Volkswagen E-Golf Insurance Rates

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UPDATED: Apr 7, 2024

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Estimated insurance prices for a Volkswagen E-Golf are $1,330 every 12 months for full coverage. Comprehensive costs an estimated $270, collision insurance costs $446, and liability costs $456. A policy with only liability insurance costs as little as $508 a year, and a high-risk policy costs around $2,876. Teenage drivers pay the most at up to $5,056 a year.

Average premium for full coverage: $1,330

Premium estimates broken down by type of coverage:

Comprehensive $270
Collision $446
Liability $456

Estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different E-Golf trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Volkswagen E-Golf range from the cheapest price of $508 for just the minimum liability insurance to a much higher rate of $2,876 for a driver required to buy high-risk insurance.

Liability Only $508
Full Coverage $1,330
High Risk $2,876

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than densely populated cities. The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $998
Small Cities $1,397
Large Cities $1,796

These rate differences show why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Volkswagen E-Golf insurance rates for other coverage scenarios.

  • The best discount rate is $775
  • Drivers who choose higher $1,000 deductibles will pay approximately $162 a year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,330
  • Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,646
  • Higher-risk drivers who are prone to accidents and violations could pay up to $2,876
  • An auto insurance policy to insure a teen driver with full coverage can cost as much as $5,056 a year

View Chart as Image

Volkswagen E-Golf insurance cost comparison chart
Column chart showing Volkswagen E-Golf insurance rates range from $775 to $5,056 for full coverage

Car insurance prices for a Volkswagen E-Golf also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles could save up to $480 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged at least $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Volkswagen E-Golf insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,900 on average in New York, Louisiana, and Michigan.

Volkswagen E-Golf Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,204 -$126 -9.5%
Alaska $1,020 -$310 -23.3%
Arizona $1,104 -$226 -17.0%
Arkansas $1,330 -$0 0.0%
California $1,518 $188 14.1%
Colorado $1,272 -$58 -4.4%
Connecticut $1,368 $38 2.9%
Delaware $1,508 $178 13.4%
Florida $1,666 $336 25.3%
Georgia $1,228 -$102 -7.7%
Hawaii $956 -$374 -28.1%
Idaho $898 -$432 -32.5%
Illinois $992 -$338 -25.4%
Indiana $1,002 -$328 -24.7%
Iowa $898 -$432 -32.5%
Kansas $1,264 -$66 -5.0%
Kentucky $1,816 $486 36.5%
Louisiana $1,970 $640 48.1%
Maine $822 -$508 -38.2%
Maryland $1,096 -$234 -17.6%
Massachusetts $1,064 -$266 -20.0%
Michigan $2,312 $982 73.8%
Minnesota $1,114 -$216 -16.2%
Mississippi $1,594 $264 19.8%
Missouri $1,180 -$150 -11.3%
Montana $1,430 $100 7.5%
Nebraska $1,048 -$282 -21.2%
Nevada $1,596 $266 20.0%
New Hampshire $958 -$372 -28.0%
New Jersey $1,488 $158 11.9%
New Mexico $1,180 -$150 -11.3%
New York $1,402 $72 5.4%
North Carolina $768 -$562 -42.3%
North Dakota $1,088 -$242 -18.2%
Ohio $918 -$412 -31.0%
Oklahoma $1,366 $36 2.7%
Oregon $1,220 -$110 -8.3%
Pennsylvania $1,270 -$60 -4.5%
Rhode Island $1,776 $446 33.5%
South Carolina $1,204 -$126 -9.5%
South Dakota $1,122 -$208 -15.6%
Tennessee $1,164 -$166 -12.5%
Texas $1,604 $274 20.6%
Utah $986 -$344 -25.9%
Vermont $912 -$418 -31.4%
Virginia $798 -$532 -40.0%
Washington $1,028 -$302 -22.7%
West Virginia $1,220 -$110 -8.3%
Wisconsin $922 -$408 -30.7%
Wyoming $1,186 -$144 -10.8%

View Chart as Image

Volkswagen E-Golf insurance rates by U.S. city
Volkswagen E-Golf Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen E-Golf $282 $474 $452 $1,366
2018 Volkswagen E-Golf $270 $446 $456 $1,330
2017 Volkswagen E-Golf $258 $400 $460 $1,276

Rates are averaged for all Volkswagen E-Golf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Volkswagen E-Golf Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Make time to compare rates at every policy renewal by getting rate quotes from direct carriers, and also from several local insurance agents.

Below you'll find a review of the data touched on in this article.

  • Policyholders who want more liability protection will pay an extra $500 each year to go from 30/60 bodily injury limits to a 250/500 level
  • Drivers can save approximately $160 per year just by shopping early and online
  • Increasing policy deductibles could save as much as $475 each year
  • Youthful drivers have the highest car insurance prices, as much as $421 per month if the policy includes full coverage

Rates by Driver Age

Volkswagen E-Golf Insurance Rates by Driver Age
Driver Age Premium
16 $5,056
20 $3,058
30 $1,378
40 $1,330
50 $1,216
60 $1,192

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen E-Golf Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,646
$250 $1,500
$500 $1,330
$1,000 $1,168

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen E-Golf Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,330
50/100 $1,421
100/300 $1,535
250/500 $1,832
100 CSL $1,467
300 CSL $1,718
500 CSL $1,900

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen E-Golf Insurance Rates for High Risk Drivers
Age Premium
16 $7,196
20 $4,870
30 $2,926
40 $2,876
50 $2,746
60 $2,722

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $86
Paid in Full/EFT $57
Advance Quote $64
Online Quote $94
Total Discounts $555
Rate after discounts $775

Discounts are estimated and may not be available from every company or in every state.

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