Jeep Wagoneer Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance rates for a Jeep Wagoneer are $1,646 a year with full coverage. Comprehensive insurance costs an estimated $438 each year, collision costs $840, and liability costs $258. A liability-only policy costs as little as $306 a year, with high-risk insurance costing $3,560 or more. Teen drivers receive the highest rates at $5,652 a year or more.
Average premium for full coverage: $1,646
Rate estimates broken down by individual coverage type:
These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Wagoneer models.
Price Range by Coverage and Risk
For the average driver, prices range go from as low as $306 for minimum levels of liability insurance to a high rate of $3,560 for a driver who has had serious violations or accidents.
Price Range by Location
Your location can have significant affects on car insurance rates. More rural locations tend to have a lower frequency of collision claims than larger metro areas.
The graphic below illustrates how location impacts insurance prices.
These examples demonstrate why all drivers should compare rates for a targeted area and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Jeep Wagoneer insurance rates for other coverage scenarios.
- The lowest rate with discounts is $901
- Drivers who choose higher $1,000 deductibles will pay approximately $290 annually
- The average rate for a 40-year-old driver who has $500 deductibles is $1,646
- Choosing low deductibles for comprehensive and collision insurance will cost an extra $564 every year
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,560 or more
- The cost for full coverage for a teen driver can cost as much as $5,652 a year
Insurance rates for a Jeep Wagoneer can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.
More mature drivers with a clean driving record and high deductibles may pay as little as $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $5,600 a year. View Rates by Age
Where you live makes a big difference in Jeep Wagoneer insurance prices. A 40-year-old driver could pay as low as $1,190 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,220 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,488 | -$158 | -9.6% |
| Alaska | $1,262 | -$384 | -23.3% |
| Arizona | $1,366 | -$280 | -17.0% |
| Arkansas | $1,646 | -$0 | 0.0% |
| California | $1,874 | $228 | 13.9% |
| Colorado | $1,570 | -$76 | -4.6% |
| Connecticut | $1,690 | $44 | 2.7% |
| Delaware | $1,860 | $214 | 13.0% |
| Florida | $2,054 | $408 | 24.8% |
| Georgia | $1,520 | -$126 | -7.7% |
| Hawaii | $1,182 | -$464 | -28.2% |
| Idaho | $1,114 | -$532 | -32.3% |
| Illinois | $1,226 | -$420 | -25.5% |
| Indiana | $1,240 | -$406 | -24.7% |
| Iowa | $1,112 | -$534 | -32.4% |
| Kansas | $1,562 | -$84 | -5.1% |
| Kentucky | $2,240 | $594 | 36.1% |
| Louisiana | $2,434 | $788 | 47.9% |
| Maine | $1,012 | -$634 | -38.5% |
| Maryland | $1,356 | -$290 | -17.6% |
| Massachusetts | $1,314 | -$332 | -20.2% |
| Michigan | $2,856 | $1,210 | 73.5% |
| Minnesota | $1,378 | -$268 | -16.3% |
| Mississippi | $1,970 | $324 | 19.7% |
| Missouri | $1,458 | -$188 | -11.4% |
| Montana | $1,768 | $122 | 7.4% |
| Nebraska | $1,294 | -$352 | -21.4% |
| Nevada | $1,972 | $326 | 19.8% |
| New Hampshire | $1,188 | -$458 | -27.8% |
| New Jersey | $1,838 | $192 | 11.7% |
| New Mexico | $1,456 | -$190 | -11.5% |
| New York | $1,730 | $84 | 5.1% |
| North Carolina | $946 | -$700 | -42.5% |
| North Dakota | $1,346 | -$300 | -18.2% |
| Ohio | $1,136 | -$510 | -31.0% |
| Oklahoma | $1,686 | $40 | 2.4% |
| Oregon | $1,508 | -$138 | -8.4% |
| Pennsylvania | $1,568 | -$78 | -4.7% |
| Rhode Island | $2,194 | $548 | 33.3% |
| South Carolina | $1,492 | -$154 | -9.4% |
| South Dakota | $1,388 | -$258 | -15.7% |
| Tennessee | $1,440 | -$206 | -12.5% |
| Texas | $1,980 | $334 | 20.3% |
| Utah | $1,218 | -$428 | -26.0% |
| Vermont | $1,122 | -$524 | -31.8% |
| Virginia | $986 | -$660 | -40.1% |
| Washington | $1,268 | -$378 | -23.0% |
| West Virginia | $1,508 | -$138 | -8.4% |
| Wisconsin | $1,138 | -$508 | -30.9% |
| Wyoming | $1,464 | -$182 | -11.1% |
Choosing high deductibles could save up to $860 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $232 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out $1,900 to $2,600 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 46% to 129% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Wagoneer | $458 | $874 | $246 | $1,688 |
| 2023 Jeep Wagoneer | $438 | $840 | $258 | $1,646 |
| 2022 Jeep Wagoneer | $420 | $834 | $264 | $1,628 |
Rates are averaged for all Jeep Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Jeep Wagoneer Insurance
Saving money on car insurance not only requires being a good driver, but also maintaining good credit, eliminating unnecessary coverage, and taking advantage of discounts. Spend time shopping around every other policy renewal by requesting rates from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.
The following list is a brief summary of the ideas that were touched on above.
- Drivers age 16 to 20 are charged the highest rates, with premiums as much as $471 per month for full coverage
- Higher risk drivers that tend to have accidents or serious violations may pay on average $1,910 more annually than a safer driver
- Increasing deductibles can save around $850 each year
- You may be able to save approximately $210 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,652 |
| 20 | $3,784 |
| 30 | $1,752 |
| 40 | $1,646 |
| 50 | $1,494 |
| 60 | $1,468 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,210 |
| $250 | $1,948 |
| $500 | $1,646 |
| $1,000 | $1,356 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,646 |
| 50/100 | $1,698 |
| 100/300 | $1,762 |
| 250/500 | $1,930 |
| 100 CSL | $1,723 |
| 300 CSL | $1,865 |
| 500 CSL | $1,969 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $6,022 |
| 30 | $3,680 |
| 40 | $3,560 |
| 50 | $3,392 |
| 60 | $3,362 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $92 |
| Multi-vehicle | $84 |
| Homeowner | $21 |
| 5-yr Accident Free | $138 |
| 5-yr Claim Free | $110 |
| Paid in Full/EFT | $88 |
| Advance Quote | $89 |
| Online Quote | $123 |
| Total Discounts | $745 |
Discounts are estimated and may not be available from every company or in every state.
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