Hyundai Azera Insurance Rates
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UPDATED: May 17, 2024
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Average insurance rates for a Hyundai Azera are $1,104 a year with full coverage. Comprehensive insurance costs around $182, collision insurance costs $286, and liability is estimated at $478. Liability-only coverage costs approximately $526 a year, and high-risk coverage costs $2,388 or more. Teens receive the highest rates at up to $4,398 a year.
Average premium for full coverage: $1,104
Rate estimates for individual coverage type:
Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different Azera trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as low as $526 for a discount liability-only rate to a much higher rate of $2,388 for a driver who has had serious violations or accidents.
Price Range by Location
Living in a larger city can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance rates.
These examples demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Hyundai Azera insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $658
- Choosing higher $1,000 deductibles can save about $106 annually
- The average rate for a 40-year-old driver using $500 deductibles is $1,104
- Selecting more expensive low deductibles for comp and collision coverage will cost an extra $206 annually
- Higher-risk drivers with serious driving violations could pay at least $2,388
- The cost for full coverage for a 16-year-old driver with full coverage can be $4,398 each year
Car insurance rates for a Hyundai Azera can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.
An older driver with no driving violations and high deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $4,300 a year. View Rates by Age
Where you live plays a big part in determining prices for Hyundai Azera insurance prices. A good driver about age 40 could pay as low as $800 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,490 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $998 | -$106 | -9.6% |
| Alaska | $848 | -$256 | -23.2% |
| Arizona | $918 | -$186 | -16.8% |
| Arkansas | $1,104 | -$0 | 0.0% |
| California | $1,258 | $154 | 13.9% |
| Colorado | $1,056 | -$48 | -4.3% |
| Connecticut | $1,134 | $30 | 2.7% |
| Delaware | $1,250 | $146 | 13.2% |
| Florida | $1,382 | $278 | 25.2% |
| Georgia | $1,018 | -$86 | -7.8% |
| Hawaii | $792 | -$312 | -28.3% |
| Idaho | $748 | -$356 | -32.2% |
| Illinois | $824 | -$280 | -25.4% |
| Indiana | $832 | -$272 | -24.6% |
| Iowa | $744 | -$360 | -32.6% |
| Kansas | $1,050 | -$54 | -4.9% |
| Kentucky | $1,506 | $402 | 36.4% |
| Louisiana | $1,634 | $530 | 48.0% |
| Maine | $680 | -$424 | -38.4% |
| Maryland | $910 | -$194 | -17.6% |
| Massachusetts | $884 | -$220 | -19.9% |
| Michigan | $1,918 | $814 | 73.7% |
| Minnesota | $924 | -$180 | -16.3% |
| Mississippi | $1,322 | $218 | 19.7% |
| Missouri | $980 | -$124 | -11.2% |
| Montana | $1,188 | $84 | 7.6% |
| Nebraska | $872 | -$232 | -21.0% |
| Nevada | $1,322 | $218 | 19.7% |
| New Hampshire | $796 | -$308 | -27.9% |
| New Jersey | $1,236 | $132 | 12.0% |
| New Mexico | $978 | -$126 | -11.4% |
| New York | $1,162 | $58 | 5.3% |
| North Carolina | $634 | -$470 | -42.6% |
| North Dakota | $902 | -$202 | -18.3% |
| Ohio | $764 | -$340 | -30.8% |
| Oklahoma | $1,134 | $30 | 2.7% |
| Oregon | $1,010 | -$94 | -8.5% |
| Pennsylvania | $1,054 | -$50 | -4.5% |
| Rhode Island | $1,472 | $368 | 33.3% |
| South Carolina | $998 | -$106 | -9.6% |
| South Dakota | $932 | -$172 | -15.6% |
| Tennessee | $968 | -$136 | -12.3% |
| Texas | $1,332 | $228 | 20.7% |
| Utah | $818 | -$286 | -25.9% |
| Vermont | $756 | -$348 | -31.5% |
| Virginia | $662 | -$442 | -40.0% |
| Washington | $852 | -$252 | -22.8% |
| West Virginia | $1,010 | -$94 | -8.5% |
| Wisconsin | $764 | -$340 | -30.8% |
| Wyoming | $984 | -$120 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $320 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at least $1,300 to $1,900 extra per year, depending on your age. High-risk driver insurance ranges from 43% to 131% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $1,082 | $90 |
| Hyundai Azera Limited 4-Dr Sedan | $1,112 | $93 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Hyundai Azera | $240 | $470 | $456 | $1,324 |
| 2016 Hyundai Azera | $230 | $422 | $460 | $1,270 |
| 2015 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2014 Hyundai Azera | $206 | $364 | $464 | $1,192 |
| 2013 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2012 Hyundai Azera | $186 | $316 | $474 | $1,134 |
| 2011 Hyundai Azera | $182 | $286 | $478 | $1,104 |
| 2010 Hyundai Azera | $170 | $262 | $474 | $1,064 |
| 2006 Hyundai Azera | $150 | $198 | $452 | $958 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Hyundai Azera Insurance
Saving money on insurance for a Hyundai Azera takes being a good driver, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by requesting quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.
The following list is a quick rundown of the ideas that were covered in the charts and tables above.
- Drivers age 16 to 20 are the costliest to insure, with premiums as much as $367 per month if full coverage is included
- Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,280 more every year than a safer driver
- Increasing deductibles can save around $300 each year
- You may be able to save up to $130 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,542 |
| 30 | $1,128 |
| 40 | $1,104 |
| 50 | $1,014 |
| 60 | $992 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,310 |
| $250 | $1,214 |
| $500 | $1,104 |
| $1,000 | $998 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,104 |
| 50/100 | $1,208 |
| 100/300 | $1,327 |
| 250/500 | $1,638 |
| 100 CSL | $1,255 |
| 300 CSL | $1,518 |
| 500 CSL | $1,710 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,220 |
| 20 | $4,056 |
| 30 | $2,416 |
| 40 | $2,388 |
| 50 | $2,284 |
| 60 | $2,262 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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