Hyundai Veracruz Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Average insurance rates for a Hyundai Veracruz are $900 a year with full coverage. Comprehensive costs approximately $160, collision costs $202, and liability is $402. A policy with just liability insurance costs around $446 a year, with coverage for high-risk drivers costing around $1,928. 16-year-old drivers receive the highest rates at $3,568 a year or more.

Average premium for full coverage: $900

Rate estimates by individual coverage type:

Comprehensive $160
Collision $202
Liability $402

Price estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different Veracruz trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from as low as $446 for the bare minimum liability coverage to a much higher rate of $1,928 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $900
High Risk $1,928

Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations tend to have a lower frequency of collision claims than congested cities.

The price range example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $675
Small Cities $945
Large Cities $1,215

These examples demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $546
  • Raising to $1,000 deductibles will save $82 annually
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $900
  • Buying more expensive low deductibles will increase the cost to $1,054
  • At-risk drivers with multiple tickets or accidents could pay around $1,928 or more
  • The cost for full coverage for a teen driver with full coverage can cost $3,568

View Chart as Image

Hyundai Veracruz insurance cost comparison chart
Column chart showing full coverage Hyundai Veracruz insurance rates range from $546 to $3,568

Insurance rates for a Hyundai Veracruz can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $3,500 a year. View Rates by Age

Where you live also has a big influence on Hyundai Veracruz insurance prices. A middle-age driver might find rates as low as $650 a year in states like Utah, Ohio, and New Hampshire, or at least $1,210 on average in New York, Michigan, and Florida.

Hyundai Veracruz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $812 -$88 -9.8%
Alaska $688 -$212 -23.6%
Arizona $746 -$154 -17.1%
Arkansas $900 -$0 0.0%
California $1,024 $124 13.8%
Colorado $856 -$44 -4.9%
Connecticut $924 $24 2.7%
Delaware $1,014 $114 12.7%
Florida $1,122 $222 24.7%
Georgia $832 -$68 -7.6%
Hawaii $646 -$254 -28.2%
Idaho $608 -$292 -32.4%
Illinois $668 -$232 -25.8%
Indiana $678 -$222 -24.7%
Iowa $606 -$294 -32.7%
Kansas $854 -$46 -5.1%
Kentucky $1,226 $326 36.2%
Louisiana $1,332 $432 48.0%
Maine $554 -$346 -38.4%
Maryland $742 -$158 -17.6%
Massachusetts $718 -$182 -20.2%
Michigan $1,560 $660 73.3%
Minnesota $754 -$146 -16.2%
Mississippi $1,078 $178 19.8%
Missouri $798 -$102 -11.3%
Montana $966 $66 7.3%
Nebraska $708 -$192 -21.3%
Nevada $1,078 $178 19.8%
New Hampshire $648 -$252 -28.0%
New Jersey $1,006 $106 11.8%
New Mexico $794 -$106 -11.8%
New York $946 $46 5.1%
North Carolina $518 -$382 -42.4%
North Dakota $738 -$162 -18.0%
Ohio $620 -$280 -31.1%
Oklahoma $922 $22 2.4%
Oregon $824 -$76 -8.4%
Pennsylvania $856 -$44 -4.9%
Rhode Island $1,198 $298 33.1%
South Carolina $814 -$86 -9.6%
South Dakota $758 -$142 -15.8%
Tennessee $786 -$114 -12.7%
Texas $1,084 $184 20.4%
Utah $666 -$234 -26.0%
Vermont $614 -$286 -31.8%
Virginia $540 -$360 -40.0%
Washington $694 -$206 -22.9%
West Virginia $824 -$76 -8.4%
Wisconsin $620 -$280 -31.1%
Wyoming $800 -$100 -11.1%

View Chart as Image

Hyundai Veracruz insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $240 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,500 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 136% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Hyundai Veracruz Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Veracruz GLS 2WD $868 $72
Hyundai Veracruz GLS AWD $888 $74
Hyundai Veracruz Limited 2WD $918 $77
Hyundai Veracruz Limited AWD $918 $77

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Veracruz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 Hyundai Veracruz $160 $202 $402 $900

Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Hyundai Veracruz Insurance

Saving money on car insurance consists of being a safe and courteous driver, having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around every year by requesting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

Below is a condensed summary of the coverage data raised in the charts and tables above.

  • You may be able to save around $100 per year simply by shopping early and online
  • Increasing deductibles can save around $225 each year
  • Teenage drivers are the costliest to insure, with premiums as much as $297 per month including comprehensive and collision insurance
  • Higher risk drivers with multiple at-fault accidents pay on average $1,030 more per year for auto insurance

Rates by Driver Age

Hyundai Veracruz Insurance Rates by Driver Age
Driver Age Premium
16 $3,568
20 $2,044
30 $918
40 $900
50 $824
60 $808

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Veracruz Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,054
$250 $984
$500 $900
$1,000 $818

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Veracruz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $900
50/100 $998
100/300 $1,099
250/500 $1,360
100 CSL $1,039
300 CSL $1,260
500 CSL $1,421

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Veracruz Insurance Rates for High Risk Drivers
Age Premium
16 $5,034
20 $3,256
30 $1,948
40 $1,928
50 $1,840
60 $1,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $55
5-yr Claim Free $56
Paid in Full/EFT $33
Advance Quote $39
Online Quote $61
Total Discounts $354
Rate after discounts $546

Discounts are estimated and may not be available from every company or in every state.

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