Jeep Grand Wagoneer Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Jeep Grand Wagoneer are $1,718 a year including full coverage. Comprehensive costs an estimated $320, collision costs $930, and liability coverage costs $332. Liability-only coverage costs as little as $388 a year, with high-risk coverage costing around $3,814. Teen drivers pay the highest rates at $6,316 a year or more.

Average premium for full coverage: $1,718

Price estimates broken down by individual coverage:

Comprehensive $320
Collision $930
Liability $332

Prices are based on $500 deductible amounts, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Grand Wagoneer trim levels.

Price Range from Low to High

For the average 40-year-old driver, Jeep Grand Wagoneer insurance prices go from the low end price of $388 for your basic liability-only policy to a much higher rate of $3,814 for a high-risk driver policy.

Liability Only $388
Full Coverage $1,718
High Risk $3,814

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $1,289
Small Cities $1,804
Large Cities $2,319

The ranges above highlight why anyone shopping for car insurance should compare rates for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Jeep Grand Wagoneer insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $921
  • Drivers who choose higher $1,000 deductibles will pay approximately $282 every year
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,718
  • Choosing more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $2,284
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $3,814 or more
  • The price that insures a teenage driver with full coverage can cost as much as $6,316 a year

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing full coverage Jeep Grand Wagoneer insurance rates range from $921 to $6,316

Auto insurance prices for a Jeep Grand Wagoneer are also quite variable based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $2,100 to $2,900 in extra premium each year, depending on your age. High-risk driver insurance can cost around 46% to 136% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,600 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $6,300 a year. View Rates by Age

The state you live in makes a big difference in Jeep Grand Wagoneer insurance rates. A 40-year-old driver could pay as low as $1,320 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,450 on average in Louisiana, New York, and Michigan.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,550 -$168 -9.8%
Alaska $1,318 -$400 -23.3%
Arizona $1,424 -$294 -17.1%
Arkansas $1,718 -$0 0.0%
California $1,956 $238 13.9%
Colorado $1,638 -$80 -4.7%
Connecticut $1,762 $44 2.6%
Delaware $1,940 $222 12.9%
Florida $2,144 $426 24.8%
Georgia $1,588 -$130 -7.6%
Hawaii $1,234 -$484 -28.2%
Idaho $1,162 -$556 -32.4%
Illinois $1,278 -$440 -25.6%
Indiana $1,296 -$422 -24.6%
Iowa $1,158 -$560 -32.6%
Kansas $1,630 -$88 -5.1%
Kentucky $2,342 $624 36.3%
Louisiana $2,542 $824 48.0%
Maine $1,060 -$658 -38.3%
Maryland $1,418 -$300 -17.5%
Massachusetts $1,370 -$348 -20.3%
Michigan $2,982 $1,264 73.6%
Minnesota $1,438 -$280 -16.3%
Mississippi $2,054 $336 19.6%
Missouri $1,524 -$194 -11.3%
Montana $1,844 $126 7.3%
Nebraska $1,354 -$364 -21.2%
Nevada $2,060 $342 19.9%
New Hampshire $1,236 -$482 -28.1%
New Jersey $1,920 $202 11.8%
New Mexico $1,520 -$198 -11.5%
New York $1,806 $88 5.1%
North Carolina $988 -$730 -42.5%
North Dakota $1,408 -$310 -18.0%
Ohio $1,182 -$536 -31.2%
Oklahoma $1,760 $42 2.4%
Oregon $1,572 -$146 -8.5%
Pennsylvania $1,636 -$82 -4.8%
Rhode Island $2,288 $570 33.2%
South Carolina $1,556 -$162 -9.4%
South Dakota $1,450 -$268 -15.6%
Tennessee $1,502 -$216 -12.6%
Texas $2,070 $352 20.5%
Utah $1,270 -$448 -26.1%
Vermont $1,172 -$546 -31.8%
Virginia $1,028 -$690 -40.2%
Washington $1,324 -$394 -22.9%
West Virginia $1,576 -$142 -8.3%
Wisconsin $1,188 -$530 -30.8%
Wyoming $1,528 -$190 -11.1%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

Choosing high deductibles could save up to $850 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $299 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Every company uses a different rate calculation, and quoted prices may be quite different.

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $336 $968 $316 $1,756
2023 Jeep Grand Wagoneer $320 $930 $332 $1,718
2022 Jeep Grand Wagoneer $306 $922 $338 $1,702

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Jeep Grand Wagoneer Insurance

Getting lower rates on auto insurance not only requires having a good driving record, but also maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Shop around every time your policy renews by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a brief review of the information touched on in this article.

  • You may be able to save approximately $220 per year simply by shopping early and online
  • Drivers age 20 and younger are the costliest to insure, possibly costing $526 a month if the policy includes full coverage
  • Increasing physical damage deductibles can save approximately $850 each year
  • Drivers with DUI or reckless driving convictions could be charged and average of $2,100 more annually to buy Jeep Grand Wagoneer insurance
  • Consumers who want increased levels of liability coverage will pay about $370 per year to go from a low limit to the 250/500 level

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,316
20 $4,114
30 $1,818
40 $1,718
50 $1,570
60 $1,548

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,284
$250 $2,016
$500 $1,718
$1,000 $1,436

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,718
50/100 $1,784
100/300 $1,867
250/500 $2,083
100 CSL $1,818
300 CSL $2,000
500 CSL $2,133

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,122
20 $6,576
30 $3,928
40 $3,814
50 $3,644
60 $3,618

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $265

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $95
Multi-vehicle $95
Homeowner $22
5-yr Accident Free $150
5-yr Claim Free $117
Paid in Full/EFT $94
Advance Quote $97
Online Quote $127
Total Discounts $797
Rate after discounts $921

Discounts are estimated and may not be available from every company or in every state.

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