Jeep Grand Wagoneer Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for a Jeep Grand Wagoneer are $1,702 every 12 months including full coverage. Comprehensive costs an estimated $306, collision insurance costs $922, and liability insurance is $338. Liability-only insurance costs around $394 a year, and high-risk driver insurance costs around $3,792. Teens pay the most at up to $6,304 a year.

Average premium for full coverage: $1,702

Premium estimates broken down by type of coverage:

Comprehensive $306
Collision $922
Liability $338

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for different Grand Wagoneer trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Jeep Grand Wagoneer range from the cheapest price of $394 for the bare minimum liability coverage to a much higher rate of $3,792 for coverage for higher-risk drivers.

Liability Only $394
Full Coverage $1,702
High Risk $3,792

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $1,277
Small Cities $1,787
Large Cities $2,298

These rate differences highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Jeep Grand Wagoneer insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $911
  • Raising to $1,000 deductibles will save approximately $274 every year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,702
  • Selecting more expensive low deductibles increases the price to $2,260
  • Higher-risk drivers with serious driving violations could pay up to $3,792
  • An auto insurance policy to insure a teen driver with full coverage can cost as much as $6,304

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing Jeep Grand Wagoneer insurance rates range from $911 to $6,304 for full coverage

Insurance prices for a Jeep Grand Wagoneer also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $840 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $6,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $2,100 to $2,800 additional annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 137% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Jeep Grand Wagoneer insurance rates. A middle-age driver might find prices as low as $1,310 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,430 on average in Louisiana, New York, and Michigan.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,540 -$162 -9.5%
Alaska $1,308 -$394 -23.1%
Arizona $1,414 -$288 -16.9%
Arkansas $1,702 -$0 0.0%
California $1,942 $240 14.1%
Colorado $1,626 -$76 -4.5%
Connecticut $1,750 $48 2.8%
Delaware $1,926 $224 13.2%
Florida $2,130 $428 25.1%
Georgia $1,574 -$128 -7.5%
Hawaii $1,224 -$478 -28.1%
Idaho $1,156 -$546 -32.1%
Illinois $1,268 -$434 -25.5%
Indiana $1,286 -$416 -24.4%
Iowa $1,150 -$552 -32.4%
Kansas $1,618 -$84 -4.9%
Kentucky $2,322 $620 36.4%
Louisiana $2,522 $820 48.2%
Maine $1,054 -$648 -38.1%
Maryland $1,408 -$294 -17.3%
Massachusetts $1,360 -$342 -20.1%
Michigan $2,956 $1,254 73.7%
Minnesota $1,426 -$276 -16.2%
Mississippi $2,042 $340 20.0%
Missouri $1,512 -$190 -11.2%
Montana $1,830 $128 7.5%
Nebraska $1,342 -$360 -21.2%
Nevada $2,042 $340 20.0%
New Hampshire $1,230 -$472 -27.7%
New Jersey $1,904 $202 11.9%
New Mexico $1,508 -$194 -11.4%
New York $1,792 $90 5.3%
North Carolina $982 -$720 -42.3%
North Dakota $1,398 -$304 -17.9%
Ohio $1,174 -$528 -31.0%
Oklahoma $1,746 $44 2.6%
Oregon $1,562 -$140 -8.2%
Pennsylvania $1,624 -$78 -4.6%
Rhode Island $2,270 $568 33.4%
South Carolina $1,544 -$158 -9.3%
South Dakota $1,436 -$266 -15.6%
Tennessee $1,490 -$212 -12.5%
Texas $2,054 $352 20.7%
Utah $1,258 -$444 -26.1%
Vermont $1,164 -$538 -31.6%
Virginia $1,022 -$680 -40.0%
Washington $1,314 -$388 -22.8%
West Virginia $1,562 -$140 -8.2%
Wisconsin $1,176 -$526 -30.9%
Wyoming $1,518 -$184 -10.8%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city
Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $320 $930 $332 $1,718
2023 Jeep Grand Wagoneer $306 $922 $338 $1,702
2022 Jeep Grand Wagoneer $296 $900 $354 $1,686

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Jeep Grand Wagoneer Insurance

Finding better rates on Jeep Grand Wagoneer insurance consists of avoiding accidents and violations, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Make time to compare rates at least once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a brief review of the primary concepts that were touched on in this article.

  • You may be able to save approximately $220 per year just by shopping early and online
  • High-risk drivers with DUI or reckless driving convictions may have to pay on average $2,090 more annually for car insurance
  • Increasing policy deductibles could save as much as $825 each year
  • Teenagers are expensive to insure, with the cost nearing $525 per month if full coverage is included

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,304
20 $4,094
30 $1,802
40 $1,702
50 $1,558
60 $1,538

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,260
$250 $1,996
$500 $1,702
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,702
50/100 $1,770
100/300 $1,854
250/500 $2,074
100 CSL $1,803
300 CSL $1,989
500 CSL $2,125

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,098
20 $6,544
30 $3,902
40 $3,792
50 $3,624
60 $3,600

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $264

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $94
Multi-vehicle $95
Homeowner $22
5-yr Accident Free $149
5-yr Claim Free $116
Paid in Full/EFT $93
Advance Quote $97
Online Quote $125
Total Discounts $791
Rate after discounts $911

Discounts are estimated and may not be available from every company or in every state.

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