Hyundai Veracruz Insurance Rates

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UPDATED: May 3, 2024

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Estimated insurance rates for a Hyundai Veracruz are $930 a year including full coverage. Comprehensive insurance costs on average $170, collision insurance costs $222, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs $1,998 or more. Teens pay the most at up to $3,664 a year.

Average premium for full coverage: $930

Premium estimates by type of coverage:

Comprehensive $170
Collision $222
Liability $402

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Veracruz trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Hyundai Veracruz range from the low end price of $446 for just liability insurance to a much higher rate of $1,998 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $930
High Risk $1,998

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $698
Small Cities $977
Large Cities $1,256

These rate differences highlight why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Hyundai Veracruz insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $561
  • Raising to $1,000 deductibles will save around $90 every year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $930
  • Selecting more expensive low deductibles will cost an additional $170 annually
  • Drivers with serious driving violations could pay upwards of $1,998
  • An auto insurance policy that insures a 16-year-old driver with full coverage may cost $3,664

View Chart as Image

Hyundai Veracruz insurance cost comparison chart
Column chart showing Hyundai Veracruz insurance prices range from $561 to $3,664 for full coverage

Insurance prices for a Hyundai Veracruz also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 132% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $3,600 a year. View Rates by Age

Where you choose to live also has a big influence on Hyundai Veracruz insurance prices. A middle-age driver might find prices as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,330 on average in Michigan, New York, and Louisiana.

Hyundai Veracruz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $842 -$88 -9.5%
Alaska $712 -$218 -23.4%
Arizona $770 -$160 -17.2%
Arkansas $930 -$0 0.0%
California $1,060 $130 14.0%
Colorado $886 -$44 -4.7%
Connecticut $954 $24 2.6%
Delaware $1,050 $120 12.9%
Florida $1,160 $230 24.7%
Georgia $860 -$70 -7.5%
Hawaii $668 -$262 -28.2%
Idaho $628 -$302 -32.5%
Illinois $692 -$238 -25.6%
Indiana $702 -$228 -24.5%
Iowa $626 -$304 -32.7%
Kansas $882 -$48 -5.2%
Kentucky $1,268 $338 36.3%
Louisiana $1,376 $446 48.0%
Maine $574 -$356 -38.3%
Maryland $768 -$162 -17.4%
Massachusetts $742 -$188 -20.2%
Michigan $1,612 $682 73.3%
Minnesota $778 -$152 -16.3%
Mississippi $1,114 $184 19.8%
Missouri $824 -$106 -11.4%
Montana $998 $68 7.3%
Nebraska $732 -$198 -21.3%
Nevada $1,114 $184 19.8%
New Hampshire $670 -$260 -28.0%
New Jersey $1,040 $110 11.8%
New Mexico $822 -$108 -11.6%
New York $978 $48 5.2%
North Carolina $536 -$394 -42.4%
North Dakota $762 -$168 -18.1%
Ohio $640 -$290 -31.2%
Oklahoma $952 $22 2.4%
Oregon $852 -$78 -8.4%
Pennsylvania $886 -$44 -4.7%
Rhode Island $1,238 $308 33.1%
South Carolina $844 -$86 -9.2%
South Dakota $786 -$144 -15.5%
Tennessee $812 -$118 -12.7%
Texas $1,120 $190 20.4%
Utah $688 -$242 -26.0%
Vermont $634 -$296 -31.8%
Virginia $558 -$372 -40.0%
Washington $716 -$214 -23.0%
West Virginia $852 -$78 -8.4%
Wisconsin $642 -$288 -31.0%
Wyoming $826 -$104 -11.2%

View Chart as Image

Hyundai Veracruz insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $260 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Hyundai Veracruz Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Veracruz GLS 2WD $896 $75
Hyundai Veracruz GLS AWD $918 $77
Hyundai Veracruz Limited 2WD $950 $79
Hyundai Veracruz Limited AWD $950 $79

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Veracruz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Hyundai Veracruz $182 $244 $406 $968
2011 Hyundai Veracruz $170 $222 $402 $930
2010 Hyundai Veracruz $160 $202 $402 $900
2008 Hyundai Veracruz $152 $178 $390 $856

Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Hyundai Veracruz Insurance

Finding better rates on insurance for a Hyundai Veracruz consists of being a safe and courteous driver, having above-average credit, refrain from filing small claims, and determing if full coverage is necessary. Compare rates every year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

Below is a review of the coverage data touched on in the above illustrations.

  • You may be able to save as much as $110 per year just by shopping early and online
  • Increasing policy deductibles can save approximately $250 each year
  • Teenage drivers pay the highest prices, with the cost nearing $305 per month if full coverage is included
  • Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,070 more each year for auto insurance

Rates by Driver Age

Hyundai Veracruz Insurance Rates by Driver Age
Driver Age Premium
16 $3,664
20 $2,116
30 $950
40 $930
50 $854
60 $836

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Veracruz Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,100
$250 $1,022
$500 $930
$1,000 $840

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Veracruz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $930
50/100 $1,030
100/300 $1,131
250/500 $1,392
100 CSL $1,071
300 CSL $1,292
500 CSL $1,453

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Veracruz Insurance Rates for High Risk Drivers
Age Premium
16 $5,176
20 $3,368
30 $2,020
40 $1,998
50 $1,904
60 $1,886

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $124

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $58
5-yr Claim Free $58
Paid in Full/EFT $35
Advance Quote $41
Online Quote $64
Total Discounts $369
Rate after discounts $561

Discounts are estimated and may not be available from every company or in every state.

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