Lexus SC 430 Insurance Rates

Average auto insurance rates for a Lexus SC 430 are $1,696 annually with full coverage. Comprehensive costs an estimated $432, collision insurance costs $812, and liability is $316. A policy with just liability insurance costs around $376 a year, and coverage for high-risk drivers costs around $3,670. 16-year-old drivers receive the highest rates at up to $5,956 a year.

Average premium for full coverage: $1,696

Rate estimates broken down by individual coverage type:

Prices include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for different SC 430 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than congested cities. The price range example below illustrates how geographic area affects insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Lexus SC 430 insurance rates for other coverage scenarios.

• The best full coverage rate is $944
• Raising to $1,000 deductibles will save approximately $282 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,696
• Buying more expensive low deductibles will cost $2,244
• At-risk drivers with multiple tickets or accidents could pay up to $3,670
• The cost with full coverage for a teen driver with full coverage can cost as much as $5,956

Insurance rates for a Lexus SC 430 can also vary considerably based on the trim level of your SC 430, your driving record, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,600 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $2,000 to $2,700 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 45% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $830 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $285 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Lexus SC 430 insurance prices. A middle-age driver might find rates as low as $1,220 a year in states like Utah, Ohio, and New Hampshire, or at least $2,290 on average in New York, Michigan, and Florida.

How to Buy the Right Lexus SC 430 Insurance

Saving money on car insurance consists of having a good driving record, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at every other renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a quick rundown of the concepts that were presented in the illustrations above.

• Higher risk drivers with reckless driving or DUI convictions pay on average $1,970 more annually to buy Lexus SC 430 insurance
• Drivers age 20 and younger are expensive to insure, with premiums as much as $496 per month if they have full coverage
• You may be able to save approximately $210 per year just by shopping early and online
• Increasing deductibles could save up to $825 each year
• You may be able to save approximately $210 per year just by shopping early and online