Nissan Leaf Insurance Rates

Average auto insurance rates for a Nissan Leaf are $1,256 annually for full coverage insurance. Comprehensive costs around $234 a year, collision insurance costs $400, and liability coverage is estimated at $464. A policy with just liability insurance costs approximately $514 a year, and coverage for high-risk drivers costs around $2,722. Teenage drivers receive the highest rates at up to $4,858 a year.

Average premium for full coverage: $1,256

Rate estimates for individual coverage type:

Rates are based on $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Leaf trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

These examples illustrate why it is important to get quotes for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Nissan Leaf insurance rates for additional coverage choices and driver risks.

• The best discount rate is $734
• Choosing higher $1,000 deductibles can save about $1,112 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,256
• Using low $100 deductibles for comp and collision coverage will cost $1,534
• Drivers who are prone to accidents and violations could pay at least $2,722
• The cost with full coverage for a teenage driver can be $4,858 each year

View Chart as Image

Insurance rates for a Nissan Leaf can also vary considerably based on the trim level of your Leaf, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy ranges around 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $430 a year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Nissan Leaf insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,700 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy the Best Cheap Nissan Leaf Insurance

Saving money on auto insurance takes not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates every couple of years by quoting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a quick review of the material that was touched on in this article.

• Consumers who may need higher liability limits will pay an extra $510 annually to raise limits from a minimum limit to higher 250/500 limits
• Teens are charged the highest rates, costing up to $405 per month if they have full coverage
• Drivers with a DUI or reckless driving violation pay on average $1,470 more every year for Leaf insurance
• Increasing deductibles could save up to $425 each year