Volkswagen Arteon Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance rates for a Volkswagen Arteon are $1,346 a year for full coverage insurance. Comprehensive insurance costs an estimated $326 a year, collision insurance costs $618, and liability insurance costs $292. Buying just liability costs as little as $336 a year, and insurance for high-risk drivers costs $2,914 or more. Teenage drivers cost the most to insure at up to $4,782 a year.

Average premium for full coverage: $1,346

Policy rates broken down by type of insurance:

Comprehensive $326
Collision $618
Liability $292

Rates are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Arteon trim levels.

Price Range Variability

For the normal driver, Volkswagen Arteon insurance rates range from as low as $336 for a discount liability-only rate to a high of $2,914 for a driver that may need high-risk insurance.

Liability Only $336
Full Coverage $1,346
High Risk $2,914

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $1,010
Small Cities $1,413
Large Cities $1,817

The examples above illustrate why it is important to compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Volkswagen Arteon insurance rates for other coverage scenarios.

  • The best discount rate is $749
  • Drivers who choose higher $1,000 deductibles will pay approximately $1,132 each year
  • The average rate for a good driver age 40 who has $500 deductibles is $1,346
  • Using low $100 deductibles for comprehensive and collision insurance will cost an extra $418 a year
  • High risk drivers who are prone to accidents and violations could pay up to $2,914
  • Policy cost for full coverage for a teen driver can cost as much as $4,782 a year

View Chart as Image

Volkswagen Arteon insurance cost comparison chart
Column chart showing Volkswagen Arteon insurance prices range from $749 to $4,782 for full coverage

Insurance rates for a Volkswagen Arteon also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,700 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Arteon insurance rates. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,820 on average in Florida, New York, and Michigan.

Volkswagen Arteon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,216 -$130 -9.7%
Alaska $1,032 -$314 -23.3%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,532 $186 13.8%
Colorado $1,282 -$64 -4.8%
Connecticut $1,382 $36 2.7%
Delaware $1,522 $176 13.1%
Florida $1,678 $332 24.7%
Georgia $1,244 -$102 -7.6%
Hawaii $968 -$378 -28.1%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,014 -$332 -24.7%
Iowa $910 -$436 -32.4%
Kansas $1,280 -$66 -4.9%
Kentucky $1,834 $488 36.3%
Louisiana $1,992 $646 48.0%
Maine $828 -$518 -38.5%
Maryland $1,108 -$238 -17.7%
Massachusetts $1,074 -$272 -20.2%
Michigan $2,338 $992 73.7%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,612 $266 19.8%
Missouri $1,192 -$154 -11.4%
Montana $1,446 $100 7.4%
Nebraska $1,060 -$286 -21.2%
Nevada $1,614 $268 19.9%
New Hampshire $970 -$376 -27.9%
New Jersey $1,502 $156 11.6%
New Mexico $1,190 -$156 -11.6%
New York $1,416 $70 5.2%
North Carolina $774 -$572 -42.5%
North Dakota $1,100 -$246 -18.3%
Ohio $928 -$418 -31.1%
Oklahoma $1,380 $34 2.5%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,282 -$64 -4.8%
Rhode Island $1,794 $448 33.3%
South Carolina $1,218 -$128 -9.5%
South Dakota $1,134 -$212 -15.8%
Tennessee $1,178 -$168 -12.5%
Texas $1,620 $274 20.4%
Utah $996 -$350 -26.0%
Vermont $918 -$428 -31.8%
Virginia $808 -$538 -40.0%
Washington $1,040 -$306 -22.7%
West Virginia $1,236 -$110 -8.2%
Wisconsin $932 -$414 -30.8%
Wyoming $1,196 -$150 -11.1%

View Chart as Image

Volkswagen Arteon insurance rates by U.S. city

Using high physical damage deductibles could save up to $640 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $263 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 46% to 133% more than a normal policy. View High Risk Driver Rates

Volkswagen Arteon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Arteon $384 $690 $258 $1,442
2023 Volkswagen Arteon $370 $686 $264 $1,430
2022 Volkswagen Arteon $356 $668 $274 $1,408
2021 Volkswagen Arteon $344 $640 $284 $1,378
2020 Volkswagen Arteon $326 $618 $292 $1,346
2019 Volkswagen Arteon $312 $574 $298 $1,294

Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Volkswagen Arteon Insurance

Finding cheaper rates on Volkswagen Arteon insurance not only requires being a low-risk driver, but also maintaining good credit, being claim-free, and deciding if full coverage is necessary. Invest the time to compare rates once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a quick review of the data that was presented in the illustrations above.

  • It is possible to save approximately $170 per year just by quoting early and online
  • Drivers who want more liability coverage will pay an extra $320 annually to go from a 30/60 limit to 250/500 limits
  • Teen drivers are charged the highest rates, possibly costing $399 each month for full coverage
  • High-risk drivers with a DUI or reckless driving violation pay on average $1,570 more annually to insure their Arteon

Rates by Driver Age

Volkswagen Arteon Insurance Rates by Driver Age
Driver Age Premium
16 $4,782
20 $3,096
30 $1,422
40 $1,346
50 $1,228
60 $1,204

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Arteon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,568
$500 $1,346
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Arteon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,404
100/300 $1,477
250/500 $1,667
100 CSL $1,434
300 CSL $1,594
500 CSL $1,711

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Arteon Insurance Rates for High Risk Drivers
Age Premium
16 $6,888
20 $4,934
30 $2,998
40 $2,914
50 $2,776
60 $2,754

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $18
5-yr Accident Free $108
5-yr Claim Free $89
Paid in Full/EFT $68
Advance Quote $71
Online Quote $99
Total Discounts $597
Rate after discounts $749

Discounts are estimated and may not be available from every company or in every state.

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