Volkswagen Arteon Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance rates for a Volkswagen Arteon are $1,346 a year with full coverage. Comprehensive insurance costs on average $326 a year, collision costs $618, and liability costs $292. Liability-only coverage costs as little as $336 a year, with high-risk coverage costing $2,914 or more. 16-year-old drivers cost the most to insure at $4,782 a year or more.

Average premium for full coverage: $1,346

Policy rates by type of insurance:

Comprehensive $326
Collision $618
Liability $292

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Arteon trim levels.

Price Range Variability

For the average driver, Volkswagen Arteon insurance rates go from as low as $336 for liability-only coverage to a high of $2,914 for a driver who has had serious violations or accidents.

Liability Only $336
Full Coverage $1,346
High Risk $2,914

Urban vs. Rural Price Range

Your location can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities.

The diagram below illustrates how location impacts car insurance rates.

Rural Areas $1,010
Small Cities $1,413
Large Cities $1,817

The examples above demonstrate why it is important to compare rates based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Volkswagen Arteon insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $749
  • Drivers who choose higher $1,000 deductibles will pay around $1,132 annually
  • The average rate for a good driver age 40 with $500 deductibles is $1,346
  • Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $418 annually
  • Drivers with multiple tickets or accidents could pay upwards of $2,914 or more
  • Policy cost for full coverage for a 16-year-old driver may cost $4,782 a year

View Chart as Image

Volkswagen Arteon insurance cost comparison chart
Column chart showing full coverage Volkswagen Arteon insurance prices range from $749 to $4,782

Insurance rates for a Volkswagen Arteon also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Arteon insurance prices. A 40-year-old driver could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or at least $1,820 on average in Florida, Michigan, and New York.

Volkswagen Arteon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,216 -$130 -9.7%
Alaska $1,032 -$314 -23.3%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,532 $186 13.8%
Colorado $1,282 -$64 -4.8%
Connecticut $1,382 $36 2.7%
Delaware $1,522 $176 13.1%
Florida $1,678 $332 24.7%
Georgia $1,244 -$102 -7.6%
Hawaii $968 -$378 -28.1%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,014 -$332 -24.7%
Iowa $910 -$436 -32.4%
Kansas $1,280 -$66 -4.9%
Kentucky $1,834 $488 36.3%
Louisiana $1,992 $646 48.0%
Maine $828 -$518 -38.5%
Maryland $1,108 -$238 -17.7%
Massachusetts $1,074 -$272 -20.2%
Michigan $2,338 $992 73.7%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,612 $266 19.8%
Missouri $1,192 -$154 -11.4%
Montana $1,446 $100 7.4%
Nebraska $1,060 -$286 -21.2%
Nevada $1,614 $268 19.9%
New Hampshire $970 -$376 -27.9%
New Jersey $1,502 $156 11.6%
New Mexico $1,190 -$156 -11.6%
New York $1,416 $70 5.2%
North Carolina $774 -$572 -42.5%
North Dakota $1,100 -$246 -18.3%
Ohio $928 -$418 -31.1%
Oklahoma $1,380 $34 2.5%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,282 -$64 -4.8%
Rhode Island $1,794 $448 33.3%
South Carolina $1,218 -$128 -9.5%
South Dakota $1,134 -$212 -15.8%
Tennessee $1,178 -$168 -12.5%
Texas $1,620 $274 20.4%
Utah $996 -$350 -26.0%
Vermont $918 -$428 -31.8%
Virginia $808 -$538 -40.0%
Washington $1,040 -$306 -22.7%
West Virginia $1,236 -$110 -8.2%
Wisconsin $932 -$414 -30.8%
Wyoming $1,196 -$150 -11.1%

View Chart as Image

Volkswagen Arteon insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $640 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $263 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can cost from 46% to 133% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes from multiple companies. Every company utilizes a different rate formula, and rates will be varied from one company to the next.

Volkswagen Arteon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Arteon $384 $690 $258 $1,442
2023 Volkswagen Arteon $370 $686 $264 $1,430
2022 Volkswagen Arteon $356 $668 $274 $1,408
2021 Volkswagen Arteon $344 $640 $284 $1,378
2020 Volkswagen Arteon $326 $618 $292 $1,346
2019 Volkswagen Arteon $312 $574 $298 $1,294

Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Volkswagen Arteon Insurance

Finding cheaper rates on insurance for a Volkswagen Arteon not only requires avoiding accidents and claims, but also having a good credit history, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The points below are a brief recap of the ideas that were touched on above.

  • Drivers under the age of 20 pay higher rates, as much as $399 each month including comprehensive and collision insurance
  • Drivers considered higher risk who tend to receive serious violations may be required to pay an average of $1,570 more each year to insure a Volkswagen Arteon
  • Increasing comprehensive and collision deductibles can save around $625 each year
  • You may be able to save as much as $170 per year simply by quoting early and online

Rates by Driver Age

Volkswagen Arteon Insurance Rates by Driver Age
Driver Age Premium
16 $4,782
20 $3,096
30 $1,422
40 $1,346
50 $1,228
60 $1,204

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Arteon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,568
$500 $1,346
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Arteon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,404
100/300 $1,477
250/500 $1,667
100 CSL $1,434
300 CSL $1,594
500 CSL $1,711

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Arteon Insurance Rates for High Risk Drivers
Age Premium
16 $6,888
20 $4,934
30 $2,998
40 $2,914
50 $2,776
60 $2,754

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $18
5-yr Accident Free $108
5-yr Claim Free $89
Paid in Full/EFT $68
Advance Quote $71
Online Quote $99
Total Discounts $597
Rate after discounts $749

Discounts are estimated and may not be available from every company or in every state.

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