Pontiac G6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 5, 2023

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Estimated insurance rates for a Pontiac G6 are $928 a year for full coverage. Comprehensive costs around $132 a year, collision costs $178, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $1,998. Teen drivers pay the most at $3,818 a year or more.

Average premium for full coverage: $928

Premium estimates for type of coverage:

Comprehensive $132
Collision $178
Liability $460

Prices include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and G6 trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Pontiac G6 go from the low end price of $510 for your basic liability-only policy to a high of $1,998 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $928
High Risk $1,998

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $696
Small Cities $974
Large Cities $1,253

These rate differences show why it is important to compare rates quotes for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Pontiac G6 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $567
  • Raising to $1,000 deductibles will save about $856 a year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $928
  • Choosing low $100 deductibles bumps up the cost to $1,062
  • Drivers with multiple violations and an at-fault accident could pay at least $1,998 or more
  • An auto insurance policy that insures a 16-year-old driver can be $3,818

View Chart as Image

Pontiac G6 insurance cost comparison chart
Column chart showing full coverage Pontiac G6 insurance rates range from $567 to $3,818

Auto insurance prices for a Pontiac G6 also have a wide range based on the trim level of your G6, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,100 to $1,600 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 132% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $3,800 a year. View Rates by Age

Where you choose to live also has a big influence on Pontiac G6 insurance prices. A middle-age driver might find prices as low as $610 a year in states like Idaho, Maine, and Iowa, or as much as $1,330 on average in Michigan, Louisiana, and New York.

Pontiac G6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $840 -$88 -9.5%
Alaska $712 -$216 -23.3%
Arizona $772 -$156 -16.8%
Arkansas $928 -$0 0.0%
California $1,058 $130 14.0%
Colorado $888 -$40 -4.3%
Connecticut $954 $26 2.8%
Delaware $1,050 $122 13.1%
Florida $1,162 $234 25.2%
Georgia $856 -$72 -7.8%
Hawaii $668 -$260 -28.0%
Idaho $628 -$300 -32.3%
Illinois $690 -$238 -25.6%
Indiana $698 -$230 -24.8%
Iowa $626 -$302 -32.5%
Kansas $882 -$46 -5.0%
Kentucky $1,266 $338 36.4%
Louisiana $1,372 $444 47.8%
Maine $574 -$354 -38.1%
Maryland $766 -$162 -17.5%
Massachusetts $744 -$184 -19.8%
Michigan $1,612 $684 73.7%
Minnesota $778 -$150 -16.2%
Mississippi $1,110 $182 19.6%
Missouri $824 -$104 -11.2%
Montana $996 $68 7.3%
Nebraska $732 -$196 -21.1%
Nevada $1,114 $186 20.0%
New Hampshire $670 -$258 -27.8%
New Jersey $1,038 $110 11.9%
New Mexico $822 -$106 -11.4%
New York $978 $50 5.4%
North Carolina $534 -$394 -42.5%
North Dakota $760 -$168 -18.1%
Ohio $642 -$286 -30.8%
Oklahoma $954 $26 2.8%
Oregon $850 -$78 -8.4%
Pennsylvania $884 -$44 -4.7%
Rhode Island $1,238 $310 33.4%
South Carolina $840 -$88 -9.5%
South Dakota $784 -$144 -15.5%
Tennessee $814 -$114 -12.3%
Texas $1,120 $192 20.7%
Utah $688 -$240 -25.9%
Vermont $636 -$292 -31.5%
Virginia $556 -$372 -40.1%
Washington $718 -$210 -22.6%
West Virginia $850 -$78 -8.4%
Wisconsin $642 -$286 -30.8%
Wyoming $828 -$100 -10.8%

View Chart as Image

Pontiac G6 insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $210 annually, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.

Pontiac G6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G6 $140 $202 $474 $974
2007 Pontiac G6 $132 $178 $460 $928
2006 Pontiac G6 $130 $168 $452 $908
2005 Pontiac G6 $120 $160 $446 $884

Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Pontiac G6 Insurance

Finding better rates on insurance for a Pontiac G6 consists of being safe and accident-free, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Shop around once a year by requesting rates from direct carriers, and also from several local insurance agents.

Below you'll find a quick rundown of the data that was touched on in the above illustrations.

  • Drivers can save up to $100 per year simply by quoting early and online
  • Insureds who may need more liability protection will pay about $510 each year to raise from 30/60 bodily injury limits to the 250/500 level
  • Youthful drivers are expensive to insure, as much as $318 per month if the policy includes full coverage
  • Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,070 more every year than a low-risk driver

Rates by Driver Age

Pontiac G6 Insurance Rates by Driver Age
Driver Age Premium
16 $3,818
20 $2,132
30 $938
40 $928
50 $854
60 $836

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,062
$250 $1,002
$500 $928
$1,000 $856

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $928
50/100 $1,020
100/300 $1,135
250/500 $1,434
100 CSL $1,066
300 CSL $1,319
500 CSL $1,503

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G6 Insurance Rates for High Risk Drivers
Age Premium
16 $5,362
20 $3,396
30 $2,012
40 $1,998
50 $1,914
60 $1,896

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $124

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $51
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $58
Paid in Full/EFT $32
Advance Quote $40
Online Quote $62
Total Discounts $361
Rate after discounts $567

Discounts are estimated and may not be available from every company or in every state.

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