Jeep Wagoneer Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Jeep Wagoneer are $1,628 a year with full coverage. Comprehensive insurance costs on average $420 each year, collision costs $834, and liability coverage is estimated at $264. Liability-only insurance costs approximately $312 a year, with high-risk driver insurance costing $3,530 or more. Teen drivers pay the most at $5,628 a year or more.

Average premium for full coverage: $1,628

Premium estimates by type of coverage:

Comprehensive $420
Collision $834
Liability $264

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and Wagoneer models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Jeep Wagoneer go from the low end price of $312 for minimum levels of liability insurance to a high rate of $3,530 for coverage for higher-risk drivers.

Liability Only $312
Full Coverage $1,628
High Risk $3,530

Insurance Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than larger metro areas.

The graphic below illustrates how where you live affects car insurance rates.

Rural Areas $1,221
Small Cities $1,709
Large Cities $2,198

These rate differences demonstrate why all drivers should get quotes based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Jeep Wagoneer insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $891
  • Choosing higher $1,000 deductibles can save around $286 annually
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,628
  • Choosing low deductibles for comp and collision coverage will cost an additional $554 each year
  • Drivers with multiple violations and an at-fault accident could pay upwards of $3,530 or more
  • An auto insurance policy that insures a teenage driver may cost $5,628 each year

View Chart as Image

Jeep Wagoneer insurance cost comparison chart
Column chart showing full coverage Jeep Wagoneer insurance prices range from $891 to $5,628

Insurance prices for a Jeep Wagoneer also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,900 to $2,600 additional annually, depending on your age. Insurance for high-risk drivers ranges around 46% to 131% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $5,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jeep Wagoneer insurance rates. A good driver about age 40 could pay as low as $1,170 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,190 on average in Florida, Michigan, and New York.

Jeep Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,472 -$156 -9.6%
Alaska $1,248 -$380 -23.3%
Arizona $1,350 -$278 -17.1%
Arkansas $1,628 -$0 0.0%
California $1,852 $224 13.8%
Colorado $1,552 -$76 -4.7%
Connecticut $1,668 $40 2.5%
Delaware $1,840 $212 13.0%
Florida $2,030 $402 24.7%
Georgia $1,502 -$126 -7.7%
Hawaii $1,168 -$460 -28.3%
Idaho $1,100 -$528 -32.4%
Illinois $1,212 -$416 -25.6%
Indiana $1,224 -$404 -24.8%
Iowa $1,100 -$528 -32.4%
Kansas $1,544 -$84 -5.2%
Kentucky $2,216 $588 36.1%
Louisiana $2,408 $780 47.9%
Maine $1,000 -$628 -38.6%
Maryland $1,342 -$286 -17.6%
Massachusetts $1,298 -$330 -20.3%
Michigan $2,822 $1,194 73.3%
Minnesota $1,362 -$266 -16.3%
Mississippi $1,948 $320 19.7%
Missouri $1,442 -$186 -11.4%
Montana $1,746 $118 7.2%
Nebraska $1,280 -$348 -21.4%
Nevada $1,950 $322 19.8%
New Hampshire $1,172 -$456 -28.0%
New Jersey $1,816 $188 11.5%
New Mexico $1,440 -$188 -11.5%
New York $1,712 $84 5.2%
North Carolina $936 -$692 -42.5%
North Dakota $1,332 -$296 -18.2%
Ohio $1,124 -$504 -31.0%
Oklahoma $1,668 $40 2.5%
Oregon $1,492 -$136 -8.4%
Pennsylvania $1,550 -$78 -4.8%
Rhode Island $2,168 $540 33.2%
South Carolina $1,474 -$154 -9.5%
South Dakota $1,372 -$256 -15.7%
Tennessee $1,424 -$204 -12.5%
Texas $1,958 $330 20.3%
Utah $1,202 -$426 -26.2%
Vermont $1,110 -$518 -31.8%
Virginia $976 -$652 -40.0%
Washington $1,256 -$372 -22.9%
West Virginia $1,492 -$136 -8.4%
Wisconsin $1,124 -$504 -31.0%
Wyoming $1,446 -$182 -11.2%

View Chart as Image

Jeep Wagoneer insurance rates by U.S. city

Choosing high deductibles can save as much as $840 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $237 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Each auto insurer uses a different rate calculation, and prices will be substantially different.

Jeep Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Wagoneer $438 $840 $258 $1,646
2023 Jeep Wagoneer $420 $834 $264 $1,628
2022 Jeep Wagoneer $406 $814 $274 $1,604

Rates are averaged for all Jeep Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Jeep Wagoneer Insurance

Finding better rates on auto insurance takes being safe and accident-free, having a good credit score, being claim-free, and insuring your home and auto with the same company. Shop around at least once a year by quoting rates from direct companies, and also from several local insurance agents.

Below you'll find a brief summary of the primary concepts that were touched on in the above illustrations.

  • You may be able to save as much as $210 per year simply by quoting online in advance
  • Drivers that tend to have accidents or serious violations pay on average $1,900 more each year than a low-risk driver
  • Increasing policy deductibles can save approximately $850 each year
  • Youthful drivers pay higher prices, possibly costing $469 per month if comprehensive and collision insurance is included

Rates by Driver Age

Jeep Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,754
30 $1,730
40 $1,628
50 $1,480
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Jeep Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,182
$250 $1,924
$500 $1,628
$1,000 $1,342

Full coverage, driver age 40

Rates by Liability Limit

Jeep Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,628
50/100 $1,681
100/300 $1,747
250/500 $1,918
100 CSL $1,707
300 CSL $1,852
500 CSL $1,958

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $8,146
20 $5,980
30 $3,646
40 $3,530
50 $3,364
60 $3,336

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $235

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $91
Multi-vehicle $84
Homeowner $20
5-yr Accident Free $137
5-yr Claim Free $109
Paid in Full/EFT $87
Advance Quote $88
Online Quote $121
Total Discounts $737
Rate after discounts $891

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles