Volkswagen Golf Alltrack Insurance Rates
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UPDATED: May 11, 2024
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U.S. average insurance rates for a Volkswagen Golf Alltrack are $1,496 a year with full coverage. Comprehensive insurance costs an estimated $304 each year, collision insurance costs $592, and liability is estimated at $442. A policy with just liability insurance costs approximately $496 a year, and coverage for high-risk drivers costs $3,256 or more. Teenage drivers pay the highest rates at up to $5,612 a year.
Average premium for full coverage: $1,496
Price estimates broken down by individual coverage:
Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Golf Alltrack models.
Price Range from Low to High
For an average driver, Volkswagen Golf Alltrack insurance prices range from the low end price of $496 for basic liability insurance to a high rate of $3,256 for a high-risk insurance policy.
Geographic Price Range
Living in a larger city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.
The ranges above demonstrate why all drivers should get quotes for a targeted area, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Volkswagen Golf Alltrack insurance rates for other coverage scenarios.
- The best discount rate is $850
- Choosing higher $1,000 deductibles can save approximately $204 annually
- The estimated price for the average middle-age driver who has $500 deductibles is $1,496
- Using low deductibles for comp and collision coverage will cost an additional $396 every year
- Unlucky drivers who are prone to accidents and violations could pay up to $3,256
- The price that insures a teen driver can cost as much as $5,612 each year
Insurance prices for a Volkswagen Golf Alltrack are also quite variable based on the trim level and model year, your age and driving habits, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you may be forking out $1,800 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 134% more than a normal policy. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,600 a year. View Rates by Age
The state you live in plays a big part in determining prices for Volkswagen Golf Alltrack insurance prices. A good driver about age 40 could pay as low as $1,080 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,020 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,352 | -$144 | -9.6% |
| Alaska | $1,148 | -$348 | -23.3% |
| Arizona | $1,242 | -$254 | -17.0% |
| Arkansas | $1,496 | -$0 | 0.0% |
| California | $1,704 | $208 | 13.9% |
| Colorado | $1,428 | -$68 | -4.5% |
| Connecticut | $1,538 | $42 | 2.8% |
| Delaware | $1,694 | $198 | 13.2% |
| Florida | $1,872 | $376 | 25.1% |
| Georgia | $1,380 | -$116 | -7.8% |
| Hawaii | $1,074 | -$422 | -28.2% |
| Idaho | $1,012 | -$484 | -32.4% |
| Illinois | $1,114 | -$382 | -25.5% |
| Indiana | $1,126 | -$370 | -24.7% |
| Iowa | $1,008 | -$488 | -32.6% |
| Kansas | $1,422 | -$74 | -4.9% |
| Kentucky | $2,040 | $544 | 36.4% |
| Louisiana | $2,216 | $720 | 48.1% |
| Maine | $922 | -$574 | -38.4% |
| Maryland | $1,234 | -$262 | -17.5% |
| Massachusetts | $1,196 | -$300 | -20.1% |
| Michigan | $2,598 | $1,102 | 73.7% |
| Minnesota | $1,252 | -$244 | -16.3% |
| Mississippi | $1,792 | $296 | 19.8% |
| Missouri | $1,328 | -$168 | -11.2% |
| Montana | $1,608 | $112 | 7.5% |
| Nebraska | $1,180 | -$316 | -21.1% |
| Nevada | $1,794 | $298 | 19.9% |
| New Hampshire | $1,076 | -$420 | -28.1% |
| New Jersey | $1,672 | $176 | 11.8% |
| New Mexico | $1,324 | -$172 | -11.5% |
| New York | $1,576 | $80 | 5.3% |
| North Carolina | $860 | -$636 | -42.5% |
| North Dakota | $1,224 | -$272 | -18.2% |
| Ohio | $1,034 | -$462 | -30.9% |
| Oklahoma | $1,536 | $40 | 2.7% |
| Oregon | $1,370 | -$126 | -8.4% |
| Pennsylvania | $1,428 | -$68 | -4.5% |
| Rhode Island | $1,994 | $498 | 33.3% |
| South Carolina | $1,354 | -$142 | -9.5% |
| South Dakota | $1,264 | -$232 | -15.5% |
| Tennessee | $1,312 | -$184 | -12.3% |
| Texas | $1,802 | $306 | 20.5% |
| Utah | $1,108 | -$388 | -25.9% |
| Vermont | $1,024 | -$472 | -31.6% |
| Virginia | $896 | -$600 | -40.1% |
| Washington | $1,156 | -$340 | -22.7% |
| West Virginia | $1,370 | -$126 | -8.4% |
| Wisconsin | $1,036 | -$460 | -30.7% |
| Wyoming | $1,332 | -$164 | -11.0% |
Using high physical damage deductibles can save as much as $600 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen Golf Alltrack | $304 | $592 | $442 | $1,496 |
| 2018 Volkswagen Golf Alltrack | $292 | $548 | $452 | $1,450 |
Rates are averaged for all Volkswagen Golf Alltrack models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volkswagen Golf Alltrack Insurance
Getting lower rates on car insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices at least every other year by requesting rates from direct companies, and also from insurance agencies where you live.
The points below are a quick review of the car insurance concepts covered in the above illustrations.
- Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,760 more annually to insure a Volkswagen Golf Alltrack
- You may be able to save approximately $180 per year just by quoting online in advance
- Increasing physical damage deductibles can save approximately $600 each year
- Policyholders who want increased liability limits will pay an extra $490 every year to raise limits from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,612 |
| 20 | $3,474 |
| 30 | $1,562 |
| 40 | $1,496 |
| 50 | $1,366 |
| 60 | $1,340 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,892 |
| $250 | $1,708 |
| $500 | $1,496 |
| $1,000 | $1,292 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,496 |
| 50/100 | $1,584 |
| 100/300 | $1,695 |
| 250/500 | $1,982 |
| 100 CSL | $1,629 |
| 300 CSL | $1,872 |
| 500 CSL | $2,049 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,018 |
| 20 | $5,538 |
| 30 | $3,326 |
| 40 | $3,256 |
| 50 | $3,108 |
| 60 | $3,082 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $80 |
| Homeowner | $22 |
| 5-yr Accident Free | $113 |
| 5-yr Claim Free | $98 |
| Paid in Full/EFT | $70 |
| Advance Quote | $76 |
| Online Quote | $107 |
| Total Discounts | $646 |
Discounts are estimated and may not be available from every company or in every state.
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