Toyota C-Hr Insurance Rates

Estimated insurance prices for a Toyota C-Hr are $646 every 12 months for full coverage insurance. Comprehensive costs on average $110, collision insurance costs $134, and liability insurance costs $292. A liability-only policy costs as little as $336 a year, and high-risk insurance costs around $1,372. 16-year-old drivers pay the most at up to $2,566 a year.

Average premium for full coverage: $646

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all C-Hr models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than congested cities. The example below illustrates how geographic area affects car insurance rates.

These rate differences illustrate why everyone should compare rates based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $397
• Drivers who choose higher $1,000 deductibles will pay around $54 each year
• The average price for a 40-year-old good driver with $500 deductibles is $646
• Buying pricier low deductibles for comprehensive and collision insurance increases the price to $752
• High risk drivers with multiple tickets or accidents could pay upwards of $1,372
• An auto insurance policy to insure a teen driver for full coverage may cost $2,566 a year

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Auto insurance prices for a Toyota C-Hr also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your C-Hr.

Opting for high physical damage deductibles could save up to $160 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $263 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $600 per year on average, or $50 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay upwards of $2,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $800 to $1,100 in extra premium annually, depending on your age. Toyota C-Hr insurance for high-risk drivers can cost anywhere from 43% to 137% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Toyota C-Hr insurance rates. A 40-year-old driver could pay as low as $420 a year in states like Vermont, Wisconsin, and North Carolina, or at least $870 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Right Toyota C-Hr Insurance

Finding better rates on Toyota C-Hr insurance not only requires having a decent driving record, but also having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates at least every other year by obtaining price quotes from direct insurance companies, and also from several local insurance agents.

The following items are a quick rundown of the car insurance concepts presented in the illustrations above.

• High-risk drivers with reckless driving or DUI convictions pay on average $730 more each year than a driver with a clean driving record
• It is possible to save as much as $70 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $150 each year
• Drivers who require additional liability coverage will pay around $320 annually to go from 30/60 bodily injury limits to a 250/500 level