Toyota C-Hr Insurance Rates

The average insurance prices for a Toyota C-Hr are $1,022 every 12 months for full coverage. Comprehensive insurance costs approximately $216 a year, collision insurance costs $404, and liability costs $292. Liability-only coverage costs as little as $336 a year, and high-risk coverage costs $2,206 or more. Teens cost the most to insure at up to $3,778 a year.

Average premium for full coverage: $1,022

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and C-Hr trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance prices.

The examples above show why it is important to compare rates using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $583
• Drivers who choose higher $1,000 deductibles will pay $882 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,022
• Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $272 annually
• Drivers with serious driving violations could pay around $2,206
• Policy cost to insure a 16-year-old driver can cost $3,778 a year

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Insurance rates for a Toyota C-Hr also range considerably based on liability limits and deductibles, your driver profile, and the model of your C-Hr.

Choosing higher comprehensive and collision insurance deductibles could save up to $420 annually, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $263 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy can cost from 45% to 131% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Toyota C-Hr insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,460 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Cheapest Toyota C-Hr Insurance

Finding cheaper rates on insurance for a Toyota C-Hr not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around at every other renewal by getting quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a recap of the concepts that were touched on above.

• Drivers considered higher risk that have major violations or accidents may pay on average $1,180 more per year than a low-risk driver
• Youthful drivers are the costliest to insure, costing up to $315 each month if full coverage is included
• Drivers can save around $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Drivers can save around $120 per year just by quoting early and online