Mazda CX-30 Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance prices for a Mazda CX-30 are $1,392 every 12 months including full coverage. Comprehensive costs an estimated $274 each year, collision insurance costs $530, and liability is $430. A policy with just liability insurance costs around $486 a year, and coverage for high-risk drivers costs around $3,024. Teenage drivers pay the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,392

Price estimates broken down by individual coverage:

Comprehensive $274
Collision $530
Liability $430

Rates are based on $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and CX-30 models.

Price Range from Low to High

For the average 40-year-old driver, Mazda CX-30 insurance prices range from the cheapest price of $486 for the bare minimum liability coverage to a high rate of $3,024 for a policy for a high-risk driver.

Liability Only $486
Full Coverage $1,392
High Risk $3,024

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

The ranges above highlight why all drivers should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Mazda CX-30 insurance rates for other coverage scenarios.

  • The best discount rate is $797
  • Raising to $1,000 deductibles will save approximately $182 every year
  • The average price for the average middle-age driver who has $500 deductibles is $1,392
  • Using low deductibles increases the price to $1,748
  • Drivers who are prone to accidents and violations could pay up to $3,024
  • The price to insure a 16-year-old driver can cost as much as $5,264

View Chart as Image

Mazda CX-30 insurance cost comparison chart
Column chart showing Mazda CX-30 insurance rates range from $797 to $5,264 for full coverage

Insurance prices for a Mazda CX-30 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $540 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $387 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 136% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Mazda CX-30 insurance prices. A middle-age driver might find prices as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,990 on average in Louisiana, New York, and Michigan.

Mazda CX-30 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$134 -9.6%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,586 $194 13.9%
Colorado $1,330 -$62 -4.5%
Connecticut $1,432 $40 2.9%
Delaware $1,576 $184 13.2%
Florida $1,740 $348 25.0%
Georgia $1,286 -$106 -7.6%
Hawaii $998 -$394 -28.3%
Idaho $940 -$452 -32.5%
Illinois $1,036 -$356 -25.6%
Indiana $1,048 -$344 -24.7%
Iowa $940 -$452 -32.5%
Kansas $1,322 -$70 -5.0%
Kentucky $1,898 $506 36.4%
Louisiana $2,060 $668 48.0%
Maine $858 -$534 -38.4%
Maryland $1,146 -$246 -17.7%
Massachusetts $1,116 -$276 -19.8%
Michigan $2,418 $1,026 73.7%
Minnesota $1,166 -$226 -16.2%
Mississippi $1,666 $274 19.7%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,666 $274 19.7%
New Hampshire $1,004 -$388 -27.9%
New Jersey $1,556 $164 11.8%
New Mexico $1,232 -$160 -11.5%
New York $1,466 $74 5.3%
North Carolina $802 -$590 -42.4%
North Dakota $1,140 -$252 -18.1%
Ohio $962 -$430 -30.9%
Oklahoma $1,430 $38 2.7%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,328 -$64 -4.6%
Rhode Island $1,856 $464 33.3%
South Carolina $1,260 -$132 -9.5%
South Dakota $1,174 -$218 -15.7%
Tennessee $1,220 -$172 -12.4%
Texas $1,678 $286 20.5%
Utah $1,030 -$362 -26.0%
Vermont $954 -$438 -31.5%
Virginia $834 -$558 -40.1%
Washington $1,076 -$316 -22.7%
West Virginia $1,276 -$116 -8.3%
Wisconsin $964 -$428 -30.7%
Wyoming $1,240 -$152 -10.9%

View Chart as Image

Mazda CX-30 insurance rates by U.S. city
Mazda CX-30 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-30 $306 $570 $390 $1,424
2023 Mazda CX-30 $294 $566 $398 $1,416
2022 Mazda CX-30 $284 $552 $416 $1,410
2021 Mazda CX-30 $274 $530 $430 $1,392
2020 Mazda CX-30 $260 $512 $442 $1,372

Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Mazda CX-30 Insurance

Getting lower rates on insurance for a Mazda CX-30 consists of having a good driving record, having good credit, being claim-free, and deciding if full coverage is necessary. Make time to compare rates every year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a quick review of the coverage data touched on in this article.

  • You may be able to save approximately $170 per year just by quoting online in advance
  • Increasing physical damage deductibles could save as much as $550 each year
  • Drivers age 20 and younger are charged the highest prices, possibly costing $439 a month if they have full coverage
  • Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,630 more annually to buy Mazda CX-30 insurance

Rates by Driver Age

Mazda CX-30 Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,232
30 $1,448
40 $1,392
50 $1,274
60 $1,250

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-30 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,748
$250 $1,582
$500 $1,392
$1,000 $1,210

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-30 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,478
100/300 $1,586
250/500 $1,865
100 CSL $1,521
300 CSL $1,758
500 CSL $1,930

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-30 Insurance Rates for High Risk Drivers
Age Premium
16 $7,506
20 $5,148
30 $3,086
40 $3,024
50 $2,890
60 $2,864

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $99
Total Discounts $595
Rate after discounts $797

Discounts are estimated and may not be available from every company or in every state.

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