Kia K900 Insurance Rates

U.S. average insurance rates for a Kia K900 are $1,342 a year with full coverage. Comprehensive insurance costs approximately $278 each year, collision insurance costs $446, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,896 or more. Teen drivers pay the highest rates at up to $5,088 a year.

Average premium for full coverage: $1,342

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and K900 models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas. The graphic below illustrates the difference location can make on auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Kia K900 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $782
• Using higher $1,000 deductibles will save $164 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,342
• Choosing low deductibles for physical damage coverage will cost an extra $318 a year
• Drivers with multiple violations and an at-fault accident could pay around $2,896
• The price for full coverage for a teen driver can cost $5,088 or more

View Chart as Image

Insurance prices for a Kia K900 are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Kia K900 insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $490 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 133% more than average. View High Risk Driver Rates

How to Find Cheap Kia K900 Insurance

Getting lower rates on Kia K900 insurance requires being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates once a year by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below is a brief summary of the data that was touched on in this article.

• You may be able to save around $160 per year just by quoting online in advance
• Drivers who purchase higher levels of liability will pay about $510 every year to increase from a low limit to 250/500 limits
• Teenage drivers are the costliest to insure, costing up to $424 a month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations pay on average $1,550 more per year for auto insurance