Lexus IS F Insurance Rates

Estimated insurance prices for a Lexus IS F are $1,252 every 12 months including full coverage. Comprehensive costs on average $244 a year, collision insurance costs $372, and liability costs $478. Liability-only coverage costs as little as $526 a year, and high-risk coverage costs around $2,700. Teen drivers pay the most at up to $4,828 a year.

Average premium for full coverage: $1,252

Premium estimates by type of coverage:

Prices include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and IS F trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change car insurance rates.

These rate differences highlight why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Lexus IS F insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $736
• Drivers who choose higher $1,000 deductibles will pay around $1,112 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,252
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,520
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,700
• An auto insurance policy to insure a 16-year-old driver may cost $4,828 a year

Insurance prices for a Lexus IS F also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your IS F.

Choosing high deductibles could save up to $410 annually, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $430 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can cost from 43% to 134% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Lexus IS F insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,790 on average in Michigan, New York, and Louisiana.

How to Shop for the Right Lexus IS F Insurance

Finding better rates on insurance for a Lexus IS F not only requires being a low-risk driver, but also having good credit, refrain from filing small claims, and determing if full coverage is necessary. Invest the time to shop around every other policy renewal by getting price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The items below are a quick rundown of the ideas that were illustrated above.

• Teen drivers pay the highest prices, with the cost nearing $402 per month if they have full coverage
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,450 more each year to insure their IS F
• Increasing policy deductibles could save as much as $400 each year
• You may be able to save as much as $150 per year just by quoting early and online