Hyundai Azera Insurance Rates
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UPDATED: Jun 3, 2023
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The average insurance prices for a Hyundai Azera are $978 every 12 months including full coverage. Comprehensive insurance costs an estimated $152, collision insurance costs $208, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $2,106 or more. Teens cost the most to insure at up to $3,970 a year.
Average premium for full coverage: $978
Policy rates broken down by type of insurance:
Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Azera trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Hyundai Azera insurance rates range from the cheapest price of $510 for liability-only coverage to a much higher rate of $2,106 for a high-risk insurance policy.
Urban vs. Rural Price Range
Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects insurance prices.
The examples above highlight why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Hyundai Azera insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $595
- Choosing higher $1,000 deductibles can save approximately $82 every year
- The average price for a good driver age 40 who has $500 deductibles is $978
- Selecting more expensive low deductibles for comp and collision coverage costs an extra $156 each year
- Drivers with serious driving violations could pay up to $2,106
- Policy cost to insure a teenage driver with full coverage can cost as much as $3,970 each year
Insurance rates for a Hyundai Azera also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can save as much as $240 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $3,900 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance ranges around 43% to 136% more than the average policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Hyundai Azera insurance rates. A good driver about age 40 could pay as low as $750 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,400 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $886 | -$92 | -9.4% |
| Alaska | $750 | -$228 | -23.3% |
| Arizona | $812 | -$166 | -17.0% |
| Arkansas | $978 | -$0 | 0.0% |
| California | $1,116 | $138 | 14.1% |
| Colorado | $936 | -$42 | -4.3% |
| Connecticut | $1,006 | $28 | 2.9% |
| Delaware | $1,108 | $130 | 13.3% |
| Florida | $1,224 | $246 | 25.2% |
| Georgia | $902 | -$76 | -7.8% |
| Hawaii | $704 | -$274 | -28.0% |
| Idaho | $664 | -$314 | -32.1% |
| Illinois | $730 | -$248 | -25.4% |
| Indiana | $736 | -$242 | -24.7% |
| Iowa | $658 | -$320 | -32.7% |
| Kansas | $930 | -$48 | -4.9% |
| Kentucky | $1,336 | $358 | 36.6% |
| Louisiana | $1,448 | $470 | 48.1% |
| Maine | $604 | -$374 | -38.2% |
| Maryland | $808 | -$170 | -17.4% |
| Massachusetts | $784 | -$194 | -19.8% |
| Michigan | $1,700 | $722 | 73.8% |
| Minnesota | $820 | -$158 | -16.2% |
| Mississippi | $1,172 | $194 | 19.8% |
| Missouri | $866 | -$112 | -11.5% |
| Montana | $1,052 | $74 | 7.6% |
| Nebraska | $772 | -$206 | -21.1% |
| Nevada | $1,174 | $196 | 20.0% |
| New Hampshire | $706 | -$272 | -27.8% |
| New Jersey | $1,094 | $116 | 11.9% |
| New Mexico | $866 | -$112 | -11.5% |
| New York | $1,032 | $54 | 5.5% |
| North Carolina | $564 | -$414 | -42.3% |
| North Dakota | $800 | -$178 | -18.2% |
| Ohio | $676 | -$302 | -30.9% |
| Oklahoma | $1,006 | $28 | 2.9% |
| Oregon | $896 | -$82 | -8.4% |
| Pennsylvania | $934 | -$44 | -4.5% |
| Rhode Island | $1,306 | $328 | 33.5% |
| South Carolina | $886 | -$92 | -9.4% |
| South Dakota | $826 | -$152 | -15.5% |
| Tennessee | $858 | -$120 | -12.3% |
| Texas | $1,180 | $202 | 20.7% |
| Utah | $724 | -$254 | -26.0% |
| Vermont | $670 | -$308 | -31.5% |
| Virginia | $586 | -$392 | -40.1% |
| Washington | $758 | -$220 | -22.5% |
| West Virginia | $898 | -$80 | -8.2% |
| Wisconsin | $678 | -$300 | -30.7% |
| Wyoming | $874 | -$104 | -10.6% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Azera GLS 4-Dr Sedan | $962 | $80 |
| Hyundai Azera Limited 4-Dr Sedan | $984 | $82 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Hyundai Azera | $206 | $364 | $464 | $1,192 |
| 2012 Hyundai Azera | $202 | $340 | $474 | $1,174 |
| 2006 Hyundai Azera | $152 | $208 | $460 | $978 |
Rates are averaged for all Hyundai Azera models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Hyundai Azera Insurance
Finding cheaper rates on auto insurance takes having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around at least every other year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.
The following items are a condensed summary of the car insurance concepts raised in the charts and tables above.
- Drivers with multiple at-fault accidents may have to pay on average $1,130 more annually than a driver with a clean driving record
- You may be able to save approximately $110 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $250 each year
- Consumers who want additional liability coverage will pay approximately $510 per year to raise limits from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,970 |
| 20 | $2,244 |
| 30 | $994 |
| 40 | $978 |
| 50 | $898 |
| 60 | $880 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,134 |
| $250 | $1,064 |
| $500 | $978 |
| $1,000 | $896 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $978 |
| 50/100 | $1,076 |
| 100/300 | $1,191 |
| 250/500 | $1,490 |
| 100 CSL | $1,122 |
| 300 CSL | $1,375 |
| 500 CSL | $1,559 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,586 |
| 20 | $3,576 |
| 30 | $2,126 |
| 40 | $2,106 |
| 50 | $2,016 |
| 60 | $1,998 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $53 |
| Homeowner | $17 |
| 5-yr Accident Free | $59 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $35 |
| Advance Quote | $43 |
| Online Quote | $66 |
| Total Discounts | $383 |
Discounts are estimated and may not be available from every company or in every state.
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