Volkswagen ID Buzz Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Average auto insurance rates for a Volkswagen ID Buzz are $1,560 annually for full coverage. Comprehensive costs on average $390 each year, collision insurance costs $718, and liability coverage is estimated at $316. A liability-only policy costs approximately $376 a year, and high-risk insurance costs around $3,374. Teens receive the highest rates at up to $5,530 a year.

Average premium for full coverage: $1,560

Rate estimates by individual coverage type:

Comprehensive $390
Collision $718
Liability $316

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and ID Buzz models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as cheap as $376 for the bare minimum liability coverage to a high rate of $3,374 for a driver who requires high-risk insurance.

Liability Only $376
Full Coverage $1,560
High Risk $3,374

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas tend to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how where you live affects car insurance rates.

Rural Areas $1,170
Small Cities $1,638
Large Cities $2,106

These examples show why all drivers should get quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Volkswagen ID Buzz insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $875
  • Choosing higher $1,000 deductibles can save around $252 a year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,560
  • Selecting low deductibles for comp and collision coverage will cost $2,050
  • Drivers with serious driving violations could pay upwards of $3,374
  • The cost with full coverage for a teenage driver may cost $5,530 each year

View Chart as Image

Volkswagen ID Buzz insurance cost comparison chart
Column chart showing Volkswagen ID Buzz insurance rates range from $875 to $5,530 for full coverage

Insurance rates for a Volkswagen ID Buzz can also vary considerably based on the trim level of your ID Buzz, your driver profile, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,400 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,800 to $2,500 extra per year, depending on your age. Insurance for high-risk drivers ranges around 45% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $750 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $285 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Volkswagen ID Buzz insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,230 on average in Michigan, Louisiana, and New York.

Volkswagen ID Buzz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,410 -$150 -9.6%
Alaska $1,196 -$364 -23.3%
Arizona $1,294 -$266 -17.1%
Arkansas $1,560 -$0 0.0%
California $1,778 $218 14.0%
Colorado $1,488 -$72 -4.6%
Connecticut $1,602 $42 2.7%
Delaware $1,764 $204 13.1%
Florida $1,950 $390 25.0%
Georgia $1,442 -$118 -7.6%
Hawaii $1,122 -$438 -28.1%
Idaho $1,056 -$504 -32.3%
Illinois $1,162 -$398 -25.5%
Indiana $1,176 -$384 -24.6%
Iowa $1,054 -$506 -32.4%
Kansas $1,480 -$80 -5.1%
Kentucky $2,128 $568 36.4%
Louisiana $2,310 $750 48.1%
Maine $964 -$596 -38.2%
Maryland $1,288 -$272 -17.4%
Massachusetts $1,244 -$316 -20.3%
Michigan $2,710 $1,150 73.7%
Minnesota $1,306 -$254 -16.3%
Mississippi $1,870 $310 19.9%
Missouri $1,384 -$176 -11.3%
Montana $1,676 $116 7.4%
Nebraska $1,230 -$330 -21.2%
Nevada $1,872 $312 20.0%
New Hampshire $1,126 -$434 -27.8%
New Jersey $1,744 $184 11.8%
New Mexico $1,380 -$180 -11.5%
New York $1,642 $82 5.3%
North Carolina $898 -$662 -42.4%
North Dakota $1,280 -$280 -17.9%
Ohio $1,076 -$484 -31.0%
Oklahoma $1,600 $40 2.6%
Oregon $1,430 -$130 -8.3%
Pennsylvania $1,488 -$72 -4.6%
Rhode Island $2,080 $520 33.3%
South Carolina $1,414 -$146 -9.4%
South Dakota $1,318 -$242 -15.5%
Tennessee $1,364 -$196 -12.6%
Texas $1,882 $322 20.6%
Utah $1,154 -$406 -26.0%
Vermont $1,066 -$494 -31.7%
Virginia $934 -$626 -40.1%
Washington $1,204 -$356 -22.8%
West Virginia $1,430 -$130 -8.3%
Wisconsin $1,080 -$480 -30.8%
Wyoming $1,390 -$170 -10.9%

View Chart as Image

Volkswagen ID Buzz insurance rates by U.S. city
Volkswagen ID Buzz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID Buzz $372 $690 $332 $1,530

Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Volkswagen ID Buzz Insurance

Saving money on auto insurance takes avoiding accidents and violations, having a good credit history, eliminating unneeded coverage, and determing if full coverage is necessary. Take the time to comparison shop at every other renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The list below is a brief review of the concepts that were touched on in the above illustrations.

  • Drivers with DUI or reckless driving convictions may be required to pay an average of $1,810 more each year for car insurance
  • Teenagers pay the highest rates, costing as high as $461 per month including comprehensive and collision insurance
  • Drivers can save as much as $200 per year just by quoting online in advance
  • Increasing deductibles could save up to $750 each year
  • Drivers can save as much as $200 per year just by quoting online in advance

Rates by Driver Age

Volkswagen ID Buzz Insurance Rates by Driver Age
Driver Age Premium
16 $5,530
20 $3,592
30 $1,650
40 $1,560
50 $1,420
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID Buzz Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,824
$500 $1,560
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID Buzz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,560
50/100 $1,623
100/300 $1,702
250/500 $1,908
100 CSL $1,655
300 CSL $1,829
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID Buzz Insurance Rates for High Risk Drivers
Age Premium
16 $7,952
20 $5,710
30 $3,472
40 $3,374
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $124
5-yr Claim Free $102
Paid in Full/EFT $79
Advance Quote $81
Online Quote $114
Total Discounts $685
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

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