| Florida | $1,382 | $278 | 25.2% |
| Georgia | $1,018 | -$86 | -7.8% |
| Hawaii | $792 | -$312 | -28.3% |
| Idaho | $748 | -$356 | -32.2% |
| Illinois | $824 | -$280 | -25.4% |
| Indiana | $832 | -$272 | -24.6% |
| Iowa | $744 | -$360 | -32.6% |
| Kansas | $1,050 | -$54 | -4.9% |
| Kentucky | $1,506 | $402 | 36.4% |
| Louisiana | $1,634 | $530 | 48.0% |
| Maine | $680 | -$424 | -38.4% |
| Maryland | $910 | -$194 | -17.6% |
| Massachusetts | $884 | -$220 | -19.9% |
| Michigan | $1,918 | $814 | 73.7% |
| Minnesota | $924 | -$180 | -16.3% |
| Mississippi | $1,322 | $218 | 19.7% |
| Missouri | $980 | -$124 | -11.2% |
| Montana | $1,188 | $84 | 7.6% |
| Nebraska | $872 | -$232 | -21.0% |
| Nevada | $1,322 | $218 | 19.7% |
| New Hampshire | $796 | -$308 | -27.9% |
| New Jersey | $1,236 | $132 | 12.0% |
| New Mexico | $978 | -$126 | -11.4% |
| New York | $1,162 | $58 | 5.3% |
| North Carolina | $634 | -$470 | -42.6% |
| North Dakota | $902 | -$202 | -18.3% |
| Ohio | $764 | -$340 | -30.8% |
| Oklahoma | $1,134 | $30 | 2.7% |
| Oregon | $1,010 | -$94 | -8.5% |
| Pennsylvania | $1,054 | -$50 | -4.5% |
| Rhode Island | $1,472 | $368 | 33.3% |
| South Carolina | $998 | -$106 | -9.6% |
| South Dakota | $932 | -$172 | -15.6% |
| Tennessee | $968 | -$136 | -12.3% |
| Texas | $1,332 | $228 | 20.7% |
| Utah | $818 | -$286 | -25.9% |
| Vermont | $756 | -$348 | -31.5% |
| Virginia | $662 | -$442 | -40.0% |
| Washington | $852 | -$252 | -22.8% |
| West Virginia | $1,010 | -$94 | -8.5% |
| Wisconsin | $764 | -$340 | -30.8% |
| Wyoming | $984 | -$120 | -10.9% |
Opting for high physical damage deductibles can save as much as $320 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $1,082 | $90 |
| Hyundai Azera Limited 4-Dr Sedan | $1,112 | $93 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Hyundai Azera | $240 | $470 | $456 | $1,324 |
| 2016 Hyundai Azera | $230 | $422 | $460 | $1,270 |
| 2015 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2014 Hyundai Azera | $206 | $364 | $464 | $1,192 |
| 2013 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2012 Hyundai Azera | $186 | $316 | $474 | $1,134 |
| 2011 Hyundai Azera | $182 | $286 | $478 | $1,104 |
| 2010 Hyundai Azera | $170 | $262 | $474 | $1,064 |
| 2006 Hyundai Azera | $150 | $198 | $452 | $958 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Hyundai Azera Insurance
Getting lower rates on auto insurance takes being a good driver, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Comparison shop every time your policy renews by getting quotes from direct carriers, and also from your local independent and exclusive agents.
The following list is a brief recap of the information covered in the charts and tables above.
- Drivers can save approximately $130 per year just by quoting online in advance
- Drivers age 16 to 20 are expensive to insure, with premiums as much as $367 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles can save approximately $300 each year
- Drivers who tend to receive serious violations may pay on average $1,280 more annually than a safer driver
- Consumers who want an increased level of liability coverage will pay around $530 each year to raise limits from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,542 |
| 30 | $1,128 |
| 40 | $1,104 |
| 50 | $1,014 |
| 60 | $992 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,310 |
| $250 | $1,214 |
| $500 | $1,104 |
| $1,000 | $998 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,104 |
| 50/100 | $1,208 |
| 100/300 | $1,327 |
| 250/500 | $1,638 |
| 100 CSL | $1,255 |
| 300 CSL | $1,518 |
| 500 CSL | $1,710 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,220 |
| 20 | $4,056 |
| 30 | $2,416 |
| 40 | $2,388 |
| 50 | $2,284 |
| 60 | $2,262 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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