Nissan Leaf Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 14, 2024

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Average insurance prices for a Nissan Leaf are $1,286 every 12 months with full coverage. Comprehensive insurance costs an estimated $242 a year, collision insurance costs $426, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $2,790 or more. 16-year-old drivers receive the highest rates at up to $4,956 a year.

Average premium for full coverage: $1,286

Rate estimates broken down by individual coverage type:

Comprehensive $242
Collision $426
Liability $460

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and Leaf trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the cheapest price of $510 for liability-only coverage to a high of $2,790 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,286
High Risk $2,790

Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations tend to have more infrequent collision claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $965
Small Cities $1,350
Large Cities $1,736

These examples demonstrate why it is important to get quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Nissan Leaf insurance rates for other coverage scenarios.

  • The best full coverage rate is $749
  • Choosing higher $1,000 deductibles can save approximately $1,134 annually
  • The average price for a 40-year-old driver who has $500 deductibles is $1,286
  • Buying low $100 deductibles for comp and collision coverage costs an extra $296 each year
  • Drivers with multiple tickets or accidents could pay up to $2,790
  • The cost to insure a teenage driver can cost as much as $4,956 each year

View Chart as Image

Nissan Leaf insurance cost comparison chart
Column chart showing Nissan Leaf insurance prices range from $749 to $4,956 for full coverage

Insurance rates for a Nissan Leaf can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $450 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy ranges around 42% to 130% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Nissan Leaf insurance rates. A good driver about age 40 could pay as low as $930 a year in states like Utah, Ohio, and New Hampshire, or at least $1,740 on average in New York, Michigan, and Florida.

Nissan Leaf Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,164 -$122 -9.5%
Alaska $986 -$300 -23.3%
Arizona $1,068 -$218 -17.0%
Arkansas $1,286 -$0 0.0%
California $1,466 $180 14.0%
Colorado $1,230 -$56 -4.4%
Connecticut $1,322 $36 2.8%
Delaware $1,456 $170 13.2%
Florida $1,608 $322 25.0%
Georgia $1,188 -$98 -7.6%
Hawaii $924 -$362 -28.1%
Idaho $870 -$416 -32.3%
Illinois $958 -$328 -25.5%
Indiana $968 -$318 -24.7%
Iowa $868 -$418 -32.5%
Kansas $1,222 -$64 -5.0%
Kentucky $1,756 $470 36.5%
Louisiana $1,904 $618 48.1%
Maine $794 -$492 -38.3%
Maryland $1,062 -$224 -17.4%
Massachusetts $1,030 -$256 -19.9%
Michigan $2,234 $948 73.7%
Minnesota $1,076 -$210 -16.3%
Mississippi $1,540 $254 19.8%
Missouri $1,140 -$146 -11.4%
Montana $1,382 $96 7.5%
Nebraska $1,014 -$272 -21.2%
Nevada $1,544 $258 20.1%
New Hampshire $928 -$358 -27.8%
New Jersey $1,438 $152 11.8%
New Mexico $1,140 -$146 -11.4%
New York $1,354 $68 5.3%
North Carolina $742 -$544 -42.3%
North Dakota $1,052 -$234 -18.2%
Ohio $888 -$398 -30.9%
Oklahoma $1,322 $36 2.8%
Oregon $1,178 -$108 -8.4%
Pennsylvania $1,226 -$60 -4.7%
Rhode Island $1,716 $430 33.4%
South Carolina $1,164 -$122 -9.5%
South Dakota $1,086 -$200 -15.6%
Tennessee $1,128 -$158 -12.3%
Texas $1,552 $266 20.7%
Utah $952 -$334 -26.0%
Vermont $882 -$404 -31.4%
Virginia $770 -$516 -40.1%
Washington $996 -$290 -22.6%
West Virginia $1,178 -$108 -8.4%
Wisconsin $892 -$394 -30.6%
Wyoming $1,148 -$138 -10.7%

View Chart as Image

Nissan Leaf insurance rates by U.S. city
Nissan Leaf Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Leaf $362 $688 $372 $1,580
2023 Nissan Leaf $346 $660 $390 $1,554
2022 Nissan Leaf $332 $656 $398 $1,544
2021 Nissan Leaf $320 $640 $416 $1,534
2020 Nissan Leaf $310 $612 $430 $1,510
2019 Nissan Leaf $292 $592 $442 $1,484
2018 Nissan Leaf $282 $548 $452 $1,440
2017 Nissan Leaf $270 $516 $456 $1,400
2016 Nissan Leaf $258 $464 $460 $1,340
2015 Nissan Leaf $242 $426 $460 $1,286
2014 Nissan Leaf $234 $400 $464 $1,256
2013 Nissan Leaf $228 $374 $474 $1,234
2012 Nissan Leaf $210 $346 $474 $1,188
2011 Nissan Leaf $206 $314 $478 $1,156

Rates are averaged for all Nissan Leaf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Nissan Leaf Insurance

Saving money on auto insurance takes avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates at every other renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief review of the concepts that were touched on in this article.

  • Drivers with DUI or reckless driving convictions may pay on average $1,500 more annually to insure a Nissan Leaf
  • Drivers under the age of 20 are charged the highest rates, with premiums as much as $413 per month if they have full coverage
  • You may be able to save approximately $150 per year just by quoting early and online
  • Increasing deductibles could save as much as $450 each year
  • You may be able to save approximately $150 per year just by quoting early and online

Rates by Driver Age

Nissan Leaf Insurance Rates by Driver Age
Driver Age Premium
16 $4,956
20 $2,972
30 $1,330
40 $1,286
50 $1,178
60 $1,154

Full coverage, $500 deductibles

Rates by Deductible

Nissan Leaf Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,582
$250 $1,444
$500 $1,286
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Nissan Leaf Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,286
50/100 $1,378
100/300 $1,493
250/500 $1,792
100 CSL $1,424
300 CSL $1,677
500 CSL $1,861

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Leaf Insurance Rates for High Risk Drivers
Age Premium
16 $7,044
20 $4,740
30 $2,838
40 $2,790
50 $2,666
60 $2,642

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $90
5-yr Claim Free $83
Paid in Full/EFT $55
Advance Quote $62
Online Quote $90
Total Discounts $537
Rate after discounts $749

Discounts are estimated and may not be available from every company or in every state.

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