Infiniti Q50 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 15, 2024

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What is an Infiniti Q50? The Q50 is a four-door sedan part of Nissan’s luxury line. How much does it cost to insure an Infiniti Q50 on average? The Infiniti Q50 insurance rates are $135 per month or $1,624 annually. However, your insurance cost for an Infiniti Q50 might be lower or higher depending on your age, driving record, and where you live. 

Did you know that even the age of your car model will impact your annual insurance rates? For example, older models like the 2015 Infiniti Q50 insurance costs are lower than the 2019 Infiniti Q50 insurance costs. 

Read through our comprehensive guide to better understand what factors determine insurance rates on an Infiniti Q50; by the time you’re done, you’ll be able to easily secure cheap car insurance quotes. 

If you’re already ready to easily compare rates between different providers and lower your Infiniti Q50 insurance rates, simply enter your five-digit ZIP code into our FREE quote comparison tool.

Estimated auto insurance rates for an Infiniti Q50 are $1,522 annually including full coverage. Comprehensive insurance costs around $304, collision costs $618, and liability coverage is $442. Liability-only insurance costs around $496 a year, with high-risk driver insurance costing $3,322 or more. 16-year-old drivers pay the most at $5,716 a year or more.

Average premium for full coverage: $1,522

Premium estimates for type of coverage:

Comprehensive $304
Collision $618
Liability $442

Includes $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Q50 models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for an Infiniti Q50 go from as cheap as $496 for a discount liability-only rate to the much higher price of $3,322 for a high-risk insurance policy.

Liability Only $496
Full Coverage $1,522
High Risk $3,322

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than congested cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,142
Small Cities $1,598
Large Cities $2,055

These rate differences highlight why everyone should compare rates quotes for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Infiniti Q50 insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $861
  • Raising to $1,000 deductibles will save about $210 every year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,522
  • Buying pricier low deductibles costs an additional $410 each year
  • Unlucky drivers with multiple tickets or accidents could pay at least $3,322 or more
  • An auto insurance policy with full coverage for a teenage driver for full coverage can be $5,716

View Chart as Image

Infiniti Q50 insurance cost comparison chart
Column chart showing full coverage Infiniti Q50 insurance prices range from $861 to $5,716

Insurance prices for an Infiniti Q50 also have a wide range based on the model of your Q50, your driving characteristics, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $5,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,800 to $2,500 additional annually, depending on your age. Infiniti Q50 insurance for high-risk drivers is expensive and can cost around 44% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $620 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Infiniti Q50 insurance rates. A middle-age driver might find prices as low as $1,170 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,170 on average in Michigan, New York, and Louisiana.

Infiniti Q50 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,376 -$146 -9.6%
Alaska $1,168 -$354 -23.3%
Arizona $1,266 -$256 -16.8%
Arkansas $1,522 -$0 0.0%
California $1,734 $212 13.9%
Colorado $1,454 -$68 -4.5%
Connecticut $1,566 $44 2.9%
Delaware $1,724 $202 13.3%
Florida $1,904 $382 25.1%
Georgia $1,406 -$116 -7.6%
Hawaii $1,094 -$428 -28.1%
Idaho $1,030 -$492 -32.3%
Illinois $1,134 -$388 -25.5%
Indiana $1,146 -$376 -24.7%
Iowa $1,026 -$496 -32.6%
Kansas $1,448 -$74 -4.9%
Kentucky $2,078 $556 36.5%
Louisiana $2,256 $734 48.2%
Maine $940 -$582 -38.2%
Maryland $1,256 -$266 -17.5%
Massachusetts $1,218 -$304 -20.0%
Michigan $2,644 $1,122 73.7%
Minnesota $1,274 -$248 -16.3%
Mississippi $1,824 $302 19.8%
Missouri $1,350 -$172 -11.3%
Montana $1,636 $114 7.5%
Nebraska $1,202 -$320 -21.0%
Nevada $1,826 $304 20.0%
New Hampshire $1,096 -$426 -28.0%
New Jersey $1,702 $180 11.8%
New Mexico $1,348 -$174 -11.4%
New York $1,604 $82 5.4%
North Carolina $876 -$646 -42.4%
North Dakota $1,246 -$276 -18.1%
Ohio $1,052 -$470 -30.9%
Oklahoma $1,564 $42 2.8%
Oregon $1,394 -$128 -8.4%
Pennsylvania $1,454 -$68 -4.5%
Rhode Island $2,030 $508 33.4%
South Carolina $1,378 -$144 -9.5%
South Dakota $1,286 -$236 -15.5%
Tennessee $1,336 -$186 -12.2%
Texas $1,834 $312 20.5%
Utah $1,128 -$394 -25.9%
Vermont $1,042 -$480 -31.5%
Virginia $912 -$610 -40.1%
Washington $1,178 -$344 -22.6%
West Virginia $1,396 -$126 -8.3%
Wisconsin $1,054 -$468 -30.7%
Wyoming $1,356 -$166 -10.9%

View Chart as Image

Infiniti Q50 insurance rates by U.S. city

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, and prices will be substantially different between companies.

Infiniti Q50 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Infiniti Q50 $358 $690 $390 $1,596
2023 Infiniti Q50 $344 $686 $398 $1,586
2022 Infiniti Q50 $332 $668 $416 $1,574
2021 Infiniti Q50 $320 $640 $430 $1,548
2020 Infiniti Q50 $304 $618 $442 $1,522
2019 Infiniti Q50 $292 $574 $452 $1,476
2018 Infiniti Q50 $280 $540 $456 $1,434
2017 Infiniti Q50 $268 $484 $460 $1,370
2016 Infiniti Q50 $250 $446 $460 $1,314
2015 Infiniti Q50 $242 $418 $464 $1,282

Rates are averaged for all Infiniti Q50 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Infiniti Q50 Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having good credit, refrain from filing small claims, and taking advantage of discounts. Set aside time to compare rates at least every other year by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The points below are a recap of the car insurance concepts covered above.

  • Drivers that have major violations or accidents may pay on average $1,800 more every year to insure an Infiniti Q50
  • You may be able to save up to $190 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $625 each year
  • Consumers who may need increased liability limits will pay around $490 per year to raise from 30/60 bodily injury limits to higher 250/500 limits

As you’ve learned from the information above, many factors impact your Infiniti automobile insurance rates. Not only does the state you live in effect what you pay annually for car insurance, but so doesn’t your age and your driving history.

Don’t forget, even the model age of your car will change your average insurance rates. Remember, the 2016 Infiniti Q50 insurance costs will be lower than the 2018 Infiniti Q50 insurance costs.

Fortunately, there are many safety features you can get on an Infiniti Q50 to help you save money on your insurance. Applying for discounts and comparison shopping is the best way to save on your insurance costs for an Infiniti Q50. 

When you’re ready to compare cheap Infiniti Q50 insurance rates, just enter your ZIP code into our FREE quote comparison tool below to get started.

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What are the safety ratings for the Infiniti Q50?

Understanding the Infiniti Q50 safety ratings can help you discover car insurance discounts that you may be eligible for. Sometimes, safety ratings can even reveal if your vehicle is actually causing your premiums to increase. 

Check out the Infiniti Q50 2020 safety ratings below. The following assessment is also reflective of the 2018 Infiniti Q50 safety ratings, as well as the 2019 Infiniti Q50 model.  

  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Saftey. If you were wondering are Infiniti Q50 reliable cars, these ratings prove the answer is yes.

However, there are different Infiniti Q50 trims that impact safety rating outcomes. Therefore, exactly how much insurance is on an Infiniti Q50 will depend on the specifications of your individual model. Because not all car model years receive the same safety evaluations, we always recommend checking the safety details for your specific car model. 

The maintenance costs of your vehicle can also impact your car insurance premiums. Expensive vehicles cost insurers more to fix or replace, therefore those vehicles often receive higher insurance quotes. 

Is the Infiniti Q50 expensive to maintain and are Infiniti Q50 parts expensive? Compared to other luxury vehicles, the Infiniti Q50 is actually cheaper than average to upkeep. Because of how much the maintenance is on the Infiniti Q50, you’re more likely to receive affordable car insurance rates for this luxury vehicle. 

Infiniti Q50 Compared Against other Vehicles in the Same Class

Comparing the Infiniti Q50 to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class.

Is the Infiniti Q50 a sports car? No, officially the Insurance Institue for Highway Safety classifies the Infiniti Q50 as a midsize luxury four-door sedan. It is common for a luxury vehicle like the Infiniti Q50 to cost more to insure than basic economy sedans, like the Honda Accord insurance costs. 

To better understand how much the Infiniti Q50 loss ratios are compared to other luxury cars, check out similar four-door luxury sedans in the list below:

How does the Infiniti Q50 differ from other vehicles in its class? Unfortunately, the loss ratios for this car are not very good, which might cause your insurance rates to increase.

The collision loss ratio for the Infiniti Q50 is considered substantially worse than average at 85 percent. The comprehensive coverage loss ratio is even higher, reaching a grand total of 90 percent. 

The poor loss ratios do not stop there. Unfortunately, the medical payment loss ratio is also substantially worse than average at 69 percent. Finally, the bodily injury liability loss ratio is considered worse than average at 28 percent. 

While the numbers are technically not uncommon for luxury cars, the high loss ratios are a big reason why it is more expensive to insure an Infiniti Q50 than other Infiniti Q50 comparable cars. 

To those wondering will the color of your Infiniti Q50 affect your rate, don’t worry too much. The color of your vehicle will have no effect on your overall car insurance rates. 

On the other hand, the trim you chose might cause your rates to increase or decrease. For example, the Infiniti Q50 red sport insurance costs are higher than the rates for a red basic Infiniti Q50 model. 

No matter what model year you own, your specific trims will have a similar impact on your car insurance premiums. In other words, the 2017 Infiniti Q50 insurance costs will be higher if you opt for the sport package. The same can be said for a 2016 Infiniti Q50, or even a brand new 2020 model. 

We’ve answered the question of why is the Infiniti Q50 expensive to insure; now you are an expert on Infiniti Q50 insurance rates. You’re ready to start comparison shopping. Enter your five-digit ZIP code into our FREE tool to secure the best Infinity Q50 rates right away.

Rates by Driver Age

Infiniti Q50 Insurance Rates by Driver Age
Driver Age Premium
16 $5,716
20 $3,548
30 $1,590
40 $1,522
50 $1,392
60 $1,366

Full coverage, $500 deductibles

Rates by Deductible

Infiniti Q50 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,932
$250 $1,740
$500 $1,522
$1,000 $1,312

Full coverage, driver age 40

Rates by Liability Limit

Infiniti Q50 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,522
50/100 $1,610
100/300 $1,721
250/500 $2,008
100 CSL $1,655
300 CSL $1,898
500 CSL $2,075

Full coverage, driver age 40

Rates for High Risk Drivers

Infiniti Q50 Insurance Rates for High Risk Drivers
Age Premium
16 $8,174
20 $5,658
30 $3,394
40 $3,322
50 $3,172
60 $3,146

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $218

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $82
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $116
5-yr Claim Free $100
Paid in Full/EFT $72
Advance Quote $78
Online Quote $109
Total Discounts $661
Rate after discounts $861

Discounts are estimated and may not be available from every company or in every state.

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