Toyota C-Hr Insurance Rates

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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U.S. average insurance prices for a Toyota C-Hr are $646 every 12 months including full coverage. Comprehensive insurance costs around $110 a year, collision insurance costs $134, and liability is estimated at $292. Liability-only insurance costs approximately $336 a year, and high-risk driver insurance costs $1,372 or more. 16-year-old drivers pay the highest rates at up to $2,566 a year.

Average premium for full coverage: $646

Price estimates for individual coverage:

Comprehensive $110
Collision $134
Liability $292

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and C-Hr trim levels.

Price Range from Low to High

For the average driver, Toyota C-Hr insurance prices range from the cheapest price of $336 for just liability insurance to a high of $1,372 for a high-risk driver policy.

Liability Only $336
Full Coverage $646
High Risk $1,372

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how location impacts auto insurance rates.

Rural Areas $485
Small Cities $678
Large Cities $872

The ranges above highlight why it is important to get quotes for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $397
  • Choosing higher $1,000 deductibles can save about $592 every year
  • The average price for the average middle-age driver using $500 deductibles is $646
  • Buying low $100 deductibles for comp and collision coverage costs an extra $106 every year
  • Unlucky drivers with multiple tickets or accidents could pay at least $1,372
  • The price to insure a teen driver can be $2,566 each year

View Chart as Image

Toyota C-Hr insurance cost comparison chart
Column chart showing Toyota C-Hr insurance prices range from $397 to $2,566 for full coverage

Car insurance prices for a Toyota C-Hr are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles can save as much as $160 every year, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $263 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $600 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $2,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $800 to $1,100 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 137% more than the average rate. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Toyota C-Hr insurance prices. A good driver about age 40 could pay as low as $500 a year in states like Missouri, New Hampshire, and Vermont, or at least $920 on average in Michigan, New York, and Louisiana.

Toyota C-Hr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $586 -$60 -9.3%
Alaska $496 -$150 -23.2%
Arizona $536 -$110 -17.0%
Arkansas $646 -$0 0.0%
California $734 $88 13.6%
Colorado $614 -$32 -5.0%
Connecticut $662 $16 2.5%
Delaware $730 $84 13.0%
Florida $804 $158 24.5%
Georgia $598 -$48 -7.4%
Hawaii $464 -$182 -28.2%
Idaho $438 -$208 -32.2%
Illinois $482 -$164 -25.4%
Indiana $486 -$160 -24.8%
Iowa $436 -$210 -32.5%
Kansas $614 -$32 -5.0%
Kentucky $880 $234 36.2%
Louisiana $956 $310 48.0%
Maine $398 -$248 -38.4%
Maryland $532 -$114 -17.6%
Massachusetts $516 -$130 -20.1%
Michigan $1,122 $476 73.7%
Minnesota $540 -$106 -16.4%
Mississippi $776 $130 20.1%
Missouri $574 -$72 -11.1%
Montana $694 $48 7.4%
Nebraska $508 -$138 -21.4%
Nevada $776 $130 20.1%
New Hampshire $466 -$180 -27.9%
New Jersey $720 $74 11.5%
New Mexico $572 -$74 -11.5%
New York $682 $36 5.6%
North Carolina $372 -$274 -42.4%
North Dakota $528 -$118 -18.3%
Ohio $446 -$200 -31.0%
Oklahoma $662 $16 2.5%
Oregon $594 -$52 -8.0%
Pennsylvania $614 -$32 -5.0%
Rhode Island $862 $216 33.4%
South Carolina $586 -$60 -9.3%
South Dakota $544 -$102 -15.8%
Tennessee $566 -$80 -12.4%
Texas $778 $132 20.4%
Utah $480 -$166 -25.7%
Vermont $440 -$206 -31.9%
Virginia $388 -$258 -39.9%
Washington $498 -$148 -22.9%
West Virginia $594 -$52 -8.0%
Wisconsin $448 -$198 -30.7%
Wyoming $574 -$72 -11.1%

View Chart as Image

Toyota C-Hr insurance rates by U.S. city
Toyota C-Hr Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Toyota C-Hr models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Toyota C-Hr Insurance

Getting lower rates on car insurance takes avoiding accidents and claims, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Spend time shopping around every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a review of the information touched on above.

  • You may be able to save up to $70 per year just by quoting early and online
  • Drivers under the age of 20 are the costliest to insure, possibly costing $214 a month if the policy includes full coverage
  • Increasing physical damage deductibles could save as much as $150 each year
  • Higher risk drivers who have several accidents or serious violations could be forced to pay on average $730 more every year to insure a Toyota C-Hr
  • Policyholders who may need increased liability limits will pay around $320 per year to raise limits from a low limit to a 250/500 level

Rates by Driver Age

Toyota C-Hr Insurance Rates by Driver Age
Driver Age Premium
16 $2,566
20 $1,458
30 $658
40 $646
50 $594
60 $582

Full coverage, $500 deductibles

Rates by Deductible

Toyota C-Hr Insurance Rates with Different Deductibles
Deductible Premium
$100 $752
$250 $702
$500 $646
$1,000 $592

Full coverage, driver age 40

Rates by Liability Limit

Toyota C-Hr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $646
50/100 $704
100/300 $777
250/500 $967
100 CSL $734
300 CSL $894
500 CSL $1,011

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota C-Hr Insurance Rates for High Risk Drivers
Age Premium
16 $3,612
20 $2,320
30 $1,384
40 $1,372
50 $1,312
60 $1,298

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $84

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $32
Multi-vehicle $34
Homeowner $11
5-yr Accident Free $38
5-yr Claim Free $40
Paid in Full/EFT $23
Advance Quote $28
Online Quote $43
Total Discounts $249
Rate after discounts $397

Discounts are estimated and may not be available from every company or in every state.

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