Volkswagen Arteon Insurance Rates

The average insurance rates for a Volkswagen Arteon are $1,346 a year for full coverage insurance. Comprehensive insurance costs an estimated $326 a year, collision insurance costs $618, and liability insurance costs $292. Buying just liability costs as little as $336 a year, and insurance for high-risk drivers costs $2,914 or more. Teenage drivers cost the most to insure at up to $4,782 a year.

Average premium for full coverage: $1,346

Policy rates broken down by type of insurance:

Rates are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Arteon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The examples above illustrate why it is important to compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Volkswagen Arteon insurance rates for other coverage scenarios.

• The best discount rate is $749
• Drivers who choose higher $1,000 deductibles will pay approximately $1,132 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,346
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $418 a year
• High risk drivers who are prone to accidents and violations could pay up to $2,914
• Policy cost for full coverage for a teen driver can cost as much as $4,782 a year

View Chart as Image

Insurance rates for a Volkswagen Arteon also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,700 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Arteon insurance rates. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,820 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $640 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $263 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 46% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Volkswagen Arteon Insurance

Finding cheaper rates on Volkswagen Arteon insurance not only requires being a low-risk driver, but also maintaining good credit, being claim-free, and deciding if full coverage is necessary. Invest the time to compare rates once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a quick review of the data that was presented in the illustrations above.

• It is possible to save approximately $170 per year just by quoting early and online
• Drivers who want more liability coverage will pay an extra $320 annually to go from a 30/60 limit to 250/500 limits
• Teen drivers are charged the highest rates, possibly costing $399 each month for full coverage
• High-risk drivers with a DUI or reckless driving violation pay on average $1,570 more annually to insure their Arteon