Volkswagen Eos Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 10, 2024

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The average insurance prices for a Volkswagen Eos are $982 every 12 months for full coverage. Comprehensive costs on average $166, collision costs $198, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,102. Teen drivers cost the most to insure at $3,948 a year or more.

Average premium for full coverage: $982

Policy rates by type of insurance:

Comprehensive $166
Collision $198
Liability $460

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all Eos models.

Price Range Variability

Using a middle-aged driver as an example, Volkswagen Eos insurance rates go from the cheapest price of $510 for minimum levels of liability insurance to the much higher price of $2,102 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $982
High Risk $2,102

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have more infrequent accident claims than larger metro areas.

The example below illustrates how where you live affects car insurance rates.

Rural Areas $737
Small Cities $1,031
Large Cities $1,326

The examples above show why everyone should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Volkswagen Eos insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $602
  • Raising to $1,000 deductibles will save around $84 a year
  • The average price for a good driver age 40 with $500 deductibles is $982
  • Choosing pricier low deductibles increases the price to $1,138
  • Drivers with multiple violations and an at-fault accident could pay upwards of $2,102 or more
  • Policy cost to insure a 16-year-old driver for full coverage may cost $3,948

View Chart as Image

Volkswagen Eos insurance cost comparison chart
Column chart showing full coverage Volkswagen Eos insurance rates range from $602 to $3,948

Insurance rates for a Volkswagen Eos also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Eos.

Choosing high deductibles can reduce rates by up to $240 annually, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Volkswagen Eos insurance for high-risk drivers is expensive and can cost from 43% to 136% more than average. View High Risk Driver Rates

Your home state also has a big influence on Volkswagen Eos insurance prices. A middle-age driver might find rates as low as $650 a year in states like Idaho, Maine, and Iowa, or as much as $1,400 on average in Michigan, Louisiana, and New York.

Volkswagen Eos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $888 -$94 -9.6%
Alaska $752 -$230 -23.4%
Arizona $814 -$168 -17.1%
Arkansas $982 -$0 0.0%
California $1,118 $136 13.8%
Colorado $940 -$42 -4.3%
Connecticut $1,010 $28 2.9%
Delaware $1,110 $128 13.0%
Florida $1,228 $246 25.1%
Georgia $904 -$78 -7.9%
Hawaii $704 -$278 -28.3%
Idaho $664 -$318 -32.4%
Illinois $730 -$252 -25.7%
Indiana $738 -$244 -24.8%
Iowa $662 -$320 -32.6%
Kansas $932 -$50 -5.1%
Kentucky $1,340 $358 36.5%
Louisiana $1,452 $470 47.9%
Maine $606 -$376 -38.3%
Maryland $810 -$172 -17.5%
Massachusetts $786 -$196 -20.0%
Michigan $1,704 $722 73.5%
Minnesota $822 -$160 -16.3%
Mississippi $1,176 $194 19.8%
Missouri $870 -$112 -11.4%
Montana $1,054 $72 7.3%
Nebraska $774 -$208 -21.2%
Nevada $1,178 $196 20.0%
New Hampshire $706 -$276 -28.1%
New Jersey $1,098 $116 11.8%
New Mexico $870 -$112 -11.4%
New York $1,034 $52 5.3%
North Carolina $564 -$418 -42.6%
North Dakota $804 -$178 -18.1%
Ohio $678 -$304 -31.0%
Oklahoma $1,010 $28 2.9%
Oregon $900 -$82 -8.4%
Pennsylvania $936 -$46 -4.7%
Rhode Island $1,310 $328 33.4%
South Carolina $890 -$92 -9.4%
South Dakota $830 -$152 -15.5%
Tennessee $860 -$122 -12.4%
Texas $1,182 $200 20.4%
Utah $726 -$256 -26.1%
Vermont $672 -$310 -31.6%
Virginia $586 -$396 -40.3%
Washington $760 -$222 -22.6%
West Virginia $900 -$82 -8.4%
Wisconsin $680 -$302 -30.8%
Wyoming $874 -$108 -11.0%

View Chart as Image

Volkswagen Eos insurance rates by U.S. city

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates from multiple companies. Every auto insurance company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Volkswagen Eos Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen EOS Komfort Turbo 2-Dr Convertible $964 $80
Volkswagen EOS Luxury Turbo 2-Dr Convertible $982 $82

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Eos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2016 Volkswagen Eos $248 $400 $460 $1,266
2009 Volkswagen Eos $174 $226 $474 $1,032
2008 Volkswagen Eos $168 $202 $468 $996
2007 Volkswagen Eos $166 $198 $460 $982

Rates are averaged for all Volkswagen Eos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Volkswagen Eos Insurance

Finding cheaper rates on insurance for a Volkswagen Eos consists of being safe and accident-free, having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Take the time to comparison shop once a year by requesting rates from direct carriers, and also from local independent and exclusive agents.

Below you'll find a summary of the data that was touched on in the above illustrations.

  • Drivers can save as much as $110 per year simply by quoting online well ahead of the renewal date
  • Insureds who require more liability protection will pay about $510 each year to raise from a 30/60 limit to a 250/500 level
  • Youthful drivers pay the highest rates, costing up to $329 each month if they have full coverage
  • Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,120 more each year than a low-risk driver

Rates by Driver Age

Volkswagen Eos Insurance Rates by Driver Age
Driver Age Premium
16 $3,948
20 $2,234
30 $998
40 $982
50 $900
60 $880

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Eos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,138
$250 $1,066
$500 $982
$1,000 $898

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Eos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $982
50/100 $1,074
100/300 $1,189
250/500 $1,488
100 CSL $1,120
300 CSL $1,373
500 CSL $1,557

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Eos Insurance Rates for High Risk Drivers
Age Premium
16 $5,554
20 $3,556
30 $2,120
40 $2,102
50 $2,012
60 $1,992

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $129

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $49
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $58
5-yr Claim Free $61
Paid in Full/EFT $35
Advance Quote $42
Online Quote $66
Total Discounts $380
Rate after discounts $602

Discounts are estimated and may not be available from every company or in every state.

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