Mazda CX-30 Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Mazda CX-30 are $1,392 a year for full coverage insurance. Comprehensive costs on average $274, collision costs $530, and liability coverage is $430. Liability-only coverage costs around $486 a year, with high-risk coverage costing around $3,024. Teens pay the most at $5,264 a year or more.

Average premium for full coverage: $1,392

Premium estimates by type of coverage:

Comprehensive $274
Collision $530
Liability $430

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different CX-30 trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Mazda CX-30 go from as low as $486 for a discount liability-only rate to a much higher rate of $3,024 for a driver who has had serious violations or accidents.

Liability Only $486
Full Coverage $1,392
High Risk $3,024

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Mazda CX-30 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $797
  • Raising to $1,000 deductibles will save around $182 each year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,392
  • Selecting more expensive low deductibles will increase the cost to $1,748
  • Unlucky drivers with serious driving violations could pay upwards of $3,024 or more
  • An auto insurance policy for full coverage for a teenage driver with full coverage may cost $5,264

View Chart as Image

Mazda CX-30 insurance cost comparison chart
Column chart showing full coverage Mazda CX-30 insurance rates range from $797 to $5,264

Insurance prices for a Mazda CX-30 also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda CX-30 insurance rates. A middle-age driver might find prices as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,880 on average in Michigan, New York, and Florida.

Mazda CX-30 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$134 -9.6%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,586 $194 13.9%
Colorado $1,330 -$62 -4.5%
Connecticut $1,432 $40 2.9%
Delaware $1,576 $184 13.2%
Florida $1,740 $348 25.0%
Georgia $1,286 -$106 -7.6%
Hawaii $998 -$394 -28.3%
Idaho $940 -$452 -32.5%
Illinois $1,036 -$356 -25.6%
Indiana $1,048 -$344 -24.7%
Iowa $940 -$452 -32.5%
Kansas $1,322 -$70 -5.0%
Kentucky $1,898 $506 36.4%
Louisiana $2,060 $668 48.0%
Maine $858 -$534 -38.4%
Maryland $1,146 -$246 -17.7%
Massachusetts $1,116 -$276 -19.8%
Michigan $2,418 $1,026 73.7%
Minnesota $1,166 -$226 -16.2%
Mississippi $1,666 $274 19.7%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,666 $274 19.7%
New Hampshire $1,004 -$388 -27.9%
New Jersey $1,556 $164 11.8%
New Mexico $1,232 -$160 -11.5%
New York $1,466 $74 5.3%
North Carolina $802 -$590 -42.4%
North Dakota $1,140 -$252 -18.1%
Ohio $962 -$430 -30.9%
Oklahoma $1,430 $38 2.7%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,328 -$64 -4.6%
Rhode Island $1,856 $464 33.3%
South Carolina $1,260 -$132 -9.5%
South Dakota $1,174 -$218 -15.7%
Tennessee $1,220 -$172 -12.4%
Texas $1,678 $286 20.5%
Utah $1,030 -$362 -26.0%
Vermont $954 -$438 -31.5%
Virginia $834 -$558 -40.1%
Washington $1,076 -$316 -22.7%
West Virginia $1,276 -$116 -8.3%
Wisconsin $964 -$428 -30.7%
Wyoming $1,240 -$152 -10.9%

View Chart as Image

Mazda CX-30 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $540 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $387 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 136% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Every auto insurance company calculates prices differently, so the prices will be substantially different from one company to the next.

Mazda CX-30 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-30 $306 $570 $390 $1,424
2023 Mazda CX-30 $294 $566 $398 $1,416
2022 Mazda CX-30 $284 $552 $416 $1,410
2021 Mazda CX-30 $274 $530 $430 $1,392
2020 Mazda CX-30 $260 $512 $442 $1,372

Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Mazda CX-30 Insurance

Finding better rates on auto insurance consists of being a good driver, maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Take the time to comparison shop every other policy renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a recap of the ideas that were touched on in the above illustrations.

  • Drivers age 16 to 20 pay the highest prices, with premiums being up to $439 per month for full coverage
  • Drivers that have major violations or accidents pay an average of $1,630 more each year than a safer driver
  • Increasing policy deductibles can save around $550 each year
  • It is possible to save as much as $170 per year simply by shopping early and online

Rates by Driver Age

Mazda CX-30 Insurance Rates by Driver Age
Driver Age Premium
16 $5,264
20 $3,232
30 $1,448
40 $1,392
50 $1,274
60 $1,250

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-30 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,748
$250 $1,582
$500 $1,392
$1,000 $1,210

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-30 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,478
100/300 $1,586
250/500 $1,865
100 CSL $1,521
300 CSL $1,758
500 CSL $1,930

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-30 Insurance Rates for High Risk Drivers
Age Premium
16 $7,506
20 $5,148
30 $3,086
40 $3,024
50 $2,890
60 $2,864

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $64
Advance Quote $69
Online Quote $99
Total Discounts $595
Rate after discounts $797

Discounts are estimated and may not be available from every company or in every state.

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