Lexus LX 570 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 5, 2024
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Estimated auto insurance rates for a Lexus LX 570 are $1,254 annually for full coverage. Comprehensive costs approximately $256, collision insurance costs $366, and liability coverage is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,696. Teenage drivers pay the most at up to $4,804 a year.
Average premium for full coverage: $1,254
Premium estimates by type of coverage:
Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different LX 570 trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Lexus LX 570 range from as cheap as $522 for the bare minimum liability coverage to a much higher rate of $2,696 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance prices.
These rate differences show why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Lexus LX 570 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $741
- Raising to $1,000 deductibles will save $142 a year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,254
- Using more expensive low deductibles will cost $1,524
- Unlucky drivers who are prone to accidents and violations could pay around $2,696
- An auto insurance policy with full coverage for a teenage driver with full coverage can cost $4,804
Insurance prices for a Lexus LX 570 also have a wide range based on the model of your LX 570, your driver profile, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $420 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find prices as low as $830 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,790 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$120 | -9.6% |
| Alaska | $960 | -$294 | -23.4% |
| Arizona | $1,040 | -$214 | -17.1% |
| Arkansas | $1,254 | -$0 | 0.0% |
| California | $1,430 | $176 | 14.0% |
| Colorado | $1,198 | -$56 | -4.5% |
| Connecticut | $1,290 | $36 | 2.9% |
| Delaware | $1,420 | $166 | 13.2% |
| Florida | $1,570 | $316 | 25.2% |
| Georgia | $1,156 | -$98 | -7.8% |
| Hawaii | $900 | -$354 | -28.2% |
| Idaho | $848 | -$406 | -32.4% |
| Illinois | $932 | -$322 | -25.7% |
| Indiana | $944 | -$310 | -24.7% |
| Iowa | $848 | -$406 | -32.4% |
| Kansas | $1,194 | -$60 | -4.8% |
| Kentucky | $1,712 | $458 | 36.5% |
| Louisiana | $1,856 | $602 | 48.0% |
| Maine | $774 | -$480 | -38.3% |
| Maryland | $1,034 | -$220 | -17.5% |
| Massachusetts | $1,002 | -$252 | -20.1% |
| Michigan | $2,178 | $924 | 73.7% |
| Minnesota | $1,048 | -$206 | -16.4% |
| Mississippi | $1,500 | $246 | 19.6% |
| Missouri | $1,112 | -$142 | -11.3% |
| Montana | $1,348 | $94 | 7.5% |
| Nebraska | $988 | -$266 | -21.2% |
| Nevada | $1,504 | $250 | 19.9% |
| New Hampshire | $902 | -$352 | -28.1% |
| New Jersey | $1,400 | $146 | 11.6% |
| New Mexico | $1,110 | -$144 | -11.5% |
| New York | $1,322 | $68 | 5.4% |
| North Carolina | $722 | -$532 | -42.4% |
| North Dakota | $1,028 | -$226 | -18.0% |
| Ohio | $864 | -$390 | -31.1% |
| Oklahoma | $1,288 | $34 | 2.7% |
| Oregon | $1,148 | -$106 | -8.5% |
| Pennsylvania | $1,198 | -$56 | -4.5% |
| Rhode Island | $1,672 | $418 | 33.3% |
| South Carolina | $1,136 | -$118 | -9.4% |
| South Dakota | $1,058 | -$196 | -15.6% |
| Tennessee | $1,098 | -$156 | -12.4% |
| Texas | $1,510 | $256 | 20.4% |
| Utah | $928 | -$326 | -26.0% |
| Vermont | $860 | -$394 | -31.4% |
| Virginia | $752 | -$502 | -40.0% |
| Washington | $970 | -$284 | -22.6% |
| West Virginia | $1,148 | -$106 | -8.5% |
| Wisconsin | $870 | -$384 | -30.6% |
| Wyoming | $1,118 | -$136 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $464 | $840 | $390 | $1,852 |
| 2023 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2022 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2021 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2020 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2019 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2018 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2017 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2016 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2015 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2014 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2013 Lexus LX 570 | $282 | $440 | $474 | $1,354 |
| 2011 Lexus LX 570 | $256 | $366 | $474 | $1,254 |
| 2010 Lexus LX 570 | $242 | $332 | $474 | $1,206 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Lexus LX 570 Insurance
Finding better rates on auto insurance consists of being a low-risk driver, having good credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at every other renewal by requesting quotes from direct carriers, and also from several local insurance agents.
The items below are a brief recap of the concepts that were presented in the illustrations above.
- Drivers who tend to receive serious violations pay on average $1,440 more per year to insure their LX 570
- Teen drivers are the costliest to insure, as much as $400 per month if they have full coverage
- Drivers can save around $150 per year just by shopping early and online
- Increasing policy deductibles could save up to $400 each year
- Drivers can save around $150 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,804 |
| 20 | $2,856 |
| 30 | $1,294 |
| 40 | $1,254 |
| 50 | $1,146 |
| 60 | $1,122 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,524 |
| $250 | $1,402 |
| $500 | $1,254 |
| $1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,254 |
| 50/100 | $1,349 |
| 100/300 | $1,467 |
| 250/500 | $1,775 |
| 100 CSL | $1,396 |
| 300 CSL | $1,657 |
| 500 CSL | $1,847 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,818 |
| 20 | $4,550 |
| 30 | $2,738 |
| 40 | $2,696 |
| 50 | $2,574 |
| 60 | $2,548 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $88 |
| Total Discounts | $513 |
Discounts are estimated and may not be available from every company or in every state.
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