Nissan Leaf Insurance Rates
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UPDATED: May 14, 2024
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U.S. average auto insurance rates for a Nissan Leaf are $1,256 annually for full coverage insurance. Comprehensive costs on average $234, collision insurance costs $400, and liability coverage costs $464. Buying just liability costs as little as $514 a year, and insurance for high-risk drivers costs around $2,722. 16-year-old drivers pay the highest rates at up to $4,858 a year.
Average premium for full coverage: $1,256
Price estimates by individual coverage:
Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Leaf trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Nissan Leaf insurance prices range from as cheap as $514 for liability-only coverage to a much higher rate of $2,722 for a high-risk driver policy.
Geographic Price Range
Your location has a large influence on insurance rates. Rural areas have fewer physical damage claims than congested cities. The price range example below illustrates how rural and urban location affects car insurance rates.
The ranges above illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Nissan Leaf insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $734
- Drivers who choose higher $1,000 deductibles will pay around $144 each year
- The estimated rate for the average middle-age driver with $500 deductibles is $1,256
- Buying more expensive low deductibles for comprehensive and collision insurance will cost $1,534
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,722
- The price with full coverage for a teenage driver with full coverage may cost $4,858 a year
Insurance prices for a Nissan Leaf are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.
An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,800 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance can cost around 43% to 133% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $430 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $417 more each year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Nissan Leaf insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,700 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,136 | -$120 | -9.6% |
Alaska | $962 | -$294 | -23.4% |
Arizona | $1,044 | -$212 | -16.9% |
Arkansas | $1,256 | -$0 | 0.0% |
California | $1,432 | $176 | 14.0% |
Colorado | $1,200 | -$56 | -4.5% |
Connecticut | $1,292 | $36 | 2.9% |
Delaware | $1,422 | $166 | 13.2% |
Florida | $1,572 | $316 | 25.2% |
Georgia | $1,160 | -$96 | -7.6% |
Hawaii | $902 | -$354 | -28.2% |
Idaho | $848 | -$408 | -32.5% |
Illinois | $936 | -$320 | -25.5% |
Indiana | $946 | -$310 | -24.7% |
Iowa | $848 | -$408 | -32.5% |
Kansas | $1,194 | -$62 | -4.9% |
Kentucky | $1,714 | $458 | 36.5% |
Louisiana | $1,860 | $604 | 48.1% |
Maine | $774 | -$482 | -38.4% |
Maryland | $1,036 | -$220 | -17.5% |
Massachusetts | $1,006 | -$250 | -19.9% |
Michigan | $2,182 | $926 | 73.7% |
Minnesota | $1,050 | -$206 | -16.4% |
Mississippi | $1,504 | $248 | 19.7% |
Missouri | $1,114 | -$142 | -11.3% |
Montana | $1,348 | $92 | 7.3% |
Nebraska | $990 | -$266 | -21.2% |
Nevada | $1,506 | $250 | 19.9% |
New Hampshire | $904 | -$352 | -28.0% |
New Jersey | $1,402 | $146 | 11.6% |
New Mexico | $1,112 | -$144 | -11.5% |
New York | $1,322 | $66 | 5.3% |
North Carolina | $724 | -$532 | -42.4% |
North Dakota | $1,028 | -$228 | -18.2% |
Ohio | $868 | -$388 | -30.9% |
Oklahoma | $1,290 | $34 | 2.7% |
Oregon | $1,150 | -$106 | -8.4% |
Pennsylvania | $1,198 | -$58 | -4.6% |
Rhode Island | $1,678 | $422 | 33.6% |
South Carolina | $1,138 | -$118 | -9.4% |
South Dakota | $1,060 | -$196 | -15.6% |
Tennessee | $1,100 | -$156 | -12.4% |
Texas | $1,516 | $260 | 20.7% |
Utah | $930 | -$326 | -26.0% |
Vermont | $862 | -$394 | -31.4% |
Virginia | $752 | -$504 | -40.1% |
Washington | $970 | -$286 | -22.8% |
West Virginia | $1,150 | -$106 | -8.4% |
Wisconsin | $870 | -$386 | -30.7% |
Wyoming | $1,120 | -$136 | -10.8% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Nissan Leaf | $346 | $660 | $390 | $1,554 |
2023 Nissan Leaf | $332 | $656 | $398 | $1,544 |
2022 Nissan Leaf | $320 | $640 | $416 | $1,534 |
2021 Nissan Leaf | $310 | $612 | $430 | $1,510 |
2020 Nissan Leaf | $292 | $592 | $442 | $1,484 |
2019 Nissan Leaf | $282 | $548 | $452 | $1,440 |
2018 Nissan Leaf | $270 | $516 | $456 | $1,400 |
2017 Nissan Leaf | $258 | $464 | $460 | $1,340 |
2015 Nissan Leaf | $234 | $400 | $464 | $1,256 |
2014 Nissan Leaf | $228 | $374 | $474 | $1,234 |
2013 Nissan Leaf | $210 | $346 | $474 | $1,188 |
2012 Nissan Leaf | $206 | $314 | $478 | $1,156 |
2011 Nissan Leaf | $192 | $288 | $474 | $1,112 |
Rates are averaged for all Nissan Leaf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Nissan Leaf Insurance
Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also having good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to shop around every time your policy renews by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The points below are a quick rundown of the information raised in the charts and tables above.
- It is possible to save as much as $150 per year just by shopping early and online
- Drivers under the age of 20 pay higher prices, as much as $405 a month if they have full coverage
- Increasing physical damage deductibles could save up to $425 each year
- Drivers with reckless driving or DUI convictions may pay on average $1,470 more each year to insure a Nissan Leaf
- Consumers who require increased liability limits will pay around $510 annually to go from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,858 |
20 | $2,896 |
30 | $1,294 |
40 | $1,256 |
50 | $1,150 |
60 | $1,128 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,534 |
$250 | $1,406 |
$500 | $1,256 |
$1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,256 |
50/100 | $1,349 |
100/300 | $1,465 |
250/500 | $1,766 |
100 CSL | $1,395 |
300 CSL | $1,650 |
500 CSL | $1,836 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,900 |
20 | $4,620 |
30 | $2,764 |
40 | $2,722 |
50 | $2,600 |
60 | $2,578 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $66 |
Multi-vehicle | $67 |
Homeowner | $20 |
5-yr Accident Free | $87 |
5-yr Claim Free | $81 |
Paid in Full/EFT | $53 |
Advance Quote | $60 |
Online Quote | $88 |
Total Discounts | $522 |
Discounts are estimated and may not be available from every company or in every state.
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