Nissan Versa Note Insurance Rates

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UPDATED: Apr 22, 2024

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Average insurance prices for a Nissan Versa Note are $1,334 every 12 months including full coverage. Comprehensive costs around $250 each year, collision insurance costs $474, and liability is estimated at $452. Buying just liability costs approximately $504 a year, and insurance for high-risk drivers costs around $2,900. Teenage drivers receive the highest rates at up to $5,112 a year.

Average premium for full coverage: $1,334

Rate estimates for individual coverage type:

Comprehensive $250
Collision $474
Liability $452

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Versa Note models.

Price Range by Coverage and Risk

For the normal driver, prices range range from the cheapest price of $504 for the bare minimum liability coverage to a high rate of $2,900 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $1,334
High Risk $2,900

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,001
Small Cities $1,401
Large Cities $1,801

These examples highlight why all drivers should get quotes for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Nissan Versa Note insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $768
  • Choosing higher $1,000 deductibles can save about $164 every year
  • The average price for a 40-year-old driver using $500 deductibles is $1,334
  • Using low deductibles for comp and collision coverage increases the price to $1,654
  • Unlucky drivers who are prone to accidents and violations could pay at least $2,900
  • The cost to insure a teen driver can be $5,112 each year

View Chart as Image

Nissan Versa Note insurance cost comparison chart
Column chart showing Nissan Versa Note insurance rates range from $768 to $5,112 for full coverage

Auto insurance rates for a Nissan Versa Note can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can save as much as $490 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Nissan Versa Note insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,900 on average in Michigan, New York, and Louisiana.

Nissan Versa Note Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$128 -9.6%
Alaska $1,024 -$310 -23.2%
Arizona $1,106 -$228 -17.1%
Arkansas $1,334 -$0 0.0%
California $1,518 $184 13.8%
Colorado $1,272 -$62 -4.6%
Connecticut $1,372 $38 2.8%
Delaware $1,508 $174 13.0%
Florida $1,668 $334 25.0%
Georgia $1,230 -$104 -7.8%
Hawaii $956 -$378 -28.3%
Idaho $902 -$432 -32.4%
Illinois $994 -$340 -25.5%
Indiana $1,004 -$330 -24.7%
Iowa $898 -$436 -32.7%
Kansas $1,266 -$68 -5.1%
Kentucky $1,818 $484 36.3%
Louisiana $1,974 $640 48.0%
Maine $822 -$512 -38.4%
Maryland $1,100 -$234 -17.5%
Massachusetts $1,068 -$266 -19.9%
Michigan $2,316 $982 73.6%
Minnesota $1,116 -$218 -16.3%
Mississippi $1,596 $262 19.6%
Missouri $1,184 -$150 -11.2%
Montana $1,432 $98 7.3%
Nebraska $1,052 -$282 -21.1%
Nevada $1,598 $264 19.8%
New Hampshire $962 -$372 -27.9%
New Jersey $1,490 $156 11.7%
New Mexico $1,180 -$154 -11.5%
New York $1,404 $70 5.2%
North Carolina $768 -$566 -42.4%
North Dakota $1,092 -$242 -18.1%
Ohio $922 -$412 -30.9%
Oklahoma $1,368 $34 2.5%
Oregon $1,220 -$114 -8.5%
Pennsylvania $1,272 -$62 -4.6%
Rhode Island $1,778 $444 33.3%
South Carolina $1,208 -$126 -9.4%
South Dakota $1,124 -$210 -15.7%
Tennessee $1,168 -$166 -12.4%
Texas $1,608 $274 20.5%
Utah $986 -$348 -26.1%
Vermont $912 -$422 -31.6%
Virginia $798 -$536 -40.2%
Washington $1,030 -$304 -22.8%
West Virginia $1,220 -$114 -8.5%
Wisconsin $922 -$412 -30.9%
Wyoming $1,188 -$146 -10.9%

View Chart as Image

Nissan Versa Note insurance rates by U.S. city
Nissan Versa Note Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Versa Note $250 $474 $452 $1,334
2018 Nissan Versa Note $240 $446 $456 $1,300

Rates are averaged for all Nissan Versa Note models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Nissan Versa Note Insurance

Saving money on car insurance takes having a decent driving record, having a good credit score, not filing small claims, and possibly raising deductibles. Invest the time to compare rates once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a review of the data that was presented in the illustrations above.

  • You may be able to save up to $160 per year just by quoting online in advance
  • Policyholders who may need additional liability coverage will pay an extra $500 per year to raise limits from a minimum limit to a 250/500 level
  • 16 to 18-year-old drivers are expensive to insure, as much as $426 per month if comprehensive and collision insurance is included
  • Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,570 more every year than a driver with a clean driving record

Rates by Driver Age

Nissan Versa Note Insurance Rates by Driver Age
Driver Age Premium
16 $5,112
20 $3,094
30 $1,382
40 $1,334
50 $1,220
60 $1,196

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa Note Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,654
$250 $1,504
$500 $1,334
$1,000 $1,170

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa Note Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,334
50/100 $1,424
100/300 $1,537
250/500 $1,831
100 CSL $1,470
300 CSL $1,718
500 CSL $1,899

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa Note Insurance Rates for High Risk Drivers
Age Premium
16 $7,280
20 $4,934
30 $2,952
40 $2,900
50 $2,770
60 $2,746

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $96
5-yr Claim Free $87
Paid in Full/EFT $59
Advance Quote $66
Online Quote $94
Total Discounts $566
Rate after discounts $768

Discounts are estimated and may not be available from every company or in every state.

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