Nissan Leaf Insurance Rates

The average insurance rates for a Nissan Leaf are $1,256 a year for full coverage insurance. Comprehensive insurance costs an estimated $234 a year, collision insurance costs $400, and liability costs around $464. A liability-only policy costs as low as $514 a year, and high-risk insurance costs $2,722 or more. Teen drivers cost the most to insure at up to $4,858 a year.

Average premium for full coverage: $1,256

Policy rates broken down by type of insurance:

These estimates include $500 deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Leaf trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

The examples above illustrate why it is important to compare prices for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Nissan Leaf insurance rates for other coverage scenarios.

• The lowest rate with discounts is $734
• Using higher $1,000 deductibles will save approximately $1,112 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,256
• Choosing low $100 deductibles for physical damage coverage will cost an extra $278 annually
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,722
• Policy cost for full coverage for a 16-year-old driver can cost as much as $4,858 or more

View Chart as Image

Car insurance rates for a Nissan Leaf also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $4,800 a year. View Rates by Age

Your home state has a huge impact on Nissan Leaf insurance prices. A driver around age 40 might see rates as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,700 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $430 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can be from 43% to 133% more than average. View High Risk Driver Rates

How to Find Cheap Nissan Leaf Insurance

Finding cheaper rates on insurance for a Nissan Leaf requires not taking risks behind the wheel, having above-average credit, being claim-free, and possibly higher deductibles. Invest time comparing rates once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a brief summary of the data that was covered in the charts and tables above.

• It is possible to save approximately $150 per year just by quoting early and online
• Insureds who want higher liability limits will pay about $510 annually to increase from a 30/60 limit to 250/500 limits
• Teens have the highest car insurance rates, possibly costing $405 each month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,470 more annually for Leaf insurance