Pontiac G6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 5, 2023

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Average insurance rates for a Pontiac G6 are $974 a year for full coverage insurance. Comprehensive insurance costs an estimated $140 each year, collision costs $202, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,102 or more. Teens receive the highest rates at $3,988 a year or more.

Average premium for full coverage: $974

Rate estimates broken down by individual coverage type:

Comprehensive $140
Collision $202
Liability $474

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and G6 models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from as low as $522 for just liability insurance to a high rate of $2,102 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $974
High Risk $2,102

Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on insurance prices.

Rural Areas $731
Small Cities $1,023
Large Cities $1,315

These examples illustrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Pontiac G6 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $591
  • Raising to $1,000 deductibles will save approximately $78 each year
  • The average rate for a 40-year-old driver who has $500 deductibles is $974
  • Selecting low deductibles will cost an extra $146 every year
  • At-risk drivers with serious driving violations could pay up to $2,102 or more
  • The cost for full coverage for a teen driver can cost as much as $3,988

View Chart as Image

Pontiac G6 insurance cost comparison chart
Column chart showing full coverage Pontiac G6 insurance prices range from $591 to $3,988

Auto insurance rates for a Pontiac G6 can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $3,900 a year. View Rates by Age

Where you live also has a big influence on Pontiac G6 insurance prices. A middle-age driver might find rates as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,320 on average in Florida, New York, and Michigan.

Pontiac G6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $880 -$94 -9.7%
Alaska $744 -$230 -23.6%
Arizona $808 -$166 -17.0%
Arkansas $974 -$0 0.0%
California $1,108 $134 13.8%
Colorado $928 -$46 -4.7%
Connecticut $1,000 $26 2.7%
Delaware $1,102 $128 13.1%
Florida $1,218 $244 25.1%
Georgia $896 -$78 -8.0%
Hawaii $700 -$274 -28.1%
Idaho $656 -$318 -32.6%
Illinois $724 -$250 -25.7%
Indiana $730 -$244 -25.1%
Iowa $656 -$318 -32.6%
Kansas $926 -$48 -4.9%
Kentucky $1,328 $354 36.3%
Louisiana $1,440 $466 47.8%
Maine $600 -$374 -38.4%
Maryland $800 -$174 -17.9%
Massachusetts $780 -$194 -19.9%
Michigan $1,690 $716 73.5%
Minnesota $814 -$160 -16.4%
Mississippi $1,164 $190 19.5%
Missouri $864 -$110 -11.3%
Montana $1,046 $72 7.4%
Nebraska $768 -$206 -21.1%
Nevada $1,166 $192 19.7%
New Hampshire $700 -$274 -28.1%
New Jersey $1,088 $114 11.7%
New Mexico $862 -$112 -11.5%
New York $1,024 $50 5.1%
North Carolina $560 -$414 -42.5%
North Dakota $798 -$176 -18.1%
Ohio $672 -$302 -31.0%
Oklahoma $1,000 $26 2.7%
Oregon $892 -$82 -8.4%
Pennsylvania $928 -$46 -4.7%
Rhode Island $1,298 $324 33.3%
South Carolina $880 -$94 -9.7%
South Dakota $822 -$152 -15.6%
Tennessee $852 -$122 -12.5%
Texas $1,174 $200 20.5%
Utah $720 -$254 -26.1%
Vermont $668 -$306 -31.4%
Virginia $584 -$390 -40.0%
Washington $754 -$220 -22.6%
West Virginia $892 -$82 -8.4%
Wisconsin $674 -$300 -30.8%
Wyoming $868 -$106 -10.9%

View Chart as Image

Pontiac G6 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $230 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,200 to $1,700 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 137% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, and quoted rates can be significantly different from one company to the next.

Pontiac G6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G6 $140 $202 $474 $974
2007 Pontiac G6 $132 $178 $460 $928
2006 Pontiac G6 $130 $168 $452 $908
2005 Pontiac G6 $120 $160 $446 $884

Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Pontiac G6 Insurance

Saving money on car insurance consists of being safe and accident-free, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates once a year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a brief recap of the data that was touched on in this article.

  • It is possible to save approximately $110 per year simply by quoting online in advance
  • Policyholders who want more liability protection will pay approximately $520 annually to raise from a minimum limit to 250/500 limits
  • Youthful drivers are the costliest to insure, costing up to $332 per month if they have full coverage
  • Higher risk drivers who tend to receive serious violations pay on average $1,130 more annually than a low-risk driver

Rates by Driver Age

Pontiac G6 Insurance Rates by Driver Age
Driver Age Premium
16 $3,988
20 $2,238
30 $986
40 $974
50 $894
60 $876

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,120
$250 $1,054
$500 $974
$1,000 $896

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $974
50/100 $1,069
100/300 $1,187
250/500 $1,495
100 CSL $1,116
300 CSL $1,377
500 CSL $1,567

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G6 Insurance Rates for High Risk Drivers
Age Premium
16 $5,608
20 $3,574
30 $2,114
40 $2,102
50 $2,012
60 $1,990

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $132

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $59
5-yr Claim Free $61
Paid in Full/EFT $35
Advance Quote $43
Online Quote $65
Total Discounts $383
Rate after discounts $591

Discounts are estimated and may not be available from every company or in every state.

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