Hyundai Veracruz Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 3, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for a Hyundai Veracruz are $968 a year for full coverage. Comprehensive costs on average $182, collision insurance costs $244, and liability is $406. Liability-only insurance costs around $450 a year, and high-risk driver insurance costs around $2,076. Teens cost the most to insure at up to $3,780 a year.
Average premium for full coverage: $968
Policy rates by type of insurance:
Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for all Veracruz models.
Price Range Variability
For a driver around age 40, Hyundai Veracruz insurance rates range from as low as $450 for the bare minimum liability coverage to the much higher price of $2,076 for high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on car insurance rates.
The examples above show why everyone should compare rates quotes based on a specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Hyundai Veracruz insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $581
- Raising to $1,000 deductibles will save around $98 a year
- The average rate for a good driver age 40 with $500 deductibles is $968
- Selecting pricier low deductibles will increase the cost to $1,152
- At-risk drivers with serious driving violations could pay upwards of $2,076
- Policy cost for full coverage for a teen driver for full coverage may cost $3,780
Auto insurance rates for a Hyundai Veracruz also range considerably based on your risk profile, the trim level of your Veracruz, and policy deductibles and limits.
A more mature driver with a good driving record and high deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $3,700 a year. View Rates by Age
Your home state also has a big influence on Hyundai Veracruz insurance prices. A middle-age driver might find rates as low as $640 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,380 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $872 | -$96 | -9.9% |
| Alaska | $742 | -$226 | -23.3% |
| Arizona | $802 | -$166 | -17.1% |
| Arkansas | $968 | -$0 | 0.0% |
| California | $1,102 | $134 | 13.8% |
| Colorado | $922 | -$46 | -4.8% |
| Connecticut | $990 | $22 | 2.3% |
| Delaware | $1,094 | $126 | 13.0% |
| Florida | $1,208 | $240 | 24.8% |
| Georgia | $892 | -$76 | -7.9% |
| Hawaii | $694 | -$274 | -28.3% |
| Idaho | $654 | -$314 | -32.4% |
| Illinois | $720 | -$248 | -25.6% |
| Indiana | $730 | -$238 | -24.6% |
| Iowa | $650 | -$318 | -32.9% |
| Kansas | $916 | -$52 | -5.4% |
| Kentucky | $1,318 | $350 | 36.2% |
| Louisiana | $1,430 | $462 | 47.7% |
| Maine | $596 | -$372 | -38.4% |
| Maryland | $796 | -$172 | -17.8% |
| Massachusetts | $770 | -$198 | -20.5% |
| Michigan | $1,676 | $708 | 73.1% |
| Minnesota | $810 | -$158 | -16.3% |
| Mississippi | $1,158 | $190 | 19.6% |
| Missouri | $858 | -$110 | -11.4% |
| Montana | $1,038 | $70 | 7.2% |
| Nebraska | $762 | -$206 | -21.3% |
| Nevada | $1,158 | $190 | 19.6% |
| New Hampshire | $698 | -$270 | -27.9% |
| New Jersey | $1,082 | $114 | 11.8% |
| New Mexico | $856 | -$112 | -11.6% |
| New York | $1,018 | $50 | 5.2% |
| North Carolina | $556 | -$412 | -42.6% |
| North Dakota | $792 | -$176 | -18.2% |
| Ohio | $666 | -$302 | -31.2% |
| Oklahoma | $990 | $22 | 2.3% |
| Oregon | $884 | -$84 | -8.7% |
| Pennsylvania | $920 | -$48 | -5.0% |
| Rhode Island | $1,288 | $320 | 33.1% |
| South Carolina | $876 | -$92 | -9.5% |
| South Dakota | $816 | -$152 | -15.7% |
| Tennessee | $846 | -$122 | -12.6% |
| Texas | $1,164 | $196 | 20.2% |
| Utah | $714 | -$254 | -26.2% |
| Vermont | $660 | -$308 | -31.8% |
| Virginia | $580 | -$388 | -40.1% |
| Washington | $746 | -$222 | -22.9% |
| West Virginia | $884 | -$84 | -8.7% |
| Wisconsin | $666 | -$302 | -31.2% |
| Wyoming | $860 | -$108 | -11.2% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $290 every year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $366 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,100 to $1,600 in extra premium every year, depending on your age. Hyundai Veracruz insurance for high-risk drivers is expensive and can cost as much as 42% to 127% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $930 | $78 |
| Hyundai Veracruz GLS AWD | $952 | $79 |
| Hyundai Veracruz Limited 2WD | $990 | $83 |
| Hyundai Veracruz Limited AWD | $990 | $83 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $186 | $268 | $402 | $992 |
| 2011 Hyundai Veracruz | $182 | $244 | $406 | $968 |
| 2010 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2008 Hyundai Veracruz | $154 | $182 | $398 | $870 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Hyundai Veracruz Insurance
Finding cheaper rates on car insurance consists of being a low-risk driver, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every couple of years by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.
The items below are a brief review of the material that was covered above.
- Policyholders who require more liability coverage will pay approximately $450 each year to raise from a 30/60 limit to 250/500 limits
- Teen drivers are charged the highest rates, costing up to $315 each month if they have full coverage
- Higher risk drivers with DUI or reckless driving convictions will pay on average $1,110 more each year to insure their Veracruz
- Increasing comprehensive and collision deductibles can save around $275 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,780 |
| 20 | $2,200 |
| 30 | $990 |
| 40 | $968 |
| 50 | $886 |
| 60 | $868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,152 |
| $250 | $1,068 |
| $500 | $968 |
| $1,000 | $870 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $968 |
| 50/100 | $1,071 |
| 100/300 | $1,173 |
| 250/500 | $1,437 |
| 100 CSL | $1,112 |
| 300 CSL | $1,335 |
| 500 CSL | $1,498 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,346 |
| 20 | $3,502 |
| 30 | $2,102 |
| 40 | $2,076 |
| 50 | $1,980 |
| 60 | $1,960 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $51 |
| Homeowner | $16 |
| 5-yr Accident Free | $62 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $37 |
| Advance Quote | $43 |
| Online Quote | $67 |
| Total Discounts | $387 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
