Scion xD Insurance Rates

Average insurance rates for a Scion xD are $994 a year with full coverage. Comprehensive costs an estimated $144, collision insurance costs $214, and liability insurance is estimated at $478. Liability-only coverage costs approximately $526 a year, and high-risk coverage costs around $2,150. Teens receive the highest rates at up to $4,062 a year.

Average premium for full coverage: $994

Rate estimates broken down by individual coverage type:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all xD models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. More rural locations tend to have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects insurance prices.

These examples demonstrate why everyone should get quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Scion xD insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $600
• Choosing higher $1,000 deductibles can save approximately $82 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $994
• Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,150
• High-risk insureds with serious driving violations could pay up to $2,150
• The cost that insures a teen driver for full coverage can cost as much as $4,062 each year

View Chart as Image

Car insurance rates for a Scion xD can also vary considerably based on the model of your xD, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,200 to $1,700 extra per year, depending on your age. Scion xD insurance for high-risk drivers ranges anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $4,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Scion xD insurance rates. A good driver about age 40 could pay as low as $720 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,340 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $240 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheaper Scion xD Insurance

Saving money on Scion xD insurance takes being a safe and courteous driver, having a positive credit history, eliminating unnecessary coverage, and possibly higher deductibles. Compare rates at every policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a condensed summary of the data raised in the charts and tables above.

• Drivers who want higher levels of liability will pay approximately $530 every year to raise limits from a minimum limit to the 250/500 level
• You may be able to save approximately $110 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $250 each year
• Teenage drivers have the highest car insurance rates, with premiums as much as $339 per month if full coverage is purchased