Kia K900 Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

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Average insurance rates for a Kia K900 are $978 a year for full coverage. Comprehensive costs on average $172 a year, collision costs $206, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing around $2,092. Teen drivers receive the highest rates at $3,908 a year or more.

Average premium for full coverage: $978

Rate estimates by individual coverage type:

Comprehensive $172
Collision $206
Liability $442

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and K900 trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $496 for only liability insurance to a high of $2,092 for a high risk driver.

Liability Only $496
Full Coverage $978
High Risk $2,092

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $734
Small Cities $1,027
Large Cities $1,320

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Kia K900 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $599
  • Drivers who choose higher $1,000 deductibles will pay around $890 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $978
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,140
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,092 or more
  • The cost for full coverage for a teen driver may cost $3,908 a year

View Chart as Image

Kia K900 insurance cost comparison chart
Column chart showing full coverage Kia K900 insurance rates range from $599 to $3,908

for a Kia K900 can also vary considerably based on your driver profile, the trim level of your K900, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $3,900 a year. View Rates by Age

Where you live makes a big difference in Kia K900 insurance rates. A 40-year-old driver could pay as low as $650 a year in states like Idaho, Maine, and Iowa, or as much as $1,400 on average in Michigan, Louisiana, and New York.

Kia K900 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $884 -$94 -9.6%
Alaska $752 -$226 -23.1%
Arizona $814 -$164 -16.8%
Arkansas $978 -$0 0.0%
California $1,114 $136 13.9%
Colorado $934 -$44 -4.5%
Connecticut $1,006 $28 2.9%
Delaware $1,108 $130 13.3%
Florida $1,224 $246 25.2%
Georgia $902 -$76 -7.8%
Hawaii $704 -$274 -28.0%
Idaho $662 -$316 -32.3%
Illinois $730 -$248 -25.4%
Indiana $738 -$240 -24.5%
Iowa $660 -$318 -32.5%
Kansas $930 -$48 -4.9%
Kentucky $1,336 $358 36.6%
Louisiana $1,450 $472 48.3%
Maine $604 -$374 -38.2%
Maryland $808 -$170 -17.4%
Massachusetts $784 -$194 -19.8%
Michigan $1,700 $722 73.8%
Minnesota $818 -$160 -16.4%
Mississippi $1,172 $194 19.8%
Missouri $866 -$112 -11.5%
Montana $1,052 $74 7.6%
Nebraska $772 -$206 -21.1%
Nevada $1,174 $196 20.0%
New Hampshire $704 -$274 -28.0%
New Jersey $1,094 $116 11.9%
New Mexico $866 -$112 -11.5%
New York $1,030 $52 5.3%
North Carolina $562 -$416 -42.5%
North Dakota $800 -$178 -18.2%
Ohio $676 -$302 -30.9%
Oklahoma $1,006 $28 2.9%
Oregon $896 -$82 -8.4%
Pennsylvania $934 -$44 -4.5%
Rhode Island $1,304 $326 33.3%
South Carolina $886 -$92 -9.4%
South Dakota $826 -$152 -15.5%
Tennessee $858 -$120 -12.3%
Texas $1,178 $200 20.4%
Utah $724 -$254 -26.0%
Vermont $670 -$308 -31.5%
Virginia $586 -$392 -40.1%
Washington $758 -$220 -22.5%
West Virginia $898 -$80 -8.2%
Wisconsin $676 -$302 -30.9%
Wyoming $872 -$106 -10.8%

View Chart as Image

Kia K900 insurance rates by U.S. city

Choosing high deductibles could save up to $250 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,200 to $1,600 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 41% to 137% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Kia K900 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Kia K900 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Kia K900 Insurance

Saving money on Kia K900 insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $250 each year
  • Drivers can save as much as $110 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $490 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $326 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,110 more each year for insurance

Rates by Driver Age

Kia K900 Insurance Rates by Driver Age
Driver Age Premium
16 $3,908
20 $2,224
30 $996
40 $978
50 $898
60 $878

Full coverage, $500 deductibles

Rates by Deductible

Kia K900 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,140
$250 $1,066
$500 $978
$1,000 $890

Full coverage, driver age 40

Rates by Liability Limit

Kia K900 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $978
50/100 $1,066
100/300 $1,177
250/500 $1,464
100 CSL $1,111
300 CSL $1,354
500 CSL $1,531

Full coverage, driver age 40

Rates for High Risk Drivers

Kia K900 Insurance Rates for High Risk Drivers
Age Premium
16 $5,496
20 $3,536
30 $2,110
40 $2,092
50 $2,000
60 $1,980

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $128

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $58
5-yr Claim Free $60
Paid in Full/EFT $35
Advance Quote $42
Online Quote $66
Total Discounts $379
Rate after discounts $599

Discounts are estimated and may not be available from every company or in every state.

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