Land Rover Discovery Sport Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 3, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Land Rover Discovery Sport are $1,342 every 12 months with full coverage. Comprehensive insurance costs an estimated $278 a year, collision insurance costs $446, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $2,896 or more. Teens pay the most at up to $5,088 a year.

Average premium for full coverage: $1,342

Premium estimates broken down by type of coverage:

Comprehensive $278
Collision $446
Liability $460

Estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and Discovery Sport trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Land Rover Discovery Sport range from the cheapest price of $510 for just the minimum liability insurance to a high of $2,896 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,342
High Risk $2,896

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects insurance prices.

Rural Areas $1,007
Small Cities $1,409
Large Cities $1,812

These rate differences demonstrate why it is important to compare prices for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details average Land Rover Discovery Sport insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $782
  • Using higher $1,000 deductibles will save approximately $1,178 annually
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,342
  • Selecting low $100 deductibles for physical damage coverage costs an extra $318 every year
  • Drivers with serious driving violations could pay up to $2,896
  • An auto insurance policy to insure a teen driver can cost as much as $5,088 or more

View Chart as Image

Land Rover Discovery Sport insurance cost comparison chart
Column chart showing Land Rover Discovery Sport insurance prices range from $782 to $5,088 for full coverage

Auto insurance prices for a Land Rover Discovery Sport also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $490 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 133% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Land Rover Discovery Sport insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,810 on average in New York, Michigan, and Florida.

Land Rover Discovery Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,214 -$128 -9.5%
Alaska $1,030 -$312 -23.2%
Arizona $1,114 -$228 -17.0%
Arkansas $1,342 -$0 0.0%
California $1,530 $188 14.0%
Colorado $1,284 -$58 -4.3%
Connecticut $1,380 $38 2.8%
Delaware $1,518 $176 13.1%
Florida $1,678 $336 25.0%
Georgia $1,240 -$102 -7.6%
Hawaii $964 -$378 -28.2%
Idaho $908 -$434 -32.3%
Illinois $1,000 -$342 -25.5%
Indiana $1,010 -$332 -24.7%
Iowa $906 -$436 -32.5%
Kansas $1,276 -$66 -4.9%
Kentucky $1,832 $490 36.5%
Louisiana $1,986 $644 48.0%
Maine $828 -$514 -38.3%
Maryland $1,108 -$234 -17.4%
Massachusetts $1,074 -$268 -20.0%
Michigan $2,332 $990 73.8%
Minnesota $1,124 -$218 -16.2%
Mississippi $1,608 $266 19.8%
Missouri $1,192 -$150 -11.2%
Montana $1,442 $100 7.5%
Nebraska $1,060 -$282 -21.0%
Nevada $1,610 $268 20.0%
New Hampshire $968 -$374 -27.9%
New Jersey $1,500 $158 11.8%
New Mexico $1,188 -$154 -11.5%
New York $1,414 $72 5.4%
North Carolina $772 -$570 -42.5%
North Dakota $1,098 -$244 -18.2%
Ohio $928 -$414 -30.8%
Oklahoma $1,380 $38 2.8%
Oregon $1,230 -$112 -8.3%
Pennsylvania $1,280 -$62 -4.6%
Rhode Island $1,792 $450 33.5%
South Carolina $1,216 -$126 -9.4%
South Dakota $1,132 -$210 -15.6%
Tennessee $1,176 -$166 -12.4%
Texas $1,618 $276 20.6%
Utah $994 -$348 -25.9%
Vermont $918 -$424 -31.6%
Virginia $804 -$538 -40.1%
Washington $1,038 -$304 -22.7%
West Virginia $1,230 -$112 -8.3%
Wisconsin $928 -$414 -30.8%
Wyoming $1,196 -$146 -10.9%

View Chart as Image

Land Rover Discovery Sport insurance rates by U.S. city
Land Rover Discovery Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Land Rover Discovery Sport $398 $690 $390 $1,636
2023 Land Rover Discovery Sport $382 $686 $398 $1,624
2022 Land Rover Discovery Sport $368 $668 $416 $1,610
2021 Land Rover Discovery Sport $356 $640 $430 $1,584
2020 Land Rover Discovery Sport $336 $618 $442 $1,554
2019 Land Rover Discovery Sport $324 $574 $452 $1,508
2018 Land Rover Discovery Sport $310 $540 $456 $1,464
2017 Land Rover Discovery Sport $298 $484 $460 $1,400
2016 Land Rover Discovery Sport $278 $446 $460 $1,342
2015 Land Rover Discovery Sport $268 $418 $464 $1,308

Rates are averaged for all Land Rover Discovery Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Land Rover Discovery Sport Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having a good credit score, being claim-free, and consideration of higher deductibles. Take the time to comparison shop once a year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a review of the data that was touched on in the above illustrations.

  • You may be able to save approximately $160 per year just by quoting early and online
  • Policyholders who want increased liability limits will pay approximately $510 every year to increase from 30/60 bodily injury limits to a 250/500 level
  • Drivers under the age of 20 are the costliest to insure, possibly costing $424 per month if comprehensive and collision insurance is included
  • Higher risk drivers who have several accidents or serious violations may pay on average $1,550 more annually to insure a Land Rover Discovery Sport

Rates by Driver Age

Land Rover Discovery Sport Insurance Rates by Driver Age
Driver Age Premium
16 $5,088
20 $3,078
30 $1,390
40 $1,342
50 $1,226
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Land Rover Discovery Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,660
$250 $1,512
$500 $1,342
$1,000 $1,178

Full coverage, driver age 40

Rates by Liability Limit

Land Rover Discovery Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,342
50/100 $1,434
100/300 $1,549
250/500 $1,848
100 CSL $1,480
300 CSL $1,733
500 CSL $1,917

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover Discovery Sport Insurance Rates for High Risk Drivers
Age Premium
16 $7,236
20 $4,900
30 $2,952
40 $2,896
50 $2,766
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $185

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $94
5-yr Claim Free $86
Paid in Full/EFT $58
Advance Quote $64
Online Quote $95
Total Discounts $560
Rate after discounts $782

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles