Nissan Leaf Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 19, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Nissan Leaf are $1,440 a year for full coverage insurance. Comprehensive insurance costs an estimated $282 a year, collision costs $548, and liability is $452. A policy with only liability insurance costs around $504 a year, with a high-risk policy costing $3,136 or more. Teenage drivers pay the most at $5,452 a year or more.

Average premium for full coverage: $1,440

Premium estimates broken down by type of coverage:

Comprehensive $282
Collision $548
Liability $452

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Leaf trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Nissan Leaf go from the low end price of $504 for just liability insurance to a high of $3,136 for a driver who requires high-risk insurance.

Liability Only $504
Full Coverage $1,440
High Risk $3,136

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

Rural Areas $1,080
Small Cities $1,512
Large Cities $1,944

These rate differences illustrate why it is important to compare rates quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Nissan Leaf insurance rates for other coverage scenarios.

  • The best discount rate is $822
  • Raising to $1,000 deductibles will save approximately $1,252 each year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,440
  • Using low $100 deductibles will cost an additional $368 every year
  • At-risk drivers who are prone to accidents and violations could pay up to $3,136 or more
  • An auto insurance policy that insures a teen driver can cost as much as $5,452

View Chart as Image

Nissan Leaf insurance cost comparison chart
Column chart showing full coverage Nissan Leaf insurance prices range from $822 to $5,452

Car insurance prices for a Nissan Leaf also have a wide range based on the trim level of your Leaf, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,700 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $5,400 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan Leaf insurance prices. A middle-age driver might find prices as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,940 on average in Florida, New York, and Michigan.

Nissan Leaf Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,302 -$138 -9.6%
Alaska $1,104 -$336 -23.3%
Arizona $1,196 -$244 -16.9%
Arkansas $1,440 -$0 0.0%
California $1,640 $200 13.9%
Colorado $1,374 -$66 -4.6%
Connecticut $1,480 $40 2.8%
Delaware $1,628 $188 13.1%
Florida $1,802 $362 25.1%
Georgia $1,328 -$112 -7.8%
Hawaii $1,034 -$406 -28.2%
Idaho $974 -$466 -32.4%
Illinois $1,074 -$366 -25.4%
Indiana $1,084 -$356 -24.7%
Iowa $970 -$470 -32.6%
Kansas $1,368 -$72 -5.0%
Kentucky $1,964 $524 36.4%
Louisiana $2,130 $690 47.9%
Maine $888 -$552 -38.3%
Maryland $1,186 -$254 -17.6%
Massachusetts $1,150 -$290 -20.1%
Michigan $2,502 $1,062 73.8%
Minnesota $1,206 -$234 -16.3%
Mississippi $1,724 $284 19.7%
Missouri $1,278 -$162 -11.3%
Montana $1,546 $106 7.4%
Nebraska $1,136 -$304 -21.1%
Nevada $1,728 $288 20.0%
New Hampshire $1,038 -$402 -27.9%
New Jersey $1,610 $170 11.8%
New Mexico $1,276 -$164 -11.4%
New York $1,516 $76 5.3%
North Carolina $830 -$610 -42.4%
North Dakota $1,180 -$260 -18.1%
Ohio $994 -$446 -31.0%
Oklahoma $1,478 $38 2.6%
Oregon $1,318 -$122 -8.5%
Pennsylvania $1,374 -$66 -4.6%
Rhode Island $1,920 $480 33.3%
South Carolina $1,304 -$136 -9.4%
South Dakota $1,216 -$224 -15.6%
Tennessee $1,260 -$180 -12.5%
Texas $1,736 $296 20.6%
Utah $1,066 -$374 -26.0%
Vermont $986 -$454 -31.5%
Virginia $862 -$578 -40.1%
Washington $1,114 -$326 -22.6%
West Virginia $1,320 -$120 -8.3%
Wisconsin $996 -$444 -30.8%
Wyoming $1,282 -$158 -11.0%

View Chart as Image

Nissan Leaf insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $560 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Nissan Leaf Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Nissan Leaf $282 $548 $452 $1,440
2013 Nissan Leaf $234 $400 $464 $1,256
2012 Nissan Leaf $228 $374 $474 $1,234
2011 Nissan Leaf $210 $346 $474 $1,188

Rates are averaged for all Nissan Leaf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Nissan Leaf Insurance

Finding better rates on car insurance consists of being safe and accident-free, having a positive credit history, paying for small claims out-of-pocket, and not having any coverage lapses. Compare prices at every other renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a summary of the concepts that were touched on above.

  • Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,700 more annually than a low-risk driver
  • Youthful drivers have the highest car insurance prices, with premiums being up to $454 per month if full coverage is purchased
  • It is possible to save approximately $180 per year simply by quoting early and online
  • Increasing policy deductibles can save approximately $550 each year
  • It is possible to save approximately $180 per year simply by quoting early and online

Rates by Driver Age

Nissan Leaf Insurance Rates by Driver Age
Driver Age Premium
16 $5,452
20 $3,348
30 $1,496
40 $1,440
50 $1,316
60 $1,292

Full coverage, $500 deductibles

Rates by Deductible

Nissan Leaf Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,808
$250 $1,636
$500 $1,440
$1,000 $1,252

Full coverage, driver age 40

Rates by Liability Limit

Nissan Leaf Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,440
50/100 $1,530
100/300 $1,643
250/500 $1,937
100 CSL $1,576
300 CSL $1,824
500 CSL $2,005

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Leaf Insurance Rates for High Risk Drivers
Age Premium
16 $7,782
20 $5,336
30 $3,198
40 $3,136
50 $2,996
60 $2,970

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $205

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $77
Homeowner $22
5-yr Accident Free $107
5-yr Claim Free $94
Paid in Full/EFT $66
Advance Quote $72
Online Quote $103
Total Discounts $618
Rate after discounts $822

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles