Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,254 a year with full coverage. Comprehensive insurance costs an estimated $256 each year, collision costs $366, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,696 or more. Teens pay the most at $4,804 a year or more.

Average premium for full coverage: $1,254

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and LX 570 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects insurance prices.

These rate differences demonstrate why all drivers should compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Lexus LX 570 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $741
• Using higher $1,000 deductibles will save approximately $142 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,254
• Selecting low deductibles for physical damage coverage will cost an additional $270 a year
• Drivers with serious driving violations could pay up to $2,696 or more
• An auto insurance policy that insures a teen driver can cost as much as $4,804 or more

Insurance prices for a Lexus LX 570 also have a wide range based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,800 a year. View Rates by Age

Where you choose to live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,690 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $420 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company calculates prices differently, and prices will be substantially different.

How to Find Low Cost Lexus LX 570 Insurance

Finding better rates on Lexus LX 570 insurance requires avoiding accidents and claims, having a good credit score, being claim-free, and maximizing policy discounts. Compare rates every year by getting quotes from direct companies, and also from insurance agencies where you live.

The points below are a review of the coverage data raised in the charts and tables above.

• You may be able to save approximately $150 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $400 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $400 per month if comprehensive and collision insurance is included
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,440 more annually to insure a Lexus LX 570