Scion xD Insurance Rates

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UPDATED: Jun 10, 2023

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Estimated insurance rates for a Scion xD are $994 a year including full coverage. Comprehensive insurance costs approximately $144, collision insurance costs $214, and liability coverage is $478. Liability-only insurance costs around $526 a year, and high-risk driver insurance costs $2,150 or more. Teenage drivers pay the most at up to $4,062 a year.

Average premium for full coverage: $994

Premium estimates by type of coverage:

Comprehensive $144
Collision $214
Liability $478

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all xD models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Scion xD range from the low end price of $526 for just the minimum liability insurance to the much higher price of $2,150 for a high-risk driver policy.

Liability Only $526
Full Coverage $994
High Risk $2,150

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

Rural Areas $746
Small Cities $1,044
Large Cities $1,342

These rate differences highlight why everyone should compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Scion xD insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $600
  • Raising to $1,000 deductibles will save $82 every year
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $994
  • Using pricier low deductibles will cost an additional $156 each year
  • Unlucky drivers who are prone to accidents and violations could pay around $2,150
  • An auto insurance policy that insures a teenage driver for full coverage can cost $4,062

View Chart as Image

Scion xD insurance cost comparison chart
Column chart showing Scion xD insurance prices range from $600 to $4,062 for full coverage

Insurance prices for a Scion xD also have a wide range based on the model of your xD, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,200 to $1,700 additional annually, depending on your age. Scion xD insurance for high-risk drivers is expensive and can cost around 42% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

Where you choose to live also has a big influence on Scion xD insurance rates. A middle-age driver might find prices as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,420 on average in Louisiana, New York, and Michigan.

Scion xD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $900 -$94 -9.5%
Alaska $762 -$232 -23.3%
Arizona $824 -$170 -17.1%
Arkansas $994 -$0 0.0%
California $1,132 $138 13.9%
Colorado $948 -$46 -4.6%
Connecticut $1,022 $28 2.8%
Delaware $1,124 $130 13.1%
Florida $1,244 $250 25.2%
Georgia $916 -$78 -7.8%
Hawaii $712 -$282 -28.4%
Idaho $674 -$320 -32.2%
Illinois $740 -$254 -25.6%
Indiana $748 -$246 -24.7%
Iowa $668 -$326 -32.8%
Kansas $946 -$48 -4.8%
Kentucky $1,356 $362 36.4%
Louisiana $1,470 $476 47.9%
Maine $612 -$382 -38.4%
Maryland $820 -$174 -17.5%
Massachusetts $796 -$198 -19.9%
Michigan $1,726 $732 73.6%
Minnesota $832 -$162 -16.3%
Mississippi $1,192 $198 19.9%
Missouri $882 -$112 -11.3%
Montana $1,068 $74 7.4%
Nebraska $784 -$210 -21.1%
Nevada $1,192 $198 19.9%
New Hampshire $716 -$278 -28.0%
New Jersey $1,112 $118 11.9%
New Mexico $878 -$116 -11.7%
New York $1,046 $52 5.2%
North Carolina $572 -$422 -42.5%
North Dakota $814 -$180 -18.1%
Ohio $686 -$308 -31.0%
Oklahoma $1,020 $26 2.6%
Oregon $910 -$84 -8.5%
Pennsylvania $948 -$46 -4.6%
Rhode Island $1,326 $332 33.4%
South Carolina $900 -$94 -9.5%
South Dakota $838 -$156 -15.7%
Tennessee $872 -$122 -12.3%
Texas $1,198 $204 20.5%
Utah $736 -$258 -26.0%
Vermont $680 -$314 -31.6%
Virginia $594 -$400 -40.2%
Washington $768 -$226 -22.7%
West Virginia $910 -$84 -8.5%
Wisconsin $688 -$306 -30.8%
Wyoming $888 -$106 -10.7%

View Chart as Image

Scion xD insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $240 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

Scion xD Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Scion xD $144 $214 $478 $994
2009 Scion xD $122 $160 $468 $908

Rates are averaged for all Scion xD models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Scion xD Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having a good credit score, refrain from filing small claims, and consideration of higher deductibles. Compare prices every time your policy renews by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a review of the information covered in the charts and tables above.

  • You may be able to save around $110 per year just by quoting online well ahead of the renewal date
  • Drivers under the age of 20 are the costliest to insure, with the cost nearing $339 per month if comprehensive and collision insurance is included
  • Increasing policy deductibles can save approximately $250 each year
  • Drivers who have several accidents or serious violations will likely pay on average $1,160 more per year to insure a Scion xD
  • Consumers who purchase increased liability limits will pay an extra $530 per year to raise from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Scion xD Insurance Rates by Driver Age
Driver Age Premium
16 $4,062
20 $2,290
30 $1,010
40 $994
50 $914
60 $894

Full coverage, $500 deductibles

Rates by Deductible

Scion xD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,150
$250 $1,078
$500 $994
$1,000 $912

Full coverage, driver age 40

Rates by Liability Limit

Scion xD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $994
50/100 $1,090
100/300 $1,209
250/500 $1,520
100 CSL $1,137
300 CSL $1,400
500 CSL $1,592

Full coverage, driver age 40

Rates for High Risk Drivers

Scion xD Insurance Rates for High Risk Drivers
Age Premium
16 $5,722
20 $3,656
30 $2,166
40 $2,150
50 $2,060
60 $2,038

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $67
Total Discounts $394
Rate after discounts $600

Discounts are estimated and may not be available from every company or in every state.

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