Nissan Versa Note Insurance Rates

The average insurance prices for a Nissan Versa Note are $1,334 every 12 months including full coverage. Comprehensive costs an estimated $250, collision insurance costs $474, and liability is $452. Liability-only coverage costs around $504 a year, and high-risk coverage costs around $2,900. Teenage drivers cost the most to insure at up to $5,112 a year.

Average premium for full coverage: $1,334

Policy rates broken down by type of insurance:

Rates are based on $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Versa Note trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference location can make on insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Nissan Versa Note insurance rates for other coverage scenarios.

• The best discount rate is $768
• Raising to $1,000 deductibles will save approximately $164 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,334
• Using more expensive low deductibles increases the price to $1,654
• At-risk drivers who are prone to accidents and violations could pay up to $2,900
• Policy cost to insure a teen driver with full coverage can cost as much as $5,112

View Chart as Image

Insurance rates for a Nissan Versa Note also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $490 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Nissan Versa Note insurance prices. A middle-age driver might find rates as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,900 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Best Cheap Nissan Versa Note Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates every couple of years by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a quick review of the material that was touched on in this article.

• Policyholders who want more liability coverage will pay an extra $500 per year to raise from a 30/60 limit to a 250/500 level
• Teen drivers are expensive to insure, with premiums being up to $426 each month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,570 more annually to insure their Versa Note
• Increasing comprehensive and collision deductibles could save as much as $475 each year