Jeep Grand Wagoneer Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Jeep Grand Wagoneer are $1,702 every 12 months with full coverage. Comprehensive insurance costs an estimated $306 a year, collision insurance costs $922, and liability insurance is $338. Liability-only insurance costs around $394 a year, and high-risk driver insurance costs $3,792 or more. 16-year-old drivers pay the highest rates at up to $6,304 a year.
Average premium for full coverage: $1,702
Price estimates broken down by individual coverage:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Grand Wagoneer trim levels.
Price Range from Low to High
For the normal driver, Jeep Grand Wagoneer insurance prices range from the cheapest price of $394 for just liability insurance to a high of $3,792 for a driver required to buy high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on car insurance rates. More rural locations have more infrequent collision claims than congested cities. The diagram below illustrates how geographic area affects insurance prices.
The ranges above demonstrate why it is important to compare rates quotes for a targeted area and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Jeep Grand Wagoneer insurance rates for other coverage scenarios.
- The best full coverage rate is $911
- Raising to $1,000 deductibles will save approximately $1,428 annually
- The average price for the average middle-age driver who has $500 deductibles is $1,702
- Buying low $100 deductibles costs an extra $558 a year
- Higher-risk drivers with multiple tickets or accidents could pay up to $3,792
- The price to insure a teen driver can cost as much as $6,304
Car insurance prices for a Jeep Grand Wagoneer are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.
Opting for high physical damage deductibles can reduce prices by up to $840 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles could pay as little as $1,600 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $6,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out $2,100 to $2,800 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 137% more than the average rate. View High Risk Driver Rates
The state you live in also has a big influence on Jeep Grand Wagoneer insurance rates. A middle-age driver might find prices as low as $1,230 a year in states like Utah, Ohio, and New Hampshire, or at least $2,300 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,540 | -$162 | -9.5% |
| Alaska | $1,308 | -$394 | -23.1% |
| Arizona | $1,414 | -$288 | -16.9% |
| Arkansas | $1,702 | -$0 | 0.0% |
| California | $1,942 | $240 | 14.1% |
| Colorado | $1,626 | -$76 | -4.5% |
| Connecticut | $1,750 | $48 | 2.8% |
| Delaware | $1,926 | $224 | 13.2% |
| Florida | $2,130 | $428 | 25.1% |
| Georgia | $1,574 | -$128 | -7.5% |
| Hawaii | $1,224 | -$478 | -28.1% |
| Idaho | $1,156 | -$546 | -32.1% |
| Illinois | $1,268 | -$434 | -25.5% |
| Indiana | $1,286 | -$416 | -24.4% |
| Iowa | $1,150 | -$552 | -32.4% |
| Kansas | $1,618 | -$84 | -4.9% |
| Kentucky | $2,322 | $620 | 36.4% |
| Louisiana | $2,522 | $820 | 48.2% |
| Maine | $1,054 | -$648 | -38.1% |
| Maryland | $1,408 | -$294 | -17.3% |
| Massachusetts | $1,360 | -$342 | -20.1% |
| Michigan | $2,956 | $1,254 | 73.7% |
| Minnesota | $1,426 | -$276 | -16.2% |
| Mississippi | $2,042 | $340 | 20.0% |
| Missouri | $1,512 | -$190 | -11.2% |
| Montana | $1,830 | $128 | 7.5% |
| Nebraska | $1,342 | -$360 | -21.2% |
| Nevada | $2,042 | $340 | 20.0% |
| New Hampshire | $1,230 | -$472 | -27.7% |
| New Jersey | $1,904 | $202 | 11.9% |
| New Mexico | $1,508 | -$194 | -11.4% |
| New York | $1,792 | $90 | 5.3% |
| North Carolina | $982 | -$720 | -42.3% |
| North Dakota | $1,398 | -$304 | -17.9% |
| Ohio | $1,174 | -$528 | -31.0% |
| Oklahoma | $1,746 | $44 | 2.6% |
| Oregon | $1,562 | -$140 | -8.2% |
| Pennsylvania | $1,624 | -$78 | -4.6% |
| Rhode Island | $2,270 | $568 | 33.4% |
| South Carolina | $1,544 | -$158 | -9.3% |
| South Dakota | $1,436 | -$266 | -15.6% |
| Tennessee | $1,490 | -$212 | -12.5% |
| Texas | $2,054 | $352 | 20.7% |
| Utah | $1,258 | -$444 | -26.1% |
| Vermont | $1,164 | -$538 | -31.6% |
| Virginia | $1,022 | -$680 | -40.0% |
| Washington | $1,314 | -$388 | -22.8% |
| West Virginia | $1,562 | -$140 | -8.2% |
| Wisconsin | $1,176 | -$526 | -30.9% |
| Wyoming | $1,518 | -$184 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $320 | $930 | $332 | $1,718 |
| 2023 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
| 2022 Jeep Grand Wagoneer | $296 | $900 | $354 | $1,686 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Jeep Grand Wagoneer Insurance
Getting lower rates on Jeep Grand Wagoneer insurance consists of avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a brief summary of the data presented in the illustrations above.
- Drivers who want higher liability limits will pay around $370 every year to raise from a low limit to a 250/500 level
- You may be able to save approximately $220 per year just by quoting early and online
- Increasing physical damage deductibles could save as much as $825 each year
- Teenagers have the highest car insurance prices, costing up to $525 a month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,304 |
| 20 | $4,094 |
| 30 | $1,802 |
| 40 | $1,702 |
| 50 | $1,558 |
| 60 | $1,538 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,260 |
| $250 | $1,996 |
| $500 | $1,702 |
| $1,000 | $1,428 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,702 |
| 50/100 | $1,770 |
| 100/300 | $1,854 |
| 250/500 | $2,074 |
| 100 CSL | $1,803 |
| 300 CSL | $1,989 |
| 500 CSL | $2,125 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,098 |
| 20 | $6,544 |
| 30 | $3,902 |
| 40 | $3,792 |
| 50 | $3,624 |
| 60 | $3,600 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $94 |
| Multi-vehicle | $95 |
| Homeowner | $22 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $116 |
| Paid in Full/EFT | $93 |
| Advance Quote | $97 |
| Online Quote | $125 |
| Total Discounts | $791 |
Discounts are estimated and may not be available from every company or in every state.
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