Mazda CX-30 Insurance Rates

U.S. average insurance prices for a Mazda CX-30 are $1,392 every 12 months including full coverage. Comprehensive costs an estimated $274 each year, collision insurance costs $530, and liability is $430. A policy with just liability insurance costs around $486 a year, and coverage for high-risk drivers costs around $3,024. Teenage drivers pay the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,392

Price estimates broken down by individual coverage:

Rates are based on $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and CX-30 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

The ranges above highlight why all drivers should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Mazda CX-30 insurance rates for other coverage scenarios.

• The best discount rate is $797
• Raising to $1,000 deductibles will save approximately $182 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,392
• Using low deductibles increases the price to $1,748
• Drivers who are prone to accidents and violations could pay up to $3,024
• The price to insure a 16-year-old driver can cost as much as $5,264

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Insurance prices for a Mazda CX-30 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $540 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $387 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 136% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Mazda CX-30 insurance prices. A middle-age driver might find prices as low as $1,070 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,990 on average in Louisiana, New York, and Michigan.

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How to Shop for the Best Cheap Mazda CX-30 Insurance

Getting lower rates on insurance for a Mazda CX-30 consists of having a good driving record, having good credit, being claim-free, and deciding if full coverage is necessary. Make time to compare rates every year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a quick review of the coverage data touched on in this article.

• You may be able to save approximately $170 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $550 each year
• Drivers age 20 and younger are charged the highest prices, possibly costing $439 a month if they have full coverage
• Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,630 more annually to buy Mazda CX-30 insurance