Hyundai Azera Insurance Rates

The average insurance prices for a Hyundai Azera are $1,064 every 12 months for full coverage insurance. Comprehensive insurance costs on average $170 a year, collision costs $262, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,300 or more. Teenage drivers cost the most to insure at $4,266 a year or more.

Average premium for full coverage: $1,064

Policy rates by type of insurance:

Includes $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Azera trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates how your location can change car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Hyundai Azera insurance rates for different risk profiles and scenarios.

• The best discount rate is $638
• Using higher $1,000 deductibles will save around $964 each year
• The average price for a good driver age 40 with $500 deductibles is $1,064
• Using low $100 deductibles for physical damage coverage costs an extra $188 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,300 or more
• Policy cost to insure a teenage driver may cost $4,266 or more

View Chart as Image

Insurance rates for a Hyundai Azera also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Azera.

Using high physical damage deductibles could cut rates by as much as $290 a year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be around 42% to 136% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Hyundai Azera insurance rates. A driver around age 40 might see rates as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,440 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Hyundai Azera Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having above-average credit, being claim-free, and insuring your home and auto with the same company. Invest the time to shop around at every other renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.

The following is a recap of the concepts that were illustrated above.

• Drivers that have major violations or accidents pay on average $1,240 more each year for Azera insurance
• Teens pay higher rates, possibly costing $356 each month if full coverage is included
• It is possible to save as much as $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• It is possible to save as much as $120 per year simply by quoting early and online