Volkswagen Beetle Convertible Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 28, 2024
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Average auto insurance rates for a Volkswagen Beetle Convertible are $1,074 annually for full coverage. Comprehensive costs on average $240, collision insurance costs $424, and liability is $300. A liability-only policy costs around $342 a year, and high-risk insurance costs around $2,314. Teen drivers receive the highest rates at up to $3,932 a year.
Average premium for full coverage: $1,074
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for different Beetle Convertible trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $342 for basic liability insurance to a much higher rate of $2,314 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.
These examples show why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Volkswagen Beetle Convertible insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $613
- Raising to $1,000 deductibles will save around $152 a year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,074
- Choosing more expensive low deductibles will cost $1,364
- At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,314
- The cost with full coverage for a teen driver with full coverage may cost $3,932
Insurance rates for a Volkswagen Beetle Convertible can also vary considerably based on the trim level of your Beetle Convertible, your driver profile, and policy deductibles and limits.
An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $3,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,300 to $1,700 extra per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 135% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $450 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $270 more per year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Volkswagen Beetle Convertible insurance prices. A middle-age driver might find rates as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,530 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $970 | -$104 | -9.7% |
Alaska | $822 | -$252 | -23.5% |
Arizona | $892 | -$182 | -16.9% |
Arkansas | $1,074 | -$0 | 0.0% |
California | $1,220 | $146 | 13.6% |
Colorado | $1,024 | -$50 | -4.7% |
Connecticut | $1,100 | $26 | 2.4% |
Delaware | $1,212 | $138 | 12.8% |
Florida | $1,340 | $266 | 24.8% |
Georgia | $992 | -$82 | -7.6% |
Hawaii | $772 | -$302 | -28.1% |
Idaho | $726 | -$348 | -32.4% |
Illinois | $800 | -$274 | -25.5% |
Indiana | $808 | -$266 | -24.8% |
Iowa | $726 | -$348 | -32.4% |
Kansas | $1,020 | -$54 | -5.0% |
Kentucky | $1,462 | $388 | 36.1% |
Louisiana | $1,588 | $514 | 47.9% |
Maine | $662 | -$412 | -38.4% |
Maryland | $886 | -$188 | -17.5% |
Massachusetts | $856 | -$218 | -20.3% |
Michigan | $1,864 | $790 | 73.6% |
Minnesota | $898 | -$176 | -16.4% |
Mississippi | $1,284 | $210 | 19.6% |
Missouri | $950 | -$124 | -11.5% |
Montana | $1,154 | $80 | 7.4% |
Nebraska | $844 | -$230 | -21.4% |
Nevada | $1,286 | $212 | 19.7% |
New Hampshire | $774 | -$300 | -27.9% |
New Jersey | $1,198 | $124 | 11.5% |
New Mexico | $948 | -$126 | -11.7% |
New York | $1,130 | $56 | 5.2% |
North Carolina | $618 | -$456 | -42.5% |
North Dakota | $878 | -$196 | -18.2% |
Ohio | $742 | -$332 | -30.9% |
Oklahoma | $1,100 | $26 | 2.4% |
Oregon | $986 | -$88 | -8.2% |
Pennsylvania | $1,022 | -$52 | -4.8% |
Rhode Island | $1,430 | $356 | 33.1% |
South Carolina | $972 | -$102 | -9.5% |
South Dakota | $906 | -$168 | -15.6% |
Tennessee | $940 | -$134 | -12.5% |
Texas | $1,292 | $218 | 20.3% |
Utah | $796 | -$278 | -25.9% |
Vermont | $734 | -$340 | -31.7% |
Virginia | $644 | -$430 | -40.0% |
Washington | $826 | -$248 | -23.1% |
West Virginia | $986 | -$88 | -8.2% |
Wisconsin | $742 | -$332 | -30.9% |
Wyoming | $954 | -$120 | -11.2% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Volkswagen Beetle Convertible | $250 | $450 | $298 | $1,108 |
2018 Volkswagen Beetle Convertible | $240 | $424 | $300 | $1,074 |
2016 Volkswagen Beetle Convertible | $214 | $350 | $304 | $978 |
Rates are averaged for all Volkswagen Beetle Convertible models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Volkswagen Beetle Convertible Insurance
Saving money on car insurance consists of avoiding accidents and claims, having a good credit history, eliminating unneeded coverage, and determing if full coverage is necessary. Take the time to comparison shop once a year by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.
The points below are a brief summary of the data that was touched on in the above illustrations.
- Drivers can save as much as $130 per year just by shopping early and online
- Policyholders who require increased liability limits will pay about $330 each year to raise from a minimum limit to higher 250/500 limits
- Drivers under the age of 20 pay the highest rates, costing as high as $328 per month including comprehensive and collision insurance
- Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,240 more each year to insure a Volkswagen Beetle Convertible
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,932 |
20 | $2,458 |
30 | $1,122 |
40 | $1,074 |
50 | $982 |
60 | $962 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,364 |
$250 | $1,228 |
$500 | $1,074 |
$1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,074 |
50/100 | $1,134 |
100/300 | $1,209 |
250/500 | $1,404 |
100 CSL | $1,164 |
300 CSL | $1,329 |
500 CSL | $1,449 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,626 |
20 | $3,916 |
30 | $2,368 |
40 | $2,314 |
50 | $2,208 |
60 | $2,188 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $58 |
Multi-vehicle | $56 |
Homeowner | $16 |
5-yr Accident Free | $80 |
5-yr Claim Free | $70 |
Paid in Full/EFT | $50 |
Advance Quote | $54 |
Online Quote | $77 |
Total Discounts | $461 |
Discounts are estimated and may not be available from every company or in every state.
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