Toyota C-Hr Insurance Rates

The average insurance prices for a Toyota C-Hr are $988 every 12 months with full coverage. Comprehensive costs approximately $206, collision insurance costs $374, and liability coverage is $298. A liability-only policy costs around $340 a year, and high-risk insurance costs around $2,136. 16-year-old drivers cost the most to insure at up to $3,678 a year.

Average premium for full coverage: $988

Policy rates by type of insurance:

Prices include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all C-Hr models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than congested cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why everyone should compare rates quotes using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $567
• Raising to $1,000 deductibles will save $130 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $988
• Buying pricier low deductibles increases the price to $1,246
• Unlucky drivers with multiple tickets or accidents could pay around $2,136
• Policy cost to insure a teenage driver for full coverage can cost $3,678

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Car insurance rates for a Toyota C-Hr also range considerably based on liability limits and deductibles, your driving record, and the model of your C-Hr.

Opting for high physical damage deductibles can reduce rates by up to $390 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $268 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,600 extra every year, depending on your age. Toyota C-Hr insurance for high-risk drivers is expensive and can cost around 44% to 135% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on Toyota C-Hr insurance rates. A middle-age driver might find rates as low as $710 a year in states like Utah, Ohio, and New Hampshire, or at least $1,340 on average in New York, Michigan, and Florida.

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How to Shop for the Right Toyota C-Hr Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, maintaining a good credit score, not filing small claims, and attention to physical damage deductibles. Set aside time to compare rates at every policy renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

Below is a quick rundown of the data covered above.

• Consumers who purchase higher levels of liability will pay around $330 every year to raise from a 30/60 limit to a 250/500 level
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Teenage drivers pay the highest auto insurance rates, as much as $307 each month if the policy includes full coverage