Volkswagen Eos Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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U.S. average insurance rates for a Volkswagen Eos are $996 a year for full coverage. Comprehensive insurance costs an estimated $168 each year, collision insurance costs $202, and liability insurance costs around $468. Liability-only coverage costs as low as $518 a year, and high-risk coverage costs $2,140 or more. 16-year-old drivers pay the highest rates at up to $4,014 a year.

Average premium for full coverage: $996

Price estimates broken down by individual coverage:

Comprehensive $168
Collision $202
Liability $468

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Eos models.

Price Range from Low to High

For the average 40-year-old driver, Volkswagen Eos insurance prices range from as low as $518 for basic liability insurance to a high rate of $2,140 for a high-risk insurance policy.

Liability Only $518
Full Coverage $996
High Risk $2,140

Geographic Price Range

Where you live has a significant impact on insurance rates. More rural locations have a lower frequency of accident claims than congested cities. The graphic below illustrates the difference location can make on insurance prices.

Rural Areas $747
Small Cities $1,046
Large Cities $1,345

The ranges above show why all drivers should compare prices for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Volkswagen Eos insurance rates for other coverage scenarios.

  • The best full coverage rate is $609
  • Using higher $1,000 deductibles will save approximately $84 a year
  • The average rate for the average middle-age driver who has $500 deductibles is $996
  • Buying low deductibles for physical damage coverage will cost an extra $160 a year
  • Drivers with multiple tickets or accidents could pay up to $2,140
  • The price for full coverage for a teen driver can cost as much as $4,014 or more

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing Volkswagen Eos insurance prices range from $609 to $4,014 for full coverage

Auto insurance prices for a Volkswagen Eos are also quite variable based on your driving record, the trim level of your Eos, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles could pay as little as $900 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $4,000 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen Eos insurance rates. A driver around age 40 might see prices as low as $660 a year in states like Iowa, Maine, and Idaho, or at least $1,430 on average in New York, Louisiana, and Michigan.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $904 -$92 -9.2%
Alaska $766 -$230 -23.1%
Arizona $828 -$168 -16.9%
Arkansas $996 -$0 0.0%
California $1,136 $140 14.1%
Colorado $954 -$42 -4.2%
Connecticut $1,026 $30 3.0%
Delaware $1,130 $134 13.5%
Florida $1,250 $254 25.5%
Georgia $920 -$76 -7.6%
Hawaii $716 -$280 -28.1%
Idaho $676 -$320 -32.1%
Illinois $744 -$252 -25.3%
Indiana $750 -$246 -24.7%
Iowa $672 -$324 -32.5%
Kansas $950 -$46 -4.6%
Kentucky $1,360 $364 36.5%
Louisiana $1,476 $480 48.2%
Maine $616 -$380 -38.2%
Maryland $822 -$174 -17.5%
Massachusetts $798 -$198 -19.9%
Michigan $1,734 $738 74.1%
Minnesota $834 -$162 -16.3%
Mississippi $1,194 $198 19.9%
Missouri $884 -$112 -11.2%
Montana $1,072 $76 7.6%
Nebraska $788 -$208 -20.9%
Nevada $1,196 $200 20.1%
New Hampshire $718 -$278 -27.9%
New Jersey $1,116 $120 12.0%
New Mexico $884 -$112 -11.2%
New York $1,052 $56 5.6%
North Carolina $574 -$422 -42.4%
North Dakota $818 -$178 -17.9%
Ohio $690 -$306 -30.7%
Oklahoma $1,024 $28 2.8%
Oregon $914 -$82 -8.2%
Pennsylvania $952 -$44 -4.4%
Rhode Island $1,332 $336 33.7%
South Carolina $904 -$92 -9.2%
South Dakota $842 -$154 -15.5%
Tennessee $874 -$122 -12.2%
Texas $1,202 $206 20.7%
Utah $738 -$258 -25.9%
Vermont $682 -$314 -31.5%
Virginia $598 -$398 -40.0%
Washington $772 -$224 -22.5%
West Virginia $914 -$82 -8.2%
Wisconsin $690 -$306 -30.7%
Wyoming $890 -$106 -10.6%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $250 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $421 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,200 to $1,700 in extra premium each year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 134% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $980 $82
Volkswagen EOS Luxury Turbo 2-Dr Convertible $996 $83

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Volkswagen Eos $184 $248 $474 $1,064
2008 Volkswagen Eos $174 $226 $474 $1,032
2007 Volkswagen Eos $168 $202 $468 $996

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volkswagen Eos Insurance

Getting lower rates on Volkswagen Eos insurance requires having a decent driving record, having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Make time to compare rates at least every other year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following items are a brief review of the car insurance concepts touched on in this article.

  • High-risk drivers with DUI or reckless driving convictions pay an average of $1,140 more annually than a driver with a clean driving record
  • Drivers can save approximately $110 per year just by quoting online in advance
  • Increasing physical damage deductibles can save around $250 each year
  • Drivers who want additional liability coverage will pay around $520 each year to increase from a low limit to 250/500 limits

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $4,014
20 $2,270
30 $1,014
40 $996
50 $916
60 $896

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,156
$250 $1,084
$500 $996
$1,000 $912

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $996
50/100 $1,090
100/300 $1,207
250/500 $1,511
100 CSL $1,136
300 CSL $1,394
500 CSL $1,581

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,646
20 $3,618
30 $2,156
40 $2,140
50 $2,046
60 $2,024

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $132

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $59
5-yr Claim Free $62
Paid in Full/EFT $35
Advance Quote $43
Online Quote $67
Total Discounts $387
Rate after discounts $609

Discounts are estimated and may not be available from every company or in every state.

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