Nissan Leaf Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Nissan Leaf are $1,400 a year including full coverage. Comprehensive insurance costs on average $270 each year, collision insurance costs $516, and liability is estimated at $456. A liability-only policy costs approximately $508 a year, and high-risk insurance costs $3,048 or more. Teenage drivers receive the highest rates at up to $5,330 a year.
Average premium for full coverage: $1,400
Rate estimates by individual coverage type:
Prices include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Leaf models.
Price Range by Coverage and Risk
For the normal driver, prices range range from as low as $508 for basic liability insurance to a high rate of $3,048 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects car insurance rates.
These examples highlight why all drivers should get quotes based on a specific location and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Nissan Leaf insurance rates for different risk profiles and scenarios.
- The best discount rate is $803
- Choosing higher $1,000 deductibles can save around $176 every year
- The average rate for a 40-year-old driver with $500 deductibles is $1,400
- Using low deductibles for comp and collision coverage will cost an extra $350 every year
- Unlucky drivers who are prone to accidents and violations could pay upwards of $3,048
- The cost for full coverage for a teen driver may cost $5,330 each year
Insurance rates for a Nissan Leaf can also vary considerably based on your driver profile, the model of your Leaf, and policy deductibles and limits.
More mature drivers with a clean driving record and high deductibles may pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $5,300 a year. View Rates by Age
Where you live plays a big part in determining prices for Nissan Leaf insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,000 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,268 | -$132 | -9.4% |
Alaska | $1,074 | -$326 | -23.3% |
Arizona | $1,162 | -$238 | -17.0% |
Arkansas | $1,400 | -$0 | 0.0% |
California | $1,598 | $198 | 14.1% |
Colorado | $1,340 | -$60 | -4.3% |
Connecticut | $1,442 | $42 | 3.0% |
Delaware | $1,586 | $186 | 13.3% |
Florida | $1,754 | $354 | 25.3% |
Georgia | $1,294 | -$106 | -7.6% |
Hawaii | $1,008 | -$392 | -28.0% |
Idaho | $946 | -$454 | -32.4% |
Illinois | $1,046 | -$354 | -25.3% |
Indiana | $1,056 | -$344 | -24.6% |
Iowa | $946 | -$454 | -32.4% |
Kansas | $1,330 | -$70 | -5.0% |
Kentucky | $1,912 | $512 | 36.6% |
Louisiana | $2,074 | $674 | 48.1% |
Maine | $864 | -$536 | -38.3% |
Maryland | $1,154 | -$246 | -17.6% |
Massachusetts | $1,122 | -$278 | -19.9% |
Michigan | $2,434 | $1,034 | 73.9% |
Minnesota | $1,172 | -$228 | -16.3% |
Mississippi | $1,680 | $280 | 20.0% |
Missouri | $1,242 | -$158 | -11.3% |
Montana | $1,506 | $106 | 7.6% |
Nebraska | $1,104 | -$296 | -21.1% |
Nevada | $1,680 | $280 | 20.0% |
New Hampshire | $1,008 | -$392 | -28.0% |
New Jersey | $1,566 | $166 | 11.9% |
New Mexico | $1,242 | -$158 | -11.3% |
New York | $1,476 | $76 | 5.4% |
North Carolina | $808 | -$592 | -42.3% |
North Dakota | $1,146 | -$254 | -18.1% |
Ohio | $966 | -$434 | -31.0% |
Oklahoma | $1,438 | $38 | 2.7% |
Oregon | $1,284 | -$116 | -8.3% |
Pennsylvania | $1,336 | -$64 | -4.6% |
Rhode Island | $1,870 | $470 | 33.6% |
South Carolina | $1,268 | -$132 | -9.4% |
South Dakota | $1,182 | -$218 | -15.6% |
Tennessee | $1,226 | -$174 | -12.4% |
Texas | $1,688 | $288 | 20.6% |
Utah | $1,038 | -$362 | -25.9% |
Vermont | $960 | -$440 | -31.4% |
Virginia | $840 | -$560 | -40.0% |
Washington | $1,084 | -$316 | -22.6% |
West Virginia | $1,284 | -$116 | -8.3% |
Wisconsin | $970 | -$430 | -30.7% |
Wyoming | $1,248 | -$152 | -10.9% |
Using high physical damage deductibles can save as much as $530 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 135% more than a normal policy. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2017 Nissan Leaf | $270 | $516 | $456 | $1,400 |
2013 Nissan Leaf | $228 | $374 | $474 | $1,234 |
2012 Nissan Leaf | $210 | $346 | $474 | $1,188 |
2011 Nissan Leaf | $206 | $314 | $478 | $1,156 |
Rates are averaged for all Nissan Leaf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Nissan Leaf Insurance
Saving money on car insurance takes being safe and accident-free, maintaining good credit, not filing small claims, and determing if full coverage is necessary. Invest the time to compare rates at least once a year by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
Below you'll find a quick rundown of the primary concepts that were presented in the illustrations above.
- You may be able to save as much as $170 per year just by quoting online in advance
- Higher risk drivers with reckless driving or DUI convictions may pay on average $1,650 more each year than a low-risk driver
- Increasing deductibles can save around $525 each year
- Youthful drivers pay the highest rates, as much as $444 per month for full coverage
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,330 |
20 | $3,252 |
30 | $1,454 |
40 | $1,400 |
50 | $1,282 |
60 | $1,258 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,750 |
$250 | $1,588 |
$500 | $1,400 |
$1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,400 |
50/100 | $1,491 |
100/300 | $1,605 |
250/500 | $1,902 |
100 CSL | $1,537 |
300 CSL | $1,788 |
500 CSL | $1,970 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,602 |
20 | $5,186 |
30 | $3,106 |
40 | $3,048 |
50 | $2,912 |
60 | $2,888 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $75 |
Multi-vehicle | $75 |
Homeowner | $22 |
5-yr Accident Free | $103 |
5-yr Claim Free | $91 |
Paid in Full/EFT | $63 |
Advance Quote | $69 |
Online Quote | $99 |
Total Discounts | $597 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area