Hyundai Veracruz Insurance Rates
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UPDATED: Jun 4, 2023
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U.S. average auto insurance rates for a Hyundai Veracruz are $870 annually including full coverage. Comprehensive costs approximately $154 each year, collision costs $182, and liability costs $398. Buying just liability costs as little as $444 a year, with insurance for high-risk drivers costing around $1,860. Teens pay the highest rates at $3,464 a year or more.
Average premium for full coverage: $870
Price estimates by individual coverage:
Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Veracruz models.
Price Range from Low to High
Using a middle-aged driver as an example, Hyundai Veracruz insurance prices go from as cheap as $444 for the bare minimum liability coverage to a high rate of $1,860 for a driver that may need high-risk insurance.
Geographic Price Range
Your location can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates how where you live affects auto insurance prices.
The ranges above highlight why all drivers should compare rates using their specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $531
- Drivers who choose higher $1,000 deductibles will pay $76 every year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $870
- Selecting low deductibles for comprehensive and collision insurance will cost $1,014
- Higher-risk drivers with serious driving violations could pay around $1,860 or more
- The price with full coverage for a teen driver can cost $3,464 a year
Insurance prices for a Hyundai Veracruz are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $800 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,000 to $1,500 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 128% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $220 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Hyundai Veracruz insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,240 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $786 | -$84 | -9.7% |
| Alaska | $668 | -$202 | -23.2% |
| Arizona | $720 | -$150 | -17.2% |
| Arkansas | $870 | -$0 | 0.0% |
| California | $990 | $120 | 13.8% |
| Colorado | $830 | -$40 | -4.6% |
| Connecticut | $892 | $22 | 2.5% |
| Delaware | $982 | $112 | 12.9% |
| Florida | $1,086 | $216 | 24.8% |
| Georgia | $804 | -$66 | -7.6% |
| Hawaii | $624 | -$246 | -28.3% |
| Idaho | $588 | -$282 | -32.4% |
| Illinois | $648 | -$222 | -25.5% |
| Indiana | $654 | -$216 | -24.8% |
| Iowa | $586 | -$284 | -32.6% |
| Kansas | $824 | -$46 | -5.3% |
| Kentucky | $1,186 | $316 | 36.3% |
| Louisiana | $1,286 | $416 | 47.8% |
| Maine | $538 | -$332 | -38.2% |
| Maryland | $718 | -$152 | -17.5% |
| Massachusetts | $692 | -$178 | -20.5% |
| Michigan | $1,508 | $638 | 73.3% |
| Minnesota | $730 | -$140 | -16.1% |
| Mississippi | $1,044 | $174 | 20.0% |
| Missouri | $772 | -$98 | -11.3% |
| Montana | $932 | $62 | 7.1% |
| Nebraska | $684 | -$186 | -21.4% |
| Nevada | $1,044 | $174 | 20.0% |
| New Hampshire | $628 | -$242 | -27.8% |
| New Jersey | $972 | $102 | 11.7% |
| New Mexico | $766 | -$104 | -12.0% |
| New York | $914 | $44 | 5.1% |
| North Carolina | $500 | -$370 | -42.5% |
| North Dakota | $712 | -$158 | -18.2% |
| Ohio | $598 | -$272 | -31.3% |
| Oklahoma | $890 | $20 | 2.3% |
| Oregon | $798 | -$72 | -8.3% |
| Pennsylvania | $828 | -$42 | -4.8% |
| Rhode Island | $1,160 | $290 | 33.3% |
| South Carolina | $788 | -$82 | -9.4% |
| South Dakota | $734 | -$136 | -15.6% |
| Tennessee | $760 | -$110 | -12.6% |
| Texas | $1,048 | $178 | 20.5% |
| Utah | $642 | -$228 | -26.2% |
| Vermont | $594 | -$276 | -31.7% |
| Virginia | $518 | -$352 | -40.5% |
| Washington | $672 | -$198 | -22.8% |
| West Virginia | $798 | -$72 | -8.3% |
| Wisconsin | $600 | -$270 | -31.0% |
| Wyoming | $774 | -$96 | -11.0% |
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison and see which company has the best price. Every company calculates prices differently, and prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $842 | $70 |
| Hyundai Veracruz GLS AWD | $858 | $72 |
| Hyundai Veracruz Limited 2WD | $888 | $74 |
| Hyundai Veracruz Limited AWD | $888 | $74 |
Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Hyundai Veracruz | $154 | $182 | $398 | $870 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Hyundai Veracruz Insurance
Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having good credit, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The list below is a review of the data that was touched on in the above illustrations.
- You may be able to save around $100 per year simply by quoting online in advance
- Policyholders who purchase higher liability limits will pay approximately $440 per year to go from a low limit to higher 250/500 limits
- Teenagers are the costliest to insure, possibly costing $289 a month if they have full coverage
- Higher risk drivers who have several accidents or serious violations may have to pay on average $990 more per year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,464 |
| 20 | $1,972 |
| 30 | $886 |
| 40 | $870 |
| 50 | $800 |
| 60 | $784 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,014 |
| $250 | $948 |
| $500 | $870 |
| $1,000 | $794 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $870 |
| 50/100 | $968 |
| 100/300 | $1,067 |
| 250/500 | $1,326 |
| 100 CSL | $1,007 |
| 300 CSL | $1,226 |
| 500 CSL | $1,386 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,878 |
| 20 | $3,140 |
| 30 | $1,878 |
| 40 | $1,860 |
| 50 | $1,776 |
| 60 | $1,758 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $52 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $59 |
| Total Discounts | $339 |
Discounts are estimated and may not be available from every company or in every state.
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