Toyota C-Hr Insurance Rates

Estimated auto insurance rates for a Toyota C-Hr are $988 annually including full coverage. Comprehensive costs on average $206 a year, collision insurance costs $374, and liability insurance costs around $298. Liability-only insurance costs as low as $340 a year, and high-risk driver insurance costs around $2,136. Teenage drivers pay the most at up to $3,678 a year.

Average premium for full coverage: $988

Premium estimates by type of coverage:

These estimates include $500 deductible amounts, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and C-Hr trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences highlight why it is important to compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The best discount rate is $567
• Using higher $1,000 deductibles will save around $858 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $988
• Using low $100 deductibles for physical damage coverage will cost $1,246
• Drivers who are prone to accidents and violations could pay upwards of $2,136
• An auto insurance policy with full coverage for a teen driver may cost $3,678 or more

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Insurance prices for a Toyota C-Hr also have a wide range based on the model of your C-Hr, your driving characteristics, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,600 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $390 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $268 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see prices as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,410 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy Cheap Toyota C-Hr Insurance

Finding better rates on Toyota C-Hr insurance requires having a good driving record, having good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates at every policy renewal by getting rate quotes from direct car insurance companies, and also from several local insurance agents.

The next list is a brief summary of the data covered in the above illustrations.

• Drivers who require increased levels of liability coverage will pay an extra $330 per year to increase from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save as much as $120 per year just by quoting early and online
• Increasing policy deductibles could save up to $400 each year
• Drivers age 20 and younger pay higher prices, with the cost nearing $307 per month if they have full coverage