Hyundai Veracruz Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 3, 2024

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U.S. average insurance prices for a Hyundai Veracruz are $968 every 12 months with full coverage. Comprehensive costs an estimated $182 a year, collision insurance costs $244, and liability costs around $406. Liability-only coverage costs as low as $450 a year, and high-risk coverage costs around $2,076. Teenage drivers pay the highest rates at up to $3,780 a year.

Average premium for full coverage: $968

Price estimates broken down by individual coverage:

Comprehensive $182
Collision $244
Liability $406

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Veracruz trim levels.

Price Range from Low to High

For a driver around age 40, Hyundai Veracruz insurance prices range from the cheapest price of $450 for liability-only coverage to a high of $2,076 for high-risk insurance.

Liability Only $450
Full Coverage $968
High Risk $2,076

Geographic Price Range

Where you live can have significant affects on car insurance rates. More rural locations have more infrequent collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $726
Small Cities $1,016
Large Cities $1,307

The ranges above demonstrate why it is important to compare prices for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Hyundai Veracruz insurance rates for other coverage scenarios.

  • The best discount rate is $581
  • Using higher $1,000 deductibles will save approximately $870 annually
  • The average price for the average middle-age driver who has $500 deductibles is $968
  • Using low $100 deductibles for physical damage coverage increases the price to $1,152
  • Drivers who are prone to accidents and violations could pay up to $2,076
  • The price to insure a teen driver can cost as much as $3,780 or more

View Chart as Image

Hyundai Veracruz insurance cost comparison chart
Column chart showing Hyundai Veracruz insurance rates range from $581 to $3,780 for full coverage

Auto insurance prices for a Hyundai Veracruz are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $290 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $3,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,100 to $1,600 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Hyundai Veracruz insurance prices. A driver around age 40 might see prices as low as $700 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,310 on average in New York, Michigan, and Florida.

Hyundai Veracruz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $872 -$96 -9.9%
Alaska $742 -$226 -23.3%
Arizona $802 -$166 -17.1%
Arkansas $968 -$0 0.0%
California $1,102 $134 13.8%
Colorado $922 -$46 -4.8%
Connecticut $990 $22 2.3%
Delaware $1,094 $126 13.0%
Florida $1,208 $240 24.8%
Georgia $892 -$76 -7.9%
Hawaii $694 -$274 -28.3%
Idaho $654 -$314 -32.4%
Illinois $720 -$248 -25.6%
Indiana $730 -$238 -24.6%
Iowa $650 -$318 -32.9%
Kansas $916 -$52 -5.4%
Kentucky $1,318 $350 36.2%
Louisiana $1,430 $462 47.7%
Maine $596 -$372 -38.4%
Maryland $796 -$172 -17.8%
Massachusetts $770 -$198 -20.5%
Michigan $1,676 $708 73.1%
Minnesota $810 -$158 -16.3%
Mississippi $1,158 $190 19.6%
Missouri $858 -$110 -11.4%
Montana $1,038 $70 7.2%
Nebraska $762 -$206 -21.3%
Nevada $1,158 $190 19.6%
New Hampshire $698 -$270 -27.9%
New Jersey $1,082 $114 11.8%
New Mexico $856 -$112 -11.6%
New York $1,018 $50 5.2%
North Carolina $556 -$412 -42.6%
North Dakota $792 -$176 -18.2%
Ohio $666 -$302 -31.2%
Oklahoma $990 $22 2.3%
Oregon $884 -$84 -8.7%
Pennsylvania $920 -$48 -5.0%
Rhode Island $1,288 $320 33.1%
South Carolina $876 -$92 -9.5%
South Dakota $816 -$152 -15.7%
Tennessee $846 -$122 -12.6%
Texas $1,164 $196 20.2%
Utah $714 -$254 -26.2%
Vermont $660 -$308 -31.8%
Virginia $580 -$388 -40.1%
Washington $746 -$222 -22.9%
West Virginia $884 -$84 -8.7%
Wisconsin $666 -$302 -31.2%
Wyoming $860 -$108 -11.2%

View Chart as Image

Hyundai Veracruz insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Hyundai Veracruz Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Veracruz GLS 2WD $930 $78
Hyundai Veracruz GLS AWD $952 $79
Hyundai Veracruz Limited 2WD $990 $83
Hyundai Veracruz Limited AWD $990 $83

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Veracruz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Hyundai Veracruz $186 $268 $402 $992
2011 Hyundai Veracruz $182 $244 $406 $968
2010 Hyundai Veracruz $170 $222 $402 $930
2008 Hyundai Veracruz $154 $182 $398 $870

Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Hyundai Veracruz Insurance

Getting lower rates on car insurance requires being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick review of the material that was covered above.

  • Policyholders who want more liability protection will pay an extra $450 every year to increase from a low limit to a 250/500 level
  • Youthful drivers are the costliest to insure, costing up to $315 a month if comprehensive and collision insurance is included
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,110 more annually than a low-risk driver
  • Increasing physical damage deductibles could save as much as $275 each year

Rates by Driver Age

Hyundai Veracruz Insurance Rates by Driver Age
Driver Age Premium
16 $3,780
20 $2,200
30 $990
40 $968
50 $886
60 $868

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Veracruz Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,152
$250 $1,068
$500 $968
$1,000 $870

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Veracruz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $968
50/100 $1,071
100/300 $1,173
250/500 $1,437
100 CSL $1,112
300 CSL $1,335
500 CSL $1,498

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Veracruz Insurance Rates for High Risk Drivers
Age Premium
16 $5,346
20 $3,502
30 $2,102
40 $2,076
50 $1,980
60 $1,960

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $130

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $51
Homeowner $16
5-yr Accident Free $62
5-yr Claim Free $61
Paid in Full/EFT $37
Advance Quote $43
Online Quote $67
Total Discounts $387
Rate after discounts $581

Discounts are estimated and may not be available from every company or in every state.

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