Lexus LX 570 Insurance Rates

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UPDATED: Apr 5, 2024

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Estimated auto insurance rates for a Lexus LX 570 are $1,254 annually for full coverage. Comprehensive costs approximately $256, collision insurance costs $366, and liability coverage is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,696. Teenage drivers pay the most at up to $4,804 a year.

Average premium for full coverage: $1,254

Premium estimates by type of coverage:

Comprehensive $256
Collision $366
Liability $474

Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different LX 570 trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Lexus LX 570 range from as cheap as $522 for the bare minimum liability coverage to a much higher rate of $2,696 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $1,254
High Risk $2,696

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $941
Small Cities $1,317
Large Cities $1,693

These rate differences show why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $741
  • Raising to $1,000 deductibles will save $142 a year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,254
  • Using more expensive low deductibles will cost $1,524
  • Unlucky drivers who are prone to accidents and violations could pay around $2,696
  • An auto insurance policy with full coverage for a teenage driver with full coverage can cost $4,804

Insurance prices for a Lexus LX 570 also have a wide range based on the model of your LX 570, your driver profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $420 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find prices as low as $830 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,790 on average in New York, Louisiana, and Michigan.

Lexus LX 570 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,134 -$120 -9.6%
Alaska $960 -$294 -23.4%
Arizona $1,040 -$214 -17.1%
Arkansas $1,254 -$0 0.0%
California $1,430 $176 14.0%
Colorado $1,198 -$56 -4.5%
Connecticut $1,290 $36 2.9%
Delaware $1,420 $166 13.2%
Florida $1,570 $316 25.2%
Georgia $1,156 -$98 -7.8%
Hawaii $900 -$354 -28.2%
Idaho $848 -$406 -32.4%
Illinois $932 -$322 -25.7%
Indiana $944 -$310 -24.7%
Iowa $848 -$406 -32.4%
Kansas $1,194 -$60 -4.8%
Kentucky $1,712 $458 36.5%
Louisiana $1,856 $602 48.0%
Maine $774 -$480 -38.3%
Maryland $1,034 -$220 -17.5%
Massachusetts $1,002 -$252 -20.1%
Michigan $2,178 $924 73.7%
Minnesota $1,048 -$206 -16.4%
Mississippi $1,500 $246 19.6%
Missouri $1,112 -$142 -11.3%
Montana $1,348 $94 7.5%
Nebraska $988 -$266 -21.2%
Nevada $1,504 $250 19.9%
New Hampshire $902 -$352 -28.1%
New Jersey $1,400 $146 11.6%
New Mexico $1,110 -$144 -11.5%
New York $1,322 $68 5.4%
North Carolina $722 -$532 -42.4%
North Dakota $1,028 -$226 -18.0%
Ohio $864 -$390 -31.1%
Oklahoma $1,288 $34 2.7%
Oregon $1,148 -$106 -8.5%
Pennsylvania $1,198 -$56 -4.5%
Rhode Island $1,672 $418 33.3%
South Carolina $1,136 -$118 -9.4%
South Dakota $1,058 -$196 -15.6%
Tennessee $1,098 -$156 -12.4%
Texas $1,510 $256 20.4%
Utah $928 -$326 -26.0%
Vermont $860 -$394 -31.4%
Virginia $752 -$502 -40.0%
Washington $970 -$284 -22.6%
West Virginia $1,148 -$106 -8.5%
Wisconsin $870 -$384 -30.6%
Wyoming $1,118 -$136 -10.8%
Lexus LX 570 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Lexus LX 570 $464 $840 $390 $1,852
2023 Lexus LX 570 $444 $834 $398 $1,834
2022 Lexus LX 570 $430 $814 $416 $1,818
2021 Lexus LX 570 $414 $780 $430 $1,782
2020 Lexus LX 570 $392 $752 $442 $1,744
2019 Lexus LX 570 $376 $698 $452 $1,684
2018 Lexus LX 570 $362 $658 $456 $1,634
2017 Lexus LX 570 $346 $590 $460 $1,554
2016 Lexus LX 570 $324 $542 $460 $1,484
2015 Lexus LX 570 $312 $508 $464 $1,442
2014 Lexus LX 570 $306 $474 $474 $1,412
2013 Lexus LX 570 $282 $440 $474 $1,354
2011 Lexus LX 570 $256 $366 $474 $1,254
2010 Lexus LX 570 $242 $332 $474 $1,206

Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Lexus LX 570 Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having good credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at every other renewal by requesting quotes from direct carriers, and also from several local insurance agents.

The items below are a brief recap of the concepts that were presented in the illustrations above.

  • Drivers who tend to receive serious violations pay on average $1,440 more per year to insure their LX 570
  • Teen drivers are the costliest to insure, as much as $400 per month if they have full coverage
  • Drivers can save around $150 per year just by shopping early and online
  • Increasing policy deductibles could save up to $400 each year
  • Drivers can save around $150 per year just by shopping early and online

Rates by Driver Age

Lexus LX 570 Insurance Rates by Driver Age
Driver Age Premium
16 $4,804
20 $2,856
30 $1,294
40 $1,254
50 $1,146
60 $1,122

Full coverage, $500 deductibles

Rates by Deductible

Lexus LX 570 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,524
$250 $1,402
$500 $1,254
$1,000 $1,112

Full coverage, driver age 40

Rates by Liability Limit

Lexus LX 570 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,254
50/100 $1,349
100/300 $1,467
250/500 $1,775
100 CSL $1,396
300 CSL $1,657
500 CSL $1,847

Full coverage, driver age 40

Rates for High Risk Drivers

Lexus LX 570 Insurance Rates for High Risk Drivers
Age Premium
16 $6,818
20 $4,550
30 $2,738
40 $2,696
50 $2,574
60 $2,548

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $84
5-yr Claim Free $80
Paid in Full/EFT $51
Advance Quote $58
Online Quote $88
Total Discounts $513
Rate after discounts $741

Discounts are estimated and may not be available from every company or in every state.

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