Lexus IS F Insurance Rates
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UPDATED: May 3, 2024
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Average insurance rates for a Lexus IS F are $1,200 a year for full coverage. Comprehensive insurance costs on average $228 a year, collision costs $340, and liability is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $2,586 or more. 16-year-old drivers receive the highest rates at $4,660 a year or more.
Average premium for full coverage: $1,200
Rate estimates by individual coverage type:
Prices are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and IS F trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as low as $522 for basic liability insurance to a high of $2,586 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of accident claims than congested cities.
The diagram below illustrates how where you live affects car insurance rates.
These examples show why it is important to compare rates quotes based on a specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Lexus IS F insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $711
- Raising to $1,000 deductibles will save around $1,070 a year
- The average rate for a 40-year-old driver with $500 deductibles is $1,200
- Buying low $100 deductibles will cost an extra $248 every year
- At-risk drivers with multiple tickets or accidents could pay upwards of $2,586 or more
- The cost for full coverage for a teen driver may cost $4,660
Insurance rates for a Lexus IS F can also vary considerably based on your driver profile, the trim level of your IS F, and policy deductibles and limits.
Older drivers with no violations or accidents and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age
Where you live also has a big influence on Lexus IS F insurance prices. A middle-age driver might find rates as low as $790 a year in states like Idaho, Maine, and Iowa, or at least $1,710 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,086 | -$114 | -9.5% |
Alaska | $918 | -$282 | -23.5% |
Arizona | $994 | -$206 | -17.2% |
Arkansas | $1,200 | -$0 | 0.0% |
California | $1,368 | $168 | 14.0% |
Colorado | $1,146 | -$54 | -4.5% |
Connecticut | $1,234 | $34 | 2.8% |
Delaware | $1,358 | $158 | 13.2% |
Florida | $1,500 | $300 | 25.0% |
Georgia | $1,106 | -$94 | -7.8% |
Hawaii | $862 | -$338 | -28.2% |
Idaho | $810 | -$390 | -32.5% |
Illinois | $894 | -$306 | -25.5% |
Indiana | $902 | -$298 | -24.8% |
Iowa | $810 | -$390 | -32.5% |
Kansas | $1,140 | -$60 | -5.0% |
Kentucky | $1,636 | $436 | 36.3% |
Louisiana | $1,774 | $574 | 47.8% |
Maine | $740 | -$460 | -38.3% |
Maryland | $988 | -$212 | -17.7% |
Massachusetts | $960 | -$240 | -20.0% |
Michigan | $2,082 | $882 | 73.5% |
Minnesota | $1,002 | -$198 | -16.5% |
Mississippi | $1,436 | $236 | 19.7% |
Missouri | $1,064 | -$136 | -11.3% |
Montana | $1,288 | $88 | 7.3% |
Nebraska | $946 | -$254 | -21.2% |
Nevada | $1,438 | $238 | 19.8% |
New Hampshire | $862 | -$338 | -28.2% |
New Jersey | $1,340 | $140 | 11.7% |
New Mexico | $1,064 | -$136 | -11.3% |
New York | $1,264 | $64 | 5.3% |
North Carolina | $690 | -$510 | -42.5% |
North Dakota | $982 | -$218 | -18.2% |
Ohio | $826 | -$374 | -31.2% |
Oklahoma | $1,232 | $32 | 2.7% |
Oregon | $1,098 | -$102 | -8.5% |
Pennsylvania | $1,144 | -$56 | -4.7% |
Rhode Island | $1,600 | $400 | 33.3% |
South Carolina | $1,086 | -$114 | -9.5% |
South Dakota | $1,012 | -$188 | -15.7% |
Tennessee | $1,050 | -$150 | -12.5% |
Texas | $1,446 | $246 | 20.5% |
Utah | $888 | -$312 | -26.0% |
Vermont | $822 | -$378 | -31.5% |
Virginia | $718 | -$482 | -40.2% |
Washington | $928 | -$272 | -22.7% |
West Virginia | $1,098 | -$102 | -8.5% |
Wisconsin | $832 | -$368 | -30.7% |
Wyoming | $1,068 | -$132 | -11.0% |
Opting for high physical damage deductibles can reduce rates by up to $380 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and rates can be significantly different from one company to the next.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2014 Lexus IS F | $270 | $440 | $474 | $1,342 |
2013 Lexus IS F | $250 | $410 | $474 | $1,292 |
2011 Lexus IS F | $228 | $340 | $474 | $1,200 |
2010 Lexus IS F | $214 | $308 | $474 | $1,154 |
Rates are averaged for all Lexus IS F models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Lexus IS F Insurance
Saving money on car insurance consists of being safe and accident-free, having a good credit history, eliminating unneeded coverage, and insuring your home and auto with the same company. Take the time to comparison shop once a year by getting rate quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.
Below you'll find a brief review of the data that was touched on in the above illustrations.
- Drivers can save as much as $140 per year simply by quoting early and online
- Policyholders who require more liability protection will pay around $520 each year to raise from a minimum limit to 250/500 limits
- Youthful drivers pay higher rates, costing as high as $388 per month including comprehensive and collision insurance
- Higher risk drivers with DUI or reckless driving convictions will pay on average $1,390 more each year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,660 |
20 | $2,742 |
30 | $1,234 |
40 | $1,200 |
50 | $1,096 |
60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,448 |
$250 | $1,334 |
$500 | $1,200 |
$1,000 | $1,070 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,200 |
50/100 | $1,295 |
100/300 | $1,413 |
250/500 | $1,721 |
100 CSL | $1,342 |
300 CSL | $1,603 |
500 CSL | $1,793 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,602 |
20 | $4,376 |
30 | $2,622 |
40 | $2,586 |
50 | $2,470 |
60 | $2,444 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $63 |
Multi-vehicle | $64 |
Homeowner | $20 |
5-yr Accident Free | $79 |
5-yr Claim Free | $77 |
Paid in Full/EFT | $48 |
Advance Quote | $55 |
Online Quote | $83 |
Total Discounts | $489 |
Discounts are estimated and may not be available from every company or in every state.
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