Nissan Versa Note Insurance Rates

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UPDATED: Apr 22, 2024

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Average auto insurance rates for a Nissan Versa Note are $1,334 annually for full coverage. Comprehensive costs on average $250 each year, collision insurance costs $474, and liability coverage is estimated at $452. Buying just liability costs approximately $504 a year, and insurance for high-risk drivers costs around $2,900. Teenage drivers receive the highest rates at up to $5,112 a year.

Average premium for full coverage: $1,334

Rate estimates by individual coverage type:

Comprehensive $250
Collision $474
Liability $452

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Versa Note models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as cheap as $504 for the bare minimum liability coverage to a high rate of $2,900 for a high-risk driver policy.

Liability Only $504
Full Coverage $1,334
High Risk $2,900

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas tend to have fewer accident claims than densely populated cities. The graphic below illustrates how your location can change car insurance rates.

Rural Areas $1,001
Small Cities $1,401
Large Cities $1,801

These examples show why all drivers should get quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Nissan Versa Note insurance rates for different risk profiles and scenarios.

  • The best discount rate is $768
  • Choosing higher $1,000 deductibles can save around $164 a year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,334
  • Using low deductibles for comp and collision coverage will cost $1,654
  • Drivers who are prone to accidents and violations could pay upwards of $2,900
  • The cost with full coverage for a teenage driver may cost $5,112 each year

View Chart as Image

Nissan Versa Note insurance cost comparison chart
Column chart showing Nissan Versa Note insurance rates range from $768 to $5,112 for full coverage

Auto insurance rates for a Nissan Versa Note can also vary considerably based on the trim level of your Versa Note, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges around 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $490 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Nissan Versa Note insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,900 on average in Michigan, Louisiana, and New York.

Nissan Versa Note Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$128 -9.6%
Alaska $1,024 -$310 -23.2%
Arizona $1,106 -$228 -17.1%
Arkansas $1,334 -$0 0.0%
California $1,518 $184 13.8%
Colorado $1,272 -$62 -4.6%
Connecticut $1,372 $38 2.8%
Delaware $1,508 $174 13.0%
Florida $1,668 $334 25.0%
Georgia $1,230 -$104 -7.8%
Hawaii $956 -$378 -28.3%
Idaho $902 -$432 -32.4%
Illinois $994 -$340 -25.5%
Indiana $1,004 -$330 -24.7%
Iowa $898 -$436 -32.7%
Kansas $1,266 -$68 -5.1%
Kentucky $1,818 $484 36.3%
Louisiana $1,974 $640 48.0%
Maine $822 -$512 -38.4%
Maryland $1,100 -$234 -17.5%
Massachusetts $1,068 -$266 -19.9%
Michigan $2,316 $982 73.6%
Minnesota $1,116 -$218 -16.3%
Mississippi $1,596 $262 19.6%
Missouri $1,184 -$150 -11.2%
Montana $1,432 $98 7.3%
Nebraska $1,052 -$282 -21.1%
Nevada $1,598 $264 19.8%
New Hampshire $962 -$372 -27.9%
New Jersey $1,490 $156 11.7%
New Mexico $1,180 -$154 -11.5%
New York $1,404 $70 5.2%
North Carolina $768 -$566 -42.4%
North Dakota $1,092 -$242 -18.1%
Ohio $922 -$412 -30.9%
Oklahoma $1,368 $34 2.5%
Oregon $1,220 -$114 -8.5%
Pennsylvania $1,272 -$62 -4.6%
Rhode Island $1,778 $444 33.3%
South Carolina $1,208 -$126 -9.4%
South Dakota $1,124 -$210 -15.7%
Tennessee $1,168 -$166 -12.4%
Texas $1,608 $274 20.5%
Utah $986 -$348 -26.1%
Vermont $912 -$422 -31.6%
Virginia $798 -$536 -40.2%
Washington $1,030 -$304 -22.8%
West Virginia $1,220 -$114 -8.5%
Wisconsin $922 -$412 -30.9%
Wyoming $1,188 -$146 -10.9%

View Chart as Image

Nissan Versa Note insurance rates by U.S. city
Nissan Versa Note Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Versa Note $250 $474 $452 $1,334
2018 Nissan Versa Note $240 $446 $456 $1,300

Rates are averaged for all Nissan Versa Note models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Nissan Versa Note Insurance

Saving money on auto insurance takes having a decent driving record, having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest the time to shop around every time your policy renews by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following items are a quick rundown of the information illustrated above.

  • Drivers can save as much as $160 per year just by quoting online in advance
  • 16 to 18-year-old drivers are charged the highest rates, costing as high as $426 per month if full coverage is included
  • Increasing deductibles could save up to $475 each year
  • Drivers with reckless driving or DUI convictions may be required to pay an average of $1,570 more each year than a driver with a clean driving record
  • Consumers who require additional liability coverage will pay an extra $500 each year to raise limits from a minimum limit to higher 250/500 limits

Rates by Driver Age

Nissan Versa Note Insurance Rates by Driver Age
Driver Age Premium
16 $5,112
20 $3,094
30 $1,382
40 $1,334
50 $1,220
60 $1,196

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa Note Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,654
$250 $1,504
$500 $1,334
$1,000 $1,170

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa Note Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,334
50/100 $1,424
100/300 $1,537
250/500 $1,831
100 CSL $1,470
300 CSL $1,718
500 CSL $1,899

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa Note Insurance Rates for High Risk Drivers
Age Premium
16 $7,280
20 $4,934
30 $2,952
40 $2,900
50 $2,770
60 $2,746

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $96
5-yr Claim Free $87
Paid in Full/EFT $59
Advance Quote $66
Online Quote $94
Total Discounts $566
Rate after discounts $768

Discounts are estimated and may not be available from every company or in every state.

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